Zero depreciation cover ensures that the insurer pays the full replacement cost of parts such as bumpers, headlamps, side mirrors, and plastic fittings.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
The cheeky young man who once gave me one-word answers grew into a philosophical, detached star yet remained simple and humble, never letting stardom steal his heart, notes Rediff's Shobha Warrier who first interviewed the Dadasaheb Phalke Award winner in 1987.
Reels often induce the FOMO-'Act now!' mentality. But sound investing is about consistency, diversification and a long-term horizon.
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
SEBI's blockbuster reforms are rewriting the rules of mutual fund investing -- faster growth, sharper transparency, and smarter safeguards that put investors first, explains Ramalingam Kalirajan.
'If nominal growth improves and earnings pick up, Indian stock markets could see a rally next year.'
Investors may wait for six months and then take another look at the stock.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
rediffGURU Dr Shakeeb Ahmed Khan suggests simple exercises that will help manage your blood pressure, sciatica pain and lower back pain.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Do home prices really never fall? Ramalingam Kalirajan begs to differ.
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
Given the stronger rural activity, and potential goods and services tax (GST) impact, investors are bullish on the two-wheeler (2W) segment. In August, dealers in the domestic market picked up 11 per cent more 2Ws year-on-year (Y-o-Y), despite only 2 per cent growth in retail registrations. This indicates inventory stocking ahead of the festival season. Export trends were good. TVS Motor and Royal Enfield may have gained domestic market share.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Reliance Industries (RIL) annual general meeting (AGM) had several stunning announcements. RIL looks to list Jio Platforms (JPL) by June 2026. It targets doubling of FY22 earnings before interest, taxes, depreciation and amortisation (Ebitda) (Rs 1.25 trillion; $14.6 billion) by FY27 implying 14.7 per cent compound annual growth rate (CAGR) over the FY22 levels.
Here's how you can prepare yourself and your family to deal with menopause.
'A balanced portfolio mix of domestic and international equity, fixed income, and precious metals is recommended.'
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
'The statistical confidence bands of the fan charts of the forecasts will provide a better sense of the potential variability of outcomes.'
rediffGURU Pushpa R, founder of Radiant Yoga Vibes, suggests how yoga can help you lead a healthy life.
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.
Do not argue, debate or dispute on any topic with someone who may be contemplating suicide or self harm, warns psychologist Dr Sahir Jamati.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
Breathe better with this simple home remedy for a blocked nose.
Global emerging market investors are sharply cutting back on India, making it the largest underweight market, as funds rotate into China, Hong Kong, and South Korea amid tariff shocks and valuation concerns.
'After tobacco, the next most common cause for oral cancer is alcohol.'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Real wealth isn't built on random bets; it's built on disciplined, guided portfolio strategies that can withstand market ups and downs, says Ramalingam Kalirajan.
The country's largest listed gold jewellery maker, Titan Company, maintained its growth pace in the April-June quarter of 2025-26 (FY26).
The Central Board of Film Certification has issued direction to Sitaare Zameen Par to add a Narendra Modi quote in the film's disclaimer.
SOFs can be a diversification tool for investors seeking alternatives to conventional large, mid, or smallcap portfolios.
'Maintain a balanced approach with a preference for short-to medium-duration funds.'