The RBI seems to be acknowledging that all deposits are not equal -- a deposit with a lower run-off assumption is inherently more valuable than one that could disappear overnight, points out Tamal Bandyopadhyay.
Lending is no longer just about what you've done. It is about how you manage money over time, says Mohit Jain, Co-founder, Finfinity.
Fintech unicorn Razorpay has confidentially filed draft documents with SEBI for an Initial Public Offering, with market sources estimating the issue size between Rs 5,000-6,000 crore. This move comes as a rival firm, PhonePe, has paused its IPO plans.
'Knowing that he is always there to support and guide us gives me a sense of security and confidence,' says D Satya Narayana Murthy about his father.
Sanchita Bashu's style has a quiet charm to it. The Thukra Ke Mera Pyaar S2 actress gravitates towards pieces that feel feminine and easy to wear but, every now and then, she slips into something bold and completely changes the mood.
A BofA Global Research report indicates that Paytm is leading in monetisation compared to its competitors due to its diversified mix of merchant lending and financial services, which enhances profitability and strengthens its position in the Indian fintech market.
Saniya Iyappan has a knack for making every outfit feel a little more exciting. One day, the Varavu actress is embracing easy-breezy vacation dressing, the next, she's stepping out in high-octane couture or richly woven Indian textiles.
Fintech platform CRED announced a significant funding round of Rs 8,550 crore led by Meta, coinciding with founder Kunal Shah's departure as CEO to take on the global leadership role for WhatsApp.
Welcome To The Jungle's moment of truth arrives when Akshay pleads 'Hum sab bhand hain' in the face of fear and power. If only the rest of this slog was as self-aware as this single scene, notes Sukanya Verma.
The Pova 8 sets itself apart with an interactive rear lighting system that can be personalised to display app notifications and status alerts.
A 52-year-old labourer, Santosh Kumar Gupta, has been arrested in New Delhi for allegedly facilitating an online investment fraud by lending his bank account to route Rs 5 lakh of defrauded money. He is suspected of acting as an India-based facilitator for an international cyber fraud network.
Rising study-abroad costs are prompting families to use education loans strategically while preserving savings, liquidity and long-term financial stability, says Yogesh Rawat
Monsoon dressing isn't just about carrying an umbrella. The right fabric can make all the difference between looking fresh and feeling weighed down by humidity.
Saba Azad has a thing going on with her hairstyles as the Bandar actress treats them like accessories. One day it's a sculptural bun, the next a slick braid, a wet-look finish, or curls left completely untamed.
Gram Chikitsalay Season 2 returns with a confirmed connection to Panchayat universe and a more heartwarming narrative, observes Sreeju Sudhakaran.
India's market regulator, Sebi, has approved the re-introduction of open-market share buybacks through stock exchanges, effective August 1, 2026, alongside easing debt listing norms for RBI-regulated entities and simplifying rules for mutual funds and alternative investment funds.
Suman Kalyanpur, known for her melodious voice and soulful renditions, was laid to rest with full state honours in Mumbai.
Cook your summer weather sabzis before the season goes.
Eighteen of India's 28 states exceeded the fiscal deficit ceiling of 3 per cent of GSDP in FY25, a deterioration comparable to the Covid year of 2020-21, according to the Comptroller and Auditor General (CAG). The report also noted a decline in states reporting a revenue surplus, with Bihar, Mizoram, and Telangana moving into deficit.
Star all-rounder Hardik Pandya and senior batter Rohit Sharma have been cleared by the Sports Science team of BCCI's Centre of Excellence to participate in the upcoming three-match ODI series against Afghanistan, starting in Dharamsala on Sunday.
India has urged the United Nations to update its sanctions regime against Afghanistan, arguing that it must reflect the changed political reality and focus on incentivising positive actions rather than solely relying on punitive measures. India highlighted its ongoing humanitarian and development support for the Afghan people.
The Reserve Bank of India on Friday proposed to allow banks to lend to Real Estate Investment Trusts (REITs) with certain prudential safeguards to deepen the financing pool for the real estate sector.
India begin their 2027 ODI World Cup preparations against Afghanistan with Rohit Sharma's fitness and Nitish Kumar Reddy's all-round abilities under scrutiny, while Shubman Gill continues to shape his leadership credentials.
The Reserve Bank of India (RBI) has kept its key lending rate, the repo rate, unchanged at 5.25 per cent for the second consecutive time, citing concerns over rising energy prices, supply disruptions from the West Asia crisis, and potential inflationary pressures.
Explore Kangana Ranaut's remarkable cinematic journey from her impactful debut in Gangster to her career-defining role in Queen.
Dark patterns are no longer just a consumer protection concern, but a broader macroeconomic challenge affecting the long-term sustainability of India's digital commerce ecosystem.
Rapid growth in personal gold loans has raised concerns over borrower leverage, large-ticket exposure and volatility in gold prices, points out Swaminathan J, Deputy Governor, Reserve Bank of India.
At a time when the politics of hostility has engulfed the world and escalated it into senseless wars Main Vaapas Aaunga's unwavering belief in love is a testament to cinema's uplifting gifts, notes Sukanya Verma.
The Special Investigation Team (SIT) has filed a charge sheet against self-proclaimed godman Ashok Kharat in two of the 17 cases registered against him, accusing him of sexual harassment. The SIT cyber team has removed thousands of objectionable videos related to the cases, and multiple police departments are investigating the various charges against Kharat.
Students, college-goers, competitive exam aspirants, and parents gathered at Jantar Mantar in New Delhi for a protest organised by supporters of the Cockroach Janta Party, expressing deep concerns over recurring examination controversies, result uncertainties, and a perceived lack of accountability within the education system.
Insights from behavioural economics suggest that an ambitious nudge can be effective if three conditions are met, points out Ram Singh Insights from behavioural economics suggest that an ambitious nudge can be effective if three conditions are met, points out Ram Singh, director, Delhi School of Economics.
LAMF allows investors to access liquidity while staying invested.
Loans to micro, small and medium enterprises (MSMEs) in India saw moderated growth in April 2026, with early signs of stress emerging among micro borrowers and manufacturers, according to a report by credit bureau CRIF High Mark. The slowdown is attributed to potential impacts of global uncertainty.
From October to Saiyaara, these Hindi love stories proved that romance still has the power to break hearts, move audiences and create box office magic in the age of violent cinema.
'The role was of a father, which was a bit unflattering. I thought I would get typecast with this show.' 'Today, after doing five seasons, I feel extremely lucky that I did it.'
Six members of a gang allegedly involved in 74 serious cases have been arrested in Gujarat's Jamnagar district, according to police. The Gujarat Control of Terrorism and Organised Crime (GUJCTOC) Act has been invoked against the arrested individuals, who are part of the 'Saycha gang'.
'You have seen the retrenchments by big corporates in the IT industry because they are not getting enough offers.' 'MSMEs in the manufacturing sector are really struggling. They do not know what to do. They are not able to predict what will happen tomorrow.'
Police in Ballia, Uttar Pradesh, have arrested the father and two uncles of a 19-year-old woman, along with another man, in connection with her alleged suicide due to harassment related to her wish to marry her lover.
Bank lending to companies is expected to go up in the coming quarters because the difference in interest rates between corporate bonds and bank loans has narrowed. In addition, recent policy reforms by the Reserve Bank of India (RBI), including allowing domestic banks to do acquisition financing, are expected to give further support to corporate lending, analysts said.
The Delhi High Court has denied bail to a mother-in-law in a dowry death case involving the suicide of her 19-year-old daughter-in-law, who allegedly faced harassment for not meeting dowry demands.
