Dig into the prospectus. Use the prospectus to understand the business and its risks.
An IPO can create excitement, particularly when you see a new issue attracting strong interest from investors. But popularity alone does not make an IPO suitable for every investor. Before you apply, it's crucial to scrutinise the financial performance, risk profile, and valuation of the company. Ultimately, your objective should be choosing a company that aligns with your financial goals.
A member must generally have completed 12 months of EPF membership to use the facility.
'Since the category has a limited track record, assess the fund manager's experience across equity and debt market cycles rather than relying only on past returns.'
Active and passive funds offer different advantages across market-cap segments, making a mix of both a sensible portfolio strategy.
The goal is to ensure that your bank works for you, providing liquidity and convenience without charging you for the privilege of holding your own money.
Marriage alone does not make a spouse liable for debt. The extent of liability depends on whether the spouse signed as a co-borrower or guarantor, or inherited assets.
Rental yield can indicate whether a property is undervalued, overvalued or fairly valued.
Fake web sites, counterfeit goods, bogus delivery charges and fraudulent customer support agents are common warning signs.
Members should review their nomination after marriage, childbirth, or other changes in family circumstances. They can file a fresh e-signed nomination to replace an earlier one.
Mumbai Police have arrested a man for allegedly defrauding a senior executive of over Rs 60 lakh under the guise of cryptocurrency investment.
Compare premiums, claim settlement ratios, exclusions, waiting periods and surrender provisions.
'Separate needs from wants and minimise discretionary spending.'
The assessee must explain the nature and source of jewellery and support the explanation with evidence, tax experts say.
A deposit is not necessarily taxable simply because it appears in a bank account. What matters is whether its source can be satisfactorily explained.
Families, especially those with a history of these ailments, must prepare before an emergency strikes.
If a bank sold the policy, complain to its grievance cell and, if necessary, escalate the complaint to the Reserve Bank of India Ombudsman.
Odisha Police have arrested a man from West Bengal for his alleged involvement in an online investment fraud case involving Rs 12.33 crore.
In an hour-long chat on Wednesday, financial planning expert Sailesh Multani offered some valuable investment tips.
In an hour-long chat on rediff.com on Wednesday, financial planning expert Sailesh Multani offered some valuable investment tips.
PAYD suits infrequent drivers who can estimate annual mileage.
Investors opening new brokerage accounts must choose a broker suited to their style.
The ruling does not mean developers must always pay stamp duty. The liability depends on the applicable law and contractual terms.
BAFs seek to offer a smoother experience across market cycles, not the full upside of a bull market.
Futures and options (F&O) trading suits investors with good market knowledge, sufficient risk capital, a tested strategy and strong discipline.
Life cycle funds may suit people who are starting their investing journey. They may suit those who do not want to monitor their investments frequently. Busy professionals, beginners and delegators, who lack the time, information or interest to manage asset allocation actively, may find these funds useful.
Buyers should check their scope and triggers and whether they need such policies alongside their regular health insurance.
Used-car financing has seen significant growth, but borrowers must be aware of higher interest rates, conservative loan-to-value ratios, shorter tenures, and the risk of owing more than the car's depreciated value. Understanding these factors is crucial for making informed decisions.
Investors should cap gold allocation at 10-15 per cent and consider staggered purchases through gold ETFs.
Do not share OTPs, PINs, authentication codes, card numbers, card verification values (CVVs), KYC details, security answers, Internet-banking passwords or Aadhaar-based authentication credentials through SMS, e-mail or phone calls.
Verify a content creator's Sebi registration, qualifications and certifications before acting on their advice.
Examine the complete title chain to establish how the present owner acquired the property.
List all unavoidable expenses such as rent, groceries, transportation, education and medical bills.
Smallcap and midcap funds now account for nearly 30% of active equity MF folios, as stock-market gains revive investor appetite for high-growth segments.
The challenge for India lies in navigating complex landscape to its best advantage. The BRICS Summit will test its navigation skills, asserts former foreign secretary Shyam Saran.
A savings or current account with no customer-induced transaction for more than 24 months is classified as inoperative.
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs.
From the financial year 2025-2026, the government has introduced a new column in the tax return form for presumptive taxpayers, requiring them to disclose their year-end investments. This requirement was not present last year.
India and China are in what experts call 'a cooperation-versus-competition situation'.
A delayed ITR could prompt greater scrutiny, document requests or processing delays.
