'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'
'They are ideal for short-term financial goals like children's education or a down payment for a house.' 'They are also useful for transitional savings, such as during job switches or while starting a business.'
rediffGURU Ashwini Dasgupta offers advice on what you can do to grow in your career and shine at the workplace.
Dr Sneha Tirpude, pulmonologist at Pune's Ruby Hall Clinic, suggests simple measures to protect your lungs when the air quality is poor.
If you're doing the work, if you're delivering results and contributing to the success of your team or organisation, you deserve to be compensated equitably, says Sonica Aron, founder of HR consultancy firm Marching Sheep.
Younger investors with long investment horizons may continue their SIPs.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
Pananjay Tiwari, founder and director of Impel Overseas Education, explains how the new changes can impact Indian students who are applying to US universities and those who are already studying in the US.
Students from de-notified tribes, nomadic tribes and semi-nomadic tribes will receive coaching fees of up to 1,20,000 and additional benefits for preparing for entrance examinations such as JEE, NEET, CLAT and the NDA.
'If you are not prudent, you may exceed your budget, and if it happens too often, you may end up in debt.'
Your romantic life is about to become a thrilling and touching journey with these simple resolutions, says Sybil Shiddell, relationship manager at Gleeden.
Professor Suvasish Mukhopadhyay has counselled thousands of students in his three-decade-long professional journey.
Largecap companies are generally less vulnerable to economic slowdowns than their mid- and smallcap counterparts.
Like men, women also suffer from low libido, skin problems like dry skin, and digestive distress, warns Dr Manisha Tomar.
'Once filed, it cannot be revised or rectified.'
Instead of hitting the snooze button and snuggling under your blankets, take charge of your health and exercise indoors, advises Dr Manjusha Agarwal.
Why try to time the market when time in the market works better? History shows that patient investors who stay the course often walk away with the real rewards, says Ramalingam Kalirajan.
Take purposeful breaks, practise self care, advises Sweta Bothra, lead psychologist at Amaha Health.
'One should not invest more than 5 to 10 per cent of their overall portfolio exposure in global or international funds.'
ITRs with zero tax liability have increased to 55.7 million in FY25.
The index could be vulnerable to a bigger fall given the present market dynamics.
The ideal time to invest in sector funds, is during a downturn so that investors can capitalise on a turnaround in 1.5 to 2 years.
Despite the dominance of AI, creativity and innovation are the most in-demand skills, reveal LinkedIn's Skills On The Rise 2025 report.
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
'Tax rate and stock markets are entirely two different things.'
These simple home remedies aim to improve your overall health and keep your skin glowing, hair healthy and body pain-free no matter how cold it gets, says Smita Naram, co-founder, Ayushakti.
'Making sure that you're getting enough sleep, that your weight is maintained correctly and you exercise regularly.'
Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego, T S Khurana and Mahesh Padmanabhan your Budget-related tax questions
Fitness expert Hemant Dhingra tells you how to work your muscles, tone your body and get in shape for the New Year.
Going to bed without removing your makeup can clog your pores and make your complexion lacklustre, cautions Dr Trupti D Agarwal.
'Obesity, especially central obesity and increased visceral fat due to physical inactivity, along with the consumption of high-calorie, high-fat, and high-sugar diets, are major contributing factors.'
rediffGURU Rohit Gupta, co-founder and COO of College Vidya, provides a list of competitive exams that can help you land a job in the public sector.
Wash your scalp only two to three times a week to protect its natural oils, advises Dr Rupika Singh, founder, Akiya Aesthetics.
Let reason, not emotion, guide your decisions.
'As we navigate uncertain waters, a conservative approach to largecap investing could provide a strategic advantage.'
Mental health experts and counsellors highlight how to identify early signs of distress in children and what parents and peers can do to prevent someone from taking their life.
Disrupting your body's natural circadian rhythm through long-term night shifts could elevate the risk of breast cancer, warns Dr Karishma Kirti.
Many enter this arena without a detailed understanding of how their algo works.' 'Diligently review information on the strategy, risk profile, potential losses, and expected gains before investing.'
'This is also a time when you realise that short-term trading and dabbling in derivatives may result in financial losses.'
The Vidyadhan Scholarship Programme by the Sarojini Damodaran Foundation provides an annual scholarship of Rs 10,000 after Class 10 to meritorious students so that they can move ahead with their education.