Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.
Education loan growth is set to halve this fiscal (FY26) because disbursements for the US decelerate following a raft of policy changes there.
Many students are now looking at opportunities in the UK, Australia, and Singapore due to lower cost of living and less interference from the government.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Only a limited set of investors should invest directly in corporate bonds.
Did you know that CVs without a cover letter, or with irrelevant and outdated details, are often discarded within the first 10 to 20 seconds?
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
Despite recent underperformance, MNC funds have delivered over longer time frames.
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
'Investors who remain calm, consistent, and disciplined through short-term volatility are usually the ones who benefit most in the long run.'
The death rate among those with the lowest scores was 42 per cent and those with highest sitting-rising scores, 3.7 per cent.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Valuations at current levels have historically corresponded single-digit returns.
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
On World Diabetes Day, you can pose all your doubts and questions regarding diabetes to our health experts on rediffGURUS.
What if we could ask a qualified Human Expert who would offer advice suited to your needs?
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Dr Ganesh Natarajan, a special guest on rediffGURUS, has been addressing questions from Rediff readers, about how to grow professionally, how women can achieve leadership roles in Indian companies, and what it takes to succeed as an entrepreneur.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
rediffGURUS Aashish Sood and Patrick Dsouza will answer your queries about the upcoming CAT exam.
Today, learn about Utthita Trikonasana or the Extended Triangle Pose.
Welcome to Day 2 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Virabhadrasana II or the Warrior II Pose.
Welcome to Rediff's week-long celebration of yoga ahead of the International Day of Yoga. We begin today with Vriksasana, the Tree Pose.
'The universe of PSU stocks is huge and diverse.' 'Investors should bet on specific sectors and stocks from the basket as most of them may continue to consolidate after years of outperformance.'
Welcome to Day 6 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Urdhva Dhanurasana, The Wheel Pose.
Post all your college and career-related questions right here on rediffGURUS and let our experts answer.
Welcome to Day 5 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Prasarita Padottanasana, The Wide-Legged Forward Fold.
Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.
Tough times don't last, but tough people -- and smart financial strategies - do, says Ramalingam Kalirajan
rediffGURU Dr Ganesh Natarajan tells you how to upskill and upgrade yourself in order to future-proof your career.
Welcome to Day 4 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Phalakasana or the Plank Pose.
'Violating the terms of your student visa can result in revocation, deportation and even long-term ineligibility for future US visas,' says the US embassy in India.
'Bringing it back will help prevent reassessments of the income already disclosed.'
'Such unpredictability is motivating families to seek destinations with a more stable educational system.'
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
rediffGURUS -- who include JEE experts and career counsellors -- are currently helping guide engineering aspirants as they prepare for the upcoming entrance examinations.
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
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