Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
Don't skip the test. Do sectional tests instead. Or give half, advises CAT expert Aashish Sood.
Before booking a flat, buyers should confirm that the project is registered with the state's Rera portal.
'First-time or conservative investors should avoid narrow sectoral funds.'
Algo trading should be segregated in a separate account with only risk capital deployed.
Lawful possession means having both actual control over a property and a valid legal right to keep it, usually based on a registered sale deed, lease agreement, or lawful allotment.
Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego and Mahesh Padmanabhan your I-T related questions.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
In the final part of Rediff's MBA series, CAT expert Aashish Sood shares a list of crucial dos and don'ts to follow ahead of the big day.
In Week 10 of Rediff's MBA preparation series, CAT expert Aashish Sood explains how to solve mocks, revise and optimise your time for better results.
EPF doesn't just build your retirement fund -- it also provides free life insurance up to Rs 7 lakh under the EDLI scheme.
Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
The income tax department will allow people to file 'belated return' until December 31.
For homebuyers, the OC is not just an administrative formality but the very basis of lawful possession. Without it, the property is deemed unauthorised, exposing buyers to risks such as eviction, denial of utilities, or even demolition.
Have income tax-related questions? Ask rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego.
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
Quoting an incorrect PAN during property registration can invite penalties and prosecution.
Loan against fixed deposit is cheaper and comes with fewer charges.
What if we could ask a qualified Human Expert who would offer advice suited to your needs?
Investors having a moderate-risk profile can use these funds in their retirement portfolios.
Every 1 per cent per annum of investment costs is a matter of life or death, points out Avinash Luthria.
EPF nominations decide inheritance -- here's what happens if you don't file.
On World Diabetes Day, you can pose all your doubts and questions regarding diabetes to our health experts on rediffGURUS.
Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.
Post all your college and career-related questions right here on rediffGURUS and let our experts answer.
rediffGURUS Aashish Sood and Patrick Dsouza will answer your queries about the upcoming CAT exam.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
EPFO has simplified PF withdrawals -- fewer rules, faster access, and more flexibility -- while introducing safeguards that make it harder to drain your retirement savings too early.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
Your EPF isn't just a retirement pot. It's a financial safety net you can dip into for life's biggest needs. Here's how these one-time advances work and when to use them wisely.
IIM-Kozhikode will conduct Common Admission Test (CAT 2025) examination on Sunday, November 30, 2025.
Investors may wait for six months and then take another look at the stock.
Post your NEET-PG questions on rediffGURUS.
Dr Ganesh Natarajan will answer your questions as a Special Guru on rediffGURUS from May 26 to June 1. All you need to do is create your account on rediffGURUS and ask him what you want to know.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
