'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
Despite recent underperformance, MNC funds have delivered over longer time frames.
The death rate among those with the lowest scores was 42 per cent and those with highest sitting-rising scores, 3.7 per cent.
Did you know that CVs without a cover letter, or with irrelevant and outdated details, are often discarded within the first 10 to 20 seconds?
What are the warning signs of heart disease? How can we correct our lifestyle in order to improve our cardiac health and that of our loved ones?
Ask Tax Gurus Mihir Tanna, Mahesh Padmanabhan and Anil Rego.
Post your question on rediffGurus. Our Dating and Relationship Experts will answer your queries.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
'Investors who remain calm, consistent, and disciplined through short-term volatility are usually the ones who benefit most in the long run.'
Dr Ganesh Natarajan, a special guest on rediffGURUS, has been addressing questions from Rediff readers, about how to grow professionally, how women can achieve leadership roles in Indian companies, and what it takes to succeed as an entrepreneur.
rediffGURUS -- who include JEE experts and career counsellors -- are currently helping guide engineering aspirants as they prepare for the upcoming entrance examinations.
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
'Bringing it back will help prevent reassessments of the income already disclosed.'
Valuations at current levels have historically corresponded single-digit returns.
'The universe of PSU stocks is huge and diverse.' 'Investors should bet on specific sectors and stocks from the basket as most of them may continue to consolidate after years of outperformance.'
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Today, learn about Utthita Trikonasana or the Extended Triangle Pose.
Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.
Welcome to Day 2 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Virabhadrasana II or the Warrior II Pose.
Welcome to Rediff's week-long celebration of yoga ahead of the International Day of Yoga. We begin today with Vriksasana, the Tree Pose.
In an age where personal data is a valuable commodity, investing in cyber insurance is not just a prudent choice; it is becoming a necessity for individuals and families alike, says T A Ramalingam.
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
'Violating the terms of your student visa can result in revocation, deportation and even long-term ineligibility for future US visas,' says the US embassy in India.
Welcome to Day 6 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Urdhva Dhanurasana, The Wheel Pose.
rediffGURU Dr Ganesh Natarajan tells you how to upskill and upgrade yourself in order to future-proof your career.
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
Welcome to Day 5 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Prasarita Padottanasana, The Wide-Legged Forward Fold.
With stricter policies dampening the US/UK dream, Germany, Ireland and New Zealand are emerges as new study abroad destinations for Indian students.
On World Asthma Day, yoga expert Nisarg Ved shows how this ancient practice can offer relief to those living with asthma.
rediffGURUS who are career counsellors and JEE experts are currently helping counsel engineering aspirants to prepare for upcoming entrance examinations to secure a good college.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
'Such unpredictability is motivating families to seek destinations with a more stable educational system.'
Tough times don't last, but tough people -- and smart financial strategies - do, says Ramalingam Kalirajan
Welcome to Day 4 of Rediff's week-long celebration of Yoga ahead of the International Day of Yoga. Today, learn about Phalakasana or the Plank Pose.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
Computer science has been an evergreen choice among engineering aspirants. However, with the rise in AI, students are increasingly realising the potential of automation and robotics.
One should avoid keeping excessive funds in one's savings account.
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