Marriage, childbirth, dependent parents and ageing increase the cover a person needs.
Many claim disputes arise not because the insurer refuses to pay but because policyholders don't know the claim process, miss important documents or misunderstand what their policy covers.
Here's decoding the fine print so that you know exactly what your health insurance policy covers, what it doesn't and the policy conditions that deserve your attention before you need to make a claim.
Maternity coverage is a specific feature in health insurance policies that covers the medical expenses associated with childbirth and complications associated, if any.
The Resident Doctors' Association of AIIMS, Delhi, has appealed to President Droupadi Murmu for an independent, time-bound inquiry into the alleged use of force against peaceful protesters at Jantar Mantar and raised concerns over activist Sonam Wangchuk's reported inability to leave Safdarjung Hospital.
RJD spokesperson Shakti Yadav staged a protest outside Rabri Devi's residence after the Bihar government downgraded the security cover for the Lalu Prasad family. The RJD alleges this is an insult and a threat, while the ruling NDA maintains the decision is based on standard security protocols and should be respected. The move follows the allotment of Rabri Devi's long-occupied bungalow to a BJP minister.
Delhi Police executed a meticulously planned overnight operation, involving white sheets and potential network jammers, to shift activist Sonam Wangchuk to a government hospital after his health deteriorated during a 20-day hunger strike, following directions from the Delhi High Court.
A youth was detained in Meerut for flying an unauthorised drone near an event attended by Chief Minister Yogi Adityanath, raising security concerns. The drone operator claimed ignorance of regulations, stating blogging as his hobby. Police are investigating the incident and scrutinising his social media profiles.
Young buyers often underestimate future health risks.
An RTI reply has revealed that over Rs 262 crore was spent on salaries, allowances, and facilities for Rajya Sabha MPs in the financial years 2024-25 and 2025-26. This includes more than Rs 151 crore specifically for allowances and travel, with a significant increase in expenditure from the first to the second year.
Education sector experts agree that using the "best technology" was essential to ensure students did not have to sit for an examination all over again because of a question paper leak.
Since the outbreak of conflict in the Middle East, 16 Indian nationals, including 10 seafarers, have lost their lives, and 75 have been injured. Separately, 30 Indian nationals were among 52 individuals arrested and deported by US Border Patrol during 'Operation Checkmate' for allegedly being in the United States illegally.
The AIIMS Delhi medical board has submitted a critical forensic report to the CBI, confirming that the alleged ligature material in the Twisha Sharma death case matched injury patterns, providing crucial evidence for the ongoing investigation.
Three more persons were arrested on Sunday in connection with the violence during a protest here two days ago against the NEET paper leak, taking the total number of apprehended people to 14, the police said.
Applying random products on your skin, just because they are trending, may damage or weaken your skin barrier, warns Dr Rupika Singh, dermatologist and founder of Akiya Aesthetics.
Parliament on Thursday passed a bill to amend the anti-paper leak law to introduce stricter punishments, with the government expressing its commitment to go the extra mile to safeguard the interests of students, who are the country's future.
Additional Commissioner of Police-Punjabi Bagh, Jai Prakash, sustained a minor fracture after being hit by a stone during a Cockroach Janata Party-led protest near Jantar Mantar, where at least two ACPs and four other personnel were injured.
Nine patients, including eight women and a minor, died after undergoing surgery in obstetrics and gynaecology departments at government hospitals in Bhilwara and Banswara, prompting the Rajasthan government to launch expert inquiries into the incidents.
The best time to buy health insurance is when you don't think you need it.
An employee whose financial future is 60-80 per cent dependent on a single company's growth trajectory has no genuine safety net.
One of the most important provisions this year is that qualifying NEET-PG does not automatically guarantee participation in counselling.
A massive swarm of black flies has descended upon Kotagiri town in Tamil Nadu's Nilgiris district, causing widespread panic and discomfort among residents. The unusual invasion has led to calls for official intervention and investigation, despite officials stating the flies do not transmit diseases.
The death toll from the Moshi waste processing unit collapse near Pune has risen to nine after the body of the last missing person was recovered. The incident, which occurred on July 8, involved a three-storey administrative building collapsing due to an adjacent garbage mound landslide. The company operating the plant has offered compensation, medical expenses, and jobs to the victims' families, while describing the event as an "act of God."
An Home Loan Protection Plan repays the outstanding loan if the borrower dies or suffers a covered disability.
A court in Washim, Maharashtra, has sentenced nine police personnel to life imprisonment for the 2011 custodial death of Begya Pawar. The court found them guilty of murder, wrongful confinement, and causing grievous hurt, ruling their actions were "serious and brutal" and not part of public duty. The victim died after being brutally beaten to extort a confession, and the police attempted to cover up the incident with a fabricated FIR.
FIFA has transformed its referee preparation for the World Cup, treating officials like elite athletes. This rigorous training includes physical assessments, game-like simulations, and advanced data tracking to ensure referees can perform optimally under challenging conditions like extreme humidity and high altitude, minimising errors due to fatigue.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
'Instead of choosing dialogue, the government chose repression... Force ought to be the last resort, not the first.'
15 states have rolled out unconditional cash transfer schemes for women, with an estimated annual outlay of around Rs 1.7 trillion covering nearly 120 million beneficiaries.
The EPF should remain a retirement nest egg, not be turned into an emergency fund.
Be aware of a set of costs that never appears on a college's fee page. They sit as clauses near the end of the state counselling body's prospectus and, in many states, not even there, warns Ashok Hegde, founder, neet2seat.
The Sports Ministry has approved a 191-member Indian contingent for the Commonwealth Games in Glasgow, comprising 126 athletes and 51 officials. The Ministry has stipulated that expenses for Indian Olympic Association (IOA) Executive Committee members will not be covered by the government. Additionally, National Sports Federations are required to conduct background checks on their contingents, and a performance report must be submitted post-Games.
Two-time Olympic medallist PV Sindhu has reached her first final in over two years at the Japan Open. Her opponent, Tokyo Olympics champion Chen Yufei of China, retired midway through their women's singles semifinal due to a hamstring injury. Sindhu was leading 21-19, 15-10 when Chen was forced to pull out. Sindhu will now face the winner of the second semifinal between Japan's Akane Yamaguchi and Indonesia's Putri Kusuma Wardani.
The 'Return to Play Post-Pregnancy Guidelines' for female cricketers, outline a six 'R's framework: Ready, Review, Restore, Recondition, Return and Refine.
The body of Vikram Rana, the last person missing after the July 7 landslide at the Anakkampoyil-Meppadi tunnel project site in Kalladi, Wayanad, Kerala, has been recovered. This brings the death toll to eight. A massive search operation involving multiple agencies led to the discovery of the construction manager's body, concluding the search efforts.
Behind the aesthetics of an entrepreneurial lifestyle lies a silent financial crisis that nobody is talking about: Freelancers are sprinting toward a retirement brick wall.
Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore retirement corpus.
FIFA refereeing chief Pierluigi Collina says the World Cup's new anti-time-wasting rules have been a major success, speeding up play, reducing injuries and improving discipline while defending VAR's controversial decisions.
Miguel Almiron became the first player sent off at the World Cup for violating a new rule against covering mouths during confrontations. His dismissal left Paraguay with 10 men, but they still secured a 1-0 victory over Turkey, keeping their World Cup hopes alive while eliminating Turkey. The incident has sparked debate among coaches about the impact of new rules on the game's essence.
The Shri Ram Janmabhoomi Teerth Kshetra Trust is set to convene in Ayodhya to discuss the preliminary report of the SIT investigating the Ram Temple donation theft. The agenda includes reviewing the resignations of general secretary Champat Rai and trustee Anil Mishra, considering the appointment of a CEO, and approving financial statements. The meeting comes amidst ongoing police and SIT investigations, with eight arrests made in connection with the theft.
