'People become guided by emotions, fear of missing out, and greed. They tend to invest in booming sectors that may prove exceptionally expensive.' 'Typically, that represents the peak, and subsequently, they lose substantially.'
rediffGURU Anu Krishna suggests how to deal with a partner who doesn't contribute to house chores.
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
rediffGURU Shyam Jamalabad, a dentist with over four decades of experience, offers practical advice about how to keep your teeth and gums healthy.
'We kept this Budget on a larger plank, rather than on one incident, however serious.'
rediffGURU Patrick Dsouza discusses how to pick the right management course that will help you boost your career.
rediffGURU Dr Shakeeb Ahmed Khan suggests how to recover from pain and injury-related illnesses.
Since you are still married, if you start dating someone right now, it won't be ethical, comments rediffGURU Ravi Mittal, CEO of Quack Quack, an online dating Website.
'Stay invested but progressively reduce risk. Beyond a point, the objective should shift from maximising returns to avoiding unpleasant surprises.'
Wedding insurance goes far beyond protecting against cancellations.
The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.
'When markets go into a budget with excessive optimism, the risk of disappointment is higher.'
Pulmonologist Dr Harish Chafle highlights when and why you must not ignore a common cough.
Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
When emotionally immature people feel cornered, usually you will find them blaming the other person for what goes wrong, says rediffGURU Anu Krishna.
rediffGURU Shalini Singh, founder of andwemet, a matchmaking platform, explains how to convince your parents about marrying someone they may not approve of.
The fiscal tilt towards capex benefits companies in investment-related sectors like capital goods, defence equipment, engineering & construction and metal & mining. The planned cut in revenue expenditure will weigh on companies in consumption sectors like FMCG, consumer durables and retail.
'You deserve a love you can have wholly, and not just in pieces, and in the shadows,' counsels rediffGURU Ravi Mittal, CEO, of Quack Quack, an online dating Website.
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
Largecap equity funds remain suitable for conservative and moderate risk-taking investors seeking relatively stable returns.
'...a mix of asset classes.' 'Include equities for growth (across market caps), debt for stability and liquidity, gold as a hedge against macro and currency risk, and global assets for geographical and economic diversification.'
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
The Supreme Court has quashed the conviction of a man in a rape case, noting the complainant and the convict have married each other and observed that the consensual relationship between the parties was given a criminal colour owing to a misunderstanding.
'A locked door during intimacy does not mean negligence; it means respect,' says rediffGURU Kanchan Rai, founder of the Let Us Talk Foundation.
While investments are typically reviewed annually, risk cover is often left unchanged for years.
rediffGURU Komal Jethmalani, a dietician and nutritionist with over 26 years of experience, explains how you can take charge of your health with a balanced diet and exercise.
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
'This Budget has a one-year agenda, which you can call the sprint, and the marathon is towards Viksit Bharat.'
rediffGURU Anu Krishna explains how to use the cold treatment to block unwanted people from your life.
rediffGURU Kanchan Rai, a relationship coach and founder of Let Us Talk Foundation, explains how you can get over the pain by accepting failure and rejection gracefully.
rediffGURU Shalini Singh, founder of andwemet, an online matchmaking website for urban Indians, offers advice on how to deal with parents.
rediffGURU Chocko Valliappa counsels students how to choose the right course and career after Class 12.
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
After two years of strong gains, smallcap stocks fell sharply in 2025, but the correction may be setting up opportunities for long-term investors.
The stock of the country's largest beer maker, United Breweries (UBBL), is trading at 25-month lows given multiple headwinds related to volumes, regulatory issues, and margin trajectory. After a muted second quarter (July-September) of 2025-26 (Q2FY26), brokerages also expect the company's Q3FY26 performance to be underwhelming.
'Grassroots-level corruption, which disrupts the last-mile work, cannot be ignored in your enthusiasm and drive to get going to complete the project.' 'Like it was in MGNREGA, in some states, it is the case with the Jal Jeevan mission.' 'The last minute levels of corruption can ruin the intent of the project itself.' 'When you see that people can game a particular well-intended and well-crafted project, you need to correct that.'
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
Dehydration is the number one cause of saggy, dull and lifeless skin. Make sure to drink at least 12 to 13 glasses of water a day to keep your skin supple and improve its structure.
rediffGURU Mayank Chandel, founder of CareerStreets explains how you can register for the upcoming IIT-JEE exam.
