Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
Instead of repeating the same study patterns, focus on creating a more efficient schedule that prioritises building a strong foundation in maths, physics and chemistry, advises Rohit Gupta, COO, College Vidya.
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without compromising on potential returns.'
Divya Nair/Rediff.com speaks to students and experts to find out whether it is better to study management in India or try for an international MBA.
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
New investors should gradually build a 5 to 10 per cent allocation to gold.
While SGBs are a sound investment, they aren't worth buying at any price. The interest income you earn from them will not justify paying a high premium.
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
Scammers sometimes misuse personal information collected during tax preparation, leading to identity theft or unauthorised financial transactions.
When evaluating bonds, returns shouldn't be the sole factor. Pay close attention to the bond's credit rating. It should ideally be AA or higher.
'With tuition fees for international students rising, education loans have become critical for bridging the gap between savings, scholarship, and full cost.'
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
In the monsoon, avoid heavy, greasy foods like pakodas that are deep fried as these take longer to digest, thus straining your gut.
The MF investor count, which stood at around 38 million in April 2023, has surged by 19 per cent in the past year.
Using credit or debit cards abroad can prove costly.
These quick exercises are easy to sneak into your day, offering a moment to reconnect with yourself, says Vishwa Dhiren Shah, wellness expert at One Health Assist.
Preparing for the XAT requires a balanced approach, focusing on conceptual understanding, regular practice, and strategic planning, says Rahul K Shukla, convenor, XAT and admissions, XLRI-Xavier School of Management.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
Passive consumption of social media content, like mindlessly scrolling through feeds without engaging with them, has been linked to increased envy and decreased life satisfaction, cautions Dr Maithili Tambe.
Start your day with Tadasana, find your strength in Bhujangasana, unlock your potential with Dhanurasana, take a breather in Balasana, and flow through Bitilasana Marjaryasana, suggests yoga expert R Pushpa.
Yoga expert R Pushpa, founder of Radiant Yogavibes suggests five simple exercises for senior citizens.
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
'By investing in a basket of funds, FoFs can help minimise the impact of underperforming funds, thus reducing overall investment risk.'
"There is a limit when it comes to tolerating abusive behaviour or working styles. Many (employees) find ways to quit," says career coach and rediffGURU Pradeep Pramanik.
'File all the supporting documents in response to the allegation since there is a possibility of the proceedings getting dropped at that stage if the reply is satisfactory.'
Attention Deficit Disorder is a neurodevelopmental condition characterised by difficulties with attention, concentration and impulse control, explains Mehezabin Dordi, clinical psychologist at the Sir HN Reliance Foundation Hospital.
According to sales coach, trainer and entrepreneur Gaurav Bhagat -- who has been setting goals for himself since he was 16 -- having 'specific and measurable goals' is very important.
The Indian Institutes of Science Education and Research, Bhopal (IISER) is inviting applications from science students for its 5-year BS-MS programme and 4-year BS in Engineering Sciences and Economic Sciences.
Any persistent pain or change in the regular functioning of the body should not be ignored. Any unexplained weight loss and chronic fatigue could also be a warning sign of cancer, alerts Dr Karishma Kirti.
It is advisable to file your ITR right away and not rely on potential extensions.
A toxic friend is always complaining, or finding fault and creating drama to prove that something that happened is your fault.
Teaching your son about healthy boundaries requires helping him understand that it's okay to express emotions, says mental health coach Kiara Jain.
The growing decline of MTech applicants in Indian colleges is due to multiple factors, including outdated curricula, poor return on investment and lucrative non-engineering alternatives, say experts.
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
Only borrow an amount that can be repaid comfortably. The ratio of total EMI to take-home salary should not exceed 40 per cent.
Apart from the emotional value attached to buying gold, the yellow metal offers protection against inflation, interest rate spikes, currency and geopolitical risks, says Anamika Pareek.
Excessive sugar intake has been linked to brain inflammation, which can affect cognitive functions such as memory, learning, and decision-making, warns Pankaj Prakash Sharma, founder, Happa Foods.
Jobs requiring AI skills carry a significant wage premium, with some roles offering up to a 25 per cent increase in wages, notes Manoj Nagpal, vice president, professional services, OpenText, an information management company.
