'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
While festive offers can reduce costs, borrowers should also consider the lender's transparency and service quality. Customers need to be mindful of their repayment capacity.
Certain foods can help prevent flare-ups by reducing the production of stomach acid and soothing the digestive system, says Dr Gaurav Kumar Patil.
Finance Minister Nirmala Sitharaman on Tuesday said the government plans to raise capital gains exemption limit on certain financial assets to Rs 1.25 lakh per year for middle and upper middle class.
Indian students are looking at destinations that offer quality education coupled with unique cultural and career experiences, often at more affordable costs, says Gaurav Batra, CEO, Infinite Group.
If you're looking to transition into a committed relationship, it's important to establish clear boundaries. Define what you need, how you want to spend time together, and what you won't tolerate, suggests relationship expert Shahzeen Shivdasani.
In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.
What is pushing students to take this extreme step?
Changes in hormone levels often result in mood swings, anxiety and/or depression, causing erosion in self-esteem, body image perception and a general disinterest in sex in most women, says Dr Gandhali Deorukhkar, consultant-obstetrics and gynaecology, Wockhardt Hospitals, Mumbai.
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
Normal blood sugar levels typically should be less than 100 mg/dL. Average blood sugar before meals should be 70-130 mg/dL. Your blood sugar levels after one to two hours after a meal should be less than 180 mg/dL.
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without compromising on potential returns.'
Instead of repeating the same study patterns, focus on creating a more efficient schedule that prioritises building a strong foundation in maths, physics and chemistry, advises Rohit Gupta, COO, College Vidya.
55% Indians fear that their skills could become partially or fully obsolete within the next five years.
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
By acting now, you can step into 2025 with your finances in order and without unnecessary penalties.
While SGBs are a sound investment, they aren't worth buying at any price. The interest income you earn from them will not justify paying a high premium.
Scammers sometimes misuse personal information collected during tax preparation, leading to identity theft or unauthorised financial transactions.
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
'With tuition fees for international students rising, education loans have become critical for bridging the gap between savings, scholarship, and full cost.'
When evaluating bonds, returns shouldn't be the sole factor. Pay close attention to the bond's credit rating. It should ideally be AA or higher.
The MF investor count, which stood at around 38 million in April 2023, has surged by 19 per cent in the past year.
New investors should gradually build a 5 to 10 per cent allocation to gold.
In the monsoon, avoid heavy, greasy foods like pakodas that are deep fried as these take longer to digest, thus straining your gut.
Divya Nair/Rediff.com speaks to students and experts to find out whether it is better to study management in India or try for an international MBA.
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
Using credit or debit cards abroad can prove costly.
According to sales coach, trainer and entrepreneur Gaurav Bhagat -- who has been setting goals for himself since he was 16 -- having 'specific and measurable goals' is very important.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
Preparing for the XAT requires a balanced approach, focusing on conceptual understanding, regular practice, and strategic planning, says Rahul K Shukla, convenor, XAT and admissions, XLRI-Xavier School of Management.
These quick exercises are easy to sneak into your day, offering a moment to reconnect with yourself, says Vishwa Dhiren Shah, wellness expert at One Health Assist.
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
'File all the supporting documents in response to the allegation since there is a possibility of the proceedings getting dropped at that stage if the reply is satisfactory.'
'By investing in a basket of funds, FoFs can help minimise the impact of underperforming funds, thus reducing overall investment risk.'
"There is a limit when it comes to tolerating abusive behaviour or working styles. Many (employees) find ways to quit," says career coach and rediffGURU Pradeep Pramanik.
Passive consumption of social media content, like mindlessly scrolling through feeds without engaging with them, has been linked to increased envy and decreased life satisfaction, cautions Dr Maithili Tambe.
The Indian Institutes of Science Education and Research, Bhopal (IISER) is inviting applications from science students for its 5-year BS-MS programme and 4-year BS in Engineering Sciences and Economic Sciences.
