Instead of repeating the same study patterns, focus on creating a more efficient schedule that prioritises building a strong foundation in maths, physics and chemistry, advises Rohit Gupta, COO, College Vidya.
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
55% Indians fear that their skills could become partially or fully obsolete within the next five years.
By acting now, you can step into 2025 with your finances in order and without unnecessary penalties.
'File all the supporting documents in response to the allegation since there is a possibility of the proceedings getting dropped at that stage if the reply is satisfactory.'
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
'By investing in a basket of funds, FoFs can help minimise the impact of underperforming funds, thus reducing overall investment risk.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
Using credit or debit cards abroad can prove costly.
"There is a limit when it comes to tolerating abusive behaviour or working styles. Many (employees) find ways to quit," says career coach and rediffGURU Pradeep Pramanik.
What is pushing students to take this extreme step?
Preparing for the XAT requires a balanced approach, focusing on conceptual understanding, regular practice, and strategic planning, says Rahul K Shukla, convenor, XAT and admissions, XLRI-Xavier School of Management.
These quick exercises are easy to sneak into your day, offering a moment to reconnect with yourself, says Vishwa Dhiren Shah, wellness expert at One Health Assist.
Passive consumption of social media content, like mindlessly scrolling through feeds without engaging with them, has been linked to increased envy and decreased life satisfaction, cautions Dr Maithili Tambe.
It is advisable to file your ITR right away and not rely on potential extensions.
Attention Deficit Disorder is a neurodevelopmental condition characterised by difficulties with attention, concentration and impulse control, explains Mehezabin Dordi, clinical psychologist at the Sir HN Reliance Foundation Hospital.
Start your day with Tadasana, find your strength in Bhujangasana, unlock your potential with Dhanurasana, take a breather in Balasana, and flow through Bitilasana Marjaryasana, suggests yoga expert R Pushpa.
Yoga expert R Pushpa, founder of Radiant Yogavibes suggests five simple exercises for senior citizens.
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
The selected students (20 seats are available) will undergo coursework followed by research leading to a doctoral thesis under the mentorship of a faculty.
A toxic friend is always complaining, or finding fault and creating drama to prove that something that happened is your fault.
'Compare the new slabs with the previous years to understand if your tax liability will increase or decrease after the Budget.'
FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
Only borrow an amount that can be repaid comfortably. The ratio of total EMI to take-home salary should not exceed 40 per cent.
A taxpayer who does not revise their return within the stipulated deadline would be stuck with the original return, including its errors.
Teaching your son about healthy boundaries requires helping him understand that it's okay to express emotions, says mental health coach Kiara Jain.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
Selected students from Delhi will receive up to Rs 10,000 to cover tuition fees along with an annual academic allowance of up to Rs 10,000.
Divya Nair/Rediff.com speaks to students and experts to find out whether it is better to study management in India or try for an international MBA.
All investors should ideally have a 10 to 15 per cent allocation to gold. Whether they invest in gold ETFs or SGBs should depend on their investment horizon.
Many senior citizens 'underestimate the impact of inflation, taxation, health-related expenses, and the heavy premium they will have to pay on health insurance.'
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
Keeping surplus money in a bank account has become perilous, alerts Harsh Roongta.
Jobs requiring AI skills carry a significant wage premium, with some roles offering up to a 25 per cent increase in wages, notes Manoj Nagpal, vice president, professional services, OpenText, an information management company.
Selected students can get free access to training modules and live sessions by Harvard faculty.
For every rupee in the government coffer, the biggest pie of 63 paise will come from direct and indirect taxes, according to the Union Budget 2024-25 documents.
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
