Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term Vision + Compounding
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Mutual fund investment through systematic investment plans (SIPs) has surged to an all-time high of Rs 3.34 lakh crore in 2025, driven by growing investor appetite for disciplined, long-term wealth creation.
'Portfolios built in these phases often deliver the strongest outcomes over time.'
'In my entire career, whenever friends, relatives, or associates have sought my counsel, I have told them consistently: Stay away from equities. Buy gold. Place funds in fixed deposits. Acquire some raw land.' 'That is all one genuinely needs to build meaningful, enduring wealth, without the attendant anxiety of equity market participation.'
'Portfolios built in these phases often deliver the strongest outcomes over time.'
Inflows into mutual fund (MF) schemes via systematic investment plans (SIPs) have topped Rs 3 trillion for the first time in a calendar year, as investors increasingly rely on the staggered investment route amid market volatility.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Mutual fund industry extended its bull run in 2025, adding a staggering Rs 14 lakh crore to its asset base and pushing total AUM to a record Rs 81 lakh crore by November, powered by surge in retail participation and record SIP inflows. Venkat Chalasani, chief executive officer of AMFI, told PTI that the industry's outlook remains positive, with steady SIP inflows continuing to offset foreign portfolio investor outflows and strengthening market resilience.
Indian cricketer Varun Chakravarthy celebrated India's T20 World Cup victory with a humorous Instagram post, sipping tea while holding the trophy, reminiscent of a previous joke after the Asia Cup win.
'Ego is a part of the film industry, be it Bollywood or the South Indian movies.'
The majority of investors fail to reach their financial goals, even if they started with a well-defined financial strategy. This isn't just about market volatility; it's a complex interaction of factors that include human psychology, inconsistent habits and lack of proper monitoring.
The majority of investors fail to reach their financial goals, even if they started with a well-defined financial strategy. This isn't just about market volatility; it's a complex interaction of factors that include human psychology, inconsistent habits and lack of proper monitoring.
SIP inflows into active equity schemes from areas beyond the top 30 cities (B30), which first crossed this milestone in September 2025, stood at Rs 10,080 crore in October, industry data shows.
MS Dhoni's journey from a tea stall in Kharagpur to global cricket icon is a story of humility and loyalty, as he continues to support those from his early days.
'AUM reached an all-time high of Rs 79.9 trillion in October 2025, driven by strong retail participation and record SIP inflows of Rs 29,529 crore from over 94.5 million contributing accounts.'
Her remarks come after 84 former bureaucrats, 116 veterans, and four lawyers wrote an open letter asking Rahul Gandhi to apologise over an incident in which he had tea and biscuits at the Makar Dwar entrance of Parliament.
EMI means you've already spent tomorrow's income; SIP means you're investing today's income to secure tomorrow, explains Ramalingam Kalirajan
At Border Pillar 609 at Babliyan near Jaisalmer, the one thing that dominates the landscape is something entirely different, something central to our identity -- the Tiranga -- flying boldly above the blazing desert.
Domestic institutional investors, on the other hand, made a net investment of Rs 1.13 trillion during this period.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Explore the enduring appeal of Akshaye Khanna, the actor who, despite a quiet persona and unconventional career choices, continues to captivate audiences and critics alike, recently gaining viral recognition for his role in Dhurandhar.
A Singapore coroner's inquest has officially ruled the death of Indian singer Zubeen Garg as an accidental drowning, concluding a thorough investigation that found no evidence of foul play and highlighting the role of alcohol intoxication.
'We are profoundly energy-dependent on the Gulf. That dependency must now be redirected towards the United States, because we require American permission to procure oil.' 'We additionally require Iranian permission to acquire oil from that source. So India now has to seek two separate permissions merely to secure its energy supply.' 'Should we be compelled to source from America, or from Venezuela -- which is, in effect, American-controlled supply -- that will inevitably carry a price premium, an elevated shipping cost, and a considerably extended delivery timeline, given the distances involved.'
If Valentine's is for couples, Galentine Day's is for the girls who make life actually fun.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
The highlight in January, with no surprise, has been flows into gold and silver ETFs.
From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart compounding blueprint for young earners
'Long-term investors seeking sustainable gains from resilient, fundamentally strong companies may go for these funds.'
Foreign investors pulled out Rs 21,000 crore (around $2.3 billion) from Indian equities over the last four trading sessions amid deteriorating global risk sentiment triggered by the West Asia crisis.
Households should moderate large discretionary expenses for the time being.
'They should prioritise essential spending. They should maintain an emergency fund covering 6 to 12 months of expenses.'
Sebi Chairman Tuhin Kanta Pandey announced intensified surveillance and technology-driven enforcement to combat pre-investment scams targeting retail investors, who are increasingly being lured by fake trading apps and promises of high returns.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Singer Jasmine Sandlas paused her concert at Jawaharlal Nehru Stadium after noticing women being harassed, drawing praise for prioritizing their safety.
'Money is not just about greed or accumulation. It gives you freedom, dignity and choice. And you have every right to all three.'
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
You can compound money. You cannot compound being young and stupidly in love. So? 'Don't Play Small' this Valentine's Day
Their assets under management (AUM) rose from Rs 1.04 trillion (January 31, 2025) to Rs 1.75 trillion (January 31, 2026), an increase of 68.3 per cent.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
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