May 23, 2013This is how a bank lends money to YOU
Ever wondered how a bank decides how much amount to lend to you?
May 21, 2013How to pick the right MF investment company
5 steps to find out which mutual fund company you should trust your money with.
May 20, 2013How to manage your credit card debt
Important points to remember when you think of transferring your credit card balance.
May 17, 20134 ways to increase your home loan eligibility
Simple to follow, these tips can go a long way in increasing how much home loan you can get.
May 16, 2013How much do you know your insurance BONUS?
Your insurance policy is just not for saving tax. The bonus that accrues on your policy can also help you maximise your wealth.
May 15, 2013A dummy's guide to creating virtual credit cards
Easy to create and convenient to use, virtual credit cards also offer superior safety against frauds and misuse in online transactions.
May 14, 2013Top 5 life insurance myths
Though very popular, these harm the policyholder's long-term insurance objectives
May 13, 20137 reasons you must buy gold this Akshaya Tritiya
These are golden lessons learned from our elders over the years, says Sumit Rajwade
May 10, 2013Have you protected your credit card against fraud?
If not, then do it now. Buy a credit protection plan. Depending on the plan you buy such programmes protect you for up to a maximum of Rs 25 lakh in the event of misuse.
May 08, 20135 reasons why insurance claims get rejected
Avoid these pitfalls to ensure your family's financial security.
May 07, 2013How to WIN the mutual fund game
Invest money to meet your goals, not to meet the salesperson's targets
May 06, 2013Card frauds: Protect yourself now!
Plastic counterfeiting and frauds have increased at an alarming rate. So how do you protect yours from being misused?
May 03, 2013How to get the most out of your fixed deposits
Company fixed deposits offer many advantages over the traditional FDs
May 02, 2013Have you cancelled your credit card correctly?
Watch out what you do with that piece of plastic
April 30, 20134 steps to build a solid financial plan
These basic things if not done properly can shatter your financial goals.
April 29, 2013This credit card can boost your bad credit history
Secured credit cards linked to your deposit account is a good way to boost your bad credit history.
April 26, 2013Dummies' guide to STOP insurance mis-selling
Turn the table on unscrupulous agents selling policies you don't need.
April 25, 2013Applying for a loan? 5 things you must know
These pointers will help ease your home loan hunt
April 24, 2013Five steps to get your finances in order
A simple checklist at the beginning of the new financial year
April 22, 2013Are credit card loans better than personal loans?
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
April 20, 2013How to assess and manage investment risk
If you do these tasks well you can achieve your financial goals easily
April 19, 2013Can SEBI stop mis-selling of mutual funds?
The stock market regulator's move to label fund schemes of different risk profiles with discerning colours could be simple but powerful communication. But how much would risk differentiation help?
April 17, 2013Prepaying home loan can HARM your credit score
Sometimes being a good borrower and repaying your loans before time can also lead to a drop in your credit score
April 16, 2013A financial planner for education
Interest cost variation can also be a burden when planning for higher studies
April 15, 2013How to choose a mutual fund agent
Check out your agent's credentials; s/he should not charge you any fees as well
April 11, 2013Why home loan customers are happy this Gudi Padwa!
With banks offering competitive interest rates, no processing fees, EMI waive offs, cash backs and an additional deduction of Rs 1 lakh on interest amount, home loan customers need to make merry
April 10, 2013Shopping for home loan can hurt you!
How and why too many credit inquiries can hurt your CIBIL score and hence make lenders wary of lending to you
April 09, 201310 things you must know about PPF
A comprehensive look at one of the most-preferred tax-saving investment option for the salaried class
April 08, 2013Stocks Corner: 4 BIG BETS in the IT sector
These can give decent profits to investors in the next six months, says stock market expert Narendar Lokwani
April 05, 2013Four steps to becoming a millionaire
A professional speaker and self-made millionaire reveals four secrets to become a millionaire
April 04, 20135 smart ways to use your BONUS
Got a decent bonus after appraisals or expecting one? 5 smart things you need to know NOW!
April 03, 2013How to manage financial risks
There is no foolproof formula but if you plan your financial goals carefully the chance is you will fulfil them.
April 02, 2013Want loans at cheaper rates? Read this
Only a good credit history can help you avail loans at competitive rates. Here are two ways to jumpstart your credit history.
April 01, 2013Stocks Corner: 4 must-buy pharma stocks
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
March 21, 2013Home buying tips for women
Here are a few takeaways from some successful women investors...
March 20, 20135 money management tips for the youth
Young and confused about money matters? Don't worry, help is at hand. We present five money management tips for young investors.
March 19, 2013Tax planning tips to help you save money
A tax plan is not just to save taxes, but should also assist in achieving other financial goals such as buying a home, a car, children's education, retirement, etc
March 18, 2013Why multi-currency cards are better than credit cards
Travellers, here are 8 solid reasons you should prefer to use a multi-currency card than a credit card when you travel abroad
March 15, 2013Prepare for your home loan balance transfer NOW!
Paying higher EMIs on your home loan? Don't fret. Here's a simple way to get lower interest rate on your home loan.
March 14, 20135 HIDDEN GEMS for your mutual fund portfolio
These equity mutual funds may have fewer assets under management than their more known peers but are our analysts' favourites.
March 13, 2013Five reasons to invest your money in debt funds
Here are five simple situations when prudent investors can use debt funds.
March 12, 2013Stocks Corner: 4 BIG BETS for investors
RIL, ICICI Bank, Tata Motors and Punj Lloyd can give decent returns in the next six months, says Narendar Lokwani
March 11, 2013How credit card payments affect your home loans
Harshala Chandorkar of CIBIL on why you must not delay your credit card payments
March 08, 20135-step financial planning for women
On the occasion of International Women's Day, Vibha Padalkar, ED and CFO, HDFC Life, offers a five-step plan for urban women to attain financial freedom.
March 07, 2013Dow hits record HIGH! Should YOU be WORRIED?
One of the world's most-watched index reached a record high yesterday. Here are some key takeaways for investors.
March 06, 2013Stocks Corner: Alok Ind, NMDC, IVRCL and moreNarendar Lokwani
answers readers' stock maket queries.
Delayed flights? 3 things you must know to avoid trouble!
While this is definitely not an all exhaustive guide on the issue, it is a start enough to acquaint you with the basics when faced with the delayed flight crisis.
March 05, 2013How to save tax post Budget
A checklist that will help you save taxes in financial year 2013-14 which begins April 1, 2013 and ends March 31, 2014.
March 01, 2013Budget 2013: What's in it for YOU!
Good news for the first-time homebuyer, stock market investor and individuals wanting to buy insurance in the Union Budget 2013-14, opines Rajiv Raj
February 27, 2013Budget 2013: How you will get affected!
Let's have a look at the key expectations from the budget and how our wallet and stock investments could be affected.
Dear FM, please HIKE 80C exemption to Rs 3 lakh!
And here's why P Chidambaram must do it, argues Alok Patnia
7 safe investment options for beginners
With these you can rest assured that your investment amount is not washed away
February 26, 20136 ways to lower your credit card interest payment
Here are some simple tips that can save you a great deal of money and reduce financial stress.
February 25, 2013Budget 2013: An entrepreneur's open letter to the FM
Time has now come for a pathbreaking 'Entrepreneurship Bill' pleads venture capitalist Soumitra Sharma.
Stocks Corner: How to make money in Options Trading
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
February 24, 2013How to make money after retirement
Home owners can go for reverse mortgage of their homes to make some money after they retire.
February 22, 2013Borrowers, here's why you must REJOICE!
CIBIL's new scoring system to rate borrowers keeping in mind the current trends and changes in the consumer profiles and credit data
February 21, 2013The RISKS of buying an under-construction home
There are advantages too. But BUYERS BEWARE!
LIVE Chat: Protect yourself from credit card frauds!
Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.
February 20, 20138 investing GEMS from Warren Buffet
This is what makes the legendary investor's investing philosophy a WINNER.
February 19, 2013How to prevent MISUSE of your credit card
What to keep in mind before you swipe your credit cards at foreign locations and three things you must do before leaving for your journey
February 18, 2013Stocks Corner: A GUIDE to intra-day TRADINGNarendar Lokwani
of StockFundoo answers readers' any and every query about investing in the stock markets.
February 15, 2013Is a top-up home loan right for you?
Top-up loans may be the best choice available if you want to raise some cash for personal purposes. Do explore it before looking into other expensive options.
February 14, 20134 stocks to buy this Valentine's Day
These stocks can move up and make good money for you.
February 13, 2013Protect yourself from online and credit card fraudsters
Basic precautionary tips to save you from online and credir card fraudsters
February 12, 20133 ways to AVOID Internet Banking Frauds
Your vigilance is the only hope and this is one area where prevention is not just better, but probably the only cure.
February 11, 2013How does a HOUSEWIFE make money in stock markets?Narendar Lokwani
of StockFundoo answers readers' stock market queries.
February 10, 2013Going for home equity loan? Check THIS out!
Important factors to be carefully evaluated before taking a home equity loan
February 07, 2013Home loan chat: How to get the best rates
Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.
Buying a new home? Read THIS first
Choose from these two options and save a great deal of money and effort.
February 06, 2013How to get the BEST Credit Score and loan rates
And get lenders offer you the best possible interest rates on home, personal and car loans.
February 04, 2013Stocks Corner: What to BUY, what to SELL!
Response to readers' queries on stocks they want to buy, sell or hold.
February 03, 20133 things you must know about health insurance
A lowdown on some salient points that you must keep in mind when opting for a health insurance.
February 01, 20138 investing blunders that can bring financial RUIN
Here are some common mistakes most individuals make when investing.
January 30, 2013How to get the best home loan rate
Will your home loan rates drop now that the RBI has signalled the onset of lower interest rates after 0.25 per cent cut in repo rate and CRR?
Defaulted on a car loan? Here's what can go WRONG!
What constitutes a loan default and what happens when a borrower defaults on a car loan? Read on to find out
January 29, 20135 ways to increase your home loan eligibility
Home loan lenders not giving you enough loan to buy a home? Here's how you can make them increase your home loan eligibilty.
Five ways to become a SMART MF investor
Follow these to see how you make more money out of your investments
Live Chat: How will RBI rate cuts affect home loans?
Join Rajiv Raj of Credit Vidya on how RBI's rate cut will affect your dream of buying a home.
January 28, 2013Stocks Corner: What to BUY, what to SELL!
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 26, 2013Travelling abroad? Read THIS first
We bring you a lowdown on some crucial 'whys' and 'hows' of travel insurance
January 25, 20136 facts you must know about wealth tax
Here are some facts about wealth tax that all taxpayers should know...
January 22, 2013Banks charging more on home loans? Blame your credit card
Partial credit card payments, high credit card debt and defaults on previous loans make lenders charge you more on home loans.
January 21, 2013Investing in mutual funds? 5 TRAPS to avoid
Here are five red flags that should prompt you to look beyond a mutual fund's five-star rating.
January 19, 2013Expert's take on your TAX WOES!
Tax expert Mahesh Padmanabhan answered readers' tax queries in an online chat on January 18.
January 18, 2013Why YOU must pay off your education loan quickly
The fate of all your future loan applications lies hugely on how you service your education loans.
January 17, 2013Stocks: Buy, sell or hold? HCL Info, RCom and more
Expert advice on what you should do with these stocks
January 16, 2013Little-known mutual fund GEMS for 2013
These MFs are relatively unknown names, but have immense potential.
January 15, 2013Best stocks to BUY in 2013
We list out five businesses you can look to buy in 2013
January 14, 20135 MYTHS about your credit scores debunked
Loan defaults are not the only reason why you get a low credit score. Rajiv Raj
of CreditVidya.com debunks five popular credit score-myths.
January 13, 201310 rupee notes to soon become history!
Seems it is time that like 10 paise coin and 'chawanni' (25 paise coin) and that good old one rupee note, your friendly 10 rupee note may soon become history!
January 11, 2013Need FAST cash? Get a loan against your car
This loan costs you less than personal loans and credit card advances and you can avail of it even when your credit history is not exemplary.
January 10, 2013Should you BUY these stocks in 2013?
Last week we asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 09, 2013How your insurance agent can dupe YOU
And what you must do to prevent from getting duped
January 08, 2013Tax planning tips for working women
The key to being a good tax planner is correct financial knowledge followed by smart strategies.
January 07, 2013Five promising mutual funds for 2013
A look at five consistently performing equity mutual funds which look promising to perform well in the New Year.
January 04, 201315 mantras to WIN the stock market
Morningstar's Chief Equity Strategist Paul Larson outlines the stock-investing principles that guide his investment strategy.
January 03, 2013Stocks corner: What to BUY, what to SELL!
Have a query related to Indian stock markets and investing? Every week our stock market expert Narendar Lokwani
will answer your stock queries. This is the first set of queries sent by readers.
January 02, 2013Top MFs of 2012 and how they will perform in 2013
As the New Year begins here's taking a look at the best mutual funds of 2012 and what you should do with them in 2013.
December 31, 201210 types of home loans you must know of
he home loan market is brimming with diverse home loan products which cater to different needs of individual customers.
December 29, 2012The 7 'Ps' of investing in stocks
Get Ahead reader Dhananjay Banthia
's stock market success mantras.
December 28, 2012Investing in GOLD? Read this!
The pros and cons of investing in gold coins and bars, jewellery, gold ETFs and gold mining stocks.
December 27, 2012How to make the RIGHT financial decisions
Rationality and careful decision-making is the key to a successful financial plan, says Ranjeet S Mudholkar
December 26, 20125 ways to financial freedom in 2013
Simple tips to set your finances right in the New Year!
December 24, 2012Now, easy financing for buying that DREAM superbike
Banks make loans available at lower rates to attract high networth customers
December 18, 2012Opening a bank account just got simpler
As per the Reserve Bank of India's new KYC norms, customers need not provide separate ID proofs to open a new account. Read on to know the new changes will benefit you.
December 13, 2012Stop chasing the 'best performing mutual fund' fad!
There is more to investing in mutual funds than just chasing the fad of the day, says Ramalingam K
December 12, 2012Keep your credit card SAFE from fraudsters!
5 precautionary measures you must take to prevent any misuse of your credit card.
December 07, 2012Top 5 Online trading mistakes
There are some things you must be careful of while using online stock trading websites. Here are five common mistakes that you must not make.
December 05, 2012TOP 5: Things to consider while taking a home loan
Young and going for a home loan? Aditya Prasad tells you about the 5 things you absolutely must remember.
December 04, 20127 things you need to know about the new cheque books
Check you cheque. Find out if it includes these seven key features.
December 03, 2012Your cheque book may be invalid from Jan 1, 2013
If your chequebook is not compliant with RBI's cheque truncation system (CTS), implemented from October 1, it may be invalid from January 1, 2013.
November 30, 2012What you must know about cancelling your mobile connection
A couple of pointers that every consumer should keep in mind while dealing with such situations to avoid being cheated of their time and money.
November 29, 2012Are you an emotional spender? Here's how to control it
While quite challenging it is not impossible to overcome emotional spending. Here's how
November 28, 20127 tips to manage your money smartly
Finding yourself often cash-strapped? Can't seem to save up to buy that cell phone or cute shoes? Here's a guide on how not just to save money, but also make more with little effort.
November 27, 20128 ways money can buy you happiness
Follow these simple principles to live a happy life.
5 retirement moves to make in your 20s
We evaluate five easy-to-follow steps a young individual in 20s can implement to live a comfortable life in retirement.
November 26, 2012How to invest in gold, silver, copper, platinum and zinc
Investing in these precious and base metals is as easy as investing in stocks. Here's how
November 22, 2012MUST READ: Top 5 books for young investors
These books are the best guides for young investors in the rough and tumble of the stock, currency and commodity markets.
November 21, 2012How to manage multiple credit cards
Here's how you can do it without burning a big hole in your pocket.
November 20, 20126 reasons why you must seek professional investment advice
Professional investment advisors can help you attain your long-term goals, says Ramalingam K
November 15, 2012Day-trading? How not to lose money
In response to an article posted October 24 -- Want to make money day-trading? 11 tips -- Get Ahead reader Dhananjay Banthia
offers seven tips to help day-traders make money.
How smartphones can help you save money
A look at all the things your smartphone has replaced and thus helped you save a lot of money.
November 13, 2012Diwali 2012: Five stocks that can make you rich!
A look at a few good stocks in Indian markets whose dividend yield is as good as or even higher than interest rate received by your bank savings account.
November 12, 20125 reasons your home loan could be rejected
Rupee Times discusses some of the uncommon reasons for rejection of your loan application.
November 09, 20125 equity mutual funds that can make you RICH
A look at five equity mutual funds spread across different fund categories which an investor can rely upon as part of her/his equity mutual fund portfolio and are expected to give pretty decent returns over the long run.
November 08, 20123 things young investors must know about equity investment
Stock markets are not scary. With investment basics in place young investors can make good returns, says Noopur Runjhun
November 06, 2012How Obama or Romney could affect your investments
For Indian equity investors, Obama's re-election would be a positive for their portfolios and surprise win for Romney might create lot of confidence in large economic business houses in the US. Typically, studies suggest that Democrat presidents are generally better for stock markets than their Republican counterparts, feels Narendar Lokwani
November 05, 2012Tips to reduce your auto insurance premium
Here are few quick tips which can help you to save a little on auto insurance premium.
November 02, 2012Why YOU must invest in real estate TODAY!
Here are three important reasons...
November 01, 20126 mutual funds that flourished in a flat market
Benchmark indices today are where they were five years back. But that has not been a deterrent for these equity funds, which topped their respective categories.
October 31, 2012Top 20 banking terms you should know
Understanding these seemingly difficult terms will help you navigate the complex world of personal banking with ease.
October 29, 2012Why YOU are paying high EMIs on your home loan
The main culprit is the lack of transparency that your lending bank of housing finance institute employs in determining home loan rates.
October 26, 2012How to select a good financial advisor
Nine qualities you must look for in your financial advisor
October 25, 2012A guide to investing in global mutual funds
Investing in global mutual funds has its share of risks and benefits. Here's everything you need to know about investing globally.
October 24, 2012Want to make money day-trading? 11 tips
Here's how you can make money every day in the stock markets. These 11 tips will help maximisie profits and minimise losses.
October 19, 20123 reasons why you should invest in mutual funds
Why lay investors you should not be scared of investing in the stock markets through the mutual fund route.
October 18, 2012Auto insurance: Three things that can go WRONG
A lowdown on what can go wrong with your vehicle insurance and how to avoid them.
October 17, 2012Do you have adequate life cover? Find out
An endowment policy can provide some form of life-risk cover but investors should consider buying the no-frills term plan to increase the coverage amount at a fraction of the former's cost.
October 16, 2012Step-up loans: An easy way to own a dream house
Here's an innovative home loan product that is gaining popularity amongst borrowers.
October 15, 2012How YOU can save up for your child's education
A time-bound and achievable programme to save and invest for your child's education.
October 12, 2012How to swim against the tide and WIN in stock markets
A great many investors in financial history have been contrarians. Here are skills contrarian investors need to possess.
October 10, 20126 ways builders HARASS home buyers
The ground reality of real estate sector in India, from a consumer's perspective is harsh. These are six of many ways in which a real estate developer or builders fleece home buyers.
October 09, 2012How to find mutual funds that will make money for YOU
Two ratios can help you in monitoring your mutual funds' performances and finding worthy ones.
October 08, 2012How to build a DREAM retirement fund
Retirment planning, if done under proper guidance and care can not only help you build a dream corpus but also help manage the same till perpetuity.
October 05, 2012Which mutual fund is best suited for YOU?
Find out which kind of mutual fund scheme you should invest in by taking into account your financial goals and investment time horizon.
October 04, 2012Repaying home loan? Choose one of these 5 EASY options
To cater to home loan borrowers, housing finance companies and banks offer a variety of repayment options to suit an individual's need.
October 03, 2012How to AVOID these investing mistakes
The field of behavioural finance says articulating an investing philosophy and then sticking with it can help investors avoid the mistakes that often arise with ad-hoc investing.
October 01, 2012How banks GOOF UP with their customers' accounts
A peek into how the marketing and sales departments of banks goof up with their customers' bank accounts
September 28, 20125 SHOCKING mis-selling tricks used by insurance agents
Beware of insurance agents and the tricks they use to mis-sell policies that benefit only them.
September 27, 2012Is this the RIGHT time to go for a home loan?
Home loan expert Harsh Roongta's take on where the home loan interest rates are headed after the Reserve Bank of India recently cut the cash reserve ratio by 0.25 per cent.
8 financial forecasts that went WRONG
Morningstar has compiled a series of predictions about the stock market and the economy by legendary stock market experts and economists that fell flat.
September 26, 201211 financial planning lessons from Ganesha
Here's what the elephant-headed Lord teaches us about money
September 25, 2012Conference on where to invest in stock markets
Morningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors.
How to get an education LOAN for vocational courses
Here's what you must know in order to avail of loans that can help you pursue a professional course.
September 24, 2012How to overcome financial DISASTERS
The financial impact of a contingency can be minimised through proper management of finances by the process of financial planning. Here's how
September 21, 2012The 10-minute test for finding the RIGHT mutual fund
Use these rules to narrow the crowded field of mutual fund investments
September 20, 2012LOST your credit card? 4 immediate steps to take
Here is a quick guide to the course of action a credit card holder should take, to prevent/minimise misuse or losses
September 18, 2012New to shopping online? Beware of these traps
... and how to avoid them to have a great shopping experience online
September 17, 2012MUST HAVE: Top 5 mutual funds for your portfolio
These funds have scored the best on the Morningstar Risk and Return rating grades.
September 14, 2012Burdened with multiple loans? Here's how to deal with them
Ever faced a situation where you have to deal with multiple loans? Here's the solution to getting out of the mess...
September 13, 2012Five common investment mistakes to avoid
It's not just about what you must do to create wealth but also what to avoid.
September 12, 2012Should you opt for balance transfer on credit cards?
Does the balance transfer facility on credit cards benefit you? If so, how? What should you do to avail such a facility and what does it cost you to do that? Aditya Prasad explains the finer points of availing balance transfers on credit cards.
September 11, 2012Young and rich? Get a Will right away
The growth of financial planning has led to several aspects of personal finance being considered important by individuals which were not given such importance hitherto. One such aspect is estate planning. Just the way it is important to create wealth, it is equally important to secure its transition to your loved ones without any legal hassles after you are gone.
September 10, 20126 alternatives to beat expensive personal loans
Here are six best alternatives that would cost you lower interest rates and beat personal loans hands down.
September 07, 2012REVEALED: The difference between good loans and bad loans
Here's a surefire test -- aptly called the AI & A test -- to help you sift good loans from the bad ones.
September 06, 20124 things you must know about your banking transactions
These are crucial things that consumers must keep in mind while dealing with their banks.
September 05, 201215 ways the RICH think differently
The differences between how rich and average people think are numerous and extreme, according to Steve Siebold, author of How Rich People Think.
September 04, 2012Credit cards: 4 things that can go horribly WRONG
Read this to find out what action you can take if these four things happen with you.
September 03, 2012SIPs: How rupee cost averaging works
Deciding when and how much to invest is almost as important as deciding what to invest in. If you are saving money in a bank account, the sooner you invest and the more you invest, the more money you will earn in interest. The amount of interest you receive can go up and down depending on the interest rate.
August 31, 2012Mutual fund NAV: FACTS and MYTHS
To make wise investments in mutual funds you must know facts and myths about net asset value.
August 29, 2012How to invest NOW so you can retire with Rs 1 crore
This is how you should plan for your golden age in the absence of any social security
August 28, 2012Don't let fear affect your long-term investments
The dangers of reacting to short-term economic sensations and making your investment decisions
August 27, 2012How to assess your investment risk profile
Also, relying disproportionately on your risk tolerance to shape your asset-allocation strategy carries its own big risk.
August 25, 2012How to cut your fuel cost and reduce pollution
No matter what kind of car you drive, there are still some simple steps you can take to reduce your polluting emissions and save some money on petrol.
August 24, 2012Must-knows before you get that student credit card
Here's a checklist you must know before signing up for such a card...
August 23, 20124 things you MUST KNOW about your DEBIT card!
We sifted through the complaints that landed on our desks and dug out the issues that were most striking and uncommon when it came to debit cards.
August 22, 2012Switching home loan lender? Remember THESE 4 things
We evaluate some significant factors that you must consider while switching your existing home loan to another lender
August 17, 2012Financial planning: It's more than money management
Financial planning encapsulates more aspects than just saving, spending and investing, feels Ranjeet Mudholkar, chairman and CEO, FPSB India.
August 16, 201210 must-have mutual funds for your portfolio
Mutual funds are one of the best investment instruments to create wealth over long run. Here are the top 10.
August 14, 2012Six ways of making GREAT investment decisions
There are a number of pre-requisites for us to be able to take informed investment decisions. Here are six most important ones.
August 09, 2012Four tips to choose the RIGHT mutual fund
A step-by-step guide on how to choose the right mutual fund for your investment needs.
August 08, 2012Equity vs fixed deposits: Why equity WINS!
Why you must ignore the noise that the India growth story is over and still invest in mutual funds and stock markets.
August 02, 2012Investing: Is THIS debt scheme better than FDs?
How investing in non-convertible debentures gives better returns than investing in fixed deposits in these volatile times.
July 31, 2012Five GOLDEN rules for being a successful stock investor
Understanding financial statements, value and economic moats are key to successful equity investing.
July 30, 2012Mutual funds:Should you go for dividend or growth?
Here is a brief on the factors that govern these options and useful tips to help you pick the most suitable one.
July 26, 2012The five-year scorecard for mutual fund houses
Which fund companies' equity funds clocked the best median performance over a five-year period? Here's the answer!
July 25, 201210 financial gifts for your sister this Raksha Bandhan
A financial Raksha Bandhan gift isn't as much fun as a regular gift. However such a gift is much more worthy then a box of chocolates from a fancy mall.
July 24, 2012How to choose the right insurance cover
Some dos and don'ts while choosing a good insurance plan
July 23, 2012Why YOU MUST invest in mutual funds
Many of the benefits of fund investment hinge on the importance of diversifying investments to reduce risk
July 21, 2012Approaching 30? Here's how to get money savvy
How you manage or mismanage your money at this point in your life can make or break your financial future.
July 20, 201210 things your telecom service provider will never tell you
These 10 things will help you become a smart telecom services user
July 19, 2012Six steps to protect your retirement funds
By scrimping and saving your whole life for retirement, you need to make sure those funds are kept safe for your future needs. Here are a few tips on how to protect your retirement funds
July 18, 2012Five steps to reduce YOUR debt
Here are five steps to help you eliminate your debt and set yourself up to avoid problems in the future.
July 17, 2012Can live-in couples get a joint home loan?
The reasons why banks do not lend money to buy homes to live-in partners and same sex couples...
July 16, 201210 investment tips for people under 25 years
If you are under 25 and meaningfully employed with decent earnings here are 10 investment tips to create wealth.
Live chat: All you want to know about filing tax returns
Mahesh Padmanabhan of RelaxwithTax will host 'The Tax Window', a chat to answer all your tax queries between 2 pm and 3 pm IST on Monday, July 16, 2011.
July 13, 201210 MORE tips to become a SMARTER investor
In this article, we highlight 10 points that would help you score more on the bottom line.
July 12, 2012Why this investing style makes better and steady returns
Here's why value cost averaging scores over rupee cost averaging.
July 11, 201210 things to know while filing income tax returns
In order to avoid late payment, interest and penalty know these things before filing income tax returns...
July 10, 2012Read THIS before you go for gold loans!
Here's how banks charge interest rate and decide on the amount to loan when you go for gold financing.
July 09, 2012Is your investment option WISE? Find out
Why you need a certified financial planner to help achieve your long-term goals.
Seven reasons to SELL an investment
Here are some scenarios when you should sell your investment.
July 06, 2012Want to save more money? Stop impulse buying!
Want to get rid of your shopping urges? Read how these friends got a lesson in controlling their shopping sprees!
July 03, 2012Want FASTER REFUND? File tax returns ONLINE
Every taxpayer should prefer filing income tax return online in order to avail full benefits associated with it and to remain hassle free.
July 02, 2012Swinging stock markets? Don't give up on your SIP
Are the market's swings making you rethink your monthly investment allocation? Staying put is the wise choice.
June 29, 2012FAQs: Who is EXEMPTED from filing TAX RETURNS
Some important FAQs on who is exempted from filing of income tax returns as provided by Income Tax Department in their web site...
June 28, 20128 STUPID MISTAKES to avoid while filing TAX return
Avoid these common mistakes to have hassle-free filing of tax returns.
June 27, 201210 things you must know about insurance
10 salient points that are often a source of trouble for those who buy insurance.
June 26, 201210 tips to become a SMART stock market INVESTOR
Some of our most salient observations into 10 suggestions we think will make you a smart stock investor.
June 25, 2012How to negotiate salary during interviews and appraisals
Here are important insights you must keep in mind while negotiating salary as freshers or during appraisals.
June 22, 2012How compound interest can make you RICH!
It's not just how much money you start with that counts, it's also how much time you allow that money to work for you.
June 21, 2012Understand THESE RISKS before investing in stocks
Investing in equity markets to earn a good return over long term is not a cakewalk. One has to understanding her/his risk profile and importance of asset allocation to achieve financial aims
June 20, 2012When should you EXIT your MF investment? 5 POINTERS
Should you exit if your mutual fund has had a manager change? Ask these five questionsto help you decide.
June 19, 2012Is this a good time to buy a home?
If the house is for self-occupation, the right time to buy a house is now. However, if the house is for investment purpose then there are other factors to consider.
June 18, 2012Are you managing your money effectively?
Do you ever pause to think that you may be making more than enough but poor money management skills leads you to believe that there's never enough?
June 16, 2012How to SECURE your credit and debit cards
Useful tips to protect users of credit and debit cards from being target of frauds.
June 15, 201210 things your bank won't tell you!
In order to acquaint you with some of the most common but often ignored facts about banking transaction, Akosha.com
's Quick Tens brings forth 10 things your bank will never inform you about.
June 14, 2012Choosing a financial advisor? 6 red flags to watch out for
These signs should ring the warning bells. Keep away from financial advisors exhibiting these signs.
June 12, 2012Four insurance policies YOU must have
These insurance covers can prove vital to strengthen your protection against risks and uncertainties
June 11, 2012How many credit cards should YOU own?
Some significant points before you zero-in on number of credit cards you should possess
June 09, 2012How to choose the best education loan
Keep these five things in mind when you approach a bank for money to finance your education.
June 08, 2012Want to become RICH? AVOID these 6 investing mistakes
The study of investors' behaviour offers some interesting mistakes you can recognise and avoid.
June 07, 2012Don't Miss: 5 OUTRAGEOUSLY PRICED Android Apps
Not only outrageously priced but utility-wise these five apps on Google Play Store are also the most worthless.
How to build a winning portfolio with Rs 2,000 per month
Don't think this is 'gyaan' on mutual fund investment. Rather it will help you build a future platform for wealth creation.
June 06, 2012Two important lessons to learn from Facebook's IPO
The social network's bumpy ride since its listing highlights the dangers of investing in buzz and hype.
Simple financial tips to retire early!
Early retirement is possible for those who have saved a large enough corpus to take care of larger than usual number of years in the retired life.
June 05, 2012How to book stock market losses and make money
Booking losses at the right time forms the most important part of wealth management strategy.
June 04, 2012Five ways to exit an insurance policy you don't need
Don't feel trapped if you have bought an insurance policy you feel you don't need any more. Here's the way out...
June 01, 2012Five steps to a healthy financial life
Follow these to secure your financial well-being and enjoy a happy and peaceful life.
May 29, 2012Want to save more tax? Add NPS to your CTC
But to avail the benefit of this new tax-saving scheme you will need to ask your employer to make some changes to your CTC package.
May 26, 2012How YOU can deal with the petrol price hike!
Rather than complaining about the rise in petrol prices, Aditya Prasad suggests some really simple steps to deal with it.
May 25, 2012GOLD: Best investment or ultimate BUBBLE?
Investing (or not investing) in gold may be a function of whether you're betting on or against the global economy.
May 24, 2012Investing advice from the Man Who Foresees Disasters
Famed investor Jeremy Grantham wrote the 'The Longest Quarterly Letter Ever' to his investors recently. Here are some highlights.
May 23, 2012The top 10 reasons why PPF is an ATTRACTIVE investment!
Some basic facts about PPF and also what makes it an extremely attractive investment option.
May 22, 20125 GREAT investment options when interest rates FALL
Attractive investment options available in the current market for retail investors.
6 reasons why Zuckerberg is the youngest billionaire
Facebook co-founder Mark Zuckerberg deserves the position because he dreamed it, planned it and worked it out.
May 19, 2012Term insurance vs endowment plan: Which benefits you more?
Here's why term insurance always scores over endowment plans.
May 18, 2012Stock markets CRASHING? No problem. Try STP
Current stock market volatility is making investors wary. There is no clear direction as to how markets will pan out over the next couple of months. In such times, a staggered approach to investing can be a good option.
May 17, 2012Here's how SIPs will make you RICH!
This tried-and-true investment method not only protects capital but also makes money for you. It helps investors navigate volatile markets and avoid emotional investment decisions.
May 16, 2012How to become a financial planner
The future presents ample opportunities to financial planners and advisors to launch themselves into various corporate and entrepreneurial assignments.
May 15, 2012Investing in stock markets now? AVOID these 4 MISTAKES
Or how you can be on top of your stock market strategy and make money.
May 14, 2012Why you should not buy these 5 insurance plans
You may easily skip buying these insurance plans without losing much. Buying any kind of insurance product, after all, should be based on your needs, feels Amit Sethi
May 11, 2012Is your mutual fund's RETURN worth the RISK?
There's more than meets the eye when it comes to a mutual fund's returns. Here's how you can check a fund's risk-adjusted return.
May 10, 2012How to AVOID paying TDS on fixed deposits
There are in fact four easy ways to earn interest on fixed deposits and keep it too.
May 09, 2012Why you should save and invest money?
To beat inflation and maintain living standards as time passes not only is it important to save and invest but equally important to do so wisely.
May 08, 2012How many mutual funds should you own? Find out
Morningstar conducted a study to find out the number of funds you should own in your portfolio. Here are some interesting findings.
May 07, 2012MUST READ: 10 things to know before filing tax return
Taxmantra has come up with few points which should be kept in mind before filing income tax return. This will enable you to file return without any encumbrances.
May 04, 2012Switching your home loan lender? Read this first
Readers' queries on when, why and how to change their home loan lenders answered.
GOLDEN RULES to invest in gold and silver
How should investors go about investing in gold and silver? Here are some simple rules.
May 03, 2012EXISTING home loan customers, REJOICE! Here's why
With ICICI Bank amongst country's three topmost lenders already offering better home loan rates to existing customers post RBI's 0.5 per cent cut in repo rate in April, competitors too are likely to follow suit.
May 02, 2012Govt's latest tax-saver: Don't invest before reading this!
Should taxpayers invest in Rajiv Gandhi Equity Saving Scheme to save tax? How much tax will they actually save? And what are the pros and cons you should check out before going for this scheme? Salil Dhawan offers his take.
April 30, 2012How to spend your money wisely
While many individuals focus most of their time and energy on learning how to earn more money, it is important to note that without learning how to spend the earned money wisely along with the discipline of saving and prudent investing, they may not be able to create a promising future for themselves and their families.
April 27, 2012How to hedge your risks against health hazards
How to hedge your risks against health hazards The last thing on your mind at the beginning of a new financial year is planning for your health hazards, but then, couldn't the need for it arise for anyone, at any time? Here are some useful tips on how to hedge your risks against health hazards.
April 26, 2012Filing IT return with multiple Form 16s
Stuck with multiple Form 16s from a number of employers you switched during the course of a financial year and don't know how to file your income tax return? Here's help
April 25, 2012Running HUGE CREDIT card bills? Here's why
A look at how finance charges and other fees are calculated on your credit card expenses.
April 24, 2012DEFAULTED on a LOAN? Here's what to do!
First of all, do not PANIC and do something drastic. There are various ways to get out of the debt mess that you could be in.
April 23, 2012Buying gold this Akshaya Tritiya? What you must know
Here are some significant facts about Akshaya Tritiya and options available to buy gold.
April 20, 2012Online insurance: Important dos to buy the RIGHT policy
Carefully observe these important steps before you hit 'buy' to buy an online term insurance policy.
April 19, 20124 ways to secure your online banking transactions
Four tips to enjoy a secured online banking experience.
April 18, 2012Repo rate cut: Expect only TOKEN CUTS in home loans
Home loan consumers shouldn't rejoice yet expecting a cut in their home loan rates, feels Harsh Roongta, CEO, Apnapaisa.com
, a day after the banking regulator Reserve Bank of India cut the repo rate by 0.5 per cent.
4 reasons why your savings account earns more for you now
Let us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.
April 17, 2012UNFRIENDLY credit card CHARGES you must know
Be careful about what and how you spend using your credit card while travelling abroad.
April 16, 2012REVEALED: Six secrets to reduce your car loan EMIs
A look at few things about car loans which can save a lot of money for every car loan customer.
April 13, 2012Filed income tax online? You are NOT DONE yet
Now that you know what you must do BEFORE and WHILE filing income tax returns online, here's what you must do AFTER you have filed returns online.
April 12, 2012DON'T file your TAX return online before reading this
Filing income tax returns in a hurry without adequate information about the procedure could add to your woes.
April 11, 2012A dummy's guide to set you FREE from DEBT
In spite of steady, regular income there are many individuals who live paycheque to paycheque, carry their credit card outstanding, and fail to save anything for retirement. If you belong to this tribe, now is the right time to take urgent action.
April 10, 2012Now, SECURE your INSURANCE policies in demat form
Just like investors holding dematerialised shares with depository participants, individual insurance policyholders will be able to stack their insurance policies too in electronic form very soon, thanks to some path breaking initiatives by the insurance regulator, Insurance Regulatory Development Authority.
April 09, 2012Now, using credit and debit cards will COST you LESS
Move over Visa, MasterCard and American Express. Here's an indigenous, cheaper alternative that will not only benefit Indian banks but Indian who use debit cards and credit cards to make payments.
April 05, 2012Study Abroad: Cough up more security or top-up your loan
The new visa norms mean a student's budget goes up by Rs 4-5 lakh on average, besides the rupee volatility.
April 04, 2012Co-branded debit cards: How GOOD are they?
Debit cards have been increasingly gaining importance as well as acceptance amongst Indian customers. The Indian customer being more of conservative in attitude finds better cash management with the debit card. The increased usage of debit cards led to the advent of co-branded debit cards. But are they any good?
April 03, 2012Budget 2012: 8 ways it impacts the SALARIED
Budget 2012 announced by honourable finance minister Pranab Mukherjee will have impact on individuals also: salaried individual as well as self-employed. In this write-up we have tried to summarise various amendments which would have impact on them.
April 02, 2012Simple ways to SAVE and become RICH
Money earned is money saved. But the question we face is why to save and how to save? We try to answer the two questions in some simple ways.
March 30, 2012Banking online? TOP 6 MALWARE you should be BEWARE of
These can filch your passwords, deplete your bank accounts and even infiltrate highly secure bank web sites.
March 29, 2012What you need to know about mobile money transfers
Salil Dhawan of Investment-Mantra.in evaluates Airtel Money -- a mobile money transfer service started by mobile service operator Bharti Airtel.
March 28, 2012How to manage money while travelling abroad
Do you often travel abroad on business or leisure? Here's a simple guide to help you keep a track of how much you spend, swipe and withdraw from international ATMs.
March 27, 2012Get the BEST possible deal insuring your car!
Some common factors which are taken into consideration while deciding insurance premium.
March 26, 2012Budget 2012: A perfect GIVE and TAKE!
Financial expert Anil Rego
feels that there is nothing much Union Budget 2012-13 offers to the taxpayers.
March 20, 2012Budget 2012: What is in it for YOU?
Should you be popping the champagne or perhaps sulking around? Salil Dhawan decodes the budget and tells what it has in store for people like us.
March 19, 2012MUST READ: Why Budget 2012 disappoints the salaried class
Salil Dhawan lists out the many disappointments that this year's Union Budget has for the salaried class of people.
March 15, 2012BUDGET: A start-up's open letter to Pranab Mukherjee
Moulya Software's founder Pradeep Soundararajan in an open letter to finance minister Pranab Mukherjee pleads for a budget that would encourage start-ups to become tomorrow's Infosys, Tata and Reliance.
March 14, 2012Direct Taxes Code: A game-changer for taxpayers?
Financial and tax expert Anil Rego
of Right Horizons has his doubts.
March 13, 2012How to SECURE your child's financial future
A look at some investment options available for planning your child's future.
March 12, 2012Banking online? How to avoid identity theft
A look at the features of your password protection policy that compromise online decit/credit card transactions and how to secure them.
February 29, 2012Tips to OPTIMISE your take-home salary
With the tax-filing season upon us here's a quick recap of what salaried employees can do to minimise their tax liability and increase take-home salary.
February 28, 2012Top 5 BEST value-for-money smartphones above Rs 20,000
Here are five smartphones that offer best performance for every buck spent.
Why you should BUY bank stocks in 2012
Why the banking sector is so very important for the economy, its performance in the year 2011, key challenges in the year 2012 and why it can be a turnaround story in the year 2012.
February 27, 20126 tips to manage your financial problems
Six issues affecting your financial management and their possible solutions.
February 24, 2012Top 5 apps to calculate your tax for FREE
Here are apps for Android and Symbian platforms that will tell you all about Indian tax laws and also help you calculate your tax liability.
February 23, 2012These investments will give better returns than FDs
Now that interest rates are headed downwards fixed deposits will no more be attractive to investors. Stock markets too have run up too fast since January 2012. Here are some alternatives to earn higher and relatively risk-free returns.
February 22, 2012The pros and cons of personal loans
Personal loans are just not about goodies. There are costs too.
February 20, 20127 lessons for investors as stock market rallies
In case you have missed the bus again -- like retail investors in the stock markets often do -- here's what you must keep in mind even as the stock market rally continues.
February 16, 2012Real estate hotspot: Trends in Ahmedabad
In the third part of the series on real estate hotspots in India, estatelister.com highlights why Ahmedabad could emerge as a long-term investment bet.
February 15, 2012Are you adequately insured? Here's how to find out
People end up buying insurance policies assuming they are securing their family's future but little do they realise that their choice of policy is often not right and they are often grossly under-insured.
February 13, 20127 financial facts you must know about your Valentine
Know these facts about your Valentine to keep bitter surprises away.
February 10, 2012Most promising real estate hotspot in Pune
In the second part of this series that identifies fastest emerging real estate hotspots in India, Estatelister.com
explains why Kharadi, close to Pune Airport in Maharashtra, is emerging as a new investment hub.
February 09, 2012How to stop financial leaks and save more
Invest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
February 08, 2012Treat stock market falls like discounts. SIP on every dip
When markets crash it is indeed time to be cautious. But here's why and how buying makes sense at such times.
February 07, 2012Investing: 6 things you wish should happen in 2012
The first month of the New Year began with a bang for the stock markets. Here are six other things we wish should improve for investors, borrowers and savers as we go ahead.
February 06, 2012A roadmap for smart investors in 2012
Should investors buy stocks, debt, gold and real estate in 2012 after a forgettable 2011? Read this to find out.
February 02, 2012Have a bad credit history? Here's a loan just for YOU!
Just because you have some blemishes on your credit score card or an uneven income stream shouldn't disqualify you from getting a personal loan.
Buying real estate at property fairs? Beware!
Here's what you must watch out for while inquiring about real estate deals at property exhibitions.
February 01, 20124 reasons CONSUMERS should look forward to 2012
Here is a quick go-through of the four biggest decisions on consumer rights in the year 2011 that augur well for them in 2012.
January 31, 2012How to make good use of your annual bonus
A list of financially prudent things (in the order of priority) that you can do with your annual bonus.
January 30, 2012Financial planner vs adviser: Know the difference!
There is a real confusion among investors over who a financial planner is and who an investment advisor is. These terms are used very loosely, so it is necessary that one understands the function of each of these professionals and approach the right people.
January 27, 20124 reasons why India is a good country for education loans
Last year the Indian government came up with many proposals for modifications in the existing education loan system. These proposals are helping students seek education loans on better terms.
January 25, 2012Tax benefits under Sec 80C, 80CCF, 80D, 80G and 80E
There's more to tax0-saving than just Section 80C. The other sections mentioned here too offer good tax deductions to taxpayers.
How to prevent cheque frauds
Even in this electronic age cheques are still the preferred mode of payment and banking transactions. Naturally, cheque frauds are rising too. But you can easily prevent them.
January 24, 2012How to make your money work hard and earn good returns
Asset allocation, is actually both an art and a science. Here's how to make the most out of your asset allocations to various sectors.
January 23, 2012Organise your financial life, keep a record online
People may make right financial decisions but unless backed by efficient record keeping, the task is only half done. The importance of effective record keeping cannot be undermined. Here are a few tips to help keep your financial records in order.
January 20, 2012Why you must invest in ELSS funds
Find out why equity linked savings scheme is the best investment option for tax savers, why it is a favourite of tax-savers, what factors you must to consider while investing in ELSS mutual funds and how to choose them.
January 19, 20125 reasons you shouldn't invest along the Yamuna Expressway
In the second part of the series on real estate investments in and around various hotspots in India we take a look at the Yamuna Expressway. Estatelister.com
gives five reasons why the Yamuna Expressway will not turn out to be a multi-bagger in the next five years.
January 18, 2012Savings rate war: Don't switch your bank
With a slew of banks alluring customers with 6 to 7 per cent annual return -- instead of the staid 3 to 4 per cent -- on savings account deposits, customers are confused if they should switch their account to these banks. Salil Dhawan of Investment-mantra suggests you should not.
January 17, 2012Pay insurance premium smartly and save extra money
Paying the insurance premium annually under this strategy will provide Rs 1 lakh extra by the time your policy matures.
January 16, 20125 financial blunders to avoid and become richer in 2012
Most investors sell in panic, act like a trader, don't understand the difference between price of a stock and its value, are not consistent in their investment strategy and deviate from their asset allocations that leads to wealth destruction, writes Ramalingam K
January 13, 2012Most promising real estate hotspot in Navi Mumbai
Here's a series that will help you understand the factors responsible for why some areas in India are fast emerging as real estate hotspots and help you make informed choices while investing in real estate.
Studying abroad? Why you MUST insure your education loan
While the murder of an Indian student in UK in December 2011 can never be condoned the incident brings to forefront as to why Indians going abroad for expensive higher education must insure their education loan.
January 11, 2012A dummy's guide to understanding insurance riders
A brief evaluation of what insurance riders are actually about and which one of them could be most appropriate for you.
January 10, 20124 reasons why a FALLING rupee means EXPENSIVE homes
While high interest rates, huge inventory of unsold stock is making one feel the prices of homes would come down, a fall in the Indian rupee over the past four months is making your dream homes expensive. Here's how.
January 09, 2012Buying insurance ONLINE? A must-read 7-point CHECKLIST
Do you think that buying term insurance online is a headache one must avoid? This 7-point checklist will help ease your anxiety.
January 05, 2012Top 5 mutual funds to watch out for in 2012
The top five recommended ELSS based on Fundsupermart.com's in-house research methodology.
January 04, 2012Top 10 personal finance news that affected your money in 2011
Here's a summary of top financial events that affected your money directly in 2011.
January 03, 2012A GUIDE to different types of credit cards
12 types of credit cards you must know of and when you become eligible to own one.
January 02, 2012Investing in stocks: TOP 3 sectors to watch out for in 2012
2011 was not a particularly bullish year for Indian stock market investors as the Sensex reported a fall of 23 per cent. While 2012 too begins on a pessimistic note, Salil Dhawan, editor, Investment-Mantra, suggests three sectors that could provide decent -- if not stellar -- returns in the New Year.
December 30, 20119 mutual funds that survived the market crash in 2011
Here's what helped them stand tall amidst a falling market and what you can expect from them in 2012.
December 29, 20115 things we hate about Indian customer care services
As the people on the other side who suffer the interaction with customer care service agents, here are 5 things about Indian call centres that leaves us exasperated.
December 28, 20118 financial resolutions you should keep in 2012
As 2011 rings out, it is time to reflect on the year gone by. It is also the time to look forward to the New Year. Use this year-end to review your financial scorecard for 2011 and make necessary changes to create an action plan to improve the score in 2012.
December 26, 20115 GOLDEN RULES of retirement planning
Retirement planning is a long-term goal. Follow these well chalked out rules that will help you retire early.
December 23, 2011Buying resale property? 9 things you must know
Buying a resale property involves many legal and other procedural requirements. It is prudent, therefore, to first understand the various procedures and safety measures for buying resale property to avoid hassles in future.
December 22, 2011Here's why you must have an emergency fund
Being ready to meet a financial emergency is an integral part of financial planning but is often ignored. Here's why you must have an emergency fund.
December 21, 2011How to choose a traditional insurance plan
The traditional insurance plan is complex and difficult to understand when compared to the ULIP. In this article, we will discuss the important points that need to be looked before choosing a traditional insurance plan.
Nokia Money: Is India ready to switch to mobile payments?
Nokia Money works with basic feature phones. It allows most basic monetary transactions ranging from mobile top-ups to ticket booking, without the necessity of having a bank account. But are we ready?
December 20, 2011Five HOTTEST real estate cities to watch out for in India
Siddhesh Joglekar, founder of Estatelister.com lists out reasons why these five cities could emerge as the best real estate investments in the New Year.
December 19, 20119 tips to close your home loan in the New Year
Here are a few useful recommendations to help you close your home loan early and save on interest costs.
December 16, 2011Single? Simple investment tips to make YOUR life easy!
Follow these and you will find yourself in a comfortable financial situation.
How this AMAZING technology will revolutionise the way we pay!
Get Ahead reader Manmohan Singh explains how NFC technology will revolutionise the way we make secured payments.
December 15, 2011How to make the most of the Insurance Ombudsman
Insurance Ombudsmen are officials, who can solve all your insurance related woes and queries in an efficient and effective manner. Here's how to make the most of this dispensation.
December 14, 20117 important income tax documents you MUST know of
Here is a quick guide to help you understand the typical documents and forms required for filing returns. A clear understanding helps you to file your returns correctly and accurately.
December 13, 20117 insurance myths debunked
Remember insurance is, first and last, a safety mechanism for your dependants. Let not these insurance myths jeopardise your family's future.
December 12, 201110 money lessons to learn from 2011
As 2011 comes to an end, we take a look at crucial money lessons we learnt during difficult times of 2011. These lessons will keep you in good stead if the difficult times continue in 2012.
December 09, 2011QUIZ: The difference between personal and credit card loans
Here are ten questions to test your knowledge of personal loans. Take this quiz to understand why individuals should take special care while opting for personal loans.
December 08, 2011Must read: What happens when a cheque bounces?
Read on to see what trouble a dishonoured cheque (that is, a bounced cheque) can cause you.
December 07, 2011Five most important personal finance ratios you must know
Let's look at some of the ratios that individuals should track to ensure they do not end up in financial distress.
December 06, 20118 money tips for those planning to get married
Planning to get married in 2012? Here are eight things you must know before you say 'I do'.
December 05, 2011Is your partner cheating financially on you? Find out
Here is how you can find out if your partner is guilty of financial infidelity.
December 02, 2011Taking an auto loan? Crack this quiz first!
There are many factors that govern auto loans. Take this quiz to find out just what you know and must know about borrowing money for a new car.
December 01, 2011How to prepare an investment statement
Here are certain important aspects you must know before preparing an investment policy statement.
November 30, 2011Buying health insurance? 11 exclusions you must know
Know when these come into play before buying a health insurance policy.
November 29, 2011Want to trade in global stock markets? Read this
Hurrah! Indians can invest in global derivatives markets now. Let's try to figure out how exactly this arrangement works and how an individual investor can gain from this opportunity.
November 28, 201111 money lessons for college students
Let's have a look at some significant money lessons for students to help them become financially successful.
November 25, 2011Buying a laptop? 9 things you must know
Depending on your usage, here are nine things you must know before buying a laptop.
November 24, 2011Four reasons why YOU don't make money in stock markets
In the last 10 years, if you had invested Rs 1 lakh 10 in the BSE Sensex, you could have made Rs 5.14 lakh today. But did you? Here are the reasons why...
November 23, 2011Quiz: Test your home loan knowledge
How well do you know your home loan. Take this quiz and find out.
November 22, 2011Want to file a case against recovery agents? Here are 5 tips
Polite to the point of sounding subservient and sugar coated in their approach while selling a loan to a customer, your bank can suddenly take on the avatar of a ruthless Shylock, after your pound of flesh, in the form of these recovery agents. Here, then, are five tips to file a case against these recovery agents.
November 21, 2011SIX reasons why property prices WILL NOT fall in your city!
Siddhesh Joglekar, founder of Estatelister.com lists out reasons why there is little chance of property prices falling in your city.
How to invest in banking stocks
Five ratios you must know before putting your money into banking stocks.
November 18, 201110 effective ways to spend less money
Here are some small changes that you can bring about in the way you use money to help you effectively curb impulsive spending and yet not make you feel as if you are restraining yourself.
November 17, 2011Workshop on 10 investment mistakes and how to avoid them
A workshop on 10 common mistakes that most investors make and how to avoid them to be conducted by Harsh Roongta, personal finance expert and CEO, ApnaPaisa.com on November 25.
Buying real estate? Keep your eyes open for these hidden costs
From the time you check out a property and sign on the dotted line the price of your dream home could well cost you 25 per cent more. Here's why...
November 16, 2011Infosys or TCS: Which is better investment bet in IT sector?
We evaluate both the IT majors as against recent growth parameters. Read on.
November 15, 201118 ways to reduce car insurance premium
The following tips will help you choose the right car insurance and save money in the process.
November 14, 2011How to educate your children about money
It's important that your children, as they grow, should understand the value of money. Here, then, are some suggestions to teach your children how to save and spend money.
November 11, 2011'Gold in any form is a great investment'
TV actor Yashashri Masurkar shares her money mantras.
November 10, 2011Here's how to avoid credit card frauds
How crooks try to trick the system and defraud credit card transactions and how you must protect yourself from such scams.
November 09, 2011How to calculate return on endowment and money back plans
Though insurance is primarily a risk mitigation tool, many people use insurance for the purpose of long term investment. Here, then, how to calculate returns on your insurance investments.
November 08, 2011Top three ways of increasing your take home pay
How to use the various components of a CTC to our advantage and hence not pay higher tax.
November 07, 2011Why health insurance is important in financial planning
Why one must take health insurance seriously to achieve the best in financial planning.
November 04, 2011How to calculate your life insurance coverage
There are different ways in which you can calculate the life insurance coverage. Here are some simple ways to find out your life's worth.
November 03, 2011Know your RIGHTS as an airline passenger
This article provides details of the new policy made by Ministry of Civil Aviation regarding compensation for cancelled flights.
November 02, 20118 tips to make the most out of your mutual fund
Investing in mutual funds is a challenging task. Here's what you must know before you start your mutual fund investments.
November 01, 2011'The perfect way to ruin a friendship is to lend money'
Film and television actor Arif Zakaria shares his tips on money and relationship mantras.
October 31, 2011How not to get CHEATED by your stock broker
We discuss some basic tips to follow while dealing with stock brokers so that a financial crisis is avoided in future.
October 28, 2011Zoya Akhtar: Do what you love, money will come
The director of Zindagi Na Milegi Dobara shares her take on life and career.
Should you buy gold NOW?
Gold prices are again moving up after a downward slide. But will this upward movement sustain? More importantly, should you buy more of the yellow metal now? Here's the answer.
October 27, 20116 must-know ratios to make money in stocks
Six ratios that give investors a better picture of the health of the company that they plan to invest in and make money.
October 25, 2011'I was wrongly advised by my bank relationship manager'
Singer Shibani Kashyap shares her money mantras, credit card dos and don'ts, her first salary and investments and what she plans to buy this Diwali with Rediff.com.
October 24, 20116 financial planning myths demystified
Here are 6 financial planning myths debunked to help you make a successful financial plan.
October 21, 2011'The first time I bought gold'
Tell us about your first experience buying/investing in gold.
Do women make poor money managers? NO!
Here's the biggest myth of the financial world: Women make poor money managers. If anything, the argument has swung in favour of the fairer sex in the midst of this global financial crisis. Here are 5 rules then that women investors must always follow.
October 20, 2011TV star Romit Raj: How I invest my money
TV actor Romit Raj of Gharki Laxmi Betiyaan fame shares his money secrets with Rediff.com.
October 19, 2011Withdrawing cash from ATMs? Know your rights
Here are a few things you should keep in mind when you're using an ATM.
October 18, 2011How to earn AMAZING returns on your fixed deposit
Can't believe that your humble fixed deposit investment can ever give you a return of 23 per cent per annum? Well, you need some simple math, some smart jugglery and the numbers add up.
October 17, 2011Four tips to spend your annual bonus smartly
Do not splurge your annual bonus or luxuries. Instead plan how you can optimise it to meet your long-term goals.
October 14, 2011Lessons to learn from losses made by this MF investor
Learn how not to make losses by learning your money lesson from mutual fund portfolio of an investor.
October 13, 2011Buying term insurance? A must-read checklist
A bird's eye view of what you should check out before buying term insurance policies.
October 12, 2011The ABC of pre-approved loans
Almost every day banks use tele-marketing executives to sell pre-approved loans to prospective borrowers. But do such loans actually make sense? And how minimal are the formalities?
October 11, 2011Insurance portability: Follow a wait and watch strategy
Now that insurance companies are offering portability the one question uppermost in every mind is: Should one opt for it? While it is too early to provide an answer in black and white the best strategy policyholders could follow now is wait and watch, says Salil Dhawan.
October 10, 2011Six factors to consider before investing in IPOs
Looking at the history of IPO success and failure stories, you would be smart to first fully understand the various aspects behind such offerings and makes the right choice to invest or not in IPOs.
October 07, 201110 things you must ask your life insurance agent
Here are 10 things you must ask your insurance agent to ensure you buy a policy that is most suitable to you.
October 06, 2011Decoding your restaurant bill
Have you ever faced terms such as 'service tax', 'VAT' and 'service charge' while eating out at a restaurant. However, instead of asking the restaurant authorities about these terms and their application, have you simply paid up to avoid any potentially embarrassing social encounter? Fear not, after reading this article, you won't face any such problems again.
October 05, 2011All you need to know about tax deduction on LTA
Read the illustration here to find out how you can milk your LTA benefits to the maximum.
October 03, 2011EMI on credit card: Should you go for it?
A lowdown on the strings attached to such credit card schemes and when you should and should not opt for them.
January - September 2011
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