April 05, 2013
Four steps to becoming a millionaireA professional speaker and self-made millionaire reveals four secrets to become a millionaire
April 04, 2013
5 smart ways to use your BONUSGot a decent bonus after appraisals or expecting one? 5 smart things you need to know NOW!
April 03, 2013
How to manage financial risksThere is no foolproof formula but if you plan your financial goals carefully the chance is you will fulfil them.
April 02, 2013
Want loans at cheaper rates? Read thisOnly a good credit history can help you avail loans at competitive rates. Here are two ways to jumpstart your credit history.
April 01, 2013
Stocks Corner: 4 must-buy pharma stocksWe asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
March 21, 2013
Home buying tips for womenHere are a few takeaways from some successful women investors...
March 20, 2013
5 money management tips for the youthYoung and confused about money matters? Don't worry, help is at hand. We present five money management tips for young investors.
March 19, 2013
Tax planning tips to help you save moneyA tax plan is not just to save taxes, but should also assist in achieving other financial goals such as buying a home, a car, children's education, retirement, etc
March 18, 2013
Why multi-currency cards are better than credit cardsTravellers, here are 8 solid reasons you should prefer to use a multi-currency card than a credit card when you travel abroad
March 15, 2013
Prepare for your home loan balance transfer NOW!Paying higher EMIs on your home loan? Don't fret. Here's a simple way to get lower interest rate on your home loan.
March 14, 2013
5 HIDDEN GEMS for your mutual fund portfolioThese equity mutual funds may have fewer assets under management than their more known peers but are our analysts' favourites.
March 13, 2013
Five reasons to invest your money in debt fundsHere are five simple situations when prudent investors can use debt funds.
March 12, 2013
Stocks Corner: 4 BIG BETS for investorsRIL, ICICI Bank, Tata Motors and Punj Lloyd can give decent returns in the next six months, says
Narendar Lokwani.
March 11, 2013
How credit card payments affect your home loansHarshala Chandorkar of CIBIL on why you must not delay your credit card payments
March 08, 2013
5-step financial planning for womenOn the occasion of International Women's Day, Vibha Padalkar, ED and CFO, HDFC Life, offers a five-step plan for urban women to attain financial freedom.
March 07, 2013
Dow hits record HIGH! Should YOU be WORRIED?One of the world's most-watched index reached a record high yesterday. Here are some key takeaways for investors.
March 06, 2013
Stocks Corner: Alok Ind, NMDC, IVRCL and moreNarendar Lokwani answers readers' stock maket queries.
Delayed flights? 3 things you must know to avoid trouble!While this is definitely not an all exhaustive guide on the issue, it is a start enough to acquaint you with the basics when faced with the delayed flight crisis.
March 05, 2013
How to save tax post BudgetA checklist that will help you save taxes in financial year 2013-14 which begins April 1, 2013 and ends March 31, 2014.
March 01, 2013
Budget 2013: What's in it for YOU!Good news for the first-time homebuyer, stock market investor and individuals wanting to buy insurance in the Union Budget 2013-14, opines
Rajiv Raj of CreditVidya.com
February 27, 2013
Budget 2013: How you will get affected!Let's have a look at the key expectations from the budget and how our wallet and stock investments could be affected.
Dear FM, please HIKE 80C exemption to Rs 3 lakh!And here's why P Chidambaram must do it, argues
Alok Patnia of TaxMantra.com
7 safe investment options for beginnersWith these you can rest assured that your investment amount is not washed away
February 26, 2013
6 ways to lower your credit card interest paymentHere are some simple tips that can save you a great deal of money and reduce financial stress.
February 25, 2013
Budget 2013: An entrepreneur's open letter to the FMTime has now come for a pathbreaking 'Entrepreneurship Bill' pleads venture capitalist Soumitra Sharma.
Stocks Corner: How to make money in Options TradingWe asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
February 24, 2013
How to make money after retirementHome owners can go for reverse mortgage of their homes to make some money after they retire.
February 22, 2013
Borrowers, here's why you must REJOICE!CIBIL's new scoring system to rate borrowers keeping in mind the current trends and changes in the consumer profiles and credit data
February 21, 2013
The RISKS of buying an under-construction homeThere are advantages too. But BUYERS BEWARE!
LIVE Chat: Protect yourself from credit card frauds!Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.
February 20, 2013
8 investing GEMS from Warren BuffetThis is what makes the legendary investor's investing philosophy a WINNER.
February 19, 2013
How to prevent MISUSE of your credit cardWhat to keep in mind before you swipe your credit cards at foreign locations and three things you must do before leaving for your journey
February 18, 2013
Stocks Corner: A GUIDE to intra-day TRADINGNarendar Lokwani of StockFundoo answers readers' any and every query about investing in the stock markets.
February 15, 2013
Is a top-up home loan right for you?Top-up loans may be the best choice available if you want to raise some cash for personal purposes. Do explore it before looking into other expensive options.
February 14, 2013
4 stocks to buy this Valentine's DayThese stocks can move up and make good money for you.
February 13, 2013
Protect yourself from online and credit card fraudstersBasic precautionary tips to save you from online and credir card fraudsters
February 12, 2013
3 ways to AVOID Internet Banking FraudsYour vigilance is the only hope and this is one area where prevention is not just better, but probably the only cure.
February 11, 2013
How does a HOUSEWIFE make money in stock markets?Narendar Lokwani of StockFundoo answers readers' stock market queries.
February 10, 2013
Going for home equity loan? Check THIS out!Important factors to be carefully evaluated before taking a home equity loan
February 07, 2013
Home loan chat: How to get the best ratesJoin Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.
Buying a new home? Read THIS firstChoose from these two options and save a great deal of money and effort.
February 06, 2013
How to get the BEST Credit Score and loan ratesAnd get lenders offer you the best possible interest rates on home, personal and car loans.
February 04, 2013
Stocks Corner: What to BUY, what to SELL!Response to readers' queries on stocks they want to buy, sell or hold.
February 03, 2013
3 things you must know about health insuranceA lowdown on some salient points that you must keep in mind when opting for a health insurance.
February 01, 2013
8 investing blunders that can bring financial RUINHere are some common mistakes most individuals make when investing.
January 30, 2013
How to get the best home loan rateWill your home loan rates drop now that the RBI has signalled the onset of lower interest rates after 0.25 per cent cut in repo rate and CRR?
Defaulted on a car loan? Here's what can go WRONG!What constitutes a loan default and what happens when a borrower defaults on a car loan? Read on to find out
January 29, 2013
5 ways to increase your home loan eligibilityHome loan lenders not giving you enough loan to buy a home? Here's how you can make them increase your home loan eligibilty.
Five ways to become a SMART MF investorFollow these to see how you make more money out of your investments
Live Chat: How will RBI rate cuts affect home loans?Join Rajiv Raj of Credit Vidya on how RBI's rate cut will affect your dream of buying a home.
January 28, 2013
Stocks Corner: What to BUY, what to SELL!We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 26, 2013
Travelling abroad? Read THIS firstWe bring you a lowdown on some crucial 'whys' and 'hows' of travel insurance
January 25, 2013
6 facts you must know about wealth taxHere are some facts about wealth tax that all taxpayers should know...
January 22, 2013
Banks charging more on home loans? Blame your credit cardPartial credit card payments, high credit card debt and defaults on previous loans make lenders charge you more on home loans.
January 21, 2013
Investing in mutual funds? 5 TRAPS to avoidHere are five red flags that should prompt you to look beyond a mutual fund's five-star rating.
January 19, 2013
Expert's take on your TAX WOES!Tax expert Mahesh Padmanabhan answered readers' tax queries in an online chat on January 18.
January 18, 2013
Why YOU must pay off your education loan quicklyThe fate of all your future loan applications lies hugely on how you service your education loans.
January 17, 2013
Stocks: Buy, sell or hold? HCL Info, RCom and moreExpert advice on what you should do with these stocks
January 16, 2013
Little-known mutual fund GEMS for 2013These MFs are relatively unknown names, but have immense potential.
January 15, 2013
Best stocks to BUY in 2013We list out five businesses you can look to buy in 2013
January 14, 2013
5 MYTHS about your credit scores debunkedLoan defaults are not the only reason why you get a low credit score.
Rajiv Raj of CreditVidya.com debunks five popular credit score-myths.
January 13, 2013
10 rupee notes to soon become history!Seems it is time that like 10 paise coin and 'chawanni' (25 paise coin) and that good old one rupee note, your friendly 10 rupee note may soon become history!
January 11, 2013
Need FAST cash? Get a loan against your carThis loan costs you less than personal loans and credit card advances and you can avail of it even when your credit history is not exemplary.
January 10, 2013
Should you BUY these stocks in 2013?Last week we asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 09, 2013
How your insurance agent can dupe YOUAnd what you must do to prevent from getting duped
January 08, 2013
Tax planning tips for working womenThe key to being a good tax planner is correct financial knowledge followed by smart strategies.
January 07, 2013
Five promising mutual funds for 2013A look at five consistently performing equity mutual funds which look promising to perform well in the New Year.
January 04, 2013
15 mantras to WIN the stock marketMorningstar's Chief Equity Strategist Paul Larson outlines the stock-investing principles that guide his investment strategy.
January 03, 2013
Stocks corner: What to BUY, what to SELL!Have a query related to Indian stock markets and investing? Every week our stock market expert
Narendar Lokwani will answer your stock queries. This is the first set of queries sent by readers.
January 02, 2013
Top MFs of 2012 and how they will perform in 2013As the New Year begins here's taking a look at the best mutual funds of 2012 and what you should do with them in 2013.
December 31, 2012
10 types of home loans you must know ofhe home loan market is brimming with diverse home loan products which cater to different needs of individual customers.
December 29, 2012
The 7 'Ps' of investing in stocksGet Ahead reader
Dhananjay Banthia's stock market success mantras.
December 28, 2012
Investing in GOLD? Read this!The pros and cons of investing in gold coins and bars, jewellery, gold ETFs and gold mining stocks.
December 27, 2012
How to make the RIGHT financial decisionsRationality and careful decision-making is the key to a successful financial plan, says
Ranjeet S Mudholkar, CFPCM.
December 26, 2012
5 ways to financial freedom in 2013Simple tips to set your finances right in the New Year!
December 24, 2012
Now, easy financing for buying that DREAM superbikeBanks make loans available at lower rates to attract high networth customers
December 18, 2012
Opening a bank account just got simplerAs per the Reserve Bank of India's new KYC norms, customers need not provide separate ID proofs to open a new account. Read on to know the new changes will benefit you.
December 13, 2012
Stop chasing the 'best performing mutual fund' fad!There is more to investing in mutual funds than just chasing the fad of the day, says
Ramalingam K
December 12, 2012
Keep your credit card SAFE from fraudsters!5 precautionary measures you must take to prevent any misuse of your credit card.
December 07, 2012
Top 5 Online trading mistakesThere are some things you must be careful of while using online stock trading websites. Here are five common mistakes that you must not make.
December 05, 2012
TOP 5: Things to consider while taking a home loanYoung and going for a home loan? Aditya Prasad tells you about the 5 things you absolutely must remember.
December 04, 2012
7 things you need to know about the new cheque booksCheck you cheque. Find out if it includes these seven key features.
December 03, 2012
Your cheque book may be invalid from Jan 1, 2013If your chequebook is not compliant with RBI's cheque truncation system (CTS), implemented from October 1, it may be invalid from January 1, 2013.
November 30, 2012
What you must know about cancelling your mobile connectionA couple of pointers that every consumer should keep in mind while dealing with such situations to avoid being cheated of their time and money.
November 29, 2012
Are you an emotional spender? Here's how to control itWhile quite challenging it is not impossible to overcome emotional spending. Here's how
November 28, 2012
7 tips to manage your money smartlyFinding yourself often cash-strapped? Can't seem to save up to buy that cell phone or cute shoes? Here's a guide on how not just to save money, but also make more with little effort.
November 27, 2012
8 ways money can buy you happinessFollow these simple principles to live a happy life.
5 retirement moves to make in your 20sWe evaluate five easy-to-follow steps a young individual in 20s can implement to live a comfortable life in retirement.
November 26, 2012
How to invest in gold, silver, copper, platinum and zincInvesting in these precious and base metals is as easy as investing in stocks. Here's how
November 22, 2012
MUST READ: Top 5 books for young investorsThese books are the best guides for young investors in the rough and tumble of the stock, currency and commodity markets.
November 21, 2012
How to manage multiple credit cardsHere's how you can do it without burning a big hole in your pocket.
November 20, 2012
6 reasons why you must seek professional investment adviceProfessional investment advisors can help you attain your long-term goals, says
Ramalingam K.
November 15, 2012
Day-trading? How not to lose moneyIn response to an article posted October 24 -- Want to make money day-trading? 11 tips -- Get Ahead reader
Dhananjay Banthia offers seven tips to help day-traders make money.
How smartphones can help you save moneyA look at all the things your smartphone has replaced and thus helped you save a lot of money.
November 13, 2012
Diwali 2012: Five stocks that can make you rich!A look at a few good stocks in Indian markets whose dividend yield is as good as or even higher than interest rate received by your bank savings account.
November 12, 2012
5 reasons your home loan could be rejectedRupee Times discusses some of the uncommon reasons for rejection of your loan application.
November 09, 2012
5 equity mutual funds that can make you RICHA look at five equity mutual funds spread across different fund categories which an investor can rely upon as part of her/his equity mutual fund portfolio and are expected to give pretty decent returns over the long run.
November 08, 2012
3 things young investors must know about equity investmentStock markets are not scary. With investment basics in place young investors can make good returns, says
Noopur Runjhun.
November 06, 2012
How Obama or Romney could affect your investmentsFor Indian equity investors, Obama's re-election would be a positive for their portfolios and surprise win for Romney might create lot of confidence in large economic business houses in the US. Typically, studies suggest that Democrat presidents are generally better for stock markets than their Republican counterparts, feels
Narendar Lokwani of StockFundoo.com
November 05, 2012
Tips to reduce your auto insurance premiumHere are few quick tips which can help you to save a little on auto insurance premium.
November 02, 2012
Why YOU must invest in real estate TODAY!Here are three important reasons...
November 01, 2012
6 mutual funds that flourished in a flat marketBenchmark indices today are where they were five years back. But that has not been a deterrent for these equity funds, which topped their respective categories.
October 31, 2012
Top 20 banking terms you should knowUnderstanding these seemingly difficult terms will help you navigate the complex world of personal banking with ease.
October 29, 2012
Why YOU are paying high EMIs on your home loanThe main culprit is the lack of transparency that your lending bank of housing finance institute employs in determining home loan rates.
October 26, 2012
How to select a good financial advisorNine qualities you must look for in your financial advisor
October 25, 2012
A guide to investing in global mutual fundsInvesting in global mutual funds has its share of risks and benefits. Here's everything you need to know about investing globally.
October 24, 2012
Want to make money day-trading? 11 tipsHere's how you can make money every day in the stock markets. These 11 tips will help maximisie profits and minimise losses.
October 19, 2012
3 reasons why you should invest in mutual fundsWhy lay investors you should not be scared of investing in the stock markets through the mutual fund route.
October 18, 2012
Auto insurance: Three things that can go WRONGA lowdown on what can go wrong with your vehicle insurance and how to avoid them.
October 17, 2012
Do you have adequate life cover? Find outAn endowment policy can provide some form of life-risk cover but investors should consider buying the no-frills term plan to increase the coverage amount at a fraction of the former's cost.
October 16, 2012
Step-up loans: An easy way to own a dream houseHere's an innovative home loan product that is gaining popularity amongst borrowers.
October 15, 2012
How YOU can save up for your child's educationA time-bound and achievable programme to save and invest for your child's education.
October 12, 2012
How to swim against the tide and WIN in stock marketsA great many investors in financial history have been contrarians. Here are skills contrarian investors need to possess.
October 10, 2012
6 ways builders HARASS home buyersThe ground reality of real estate sector in India, from a consumer's perspective is harsh. These are six of many ways in which a real estate developer or builders fleece home buyers.
October 09, 2012
How to find mutual funds that will make money for YOUTwo ratios can help you in monitoring your mutual funds' performances and finding worthy ones.
October 08, 2012
How to build a DREAM retirement fundRetirment planning, if done under proper guidance and care can not only help you build a dream corpus but also help manage the same till perpetuity.
October 05, 2012
Which mutual fund is best suited for YOU?Find out which kind of mutual fund scheme you should invest in by taking into account your financial goals and investment time horizon.
October 04, 2012
Repaying home loan? Choose one of these 5 EASY optionsTo cater to home loan borrowers, housing finance companies and banks offer a variety of repayment options to suit an individual's need.
October 03, 2012
How to AVOID these investing mistakesThe field of behavioural finance says articulating an investing philosophy and then sticking with it can help investors avoid the mistakes that often arise with ad-hoc investing.
October 01, 2012
How banks GOOF UP with their customers' accountsA peek into how the marketing and sales departments of banks goof up with their customers' bank accounts
September 28, 2012
5 SHOCKING mis-selling tricks used by insurance agentsBeware of insurance agents and the tricks they use to mis-sell policies that benefit only them.
September 27, 2012
Is this the RIGHT time to go for a home loan?Home loan expert Harsh Roongta's take on where the home loan interest rates are headed after the Reserve Bank of India recently cut the cash reserve ratio by 0.25 per cent.
8 financial forecasts that went WRONGMorningstar has compiled a series of predictions about the stock market and the economy by legendary stock market experts and economists that fell flat.
September 26, 2012
11 financial planning lessons from GaneshaHere's what the elephant-headed Lord teaches us about money
September 25, 2012
Conference on where to invest in stock marketsMorningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors.
How to get an education LOAN for vocational coursesHere's what you must know in order to avail of loans that can help you pursue a professional course.
September 24, 2012
How to overcome financial DISASTERSThe financial impact of a contingency can be minimised through proper management of finances by the process of financial planning. Here's how
September 21, 2012
The 10-minute test for finding the RIGHT mutual fundUse these rules to narrow the crowded field of mutual fund investments
September 20, 2012
LOST your credit card? 4 immediate steps to takeHere is a quick guide to the course of action a credit card holder should take, to prevent/minimise misuse or losses
September 18, 2012
New to shopping online? Beware of these traps... and how to avoid them to have a great shopping experience online
September 17, 2012
MUST HAVE: Top 5 mutual funds for your portfolioThese funds have scored the best on the Morningstar Risk and Return rating grades.
September 14, 2012
Burdened with multiple loans? Here's how to deal with themEver faced a situation where you have to deal with multiple loans? Here's the solution to getting out of the mess...
September 13, 2012
Five common investment mistakes to avoidIt's not just about what you must do to create wealth but also what to avoid.
September 12, 2012
Should you opt for balance transfer on credit cards?Does the balance transfer facility on credit cards benefit you? If so, how? What should you do to avail such a facility and what does it cost you to do that? Aditya Prasad explains the finer points of availing balance transfers on credit cards.
September 11, 2012
Young and rich? Get a Will right awayThe growth of financial planning has led to several aspects of personal finance being considered important by individuals which were not given such importance hitherto. One such aspect is estate planning. Just the way it is important to create wealth, it is equally important to secure its transition to your loved ones without any legal hassles after you are gone.
September 10, 2012
6 alternatives to beat expensive personal loansHere are six best alternatives that would cost you lower interest rates and beat personal loans hands down.
September 07, 2012
REVEALED: The difference between good loans and bad loansHere's a surefire test -- aptly called the AI & A test -- to help you sift good loans from the bad ones.
September 06, 2012
4 things you must know about your banking transactionsThese are crucial things that consumers must keep in mind while dealing with their banks.
September 05, 2012
15 ways the RICH think differentlyThe differences between how rich and average people think are numerous and extreme, according to Steve Siebold, author of How Rich People Think.
September 04, 2012
Credit cards: 4 things that can go horribly WRONGRead this to find out what action you can take if these four things happen with you.
September 03, 2012
SIPs: How rupee cost averaging worksDeciding when and how much to invest is almost as important as deciding what to invest in. If you are saving money in a bank account, the sooner you invest and the more you invest, the more money you will earn in interest. The amount of interest you receive can go up and down depending on the interest rate.
August 31, 2012
Mutual fund NAV: FACTS and MYTHSTo make wise investments in mutual funds you must know facts and myths about net asset value.
August 29, 2012
How to invest NOW so you can retire with Rs 1 croreThis is how you should plan for your golden age in the absence of any social security
August 28, 2012
Don't let fear affect your long-term investmentsThe dangers of reacting to short-term economic sensations and making your investment decisions
August 27, 2012
How to assess your investment risk profileAlso, relying disproportionately on your risk tolerance to shape your asset-allocation strategy carries its own big risk.
August 25, 2012
How to cut your fuel cost and reduce pollutionNo matter what kind of car you drive, there are still some simple steps you can take to reduce your polluting emissions and save some money on petrol.
August 24, 2012
Must-knows before you get that student credit cardHere's a checklist you must know before signing up for such a card...
August 23, 2012
4 things you MUST KNOW about your DEBIT card!We sifted through the complaints that landed on our desks and dug out the issues that were most striking and uncommon when it came to debit cards.
August 22, 2012
Switching home loan lender? Remember THESE 4 thingsWe evaluate some significant factors that you must consider while switching your existing home loan to another lender
August 17, 2012
Financial planning: It's more than money managementFinancial planning encapsulates more aspects than just saving, spending and investing, feels Ranjeet Mudholkar, chairman and CEO, FPSB India.
August 16, 2012
10 must-have mutual funds for your portfolioMutual funds are one of the best investment instruments to create wealth over long run. Here are the top 10.
August 14, 2012
Six ways of making GREAT investment decisionsThere are a number of pre-requisites for us to be able to take informed investment decisions. Here are six most important ones.
August 09, 2012
Four tips to choose the RIGHT mutual fundA step-by-step guide on how to choose the right mutual fund for your investment needs.
August 08, 2012
Equity vs fixed deposits: Why equity WINS!Why you must ignore the noise that the India growth story is over and still invest in mutual funds and stock markets.
August 02, 2012
Investing: Is THIS debt scheme better than FDs?How investing in non-convertible debentures gives better returns than investing in fixed deposits in these volatile times.
July 31, 2012
Five GOLDEN rules for being a successful stock investorUnderstanding financial statements, value and economic moats are key to successful equity investing.
July 30, 2012
Mutual funds:Should you go for dividend or growth?Here is a brief on the factors that govern these options and useful tips to help you pick the most suitable one.
July 26, 2012
The five-year scorecard for mutual fund housesWhich fund companies' equity funds clocked the best median performance over a five-year period? Here's the answer!
July 25, 2012
10 financial gifts for your sister this Raksha BandhanA financial Raksha Bandhan gift isn't as much fun as a regular gift. However such a gift is much more worthy then a box of chocolates from a fancy mall.
July 24, 2012
How to choose the right insurance coverSome dos and don'ts while choosing a good insurance plan
July 23, 2012
Why YOU MUST invest in mutual fundsMany of the benefits of fund investment hinge on the importance of diversifying investments to reduce risk
July 21, 2012
Approaching 30? Here's how to get money savvyHow you manage or mismanage your money at this point in your life can make or break your financial future.
July 20, 2012
10 things your telecom service provider will never tell youThese 10 things will help you become a smart telecom services user
July 19, 2012
Six steps to protect your retirement fundsBy scrimping and saving your whole life for retirement, you need to make sure those funds are kept safe for your future needs. Here are a few tips on how to protect your retirement funds
July 18, 2012
Five steps to reduce YOUR debtHere are five steps to help you eliminate your debt and set yourself up to avoid problems in the future.
July 17, 2012
Can live-in couples get a joint home loan?The reasons why banks do not lend money to buy homes to live-in partners and same sex couples...
July 16, 2012
10 investment tips for people under 25 yearsIf you are under 25 and meaningfully employed with decent earnings here are 10 investment tips to create wealth.
Live chat: All you want to know about filing tax returnsMahesh Padmanabhan of RelaxwithTax will host 'The Tax Window', a chat to answer all your tax queries between 2 pm and 3 pm IST on Monday, July 16, 2011.
July 13, 2012
10 MORE tips to become a SMARTER investorIn this article, we highlight 10 points that would help you score more on the bottom line.
July 12, 2012
Why this investing style makes better and steady returnsHere's why value cost averaging scores over rupee cost averaging.
July 11, 2012
10 things to know while filing income tax returnsIn order to avoid late payment, interest and penalty know these things before filing income tax returns...
July 10, 2012
Read THIS before you go for gold loans!Here's how banks charge interest rate and decide on the amount to loan when you go for gold financing.
July 09, 2012
Is your investment option WISE? Find outWhy you need a certified financial planner to help achieve your long-term goals.
Seven reasons to SELL an investmentHere are some scenarios when you should sell your investment.
July 06, 2012
Want to save more money? Stop impulse buying!Want to get rid of your shopping urges? Read how these friends got a lesson in controlling their shopping sprees!
July 03, 2012
Want FASTER REFUND? File tax returns ONLINEEvery taxpayer should prefer filing income tax return online in order to avail full benefits associated with it and to remain hassle free.
July 02, 2012
Swinging stock markets? Don't give up on your SIPAre the market's swings making you rethink your monthly investment allocation? Staying put is the wise choice.
June 29, 2012
FAQs: Who is EXEMPTED from filing TAX RETURNSSome important FAQs on who is exempted from filing of income tax returns as provided by Income Tax Department in their web site...
June 28, 2012
8 STUPID MISTAKES to avoid while filing TAX returnAvoid these common mistakes to have hassle-free filing of tax returns.
June 27, 2012
10 things you must know about insurance10 salient points that are often a source of trouble for those who buy insurance.
June 26, 2012
10 tips to become a SMART stock market INVESTORSome of our most salient observations into 10 suggestions we think will make you a smart stock investor.
June 25, 2012
How to negotiate salary during interviews and appraisalsHere are important insights you must keep in mind while negotiating salary as freshers or during appraisals.
June 22, 2012
How compound interest can make you RICH!It's not just how much money you start with that counts, it's also how much time you allow that money to work for you.
June 21, 2012
Understand THESE RISKS before investing in stocksInvesting in equity markets to earn a good return over long term is not a cakewalk. One has to understanding her/his risk profile and importance of asset allocation to achieve financial aims
June 20, 2012
When should you EXIT your MF investment? 5 POINTERSShould you exit if your mutual fund has had a manager change? Ask these five questionsto help you decide.
June 19, 2012
Is this a good time to buy a home?If the house is for self-occupation, the right time to buy a house is now. However, if the house is for investment purpose then there are other factors to consider.
June 18, 2012
Are you managing your money effectively?Do you ever pause to think that you may be making more than enough but poor money management skills leads you to believe that there's never enough?
June 16, 2012
How to SECURE your credit and debit cardsUseful tips to protect users of credit and debit cards from being target of frauds.
June 15, 2012
10 things your bank won't tell you!In order to acquaint you with some of the most common but often ignored facts about banking transaction,
Akosha.com's Quick Tens brings forth 10 things your bank will never inform you about.
June 14, 2012
Choosing a financial advisor? 6 red flags to watch out forThese signs should ring the warning bells. Keep away from financial advisors exhibiting these signs.
June 12, 2012
Four insurance policies YOU must haveThese insurance covers can prove vital to strengthen your protection against risks and uncertainties
June 11, 2012
How many credit cards should YOU own?Some significant points before you zero-in on number of credit cards you should possess
June 09, 2012
How to choose the best education loanKeep these five things in mind when you approach a bank for money to finance your education.
June 08, 2012
Want to become RICH? AVOID these 6 investing mistakesThe study of investors' behaviour offers some interesting mistakes you can recognise and avoid.
June 07, 2012
Don't Miss: 5 OUTRAGEOUSLY PRICED Android AppsNot only outrageously priced but utility-wise these five apps on Google Play Store are also the most worthless.
How to build a winning portfolio with Rs 2,000 per monthDon't think this is 'gyaan' on mutual fund investment. Rather it will help you build a future platform for wealth creation.
June 06, 2012
Two important lessons to learn from Facebook's IPOThe social network's bumpy ride since its listing highlights the dangers of investing in buzz and hype.
Simple financial tips to retire early!Early retirement is possible for those who have saved a large enough corpus to take care of larger than usual number of years in the retired life.
June 05, 2012
How to book stock market losses and make moneyBooking losses at the right time forms the most important part of wealth management strategy.
June 04, 2012
Five ways to exit an insurance policy you don't needDon't feel trapped if you have bought an insurance policy you feel you don't need any more. Here's the way out...
June 01, 2012
Five steps to a healthy financial lifeFollow these to secure your financial well-being and enjoy a happy and peaceful life.
May 29, 2012
Want to save more tax? Add NPS to your CTCBut to avail the benefit of this new tax-saving scheme you will need to ask your employer to make some changes to your CTC package.
May 26, 2012
How YOU can deal with the petrol price hike!Rather than complaining about the rise in petrol prices, Aditya Prasad suggests some really simple steps to deal with it.
May 25, 2012
GOLD: Best investment or ultimate BUBBLE?Investing (or not investing) in gold may be a function of whether you're betting on or against the global economy.
May 24, 2012
Investing advice from the Man Who Foresees DisastersFamed investor Jeremy Grantham wrote the 'The Longest Quarterly Letter Ever' to his investors recently. Here are some highlights.
May 23, 2012
The top 10 reasons why PPF is an ATTRACTIVE investment!Some basic facts about PPF and also what makes it an extremely attractive investment option.
May 22, 2012
5 GREAT investment options when interest rates FALLAttractive investment options available in the current market for retail investors.
6 reasons why Zuckerberg is the youngest billionaireFacebook co-founder Mark Zuckerberg deserves the position because he dreamed it, planned it and worked it out.
May 19, 2012
Term insurance vs endowment plan: Which benefits you more?Here's why term insurance always scores over endowment plans.
May 18, 2012
Stock markets CRASHING? No problem. Try STPCurrent stock market volatility is making investors wary. There is no clear direction as to how markets will pan out over the next couple of months. In such times, a staggered approach to investing can be a good option.
May 17, 2012
Here's how SIPs will make you RICH!This tried-and-true investment method not only protects capital but also makes money for you. It helps investors navigate volatile markets and avoid emotional investment decisions.
May 16, 2012
How to become a financial plannerThe future presents ample opportunities to financial planners and advisors to launch themselves into various corporate and entrepreneurial assignments.
May 15, 2012
Investing in stock markets now? AVOID these 4 MISTAKESOr how you can be on top of your stock market strategy and make money.
May 14, 2012
Why you should not buy these 5 insurance plansYou may easily skip buying these insurance plans without losing much. Buying any kind of insurance product, after all, should be based on your needs, feels
Amit Sethi.
May 11, 2012
Is your mutual fund's RETURN worth the RISK?There's more than meets the eye when it comes to a mutual fund's returns. Here's how you can check a fund's risk-adjusted return.
May 10, 2012
How to AVOID paying TDS on fixed depositsThere are in fact four easy ways to earn interest on fixed deposits and keep it too.
May 09, 2012
Why you should save and invest money?To beat inflation and maintain living standards as time passes not only is it important to save and invest but equally important to do so wisely.
May 08, 2012
How many mutual funds should you own? Find outMorningstar conducted a study to find out the number of funds you should own in your portfolio. Here are some interesting findings.
May 07, 2012
MUST READ: 10 things to know before filing tax returnTaxmantra has come up with few points which should be kept in mind before filing income tax return. This will enable you to file return without any encumbrances.
May 04, 2012
Switching your home loan lender? Read this firstReaders' queries on when, why and how to change their home loan lenders answered.
GOLDEN RULES to invest in gold and silverHow should investors go about investing in gold and silver? Here are some simple rules.
May 03, 2012
EXISTING home loan customers, REJOICE! Here's whyWith ICICI Bank amongst country's three topmost lenders already offering better home loan rates to existing customers post RBI's 0.5 per cent cut in repo rate in April, competitors too are likely to follow suit.
May 02, 2012
Govt's latest tax-saver: Don't invest before reading this!Should taxpayers invest in Rajiv Gandhi Equity Saving Scheme to save tax? How much tax will they actually save? And what are the pros and cons you should check out before going for this scheme? Salil Dhawan offers his take.
April 30, 2012
How to spend your money wiselyWhile many individuals focus most of their time and energy on learning how to earn more money, it is important to note that without learning how to spend the earned money wisely along with the discipline of saving and prudent investing, they may not be able to create a promising future for themselves and their families.
April 27, 2012
How to hedge your risks against health hazardsHow to hedge your risks against health hazards The last thing on your mind at the beginning of a new financial year is planning for your health hazards, but then, couldn't the need for it arise for anyone, at any time? Here are some useful tips on how to hedge your risks against health hazards.
April 26, 2012
Filing IT return with multiple Form 16sStuck with multiple Form 16s from a number of employers you switched during the course of a financial year and don't know how to file your income tax return? Here's help
April 25, 2012
Running HUGE CREDIT card bills? Here's whyA look at how finance charges and other fees are calculated on your credit card expenses.
April 24, 2012
DEFAULTED on a LOAN? Here's what to do!First of all, do not PANIC and do something drastic. There are various ways to get out of the debt mess that you could be in.
April 23, 2012
Buying gold this Akshaya Tritiya? What you must knowHere are some significant facts about Akshaya Tritiya and options available to buy gold.
April 20, 2012
Online insurance: Important dos to buy the RIGHT policyCarefully observe these important steps before you hit 'buy' to buy an online term insurance policy.
April 19, 2012
4 ways to secure your online banking transactionsFour tips to enjoy a secured online banking experience.
April 18, 2012
Repo rate cut: Expect only TOKEN CUTS in home loansHome loan consumers shouldn't rejoice yet expecting a cut in their home loan rates, feels Harsh Roongta, CEO,
Apnapaisa.com, a day after the banking regulator Reserve Bank of India cut the repo rate by 0.5 per cent.
4 reasons why your savings account earns more for you nowLet us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.
April 17, 2012
UNFRIENDLY credit card CHARGES you must knowBe careful about what and how you spend using your credit card while travelling abroad.
April 16, 2012
REVEALED: Six secrets to reduce your car loan EMIsA look at few things about car loans which can save a lot of money for every car loan customer.
April 13, 2012
Filed income tax online? You are NOT DONE yetNow that you know what you must do BEFORE and WHILE filing income tax returns online, here's what you must do AFTER you have filed returns online.
April 12, 2012
DON'T file your TAX return online before reading thisFiling income tax returns in a hurry without adequate information about the procedure could add to your woes.
April 11, 2012
A dummy's guide to set you FREE from DEBTIn spite of steady, regular income there are many individuals who live paycheque to paycheque, carry their credit card outstanding, and fail to save anything for retirement. If you belong to this tribe, now is the right time to take urgent action.
April 10, 2012
Now, SECURE your INSURANCE policies in demat formJust like investors holding dematerialised shares with depository participants, individual insurance policyholders will be able to stack their insurance policies too in electronic form very soon, thanks to some path breaking initiatives by the insurance regulator, Insurance Regulatory Development Authority.
April 09, 2012
Now, using credit and debit cards will COST you LESSMove over Visa, MasterCard and American Express. Here's an indigenous, cheaper alternative that will not only benefit Indian banks but Indian who use debit cards and credit cards to make payments.
April 05, 2012
Study Abroad: Cough up more security or top-up your loanThe new visa norms mean a student's budget goes up by Rs 4-5 lakh on average, besides the rupee volatility.
April 04, 2012
Co-branded debit cards: How GOOD are they?Debit cards have been increasingly gaining importance as well as acceptance amongst Indian customers. The Indian customer being more of conservative in attitude finds better cash management with the debit card. The increased usage of debit cards led to the advent of co-branded debit cards. But are they any good?
April 03, 2012
Budget 2012: 8 ways it impacts the SALARIEDBudget 2012 announced by honourable finance minister Pranab Mukherjee will have impact on individuals also: salaried individual as well as self-employed. In this write-up we have tried to summarise various amendments which would have impact on them.
April 02, 2012
Simple ways to SAVE and become RICHMoney earned is money saved. But the question we face is why to save and how to save? We try to answer the two questions in some simple ways.
March 30, 2012
Banking online? TOP 6 MALWARE you should be BEWARE ofThese can filch your passwords, deplete your bank accounts and even infiltrate highly secure bank web sites.
March 29, 2012
What you need to know about mobile money transfersSalil Dhawan of Investment-Mantra.in evaluates Airtel Money -- a mobile money transfer service started by mobile service operator Bharti Airtel.
March 28, 2012
How to manage money while travelling abroadDo you often travel abroad on business or leisure? Here's a simple guide to help you keep a track of how much you spend, swipe and withdraw from international ATMs.
March 27, 2012
Get the BEST possible deal insuring your car!Some common factors which are taken into consideration while deciding insurance premium.
March 26, 2012
Budget 2012: A perfect GIVE and TAKE!Financial expert
Anil Rego feels that there is nothing much Union Budget 2012-13 offers to the taxpayers.
March 20, 2012
Budget 2012: What is in it for YOU?Should you be popping the champagne or perhaps sulking around? Salil Dhawan decodes the budget and tells what it has in store for people like us.
March 19, 2012
MUST READ: Why Budget 2012 disappoints the salaried classSalil Dhawan lists out the many disappointments that this year's Union Budget has for the salaried class of people.
March 15, 2012
BUDGET: A start-up's open letter to Pranab MukherjeeMoulya Software's founder Pradeep Soundararajan in an open letter to finance minister Pranab Mukherjee pleads for a budget that would encourage start-ups to become tomorrow's Infosys, Tata and Reliance.
March 14, 2012
Direct Taxes Code: A game-changer for taxpayers?Financial and tax expert
Anil Rego of Right Horizons has his doubts.
March 13, 2012
How to SECURE your child's financial futureA look at some investment options available for planning your child's future.
March 12, 2012
Banking online? How to avoid identity theftA look at the features of your password protection policy that compromise online decit/credit card transactions and how to secure them.
February 29, 2012
Tips to OPTIMISE your take-home salaryWith the tax-filing season upon us here's a quick recap of what salaried employees can do to minimise their tax liability and increase take-home salary.
February 28, 2012
Top 5 BEST value-for-money smartphones above Rs 20,000Here are five smartphones that offer best performance for every buck spent.
Why you should BUY bank stocks in 2012Why the banking sector is so very important for the economy, its performance in the year 2011, key challenges in the year 2012 and why it can be a turnaround story in the year 2012.
February 27, 2012
6 tips to manage your financial problemsSix issues affecting your financial management and their possible solutions.
February 24, 2012
Top 5 apps to calculate your tax for FREEHere are apps for Android and Symbian platforms that will tell you all about Indian tax laws and also help you calculate your tax liability.
February 23, 2012
These investments will give better returns than FDsNow that interest rates are headed downwards fixed deposits will no more be attractive to investors. Stock markets too have run up too fast since January 2012. Here are some alternatives to earn higher and relatively risk-free returns.
February 22, 2012
The pros and cons of personal loansPersonal loans are just not about goodies. There are costs too.
February 20, 2012
7 lessons for investors as stock market ralliesIn case you have missed the bus again -- like retail investors in the stock markets often do -- here's what you must keep in mind even as the stock market rally continues.
February 16, 2012
Real estate hotspot: Trends in AhmedabadIn the third part of the series on real estate hotspots in India, estatelister.com highlights why Ahmedabad could emerge as a long-term investment bet.
February 15, 2012
Are you adequately insured? Here's how to find outPeople end up buying insurance policies assuming they are securing their family's future but little do they realise that their choice of policy is often not right and they are often grossly under-insured.
February 13, 2012
7 financial facts you must know about your ValentineKnow these facts about your Valentine to keep bitter surprises away.
February 10, 2012
Most promising real estate hotspot in PuneIn the second part of this series that identifies fastest emerging real estate hotspots in India,
Estatelister.com explains why Kharadi, close to Pune Airport in Maharashtra, is emerging as a new investment hub.
February 09, 2012
How to stop financial leaks and save moreInvest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
February 08, 2012
Treat stock market falls like discounts. SIP on every dipWhen markets crash it is indeed time to be cautious. But here's why and how buying makes sense at such times.
February 07, 2012
Investing: 6 things you wish should happen in 2012The first month of the New Year began with a bang for the stock markets. Here are six other things we wish should improve for investors, borrowers and savers as we go ahead.
February 06, 2012
A roadmap for smart investors in 2012Should investors buy stocks, debt, gold and real estate in 2012 after a forgettable 2011? Read this to find out.
February 02, 2012
Have a bad credit history? Here's a loan just for YOU!Just because you have some blemishes on your credit score card or an uneven income stream shouldn't disqualify you from getting a personal loan.
Buying real estate at property fairs? Beware!Here's what you must watch out for while inquiring about real estate deals at property exhibitions.
February 01, 2012
4 reasons CONSUMERS should look forward to 2012Here is a quick go-through of the four biggest decisions on consumer rights in the year 2011 that augur well for them in 2012.
January 31, 2012
How to make good use of your annual bonusA list of financially prudent things (in the order of priority) that you can do with your annual bonus.
January 30, 2012
Financial planner vs adviser: Know the difference!There is a real confusion among investors over who a financial planner is and who an investment advisor is. These terms are used very loosely, so it is necessary that one understands the function of each of these professionals and approach the right people.
January 27, 2012
4 reasons why India is a good country for education loansLast year the Indian government came up with many proposals for modifications in the existing education loan system. These proposals are helping students seek education loans on better terms.
January 25, 2012
Tax benefits under Sec 80C, 80CCF, 80D, 80G and 80EThere's more to tax0-saving than just Section 80C. The other sections mentioned here too offer good tax deductions to taxpayers.
How to prevent cheque fraudsEven in this electronic age cheques are still the preferred mode of payment and banking transactions. Naturally, cheque frauds are rising too. But you can easily prevent them.
January 24, 2012
How to make your money work hard and earn good returnsAsset allocation, is actually both an art and a science. Here's how to make the most out of your asset allocations to various sectors.
January 23, 2012
Organise your financial life, keep a record onlinePeople may make right financial decisions but unless backed by efficient record keeping, the task is only half done. The importance of effective record keeping cannot be undermined. Here are a few tips to help keep your financial records in order.
January 20, 2012
Why you must invest in ELSS fundsFind out why equity linked savings scheme is the best investment option for tax savers, why it is a favourite of tax-savers, what factors you must to consider while investing in ELSS mutual funds and how to choose them.
January 19, 2012
5 reasons you shouldn't invest along the Yamuna ExpresswayIn the second part of the series on real estate investments in and around various hotspots in India we take a look at the Yamuna Expressway.
Estatelister.com gives five reasons why the Yamuna Expressway will not turn out to be a multi-bagger in the next five years.
January 18, 2012
Savings rate war: Don't switch your bankWith a slew of banks alluring customers with 6 to 7 per cent annual return -- instead of the staid 3 to 4 per cent -- on savings account deposits, customers are confused if they should switch their account to these banks. Salil Dhawan of Investment-mantra suggests you should not.
January 17, 2012
Pay insurance premium smartly and save extra moneyPaying the insurance premium annually under this strategy will provide Rs 1 lakh extra by the time your policy matures.
January 16, 2012
5 financial blunders to avoid and become richer in 2012Most investors sell in panic, act like a trader, don't understand the difference between price of a stock and its value, are not consistent in their investment strategy and deviate from their asset allocations that leads to wealth destruction, writes
Ramalingam K.
January 13, 2012
Most promising real estate hotspot in Navi MumbaiHere's a series that will help you understand the factors responsible for why some areas in India are fast emerging as real estate hotspots and help you make informed choices while investing in real estate.
Studying abroad? Why you MUST insure your education loanWhile the murder of an Indian student in UK in December 2011 can never be condoned the incident brings to forefront as to why Indians going abroad for expensive higher education must insure their education loan.
January 11, 2012
A dummy's guide to understanding insurance ridersA brief evaluation of what insurance riders are actually about and which one of them could be most appropriate for you.
January 10, 2012
4 reasons why a FALLING rupee means EXPENSIVE homesWhile high interest rates, huge inventory of unsold stock is making one feel the prices of homes would come down, a fall in the Indian rupee over the past four months is making your dream homes expensive. Here's how.
January 09, 2012
Buying insurance ONLINE? A must-read 7-point CHECKLISTDo you think that buying term insurance online is a headache one must avoid? This 7-point checklist will help ease your anxiety.
January 05, 2012
Top 5 mutual funds to watch out for in 2012The top five recommended ELSS based on Fundsupermart.com's in-house research methodology.
January 04, 2012
Top 10 personal finance news that affected your money in 2011Here's a summary of top financial events that affected your money directly in 2011.
January 03, 2012
A GUIDE to different types of credit cards12 types of credit cards you must know of and when you become eligible to own one.
January 02, 2012
Investing in stocks: TOP 3 sectors to watch out for in 20122011 was not a particularly bullish year for Indian stock market investors as the Sensex reported a fall of 23 per cent. While 2012 too begins on a pessimistic note, Salil Dhawan, editor, Investment-Mantra, suggests three sectors that could provide decent -- if not stellar -- returns in the New Year.
December 30, 2011
9 mutual funds that survived the market crash in 2011Here's what helped them stand tall amidst a falling market and what you can expect from them in 2012.
December 29, 2011
5 things we hate about Indian customer care servicesAs the people on the other side who suffer the interaction with customer care service agents, here are 5 things about Indian call centres that leaves us exasperated.
December 28, 2011
8 financial resolutions you should keep in 2012As 2011 rings out, it is time to reflect on the year gone by. It is also the time to look forward to the New Year. Use this year-end to review your financial scorecard for 2011 and make necessary changes to create an action plan to improve the score in 2012.
December 26, 2011
5 GOLDEN RULES of retirement planningRetirement planning is a long-term goal. Follow these well chalked out rules that will help you retire early.
December 23, 2011
Buying resale property? 9 things you must knowBuying a resale property involves many legal and other procedural requirements. It is prudent, therefore, to first understand the various procedures and safety measures for buying resale property to avoid hassles in future.
December 22, 2011
Here's why you must have an emergency fundBeing ready to meet a financial emergency is an integral part of financial planning but is often ignored. Here's why you must have an emergency fund.
December 21, 2011
How to choose a traditional insurance planThe traditional insurance plan is complex and difficult to understand when compared to the ULIP. In this article, we will discuss the important points that need to be looked before choosing a traditional insurance plan.
Nokia Money: Is India ready to switch to mobile payments?Nokia Money works with basic feature phones. It allows most basic monetary transactions ranging from mobile top-ups to ticket booking, without the necessity of having a bank account. But are we ready?
December 20, 2011
Five HOTTEST real estate cities to watch out for in IndiaSiddhesh Joglekar, founder of Estatelister.com lists out reasons why these five cities could emerge as the best real estate investments in the New Year.
December 19, 2011
9 tips to close your home loan in the New YearHere are a few useful recommendations to help you close your home loan early and save on interest costs.
December 16, 2011
Single? Simple investment tips to make YOUR life easy!Follow these and you will find yourself in a comfortable financial situation.
How this AMAZING technology will revolutionise the way we pay!Get Ahead reader Manmohan Singh explains how NFC technology will revolutionise the way we make secured payments.
December 15, 2011
How to make the most of the Insurance OmbudsmanInsurance Ombudsmen are officials, who can solve all your insurance related woes and queries in an efficient and effective manner. Here's how to make the most of this dispensation.
December 14, 2011
7 important income tax documents you MUST know ofHere is a quick guide to help you understand the typical documents and forms required for filing returns. A clear understanding helps you to file your returns correctly and accurately.
December 13, 2011
7 insurance myths debunkedRemember insurance is, first and last, a safety mechanism for your dependants. Let not these insurance myths jeopardise your family's future.
December 12, 2011
10 money lessons to learn from 2011As 2011 comes to an end, we take a look at crucial money lessons we learnt during difficult times of 2011. These lessons will keep you in good stead if the difficult times continue in 2012.
December 09, 2011
QUIZ: The difference between personal and credit card loansHere are ten questions to test your knowledge of personal loans. Take this quiz to understand why individuals should take special care while opting for personal loans.
December 08, 2011
Must read: What happens when a cheque bounces?Read on to see what trouble a dishonoured cheque (that is, a bounced cheque) can cause you.
December 07, 2011
Five most important personal finance ratios you must knowLet's look at some of the ratios that individuals should track to ensure they do not end up in financial distress.
December 06, 2011
8 money tips for those planning to get marriedPlanning to get married in 2012? Here are eight things you must know before you say 'I do'.
December 05, 2011
Is your partner cheating financially on you? Find outHere is how you can find out if your partner is guilty of financial infidelity.
December 02, 2011
Taking an auto loan? Crack this quiz first!There are many factors that govern auto loans. Take this quiz to find out just what you know and must know about borrowing money for a new car.
December 01, 2011
How to prepare an investment statementHere are certain important aspects you must know before preparing an investment policy statement.
November 30, 2011
Buying health insurance? 11 exclusions you must knowKnow when these come into play before buying a health insurance policy.
November 29, 2011
Want to trade in global stock markets? Read thisHurrah! Indians can invest in global derivatives markets now. Let's try to figure out how exactly this arrangement works and how an individual investor can gain from this opportunity.
November 28, 2011
11 money lessons for college studentsLet's have a look at some significant money lessons for students to help them become financially successful.
November 25, 2011
Buying a laptop? 9 things you must knowDepending on your usage, here are nine things you must know before buying a laptop.
November 24, 2011
Four reasons why YOU don't make money in stock marketsIn the last 10 years, if you had invested Rs 1 lakh 10 in the BSE Sensex, you could have made Rs 5.14 lakh today. But did you? Here are the reasons why...
November 23, 2011
Quiz: Test your home loan knowledgeHow well do you know your home loan. Take this quiz and find out.
November 22, 2011
Want to file a case against recovery agents? Here are 5 tipsPolite to the point of sounding subservient and sugar coated in their approach while selling a loan to a customer, your bank can suddenly take on the avatar of a ruthless Shylock, after your pound of flesh, in the form of these recovery agents. Here, then, are five tips to file a case against these recovery agents.
November 21, 2011
SIX reasons why property prices WILL NOT fall in your city!Siddhesh Joglekar, founder of Estatelister.com lists out reasons why there is little chance of property prices falling in your city.
How to invest in banking stocksFive ratios you must know before putting your money into banking stocks.
November 18, 2011
10 effective ways to spend less moneyHere are some small changes that you can bring about in the way you use money to help you effectively curb impulsive spending and yet not make you feel as if you are restraining yourself.
November 17, 2011
Workshop on 10 investment mistakes and how to avoid themA workshop on 10 common mistakes that most investors make and how to avoid them to be conducted by Harsh Roongta, personal finance expert and CEO, ApnaPaisa.com on November 25.
Buying real estate? Keep your eyes open for these hidden costsFrom the time you check out a property and sign on the dotted line the price of your dream home could well cost you 25 per cent more. Here's why...
November 16, 2011
Infosys or TCS: Which is better investment bet in IT sector?We evaluate both the IT majors as against recent growth parameters. Read on.
November 15, 2011
18 ways to reduce car insurance premiumThe following tips will help you choose the right car insurance and save money in the process.
November 14, 2011
How to educate your children about moneyIt's important that your children, as they grow, should understand the value of money. Here, then, are some suggestions to teach your children how to save and spend money.
November 11, 2011
'Gold in any form is a great investment'TV actor Yashashri Masurkar shares her money mantras.
November 10, 2011
Here's how to avoid credit card fraudsHow crooks try to trick the system and defraud credit card transactions and how you must protect yourself from such scams.
November 09, 2011
How to calculate return on endowment and money back plansThough insurance is primarily a risk mitigation tool, many people use insurance for the purpose of long term investment. Here, then, how to calculate returns on your insurance investments.
November 08, 2011
Top three ways of increasing your take home payHow to use the various components of a CTC to our advantage and hence not pay higher tax.
November 07, 2011
Why health insurance is important in financial planningWhy one must take health insurance seriously to achieve the best in financial planning.
November 04, 2011
How to calculate your life insurance coverageThere are different ways in which you can calculate the life insurance coverage. Here are some simple ways to find out your life's worth.
November 03, 2011
Know your RIGHTS as an airline passengerThis article provides details of the new policy made by Ministry of Civil Aviation regarding compensation for cancelled flights.
November 02, 2011
8 tips to make the most out of your mutual fundInvesting in mutual funds is a challenging task. Here's what you must know before you start your mutual fund investments.
November 01, 2011
'The perfect way to ruin a friendship is to lend money'Film and television actor Arif Zakaria shares his tips on money and relationship mantras.
October 31, 2011
How not to get CHEATED by your stock brokerWe discuss some basic tips to follow while dealing with stock brokers so that a financial crisis is avoided in future.
October 28, 2011
Zoya Akhtar: Do what you love, money will comeThe director of Zindagi Na Milegi Dobara shares her take on life and career.
Should you buy gold NOW?Gold prices are again moving up after a downward slide. But will this upward movement sustain? More importantly, should you buy more of the yellow metal now? Here's the answer.
October 27, 2011
6 must-know ratios to make money in stocksSix ratios that give investors a better picture of the health of the company that they plan to invest in and make money.
October 25, 2011
'I was wrongly advised by my bank relationship manager'Singer Shibani Kashyap shares her money mantras, credit card dos and don'ts, her first salary and investments and what she plans to buy this Diwali with Rediff.com.
October 24, 2011
6 financial planning myths demystifiedHere are 6 financial planning myths debunked to help you make a successful financial plan.
October 21, 2011
'The first time I bought gold'Tell us about your first experience buying/investing in gold.
Do women make poor money managers? NO!Here's the biggest myth of the financial world: Women make poor money managers. If anything, the argument has swung in favour of the fairer sex in the midst of this global financial crisis. Here are 5 rules then that women investors must always follow.
October 20, 2011
TV star Romit Raj: How I invest my moneyTV actor Romit Raj of Gharki Laxmi Betiyaan fame shares his money secrets with Rediff.com.
October 19, 2011
Withdrawing cash from ATMs? Know your rightsHere are a few things you should keep in mind when you're using an ATM.
October 18, 2011
How to earn AMAZING returns on your fixed depositCan't believe that your humble fixed deposit investment can ever give you a return of 23 per cent per annum? Well, you need some simple math, some smart jugglery and the numbers add up.
October 17, 2011
Four tips to spend your annual bonus smartlyDo not splurge your annual bonus or luxuries. Instead plan how you can optimise it to meet your long-term goals.
October 14, 2011
Lessons to learn from losses made by this MF investorLearn how not to make losses by learning your money lesson from mutual fund portfolio of an investor.
October 13, 2011
Buying term insurance? A must-read checklistA bird's eye view of what you should check out before buying term insurance policies.
October 12, 2011
The ABC of pre-approved loansAlmost every day banks use tele-marketing executives to sell pre-approved loans to prospective borrowers. But do such loans actually make sense? And how minimal are the formalities?
October 11, 2011
Insurance portability: Follow a wait and watch strategyNow that insurance companies are offering portability the one question uppermost in every mind is: Should one opt for it? While it is too early to provide an answer in black and white the best strategy policyholders could follow now is wait and watch, says Salil Dhawan.
October 10, 2011
Six factors to consider before investing in IPOsLooking at the history of IPO success and failure stories, you would be smart to first fully understand the various aspects behind such offerings and makes the right choice to invest or not in IPOs.
October 07, 2011
10 things you must ask your life insurance agentHere are 10 things you must ask your insurance agent to ensure you buy a policy that is most suitable to you.
October 06, 2011
Decoding your restaurant billHave you ever faced terms such as 'service tax', 'VAT' and 'service charge' while eating out at a restaurant. However, instead of asking the restaurant authorities about these terms and their application, have you simply paid up to avoid any potentially embarrassing social encounter? Fear not, after reading this article, you won't face any such problems again.
October 05, 2011
All you need to know about tax deduction on LTARead the illustration here to find out how you can milk your LTA benefits to the maximum.
October 03, 2011
EMI on credit card: Should you go for it?A lowdown on the strings attached to such credit card schemes and when you should and should not opt for them.
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