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Personal Finance

May 03, 2016
7 steps to understand your credit score
Your credit score is more than just a number. Here's how you can read and understand its importance.
May 02, 2016
Your mutual fund misconception demystified
Here's what you should look at before investing in mutual funds.
May 01, 2016
Vacationing abroad with family? Consider travel insurance
It is one piece of document that you should have alongside your travel tickets.
April 30, 2016
How to prepare for financial emergencies
A few tips on how to be prepared for the uncertainties that may come our way.
April 29, 2016
Understanding non-life insurance policies
These terms and jargon enables you to pick the right product from an array of products that are offered to you.
April 28, 2016
Why you must always buy a comprehensive car insurance policy
It is highly effective as compared to other policies that companies sell and saves the buyer from many hassles.
April 27, 2016
The many benefits of motor insurance
Any unexpected expense can disturb the finely-balanced budget of middle-class individual. That's when a motor insurance policy comes as a saviour
April 26, 2016
To demat or not to demat mutual funds?
Here are some pros and cons...
April 25, 2016
Applying for job in SBI? Check your credit history
If you want to apply for a job at State Bank of India (SBI), any default on loans or credit card payment will render your ineligible. Got no money? You can still dance!
Anita Aikara/Rediff.com attended the three-day event and returned with inspiring tales from young, struggling dancers.
April 24, 2016
5 home loan mistakes you must avoid
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
April 23, 2016
A small fund that packs a punch
An analysis of how DSP BlackRock Micro Cap fund has performed in the last five years
April 22, 2016
Poor CIBIL score can cost you your dream job
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection
April 21, 2016
Mid-career change? 5 money tips for you
Before you take the leap, get your financial house in order
April 19, 2016
5 simple ways to avoid credit card fraud
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
April 18, 2016
Why you are paying for more for health insurance
Ever growing use of new technologies and treatment, increase in the population of old people can, are some of them
April 17, 2016
What all home loan co-applicants should know
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
April 16, 2016
Top 4 shopping credit cards in India
Are you big on e-commerce? Want to know which are the best choices among credit cards? You are at the right place.
April 14, 2016
Busted: 6 myths about life insurance
Here is what you must not think before buying life insurance, says V Viswanand, Senior Director and Chief Operations Officer, Max Life Insurance
April 13, 2016
Understanding life insurance
A dummy's guide to what insurance is all about
April 12, 2016
NPS vs EPF: Which one is better?
A six-point comparison by Anil Chopra, Group CEO & Director, Bajaj Capital
April 11, 2016
How to get best returns on your investments
You can be successful only if you have bit of knowledge about investment planning options that are available in the market.
April 10, 2016
Are credit cards the real devil?
Credit cards are mere conduits! The temptation to splurge lies within us. When it comes to money matters, don't let emotions guide your actions.
April 09, 2016
Already bought insurance? Now read this
Here are four things to keep in mind after buying life insurance
April 08, 2016
How to get a good CIBIL score at a young age
Here are four simple tips
April 07, 2016
Buying term insurance? Tips to save money
The online availability of term plan has made it easy to buy it with ease as well as save on premium paid.
April 06, 2016
Top 5 real estate hotspots in Mumbai
Here's what's buzzing in Mumbai if you are looking out for real estate appreciation...
April 05, 2016
What are contactless credit cards?
Here's a simple guide...
March 29, 2016
Why you should buy a home NOW!
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
March 28, 2016
Beginner's guide to managing your money
Five simple tips to help the youth kick-start their financial education
March 25, 2016
How to build a perfect CIBIL score
Here's the formula and it is not too difficult to implement.
March 22, 2016
Resolve to bring up your CIBIL score to 750 this Holi
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
March 21, 2016
Top 5 real estate hotspots in Delhi
Here's what's buzzing in Delhi if you are looking out for real estate appreciation...
March 20, 2016
A home loan for everyone
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
March 19, 2016
7 things you should know about term insurance
Before choosing a term insurance policy, you should keep the following in mind...
March 18, 2016
Financial planning tips for your child's education
If your child is 20 when s/he decides to pursue higher eduction and her/his current age is 3 years, then here's a plan for you...
March 17, 2016
Why you must buy a top up insurance plan
It acts as an additional health safeguard in case your basic insurance plan is not enough to take care of your medical bills
March 16, 2016
5 tips to save tax and create wealth
Don't let income tax come in the way of your long-term financial planning, says Ashish Vohra, Senior Director and Chief Distribution Officer, Max Life Insurance
March 15, 2016
Do you have multiple credit cards? 4 lessons for you
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management. 10 tips to raise funds online
Understand the donors and target audience.
March 14, 2016
Should you prepay your home loan?
Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...
March 11, 2016
Are you ready for a home loan?
Find out with this five-point checklist
March 09, 2016
How to claim insurance for missing people
What happens to such a person's life insurance policy? Does the partner or beneficiary or assignee pay the premiums and continue the missing person's life policy in force?
March 08, 2016
6 ways women can save money for retirement
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
March 04, 2016
The cheapest emergency loan for you!
A top-up loan could come to your rescue in an emergency. Here's why
March 02, 2016
Scared of filing income tax return? Here's help
You don't need to be intimidated by the thought of filing tax returns
March 01, 2016
Do you need a high health cover?
Ideally, people who have a family medical history should buy high sum assured if they can afford the premium of the same.
February 27, 2016
5 amazing tips for credit card users
Read on to know more about how to make the most out of your credit cards.
February 26, 2016
Know your motor insurance benefits
Here's how to get more out of the premium you pay
February 25, 2016
The Common Man's Budget Wishlist
But do not expect the finance minister to fulfil all these wishes
February 24, 2016
How to get the best deal on travel insurance
Keeping this in mind you can easily get the best travel insurance policy for yourself and your family. It is advisable to do some research before making any decision.
February 22, 2016
Does marriage affect your credit score?
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
February 21, 2016
How to make your home eco-friendly
Instead of looking for a new house, renovate your house and put the cost and economy worry at rest.
February 20, 2016
Claiming insurance? Follow these dos and don'ts
There are instances where the insurance company will not pay out claims... Beware!
February 19, 2016
A beginner's guide to managing taxes and money
Six simple tips for you...
February 11, 2016
5 ways to be a financially savvy couple
Couples, who plan money together, stay together and get rich together!
February 10, 2016
Don't sell that house for a high price
Sellers, beware! Here are the risks involved
February 09, 2016
Why you must buy travel insurance
Here are some good reasons...
February 08, 2016
4 tips to sell your house in a down market
Here is how you can do it!
February 04, 2016
Buying health insurance? 4 smart tips for you
Companies selling health insurance are not in the business of giving away money. Let us face the fact that more they deny the claims, more they will earn. So, it is better for you to think and check out on all the details of a perfect health plan before signing the agreement.
February 02, 2016
A loan guarantee could harm your CIBIL Score
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
February 01, 2016
6 reasons why you must buy insurance
Ignore insurance at your own risk
January 31, 2016
6 common misleading real estate terms
Run and do not look back when you see these real estate code words
January 29, 2016
How to plan a financially safe retirement
Some important investment options like fixed annuity, bonds, life insurance and equity among others can help you in fulfilling your goal. The details...
January 28, 2016
The four lifelines for a healthy credit score
Here are four ways to keep your credit score in the green
January 27, 2016
Look before you leap for that home loan!
If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.
January 26, 2016
How to buy the best travel insurance plan
With the advent of many online insurance web aggregators, buying an appropriate travel insurance plan to match your tour package has never been so trouble-free.
January 25, 2016
Top 3 myths about credit card cancellation
Know them and benefit from it
January 22, 2016
How to pay off your car loan faster
Four pointers that can help
January 20, 2016
How to handle credit card debt after the death of a loved one
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
January 19, 2016
Here's why you need a financial advisor
A good advisor can make or break your financial future
January 18, 2016
Why and how to choose a retirement plan
When taken at the right time it can prove to be your best friend during old age
January 17, 2016
5 ways to avoid credit card frauds
Whether it is the virtual world or the physical one using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud!
January 16, 2016
6-point checklist for buying life insurance
Here's a quick checklist so that you make a wise decision
January 15, 2016
Gift your family a new home by next Pongal
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
January 14, 2016
How to get your CIBIL score soar high this Makar Sankranti
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
January 11, 2016
Should you buy car insurance online?
Go for it! Buying insurance online is a cost-effective way that will save you both money and time.
January 09, 2016
Co-signing a home loan? Stop, right now!
Co-signing a loan is a huge responsibility and can impact you greatly. Here's what you need to know before your generous streak gets the better of you!
January 08, 2016
9 personal finance mistakes to avoid
All of us have made these mistakes, so let's begin by seeing how many of them we can avoid/minimise...
January 07, 2016
5 times you shouldn't use credit cards
and three times when you should actually use them
January 06, 2016
Why this is a good time to buy a house!
Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal
January 03, 2016
3 New Year money tips for your child!
The over-concerned species that we parents are, New Year is a great time to ensure that we leave our children with something to learn by, says Murad Nathani
January 01, 2016
4 smart hacks to use your credit card in the New Year
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
December 30, 2015
How to switch car insurance plan
Switching car insurance can save 5 to 50 per cent over your existing car insurance plan.
December 29, 2015
How CIBIL keeps an eye on your credit card usage
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
December 26, 2015
5 real obstacles to your dream home
These may impact your chances of getting a home loan negatively.
December 24, 2015
The best smartphones money can buy
If you have a budget of just under Rs 50,000, usher in the New Year with these beauties. 4 tips to avoid insurance frauds
Here are some simple points to remember...
December 23, 2015
Dream home on your mind? Think pre-approved home loans!
Here are the many pros and some cons of going for such an arrangement
December 22, 2015
7 money management lessons for a Happy New Year!
Follow these if you want to enjoy credit happiness and easy access to finance in the New Year by maintaining a healthy credit report and high credit score
December 21, 2015
Why young insurance buyers save more
The older you get, the more premium you pay for buying life insurance. So it is better to buy a life insurance plan before your next birthday and save money on premium paid.
December 18, 2015
What is a Co-Pay health insurance plan?
Read on to learn how it can benefit you.
December 17, 2015
Are you using your credit card wisely?
Used prudently, plastic money is among the most useful, powerful and non-polluting kind of plastic invented. Be smart with it!
December 16, 2015
Should you buy travel insurance?
A travel insurance plan can help protect your dream holiday from turning into a nightmare.
December 15, 2015
How big should your emergency fund be?
Most personal finance advisers or wealth planners agree that emergency savings are a critical component of financial wellness. However, despite the importance of savings to financial health, there is no commonly accepted methodology to determine how much an individual or family might need in case of an emergency, says Aron Szapiro, a consumer finance expert.
December 14, 2015
6 benefits of using E-payment cards
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
December 13, 2015
Will bad credit tow away your car dream?
Are your car dreams shattered because of a bad credit score? Here's help
December 11, 2015
Buying insurance? Avoid these 7 mistakes
Here's to being a responsible insurance buyer
December 10, 2015
Five steps to improve a poor CIBIL score
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
December 09, 2015
Busted: 7 online insurance myths
Buying online insurance is hassle-free and saves on premium paid too. These seven myths discourage you from buying insurance online. Beware!
December 08, 2015
FAQs: Importance of credit card reward points
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.
December 07, 2015
Five reasons to apply for a joint credit card with your spouse
Sharing your credit card with the spouse has it perks. Read on to find out more!
December 06, 2015
How to avoid insurance claim rejections
Worried about such an eventuality? Don't worry; here's how you can avoid them
December 04, 2015
10 safety tips for home loan borrowers
Yes, you need to be safe when dealing with third party agents who act as intermediaries between you and the lending institutes.
December 03, 2015
Boost your health insurance with top-ups
The costs, otherwise, of medical insurance are too high.
December 02, 2015
New to CIBIL score? 5 useful tips for you
Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.
December 01, 2015
Why you must buy a critical illness plan
If you are diagnosed with a critical disease, then its treatment would be very expensive and may require intensive care and hospitalisation which your comprehensive insurance plan may not cover. In such type of cases you have to pay the cost of the whole treatment.
November 30, 2015
Revealed: 5 credit card secrets
Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.
November 29, 2015
Buying a new home? 5 mistakes to avoid
Most people make compromises when they are seeking out their first homes, but the pertinent question to be asked here is how far should you go while making sacrifices? Read on to find out more.
November 28, 2015
Get insured against natural disasters
Here are some dos and don'ts
November 27, 2015
5 investment risks to be aware of
Several types of investment risks can threaten your portfolio -- some are easier to avoid than others
November 26, 2015
Are you living in fear of your credit score?
If your answer is yes, this is just what your need to read today.
November 25, 2015
3 common investing mistakes
Don't panic and sell when the markets fall or get into the market only when it is on a run. By doing that you defeat yourself.
November 24, 2015
Your tax-saving ready reckoner
An excerpt from 'Money Smart: The Indian Woman's Guide To Managing Wealth' by Reenita Malhotra Hora and Divya Vij that reveals various options to help you save tax as well as invest for creating long-term wealth.
November 23, 2015
How to be a smart borrower
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
November 21, 2015
4 investment mistakes to avoid
As emotional beings, humans tend to be their own worst enemy when it comes to making investment decisions, says Holly Cook
November 20, 2015
8 money mistakes you must avoid
While proper financial planning is a subject in itself, in my experience, to increase levels of financial safety and security, a person needs to avoid a few basic mistakes, says Parag Raja
November 19, 2015
Which Harry Potter character would have the best CIBIL score
Here's why these Harry Potter characters will have the best or worst credit scores.
November 18, 2015
Poor CIBIL score: Consider 'credit repair'
Do you know what is 'credit repair'? And how to go about it?
November 17, 2015
Gold vs stocks: Where should you invest?
Physical assets such as gold and real estate have their own positives and negatives, while other financial assets such as mutual funds, stocks and bonds come with their pluses and minuses. Let us look at both options in a little more detail.
November 15, 2015
5 credit lessons for college students
Here are some very important credit gyaan you wish you had got from your parents
November 14, 2015
7 ways to build a successful portfolio
Realise that no one knows where the market is headed. And no successful investment strategy revolves around trying to guess the market's direction.
November 13, 2015
The pros and cons of credit card reward points
Reward points should not be considered as a primary factor when choosing a card. Always remember these points should be considered as an auxiliary benefit you derive due to using your card or staying loyal; they should never become an inducement to spend more.
November 10, 2015
Host a fantastic party when on a budget
Here are 6 simple ways to do it!
November 09, 2015
Will India's gold schemes succeed?
Chirag Mehta, senior fund manager -- alternative investments at Quantum AMC, shares his views.
November 06, 2015
What are 'lifestyle' credit cards?
Live it up in style with these credit cards.
November 05, 2015
6 money risks you should watch out for
While most people focus on volatility, there are other more subtle and arguably more important risks.
November 04, 2015
Why are homes in Mumbai so expensive?
Anuj Puri, chairman and country head at JLL India explains the dynamics of the city's real estate.
November 03, 2015
Five hacks to save money on a home loan
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
November 02, 2015
7 tips to get out of 'vacation debt'
Here are 7 ways you can get out of debt after going on a great holiday!
November 01, 2015
What to consider when buying a weekend home
Ashwinder Raj Singh, CEO -- Residential Services, JLL India, shares his views.
October 31, 2015
Handle your credit card with care
A convenient product when used smartly, it has its pitfalls too if you used recklessly
October 30, 2015
Gift your wife an independent credit score this Karva Chauth
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
October 29, 2015
3 benefits of financial advisors
Honest financial advice helps you make rational financial decisions
October 28, 2015
Are credit cards villains? Think again
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
October 27, 2015
5 hacks for saving tax!
The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.
October 26, 2015
How to use your credit card smartly
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how
October 23, 2015
Read your CIBIL Report like a pro
Some simple tips can help you in better understanding of your CIBIL Report.
October 21, 2015
How to increase your credit card limit
Want to spend more this festive season on your credit card? This is what it takes...
October 20, 2015
5 simple options to repay your home loan
Did you know these options existed? Their pros and cons? Here's a lowdown...
October 19, 2015
Bad credit score? You can still get a loan
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
October 18, 2015
The benefit of prepaying a loan
However, opportunity costs should be kept in mind by the borrower while taking any such decision.
October 17, 2015
Three dangers of using credit cards
And here's how you can protect yourself!
October 16, 2015
5 sure-shot credit score killers
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
October 15, 2015
Credit card woes: Your e-mail trail can save you!
In an online chat with readers on October 14, Anil Rego answered their credit card queries.
October 14, 2015
Credit card woes? Here's help!
Financial planning expert Anil Rego will answer your credit card queries in an online chat on Wednesday, October 14, between 2 pm and 3 pm IST Beware of the 'Big Billion' sale wars this festive season!
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
October 13, 2015
Keep a hawk eye on your CIBIL score this Navratri
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
October 12, 2015
How to spot a home loan scam!
Here are some pointers that should serve as red flags for you
October 11, 2015
Applied for a personal loan? Read this
Although personal loans are easy to avail and you can always rely on them in a financial emergency, they are also expensive as compared to any other kind of loan. Therefore it is advisable to make sure that the loan you are borrowing is always used for fruitful purpose.
October 10, 2015
Investing: Three risks that can harm your profits
You cannot manage the risk in your portfolio if you have no idea how to recognise it.
October 09, 2015
Do you have financially smart friends?
Friendships bring joy. And if you have friends who are smart about managing their money, then it shall bring you riches too.
October 08, 2015
The many benefits of family floater plans
Why are family floater plans so very important? Anil Rego answered readers' queries in an online chat on October 7
October 07, 2015
Do you have adequate health insurance?
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Wednesday, October 7. First time investor? Read this
If you want to invest in mutual funds, but don't want your investment to dip below market returns, then you must know the difference between 'active' and 'passive' investing.
October 06, 2015
Do credit cards really help your Credit Score?
Too much unsecured loan can harm your CIBIL rating.
October 05, 2015
Free insurance policies on your credit card? Beware
Research well all the ifs and buts carefully before accepting such policies.
October 01, 2015
5 home loan lessons from Mahatma Gandhi
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.
September 30, 2015
Want a financial adviser? Answer these questions first
A financial adviser can provide invaluable assistance in helping you navigate the very complex world of investment. But do you really need one?
September 29, 2015
What does 'DPD' on your CIBIL Report mean?
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
September 28, 2015
6 signs you are addicted to your credit card!
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
September 26, 2015
Three advantages of a good Credit Score
Here's how you can reward yourself for having a good CIBIL score.
September 25, 2015
Don't leap at that one-time loan settlement
Because a settled account will do more damage to your credit history than you can imagine.
September 24, 2015
How to manage a financial windfall
Received a hefty windfall and don't know what to do with it? Here are 5 smart ways to manage it.
September 23, 2015
Say NO to financial stress
Life hacks to get your financial situation under control
September 22, 2015
Stocks: Why technical analysis matters
What exactly is technical analysis and is it completely non-subjective?
September 21, 2015
7 quick steps to improve your CIBIL Score
Few right moves and you can improve your credit score real fast
September 20, 2015
Money may not buy happiness, but...
...it does protect dreams. Here's how!
September 18, 2015
Tips for investors in volatile market
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market!
September 16, 2015
6 home loan fees you didn't know!
Here's a dummy's guide to the home loan fee maze
September 14, 2015
What your Credit Score says about you
Lenders get a clear idea about your financial health, risk profile and personality trait
September 13, 2015
Dream home on your mind? Think pre-approved home loans!
Make your 'dream-home' dream come true
September 12, 2015
Renovating your home? 6 smart money tips
Go make a beautiful home but spend smartly and wisely!
September 11, 2015
Top 7 basics of retirement planning
Keep these things in mind while buying a retirement plan to ensure that you have a smooth sailing in your golden years.
September 09, 2015
Understanding the fall in the Indian rupee
Will the rupee keep falling in value against the US dollar? What will be its impact?
September 08, 2015
Home loan rejected? Here's hope!
A six-point checklist to follow when lenders reject your home loan application.
September 07, 2015
6 things you need to do after e-filing your income tax return
Even after filing your income tax return online, your job won't still be over! Here is a six-point checklist for taxpayers to be observed after e-filing of ITR.
September 06, 2015
Four things you must know about virtual credit cards
Here's why VCCs are the best options for credit and debit card holders for avoiding phishing and frauds
September 05, 2015
Got a call for pre-approved credit card? Run
No matter how attractive a pre-approved offer may seem, bear in mind that there are indeed no free lunches
September 04, 2015
What is gold worth?
Here's how you can find out
September 03, 2015
How to pick mutual funds smartly
When making a buy or sell decision on a fund, it is essential to look beyond profits, says Kavitha Krishnan
September 02, 2015
Money tips for stay-at-home moms
If you choose to be a stay-at-home mom, it definitely does not mean that you are losing a grip over your finances. In fact, there is a lot you can do for yourself and your family.
September 01, 2015
Decoding your CIBIL score
Answers to six commonly asked questions about CIBIL score that will help clear your confusions
August 26, 2015
Who all need to file income tax return by August 31, 2015
Due date is closing in and taxpayers shall pay tax and file their return well in time to avoid any interest or penalties.
August 25, 2015
Should you buy/sell mid cap stocks now?
Three fund managers share their views and state where they are looking for value.
August 24, 2015
What exactly do quarterly earnings tell us?
Want to invest in stocks? Read this...
August 21, 2015
How to get a loan at lower interest rate
It's simple. To begin with, just keep your credit habits in check
August 20, 2015
4 must-have insurance covers
Without them your financial security is at a huge risk...
August 19, 2015
5 tips to make money from your blogs
You should know who your customer is and what problem you are going to address with your blog. How to 'settle' your credit card woes!
If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.
August 18, 2015
6 simple tips to manage your money
Managing your own money is empowering. And if you haven't started yet, now is the perfect time!
August 17, 2015
Top 7 tips to increase your loan eligibility
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
August 14, 2015
Tips to use your EMIs to reduce tax outgo
Your EMIs may help you to reduce your tax liability... Here's how
August 13, 2015
The best 4G smartphones money can buy
If money is not an issue and you want to experience the best Internet 4G speeds, don't look beyond these five smartphones that come with loads of RAM Buying a house? Here's how to negotiate
How can you, as a buyer, put your best foot forward at the negotiation table? Above everything else, the Scout's Motto holds true -- Be Prepared.
August 12, 2015
5 careless tax mistakes you must avoid
Or else, be ready for tax trouble...
August 11, 2015
Debt and credit score: How are they related?
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.
August 09, 2015
How to pay less tax on profits you make
Indexation is a technique to adjust tax payments by employing a price index which adjusts for inflation
August 08, 2015
10 ways to avoid hasty market decisions
And, of course, create wealth over the long-term
August 07, 2015
Just got your new credit card? Here's what to do!
The more you know about using a new credit card, the more you reap!
August 06, 2015
Your credit profile can help you get better loan rates
Banks create a credit profile of every person who approaches them for a loan. This is a very vital part of any loan application process and banks do consider it very seriously before sanctioning any kind of loan.
August 05, 2015
Joint home loans: What you should know
Before opting for a joint home loan with your parents or spouse you must first understand the implications of this loan.
August 04, 2015
7 basics to get your financial planning right
These will help you to remain ahead of you finances and prepare for retirement...
August 03, 2015
Rejected for a job? Check your credit score
A bad credit score in general is seen as an irresponsible behaviour of an individual. Inability to pay on time reflects that the person is not capable of take care of things.
August 01, 2015
Self-employed? How to get a home loan
Following are certain important things that lenders consider while processing loans to self-employed...
July 30, 2015
5 compelling reasons to check your CIBIL Report
A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy
July 29, 2015
Tips to avoid tax woes!
Have you planned to file your income tax return? But, did you check Form 26AS before tax filing? If you haven't verified it, you could be looking at trouble
July 28, 2015
6 money tips for young adults
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
July 27, 2015
Start-up funding simplified
Read this and rest assured you can be on your own against venture capitalists and angel investors
July 26, 2015
5 reasons why your claim can be rejected
And here's how to avoid rejection of your insurance claim
July 24, 2015
Do what you love and money will follow!
Yes, it is possible to turn your dreams into reality.
July 23, 2015
How to invest without losing money and create wealth
Definition of wealth is different for each and every person, but for a common person wealth would mean Rs 1 crore
July 20, 2015
Applying for an education loan? Get your basics right
A dummy's guide to all you must know about before availing an education loan
July 17, 2015
9 things money can't buy
For everything else you have your credit card!
July 16, 2015
No more paperwork. Income tax return filing is now 100% online
Now the processing of return filed will be through your Aadhaar Number, where, you can link it with your PAN and get rid of sending ITR V to CPC, Bangalore.
July 15, 2015
5 occasions you should never use your credit card
Here's how you can plan better and pay smarter!
July 14, 2015
8 ways filing income tax return is different this year
With the new tax slabs applicable for income earned during Financial Year 2014-15 and host of new changes in income tax returns and filing norms, this e-filing season will certainly bring in a new experience for taxpayers. Here's how
July 12, 2015
Why make good borrowers pay for bad ones?
It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk... A dummy's guide to two-wheeler insurance
While buying a policy a customer should make sure s/he reads the terms and conditions very well. That is important because whatever is in the policy determines what the company is liable to cover.
July 10, 2015
How you can live your retirement in style
Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj
July 09, 2015
This is how interest on your credit card bill is calculated
The interest rate charged on your credit card makes your ownership a nightmare if you don't know it in perfect detail. Here's a primer for you
July 08, 2015
'What if I default on my education loan?'
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript How your CIBIL TransUnion Score is calculated
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
July 07, 2015
6 tips to get the best home loan deal
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
July 06, 2015
8 steps to file income tax return without Form 16
Can't believe you can file your income tax return without Form 16? Read this...
July 03, 2015
Four good reasons to refinance your home loan
Despite these advantages consider your options carefully and make a decision based on your abilities and your financial goals, says Abhishek Agarwal.
July 02, 2015
Understand Form 16 before e-filing your income tax return
Here's a simple primer to what actually Form 16 is and what must be done with it. What are affluent Indians doing with their money?
The good folks at Visa have just released their most recent Visa Asia Pacific Affluent Study. And this is what we have learnt from it about affluent Indians.
July 01, 2015
How to get your financial life on track
Let us take a look at some of the steps that are involved in getting your finances in order.
June 30, 2015
5 things you should not hide from the Income Tax Department
Because they can easily find them out by analysing your financial transactions.
June 27, 2015
Why you should not default on your home loan EMI
If you default, the bad behaviour stays in your credit report for a very long time
June 26, 2015
Are you a successful investor?
Find out if you do these 6 things to become one
June 24, 2015
4 home loan agreement clauses you must know
Always be clear about the clauses and conditions laid down by your bank or housing finance company. If at all you skip this task then you may face a major problem during the entire tenure of your loan or may be even beyond that.
June 23, 2015
Stop and feel the rain! 5 things money can't buy
Work hard, earn more, save well, invest wisely and love your money. But, love yourself first!
June 20, 2015
6 sure ways to lose money
And they all stem from over confidence!
June 19, 2015
Is your credit card getting the better of you?
It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!
June 17, 2015
7 tips to do a financial clean up
Delay no further! Start today!
June 16, 2015
A value for money package!
At Rs 52,610 (on-road, Mumbai), the attractive pricing, refined engine and good manoeuvrability makes the Platina 100 ES emerge as a value for money package and a worthy competitor to the offerings from Hero MotoCorp and Honda. How to buy life insurance and from whom
How should you go about evaluating the life insurance you need, how much you need, and the best suited for you and your family?
June 14, 2015
9 signs you are getting bad money advice
If your Independent Financial Adviser throws all this at you, FLEE... :-)
June 13, 2015
What a good financial adviser must do!
Sure people can create software that can replace financial advisers, but certain things will keep the client with you, if you do them well
June 12, 2015
The stock market is simple to understand
If you simply understand that you do not understand the sock market, that will be a favour. A big favour...
June 11, 2015
5 harmful money habits! Beware
Stop indulging in these before it derails your financial future
June 10, 2015
Explained: The benefits of home equity loans
To begin with, these are among the cheapest in the loan market.
June 09, 2015
Are you a good borrower?
Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.
June 08, 2015
5 silly excuses that stop you from getting rich
If you want to create wealth IGNORE these excuses!
June 05, 2015
Now, pay more for your mobile, hotel, credit card bills :-(
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
June 03, 2015
Cheat sheet to increase your savings
You can still save a little more than you already are by changing a few spending habits.
June 01, 2015
Know your mutual fund risks better
The new 'riskometer' seeks to help investors gauge the level of risk in a particular scheme. The new guidelines will come into effect from July 1, 2015. Is Pulsar AS 200 a value-for-money bike?
The Pulsar AS 200 addresses the shortcomings of the 200 NS with improved refinement and can be deemed as a worthy successor to the 220F, says Indian motoring website MotorBeam.
May 31, 2015
Buying property in Delhi? Read this first
What are the upcoming locations and pull factors that determine housing prices in these two metros? What does this means for a buyer?
May 29, 2015
Should you borrow money to invest?
Is it a good way to create wealth? Joseph Samson has the answers
May 28, 2015
Money lessons from Mumbai Indians' IPL win
We are a cricket loving country and there is so much to learn from the game about investing and financial planning.
May 26, 2015
New to stocks? Avoid these three mistakes
What are the mistakes a beginner tends to make when investing in equity?
May 25, 2015
How to benefit from these 5 credit cards
We hope this information can help you save and trigger more money saving ideas in your mind.
May 24, 2015
A six-point guide for home loan borrowers
It's important you keep the following points in mind as you set out to have your name plate on the wall.
May 21, 2015
Don't let the summer heat beat your credit score
Swiping your credit card to take that dream vacation? Beware, says Harshala Chandorkar, Senior Vice President -- Consumer Services and Communications!
May 19, 2015
What's Facebook got to do with your loan or credit card?
Your social media profile may soon be your ticket to a loan or a credit card, says Abhishek Agarwal
May 15, 2015
7 ways credit card rewards can backfire on you!
Do you save to spend or spend to save? If you belong to the second category, reward points can only harm your financial health.
May 14, 2015
Need financial advice? Ask the Sarabhais!
Ever wondered what financial advice would the Sarabhais of Sarabhai Vs Sarabhai churn out? Read on to know!
May 13, 2015
How to make money by betting on interest rates
It's just not stocks and mutual funds that help you make good profits in the long run, says Sharath Komarraju, author of 'Money Wise' which, he says, is 'Aam Aadmi's guide to wealth and Financial Freedom'.
May 12, 2015
Stocks: Should you sell in May and go away?
If you ignore market upheavals and stay the course, you end up making money, says Larissa Fernand
May 11, 2015
Want to retire soon? Here is your action plan
By diligently following these steps, the only thing you need to think is not when and how to retire, but how to rewire yourself post retirement.
May 09, 2015
Are you making these retirement mistakes?
Building a decent retirement corpus is not too difficult...
May 08, 2015
Life insurance as a tax saving tool
With life insurance you can serve the objective of providing for your family's protection and also save tax in the process, says Aalok Bhan, Director and Head -- Product Solutions Management, Max Life Insurance
May 07, 2015
5 ways to avoid money tiffs with your partner
Money is a touchy topic for most of us. Money fights between couples are all about control and freedom. Keeping the communication channels open and respecting each other's attitudes can help couples manage finance better.
May 06, 2015
4 ways to quit your role as a loan guarantor
It is not very easy to wriggle out of your role as a guarantor in case the original borrower defaults. Nevertheless, you can still come out of the situation with your credit record intact.
May 05, 2015
Why you should invest in exchange traded funds
An ideal portfolio is one which not only takes care of the ultimate end goal of a secure retirement, but also takes care of the expenses in-between. Look no further than investing in exchange traded funds, or ETFs, says Vikaas M Sachdeva, CEO, Edelweiss Asset Management Ltd.
May 03, 2015
Do you understand 'risk' in investing?
Let's find out...
May 02, 2015
11 important points investors must know
Before you enter the big, bad world of investing, trading, etc., beware...
April 30, 2015
Manage your money like 'The Avengers'
Let's see how you can use the approach of superheroes to manage money better
April 29, 2015
Credit card vs personal loan: What should you opt for?
A primer on how to choose correctly between swiping your card and applying for a loan...
April 28, 2015
Money tips if you just started earning
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
April 24, 2015
5 BAD money habits you must avoid
Being careless with money is often associated with bad financial habits. If you are not aware of what these bad habits are, here is a list that could well serve as a caution.
April 23, 2015
Game of Thrones can make you rich!
Six money lessons you can learn from the popular game
April 22, 2015
How to get an auto insurance claim approved
Getting one's vehicle insured is just half the battle. The other half is to get the claim approved in case of an eventuality.
April 21, 2015
Did your mutual fund manager just quit? Relax!
If a fund manager moves on to another fund or resigns from the concerned asset management company, is that a sign to sell your holdings in the fund or discontinue your SIP? Read on...
April 20, 2015
4 credit report errors that can cost you dearly
An error does not become a mistake until you refuse to correct it. Errors in your CIBIL credit report can become costly mistakes if you do not rectify them in time. So next time you get your CIBIL report, do not just see the score and tuck it away.
April 18, 2015
10 money mistakes that hurt your goals
Here is a summary of mistakes I have seen investors make. Of course it is not exhaustive, and investors find newer ways to lose money, but here it is anyway...
April 17, 2015
How to make the most of credit card 'cash rewards'
Here's what's in it for you!
April 16, 2015
A five-step guide to take your Cibil score above 750
If you are worried about a low Cibil score, here's what you can do to improve it.
April 15, 2015
Four retirement planning myths you should not believe
Retirement planning requires a clear-eyed analysis of future needs and income. Don't fool yourself by believing in these wrong assumptions.
April 13, 2015
What is goal-based investing?
Do you know the difference between the assets you own and liabilities you owe? Do you know your financial goals and how to achieve them in a time-based manner?
April 10, 2015
How to check your savings account balance
Going to the bank and using your passbook to find out your bank balance while still available and widely used, technological innovations have brought your bank at your fingertips.
April 09, 2015
So, where will be the Sensex on April 1, 2016?
The short answer, as usual, is I don't know. But this is what could happen in the next one year...
April 08, 2015
Is the RBI playing spoilsport for borrowers?
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars? 5 debt repayment plans that don't work
Quick-fix solutions create more troubles for you
April 07, 2015
Why students should not default on education loans
Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.
April 04, 2015
5 reasons why Indians don't like medical insurance
We are sure you will agree with these reasons!
April 02, 2015
3 dangerous investing beliefs that could ruin you financially
Surely you have heard them many times over... P V Subramanyam tells you why they are dangerous
April 01, 2015
10 lessons you can learn from Warren Buffett's success
We have compiled a list of key factors which led to Warren Buffett's coveted success.
March 31, 2015
6 terribly impolite things people do at ATMs
We may turn our noses up at those who do it but that doesn't mean we haven't done one (or all) of these things at an ATM. 5 secrets your CIBIL credit report will always hide
While it certainly holds some vital information about your credit behaviour, a credit report doesn't include these five things...
March 30, 2015
5 major mistakes investors make
Investor mistakes are just too many and to me everything looks major. P V Subramanyam tells a few that bother and bug him as an investment advisor.
March 29, 2015
Why investing in stocks is so difficult!
No one is right all the times. Recognising the market signals is a very important part of your portfolio creation, says P V Subramanyam
March 26, 2015
How to secure your child's financial future
You need careful planning to accumulate a corpus for your children's dreams and goals
March 25, 2015
11 credit card charges you probably don't know
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
March 24, 2015
Hurry! You can still file your tax returns for 2012-13 and 2013-14
Don't feel miserable if you missed the cut-off date for filing income tax returns for financial year 2013-14, which was, July 31, 2014. You have another chance to e-file your tax return before March 31, 2015. Don't miss this one.
March 17, 2015
7 ways to start living the rich life, right now!
Whatever your income, we show you how to live the rich life.
March 15, 2015
What a 60% return in one year does to your life?
It's not just about money, honey!
March 14, 2015
Taxercise: Ensuring your financial health
If you plan it out, instead of rushing it in the last moment, you will realise how much you have saved and the difference it makes to your personal wealth.
March 13, 2015
Is Sukanya Samriddhi Scheme the best investment for your girl child?
Let us look at this scheme a little more in detail.
March 12, 2015
4 money lessons you can learn from President Barack Obama
Here's what the 44th President of the United States can teach you about making money.
March 11, 2015
Top 6 tips to choose your retirement plan
How do you decide which retirement plan is the best one for you? Here are the top six parameters to keep in mind when finalising one for your golden years.
March 10, 2015
Tax implications of investing in mutual funds
A primer on tax you pay on your mutual fund gains
March 08, 2015
Women's Day Special: Get your finances in good shape!
You are already a superwoman! Now add another feather to your cap by driving your own financial planning.
March 06, 2015
3 money lessons we can learn from Holi
Look beyond the festivities and soak up the lessons that this wonderful festival of colour teaches you
March 05, 2015
8 ways to rock the weekend, on a shoestring budget!
Weekends can be fun without spending too much only if you could think a little creatively. It is indeed possible to have a killer weekend, even when on a budget!
March 04, 2015
Nifty@9k: Should you be greedy or fearful?
Let us UNDERSTAND one very important thing. We are in a sweet spot as far as returns are concerned.
March 03, 2015
7 home loan problems borrowers face in India
Each problem is discussed in detail and appropriate remedies are mentioned along with it.
March 02, 2015
Budget 2015: The impact on your salary and savings
Simple takeaways from the Union Budget 2015-16 and how it impacts your life
March 01, 2015
All you must know about education loan for B-schools
There are certain key points that one must know when while applying for education loans
February 28, 2015
How to identify wrong advice
When you get advice from somebody you are hardly in a position to tell whether it is in YOUR interest, right? Well, here are some tips! Decoding Union Budget 2015-16: What's in it for YOU!
In an online chat with readers a few hours after the Union Budget 2015-16 proposals were announced by Finance Minister Arun Jaitley, Sundeep Agarwal, Director, PwC India, answered related queries to help put the announcements into perspective.
February 27, 2015
There is more to Union Budget than just Income Tax exemptions!
Anil Rego, CEO, Right Horizons lists out the important things, of course, apart from the IT exemption limit, that the salaried class must be looking forward to in the Union Budget 2015-16 that Finance Minister Arun Jaitley will present tomorrow morning Investors, how not to be your own enemy!
All investment decisions can be distorted by your own biases. Understand your biases and make informed decisions.
February 25, 2015
8-point Budget wishlist for Santa Jaitley
While we have our wish lists ready, it's only on February 28 that the verdict will be out. We do hope the FM plays Santa and brings some good cheer in this financial year. Meanwhile let's take a moment and list our expectations.
February 23, 2015
Overdue on credit card payment? Help at hand from RBI
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
February 21, 2015
12 things that hurt you financially
Check if you too are guilty of harming yourself financially
February 20, 2015
Saving vs investing: What's in it for you!
Saving is not the same as investing as many people wrongly assume. But what's the difference between the two? How does each benefit you. Larissa Fernand has the answers
February 19, 2015
Are you adequately insured?
This question remains unanswered most of the time due to lack of knowledge or guidance. No more!
February 18, 2015
Compare and choose: A home loan guide for 2015
In order to make your dream of chasing a home a tad bit easier, we bring you a ready comparison guide for home loans.
February 17, 2015
Invest, save, earn: 3-in-1 ELSS mantras
Here's why equity-linked saving scheme is the best among section 80C tax-saving instrument for taxpayers
February 16, 2015
7 reasons why you should invest in mutual funds
Why should I invest in mutual funds? Why cannot I invest in equities directly? Here are 7 simple reasons
February 13, 2015
Here's how to save tax!
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
February 10, 2015
Valentine's Day Special: Save money, honey!
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!
February 09, 2015
What HR professionals should know about money
Though it may be anecdotal, there are some HR people who cannot reconcile their own salary from a CTC to take home!
February 08, 2015
Beware of banking frauds: You could be a victim
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.
February 07, 2015
New or used? Important tips for buying a car
These pros and cons can help you overcome your confusion and make a wise decision.
February 06, 2015
3 retirement planning pitfalls
A quick look at where people can go wrong.
February 05, 2015
Is having debt good for your credit score?
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.
February 04, 2015
6 best ways to save tax
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings
February 03, 2015
7 more reasons why your credit card could be declined
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
February 02, 2015
5 steps to avoid credit card debt
...and maximise returns from your card
February 01, 2015
Investing in stocks? Learn volatility first
If you have to make money in equities, you need to understand volatility and try to make it your friend, says P V Subramanyam
January 30, 2015
5 smart tips for home loan customers
Do you aspire to purchase a house? Are you depending upon a bank or housing finance company to fund your needs? Is the same rate of interest charged by two different lenders confusing you? You are at the right place.
January 29, 2015
Value investing is difficult because...
All investors are value investors. Or they at least like to believe this. So let us see why VI is so difficult to achieve, even though philosophically it is easy to understand.
January 28, 2015
How to plan smart for your retirement
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.
January 27, 2015
Saving smartly! 10 quick tips to get you started
Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.
January 25, 2015
BORROWING to buy an asset? Don't!
However, if you do borrow for say buying a house -- most people do -- do not be in a hurry to repay the loan. Take a loan at a young age and keep it on for the whole period.
January 23, 2015
Should you invest in PPF or ELSS?
There is no clearly defined right or wrong answer since both target different needs of a portfolio.
January 22, 2015
Busted! Top 3 credit score myths
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
January 20, 2015
Happy New Year home buyers!
If you have plans to buy a new home in 2015, there's good news for you
January 19, 2015
Stop making faces and learn to save!
Virender Kapoor tells you just how to get started. Double gain: How life insurance benefits you
Life insurance offers dual benefits: financial security to your family in case of the policyholder's death as well as helps you save tax, says Alok Patnia.
January 15, 2015
Want to be wealthy? Avoid these simple money mistakes
Many people like words like wealth creation, equity, SIP, etc. It does not mean they understand the whole process is not so difficult. Neither is it so easy. Here are some mistakes people make with their investments
January 14, 2015
5 financial decisions for the New Year
These simple changes can add a significant thrust to your overall money management over time.
January 13, 2015
Money lessons from Makar Sankranti
Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.
January 12, 2015
6 ways to manage money after a layoff
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
January 09, 2015
Money tips for your children
Sanjay Matai, a financial adviser and author, penned this advice for his son when he got his first job and first paycheque.
January 08, 2015
Are Indians over-insured?
Are you surprised at this title? Well, then read on to find out the truth...
January 07, 2015
10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.
January 06, 2015
Wallet stolen? Here's how you can get back on your feet
Going through these steps are by no stretch of imagination fun things to do, but if you do indeed lose your wallet, these steps may come in handy and reduce your stress.
January 05, 2015
Stocks: The BIGGEST wealth creators since 2009
These were the fastest and most consistent wealth creators over the past 5 years.
January 02, 2015
Investments resolutions for 2015
Yes, you need them: to complete the resolutions that you had made in 2008, 2009, 2010, 2011, 2012 and 2013. There is no point in making new resolutions if you have not lived up to the previous resolutions, right?
December 31, 2014
How to become rich in 2015? 6 easy ways for you
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
December 28, 2014
Year-end reminder: Some investing common sense
Simple, sharp and witty... P V Subramanyam offers 12 mantras to become a successful investor
December 26, 2014
8 credit mistakes that you must avoid
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
December 24, 2014
Bulls, bears, wolves, pigs... All the animals in the stock market jungle!
When it comes wildlife, stock market investors can immediately identify with bulls and bears. But there are other animals in the stock market jungle too.
December 23, 2014
4 silly reasons why people don't invest in stocks
Except investing more and investing for a longer period mankind will do anything to increase its wealth.
December 22, 2014
Top 7: Money Resolutions for 2015
To ensure a better financial future, resolve yourself to follow these simple money tips.
December 19, 2014
CIBIL credit score dropped after clearing your loan? Here's help!
Here's why it happens and how you should avoid it.
December 18, 2014
Looking for a home loan? Age no bar!
A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.
December 16, 2014
Avoid these 4 home loan mistakes at any cost!
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.
December 14, 2014
11 reasons why people overspend
A list of what I have seen and what I think. If you agree with this post and have many reasons of your own, please share them with us!
December 12, 2014
5 tips to make the most of this online shopping festival
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.
December 11, 2014
Busted: 4 CIBIL credit score myths
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj
December 09, 2014
Buying a house? 5 things to watch out for
If you're in the market for a new home, now may be the perfect time to make your purchase. But, before making an investment for lifetime, there are many factors that come into play and much to be considered.
December 08, 2014
4 smart ways to manage your home loan
Start now, and sail through your tenure like a pro!
December 07, 2014
Investing in stocks is always profitable, but...
...is not always easy. Here's why!
December 03, 2014
4 reasons why credit cards are better than cash
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
December 02, 2014
Planning to buy a new house? 5 important factors to consider
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
November 29, 2014
Can you afford a new car?
Here's a checklist to find exactly that!
November 27, 2014
Should you pay off your loan or invest for retirement?
Look at the pros and cons of both the options and take a decision yourself!
November 26, 2014
3 ways to benefit from an interest rate cut
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.
November 25, 2014
How EMIs destroy your dreams!
Abhishek Agarwal takes a controversial view on how our dreams are being mortgaged by EMIs we keep paying month after month.
November 24, 2014
Here's how to pick a 'great' mutual fund!
With so many equity funds available, how does one go about selecting the right one? Here are some simple tips...
November 20, 2014
A dummy's guide to auto insurance
Here's all you want to know about insuring your priced possession!
November 19, 2014
Money lessons from Rohit Sharma's historic knock
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...
November 18, 2014
Mantras to successfully raise money for your start-up
Dayakar Pushkoor, founder partner of Naya Ventures, an early stage venture capital firm, lists what young aspiring entrepreneurs should know and do before they start-up and how they can raise money from VCs. Insurance basics: What is a Claim Settlement Ratio?
Buying an insurance policy? Claim Settlement Ratio helps you find out the chance that your claim will be settled and how soon it will be setled.
November 17, 2014
Six benefits of FDs you perhaps didn't know
Traditionally FDs have been plain vanilla products but nowadays amid cut-throat competition, banks have modified these keeping in line with customers' requirements.
November 15, 2014
5 simple investment tips that work! ALWAYS
These are old nuggets which have been dished in the past. repeating them and frankly do not care if you do follow or not.
November 14, 2014
Financial planning for the special child
Let us take a look at some of the things that one should keep in mind.
November 13, 2014
Why should your ATM usage hurt your pocket?
So what if your bank has imposed/will impose a transaction fee of Rs 20 for using ATMs after your fifth visit in a month? You can still remain within your free transaction limits and avoid being charged at all. Wondering how it is to be done? Read on.
November 12, 2014
Never get rejected for a loan! Here's the mantra
Follow these 6 Cs of building good credit and your lender will never disappoint you!
November 11, 2014
Going for a business loan? 5 things you must know
Here are some features you should be looking out for if you want to opt for a business loan... How to size up your post-Diwali debt
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
November 07, 2014
How to select a ULIP
Confused about what the agents tell you about this investment product? Then you must read this
November 05, 2014
Want a home loan without any hassles? Read this
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
November 04, 2014
Should you buy insurance for travel within India?
Let us take a look at why it is important to opt for travel insurance even for domestic use.
November 03, 2014
3 ways to earn more money out of your fixed deposit
High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns.
November 02, 2014
14 signs that prove you earn less but spend more
Sorry guys and gals but you have really inspired me to write this. You can hate me for this but honestly, this is dedicated to you. Here it goes!
November 01, 2014
Financial lies that we tell ourselves
We don't lie just to people we know. We also lies to ourselves. These are financial lies that we love telling ourselves...
October 31, 2014
These credit cards save money for you!
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
October 30, 2014
Credit card safety in 8 easy ways
It is better to be safe than sorry!
October 28, 2014
Missed your loan EMI? Be prepared for these consequences
Top four consequences for you to keep in mind before you miss a mortgage payment
October 27, 2014
7 money lessons for 20-somethings
(Because things will only get more expensive from this point onwards)
October 26, 2014
Three SHOCKING money mistakes!
Make these and they will ensure you will NEVER GET RICH!
October 21, 2014
4 ways to avoid falling into a debt trap
These tips will keep you away from dark nights after Diwali
October 20, 2014
Money-wise: 5 tips to have a cracker of a Diwali!
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
October 19, 2014
What an insurance agent says and what he means!
The other day I did a small gig on what a real estate agent says and how you should interpret it... today it is the turn of the insurance agent. :-)
October 17, 2014
5 reasons why you mustn't reveal your salary to your partner :-P
Can you imagine all the things you can buy!?!
October 15, 2014
Micromax Canvas A1: The most value-for-money Google phone
At Rs 6,499, the Micromax Canvas A1 is a magical phone that runs on Google's Android One platform. What real estate brokers say and what they mean :-)
Don't trust what your broker tells you about a house you want to buy!
October 13, 2014
Married? Your car insurance can come down by 20%!
Apart from traditional factors, some new parameters have also been introduced into auto insurance agreements, which can prove to be a boon for the policyholders and can lower their premiums.
October 11, 2014
3 lessons for online shoppers after the Flipkart sale
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
October 10, 2014
8 times when banks don't give you credit cards
Some of the most common grounds on which card issuers reject credit card applications in India, along with tips on how to overcome these hurdles.
October 09, 2014
Buying/selling a house is a nightmare :(
Here are some amusing anecdotal experiences that buyers and sellers of residential units witness every day. Share yours!
October 08, 2014
3 money lessons from Fashion Week!
A high fashion event can teach you a thing or two about money matters! Intrigued? Then read on to find out more!
October 07, 2014
How to save money while studying abroad
From opening an account in a local bank to looking for festive and student discounts, here are some surefire ways you can save money on your education trip abroad.
October 04, 2014
8 simple steps to create wealth
Not saying these are enough, but this is a good beginning, says P V Subramanyam.
October 03, 2014
Four money lessons from Dussehra
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
October 01, 2014
Five great reads that will teach you how to tackle debt!
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
September 30, 2014
12 things your bank must do for you
A conduct checklist for banks and financial institutions in India that must be followed while dealing with loan applications.
September 29, 2014
15 questions you should ask your financial planner
To be sure that you are committing your money to the right person, you must ask these questions to your financial planner. There is no point in cribbing after you have committed your money! Is there?
September 28, 2014
Why investing in stocks is better than real estate
Investing in stocks offer secrecy, partial liquidity and freedom to invest even a small amount, says P V Subramanyam
September 27, 2014
Is cash the safest investment option?
Considering 12 per cent inflation and savings bank return of 4 per cent per annum all your cash burn out in 12 years.
September 26, 2014
Keep track of your financial health this festive season
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL
September 25, 2014
6 good reasons why you must go for personal loans
But before borrowers jump in joy they must know about the drawbacks too!
September 23, 2014
6 useful tips to avoid credit card debt traps
Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!
September 22, 2014
How to make a personal budget that works
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work
September 21, 2014
A comprehensive guide for first-time home buyers
Taking a home loan is a long journey, which involves many stages. The key to getting your home loan in a smooth way is being familiar with the entire home loan process
September 20, 2014
3 popular fund manager tales you should not believe
Most of these stories are real, but in the world there have been long periods of time when these have not worked.
September 19, 2014
10 evergreen money lessons for the young
Follow these simple tips and you will be on your way to getting prosperous.
September 18, 2014
Four mistakes that can cost you serious money
And here's how not to make them...
September 17, 2014
Have you missed your credit card bill payment?
Here's how to get out of this situation without hurting your CIBIL score.
September 04, 2014
Should you invest in infrastructure funds?
Better stick to equity diversified funds, says Larisssa Fernand
September 03, 2014
'What are the benefits of buying insurance online?'
V Viswanand, director and head, Products and Persistency Management, Max Life Insurance, will answer your queries in an online chat September 3, between 2 pm and 3 pm.
September 01, 2014
Money management lessons from Lord Ganesha
Worried about your financial future? Lord Ganesha has some tips for you.
August 31, 2014
Ten money tips every woman must know
A woman can do many wonderful things if she wishes to, and one of them is to grow her money. Making money in stocks is THIS simple! :-)
Buy shares of a good profitable, successful business, hold on for inordinately long periods of time, and live off the dividends. You will surely get wealthy in the long run.
August 29, 2014
Doing a SIP in stocks on your own? Beware!
Averaging works only in a portfolio which is what SIP helps you do. Averaging does not work in case of a single scrip. Here's why
August 28, 2014
Financial planning tips for the salaried in their 20s
Financial planning tips for the salaried in their 20s
August 27, 2014
The pros and cons of investing in ULIPs
In an online chat with Get Ahead readers on August 26, Sanjay Tripathy, senior executive vice president, marketing, product, digital and e-commerce, HDFC Life, answered their queries on ULIPs.
August 20, 2014
5 reasons why you must invest in mutual funds
We give you five good reasons why you must invest in mutual funds at an early age.
August 18, 2014
Five tips to achieve financial freedom
Once you achieve financial freedom you do not have to worry about being dependent on someone when you retire and do not have a source of income
August 12, 2014
From Rs 2 lakh to Rs 8100 crore in 34 years!
Kid you not! This is for real. But USELESS information now! If you want to retire rich forget such stories and start investing now!
August 10, 2014
Should you stop your SIP? NOW?
Don't be NUTS, replies P V Subramanyam
August 09, 2014
8 reasons why YOU always lose money in stocks
Behavioural investment experts have their reasons, the media has its own reasons, and I have a combination of all of this, says P V Subramanyam!
August 08, 2014
Credit card for students! Good or bad? Tell us
Do you think credit cards -- more so student credit cards -- if used judiciously can benefit you? Or do you think owning a student credit card is a sureshot way of jumping into a debt trap? Whatever your feel, please post your opinions here...
August 07, 2014
What is e-Insurance? What is in it for me?
S V Ramanan, CEO, CAMS Repository Services, answered readers' queries on electronic insurance in an online chat with readers August 6
August 06, 2014
5 money management lessons from Prime Minister Narendra Modi
Follow these simple rules to create wealth for your family and you All about paperless insurance policies
This chat is over now. Check the chat transcript on August 7
August 04, 2014
This personal loan has benefits for you!
There are many benefits of taking a personal loan against a fixed deposit than just taking a regular personal loan. Read more to find out...
July 30, 2014
Ladies Special: Investments just for YOU!
Financial service providers are wooing the fairer sex with special benefits on women-centric products
July 29, 2014
Do you really need Rs 8 crore for your retirement?
Don't take those who throw such magnificent numbers at you seriously! Even if you reach Rs 4 crore it won't be the end of your world.
July 28, 2014
Three really BAD reasons to sell an investment
Here's why you should not hit the panic button when the going gets tough. Also why you should not sell if the going's too good. :-)
July 25, 2014
Busted: Four conventional investment myths
These have been around for such a long time that people now believe they are true :-)
July 24, 2014
Should you go for EMI on credit cards?
Of course, NO! You must think of EMI option if and only if one is on the verge of defaulting on a payment.
July 23, 2014
11 money lessons we wish we'd learnt sooner
Here's your chance to benefit from what (most) 30somethings learn rather late in life.
July 22, 2014
Steady performers: Top 5 mutual funds from LIC
These mutual funds from LIC have been steady performers since the last 5 years
July 21, 2014
Get ready: Paperless insurance is coming to you
Your insurance policy document will become digital and paperless like shares. Here's what you must know to save the hassles.
July 16, 2014
Guess what! Investing in real estate just became simpler
Finance Minister Arun Jaitley's Budget 2014 allows retail investors in India to have an affordable, liquid and convenient way to invest in real estate.
July 15, 2014
Hurry! It is still not too late to file your income tax returns
July 31 is still a fortnight away. Here are answers to top 10 questions often asked about filing tax returns.
July 14, 2014
Why it makes sense to buy home loan insurance
But don't buy this product blindly! Here's what you must know before you sign on the dotted line
July 11, 2014
When credit cards become debt traps
Most people do not understand how minimum payments are calculated on credit cards and thus end up paying much more interest than they should to the card issuers. Spend <i>after</i> saving, not the other way round
The new budget may not be populist but it does put more money in your pocket -- to spend or invest. What will you do?
July 10, 2014
Budget 2014: Will you save or spend? Tell us!
Finance minister Arun Jaitley's maiden budget has put more money into the hands of the salaried. Would you like to share how you are going to make use of that money? Budget Day for Investors: Go to Sleep! Wake up Two Days Later! :-)
If this headline sounds absolutely ridiculous to you, you absolutely MUST read this article. :-)
July 09, 2014
Long-term investing always pays? Stop fooling yourself
Debunking some common notions that muddy the investment waters.
July 08, 2014
MUST KNOW: 10 important rights of a bank customer
The Banking Codes and Standards Board of India, BCSBI, has stipulated customer rights, which public and private banks have committed to provide to their customers.
July 06, 2014
16 simple steps to buying a home
The intimidating process of buying a house can be simplified if you follow these basic steps. Keep in mind that every step you take brings you closer to your dream.
July 05, 2014
How to teach your children to earn money
When a kid earns her/his own money it is when the kid appreciates the value of the Rupee. Not when s/he does a social service stint with a 5-star NGO, says P V Subramanyam.
July 04, 2014
4 reasons why insurance claims get rejected
It is just not enough to select a life insurance company that is known for its high claim settlement ratio. The responsibility also rests with you to ensure that you play it right so that your claim is not rejected.
July 02, 2014
Selling your house? 7 tips for you
Keep these points in mind before putting up a property for sale.
July 01, 2014
Buying travel insurance? 6 things you must know
With a dependable insurance policy, you can easily guard against any unexpected financial burden in the event of sudden illness or injury. 7 sins of money management
You think you can outsmart everyone else in the game of making money? Wake up!
June 30, 2014
Why using credit cards to pay your wedding bills is a bad, bad idea!
Apart from your wedding and honeymoon here are five instances when you will be tempted to swipe your credit card. And here is why it's a bad idea
June 29, 2014
10 ways to identify a poor stock, sell it and scoot! :-)
Immaterial of whether the market is at 18700, 13800, or 9800... or 76,000 these steps will keep your life, wealth and happiness intact!
June 28, 2014
The best share to BUY NOW is...
Why look for newer companies when the winner could already be there in your portfolio, asks P V Subramanyam
June 25, 2014
Filing tax returns before July 31: Who should worry?
If you fall under any of these six categories, you better file your income tax returns on or before July 31, 2014.
June 23, 2014
Buying a resale flat? 10 tips for you
If chosen wisely and each step mentioned here followed cautiously, buying a resale house could be win-win for the buyer
June 20, 2014
In your 30s? What is the best home loan for you?
Predicting interest rate cycles can be difficult when the economy is not in ship shape. In such a situation, opting for a hybrid loan may be the perfect solution to help you enjoy the benefits of fixed and floating interest rate.
June 16, 2014
4 investing lessons from the FIFA World Cup
There are some interesting parallels one can draw with investing from the ongoing World Cup.
June 15, 2014
Can you make BIG money in stocks? Here's the answer!
Investing in stocks and making it big is a game of cool and skill, says P V Subramanyam
June 13, 2014
Love and money: These myths can hurt your marriage
Interesting observations from an expert on wealth and psychology
June 12, 2014
11 mantras of financially successful people
I have no clue whether the following traits will make you successful. However, these are the qualities/characteristics that I have seen in successful people, says P V Subramanyam
June 11, 2014
7 steps to get yourself the RIGHT insurance cover
Buying a wrong insurance policy can give you nightmares when it comes to settling claims. Then there are other issues like cost, riders etc. Here's a seven-point checklist to help you buy an insurance policy that YOU need.
June 10, 2014
How to use your credit and debit card smartly
Here's what you must know to derive maximum benefit from them
June 08, 2014
15 things your broker will never tell you!
No broker nor an expert who comes on the paid channels is ever going to tell you the following things... be careful... read on.
June 07, 2014
There are only bad loans and worse loans!
All loans are bad. If they have tax deduction, that just acts as balm, that is all, says P V Subramanyam
June 06, 2014
Million dollar-advice from investment guru John Bogle
Here's what made the founder of the world's largets mutual fund help his investors create wealth.
June 04, 2014
Sometimes, financial rules of thumb can do more harm than good!
Rules of thumb can get in the way of your goals. When it comes to managing your finances, gross generalisations are a problem.
June 03, 2014
Find out if you are a bank defaulter!
Credit Information Report is one piece of information that can tell if you are a defaulter or not
June 01, 2014
3 simple rules to make money in stocks
Try these and see how you will create wealth in the long term.
May 31, 2014
Position trading vs day trading: What WINS?
If you are a stock market trader then investing for the long term can always be combined with position trading. However it has no connection with day trading. Here's why...
May 30, 2014
EPF, PPF or NPS: Which is the best savings scheme for you?
If you were to choose one of these as long term investment (at least 15 years), which one would you opt for? What should be the reasons for you to choose one of these? Here is a comparison of these schemes based on certain important factors
May 29, 2014
A dummy's guide to investing in chit funds
Though a popular savings option in India's villages and towns, chit funds have resulted in scams too. Here's what you must know about chit funds before investing your money.
May 28, 2014
Money management: 7 lessons from IPL
Even you can make millions just like the star cricketers by taking these financial planning lessons from the Indian Premier League.
May 25, 2014
Teach money to your daughter too!
Money is a man thing, and cooking is a woman thing'. Most people are brought up with this stupid belief. It is not as though they are told explicitly, but subtly. It is about time to change this attitude.
May 24, 2014
Rags to riches in 18 minutes...
Lessons in saving and investing from a taxi driver :-)
May 23, 2014
7 popular lies insurance agents tell you
Anything goes when agents sell insurance policies to you. Even lies. Check out which lie did you fall prey to? :-)
May 22, 2014
How you can afford a second home
Here's a step-by-step guide to reach your dream
May 21, 2014
Is real estate really the best investment? Read this!
You would be a fool to expect 200 per cent returns every time you invest in real estate. More so, when you don't count the risks engaged in such an adventure
May 15, 2014
6 little-known income tax deductions
There is more to tax savings than Section 80C. These six can help you optimise your tax savings.
May 14, 2014
Retirement questions which NOBODY can answer!
Not even your financial planner.
May 13, 2014
How you can make money on Election Results Day!
There are five possible outcomes based on the number of seats that current front runner NDA can win.
May 12, 2014
How to read your credit card statement
The statement contains a lot of crucial information. Ignoring it can sometimes be perilous and may land you in deep financial trouble
May 07, 2014
How to reduce your investment risks
Asset allocation is a difficult job that most people cannot get right. Here's why and how you should correct the flaws.
May 06, 2014
Why home loan borrowers should be happy!
The banking regulator, RBI, has come out with suggestions that would bring down the costs for the home loan borrowers in India and also bring in more transparency in the market.
May 05, 2014
Want to insure your expensive smartphone? Read this
7 important facts you must know before buying mobile insurance
May 04, 2014
Want to invest in stocks? 8 terms you must know
While investing and trading in stocks has always been considered the sexiest way to make money, it always helps to know your basics before you start!
May 02, 2014
Should you make that 20% down payment for your first home?
Tempted? Good. Now read this!
May 01, 2014
6 common financial worries
Don't just waste time thinking about them. Try to find solutions.
April 30, 2014
Five reasons why your credit card could be declined
What if after making some hefty purchases at a store you pull out your credit card only to be told that your transaction has been declined?
April 26, 2014
My 7 major investment biases! What are yours?
Whether we like them or not, everyone has biases when it comes to investments.
April 24, 2014
Ten financial lies we tell ourselves
How many of these do you often tell yourself? :)
April 23, 2014
Walk out of a debt trap one step at a time
Only a systematic and disciplined effort can help you free yourself from a debt trap.
April 21, 2014
3 TRICKY financial situations and how to handle them!
Immaterial of what age you are there are times when you get into a sticky financial situation. What are such situations and how do you handle them?
April 20, 2014
When to sell a stock
The secret to knowing when to sell a long-term holding lies in doing your homework -- even before you buy the stock in the first place.
April 18, 2014
Get the best interest rate for your loan! Here's how
There are ways in which you can get a better deal for the interest rate on your car loan, home loan, education loan, personal loan, etc.
April 17, 2014
4 mistakes your credit card company wants you to make
Do you often miss payments? Do you exceed your credit limit? You are just the kind of customer credit card companies are looking out for!
April 15, 2014
11 money benefits your company gives you
Are you missing out on these?
April 14, 2014
Trivia quiz! What is the currency of Singapore?
Take this quiz and test your financial quotient.
April 13, 2014
5 worst mistakes you can make before buying a home
Avoid these at all costs or there goes your dream of owning a house.
April 12, 2014
Here's why stock price of a company goes up
Have you off late seen stock price of a company skyrocket 25 per cent in 3 weeks?
April 11, 2014
PPF or NSC: What saves you more tax and makes you richer
The Public Provident Fund and National Savings Certificate are the most popular tax-saving investments. But which one scores better when it comes to saving more tax or getting better returns?
April 10, 2014
Is your EPF account inactive? Here's what to do
Two simple steps can solve your problem
April 09, 2014
How to pick the best tax-saving mutual fund
ELSS, or tax savings funds, are diversified equity funds that offer a benefit under Section 80C. Here's how to make sure you invest smartly.
April 08, 2014
Travelling abroad? 5 handy credit cards tips for you
These will save you some money and lots of hassles.
April 07, 2014
6 things to check before buying life insurance
How high or low will be your policy premium depends upon these.
April 05, 2014
Marriage? Be careful boys and girls!
Six financial situations post marriage that will drive you nuts :-)
April 04, 2014
Why Yash Naidu's home loan was rejected
Besides a good CIBIL score, lenders also look at the applicant's ability to pay off the additional debt burden. This is where Yash had a problem.
April 03, 2014
How to invest when the stock market is at historic highs
We are at the cusp of something big today and retail investors need to wake up and participate early to make the most of it.
April 02, 2014
7 investment lessons from Rakesh Jhunjhunwala
Follow these principles if you want to become a billionaire like him.
April 01, 2014
13 myths that can make you poor
These might appear logical and consistent with common sense but they all suffer from fatal flaws, which can lead investors into losing money.
March 31, 2014
Start your tax-saving for the new financial year NOW!
Don't wait till March next year. The new financial year begins April 1, 2014. Some tax-saving tips based on your age group and tax bracket
March 30, 2014
Simple ways to create a fortune
Investing small amounts of money over very long periods of time creates wealth. If you do not understand this statement, read again and again.
March 29, 2014
Revealed: The right age to start investing
The magic of compounding rewards early starters. Delay may make it impossible to attain your goal.
March 28, 2014
Don't let your insurance policy lapse. Here's why
What happens when your insurance policy lapses? What should you do in such a scenario? Read on to find out...
March 26, 2014
A 20-point checklist BEFORE you buy a new house
Discuss these issues HONESTLY with your spouse, parents and maybe a couple of friends. Once you have answers to about 70 per cent of these questions, go and buy a house.
March 25, 2014
Top 8 reasons you lose money in stock markets
Identifying and rectifying these can make you a winner
March 24, 2014
How to invest in mutual funds like a pro
Five things you must know before investing in mutual funds and you will be less likely to fret during market ups and downs.
March 22, 2014
Top 7 reasons YOU should save money!
There could be 100 reasons to save money... but these are enough for you to make a start.
March 20, 2014
Why you must take that raise (on your credit limit)
There are four distinct advantages the most important being getting a good credit score
March 19, 2014
Taxpayers: Here's why March 31 is important for you!
Neglect this date at your own peril! You can end up paying penalties AND add to your tax-filing hassles.
March 11, 2014
Busted: 9 myths about YOUR credit report
These myths can cost you a bomb!
March 04, 2014
How to make money in stock market trading
We hear stories of millionaire traders and their trading riches every now and then. What makes them successful?
March 03, 2014
4 mistakes every home loan borrower must avoid
If you are not alert about these pitfalls, it could cost you serious money.
March 02, 2014
Buying a new car? Don't opt for a floating rate loan
Is a short tenure (3 to 5 years) floating rate car loan a feasible option?
February 26, 2014
5 money lessons every parent should teach their children
Help your children become responsible with finances
February 25, 2014
PPF: 6 great reasons to open an account
The Public Provident Fund, or PPF, tends to put people off because of the lengthy tenure of the instrument. But its benefits make a compelling case.
February 24, 2014
6 debt mistakes that can ruin your finances
Often made, these mistakes can send you down the dark alleyways of debt
February 10, 2014
11 ways to get your education loan easily
Neeraj Saxena, CEO, Avanse Education Loans, simplifies the complex procedure of availing a student loan.
February 07, 2014
'We don't make UAVs just to earn money and fame'
'One of our proudest moments was when our system was displayed on the DRDO tableau on Republic Day this year,' says Ankit Mehta, CEO of Ideaforge, a company that is the topmost maker of unmanned aerial vehicles in India.
February 06, 2014
Best tax-saving options
In an online chat with Get Ahead readers on February 6, Anil Rego, CEO, RightHorizons, answered their queries on saving tax.
February 04, 2014
3 myths about debt mutual funds
Debt funds are not risk-free, they can give negative returns and they are also meant for retail investors like you and me, writes Himanshu Srivastava as he debunks three commonly-held myths about debt mutual funds.
February 03, 2014
Understanding your credit report and credit score
Harshala Chandorkar of CIBIL answered your credit score related queries in an online chat, February 3.
January 31, 2014
So smart, you don't need to visit the bank anymore!
A smartphone is all you need for most of your banking-related services says Ankit Sharma.
January 30, 2014
Top 6: Financial checklist for 2014
So what if the year has already started? There is still time to get your financial house in order!
January 27, 2014
Why you should not to be a loan guarantor
Harshala Chandorkar, senior vice president, CIBIL, answered readers' queries on the risks related to guaranteeing a loan in an online chat with readers, January 27
January 21, 2014
6 reasons your loan got rejected despite a 750+ credit score
Credit score may not matter much if banks find any of these 6 attributes in your credit history.
January 20, 2014
How to get the best rate on auto loans
In an online chat with Get Ahead readers, Harshala Chandorkar, senior vice president, CIBIL, answered their queries on auto loans.
January 13, 2014
A financial plan to help you retire a crorepati
How should a family of five with a monthly income of Rs 82,000 today, plan to make a retirement corpus of Rs 7.5 crore? Vetapalem Sridhar, certified personal finance advisor and trainer does the number crunching. How to correct errors in your credit report
Harshala Chandorkar of CIBIL answered queries on how borrowers can get errors in their credit reports rectified
January 09, 2014
5 important steps to become debt-free!
It may be difficult, but certainly not impossible!
January 07, 2014
14 money things to do in 2014
Shun the belief that money management is tough
January 05, 2014
5 golden rules to get the most out of your credit card
Calculate the savings six months after you follow these rules and you will always thank yourself for reading this piece today!
January 04, 2014
6 ways to better your financial life in 2014
Smart management of your money can help you achieve your financial goals in the New Year
December 27, 2013
3 simple steps to get richer in 2014
Follow these and you will definitely be richer by the end of next New Year than what you are today.
December 24, 2013
Tax planning tips for start-ups
To remain hassle-free and for healthy conduct of business, every business owner should follow correct tax compliances for paying service tax, TDS, return filing, etc.
December 20, 2013
How to save money on your home loan
In an online chat with Get Ahead readers, Rajiv Raj of CreditVidya.com answered home loan queries.
December 19, 2013
Live chat: How to maximise benefits of Leave Travel Allowance
Know the finer details to get the maximum out of your leave travel allowance. Balwant Jain, CFO and tax expert, ApnaPaisa.com, will answer your queries in an online chat on December 19. Here's how you can get out of loan defaults
A likely loan default is not the end of the world. Here are your options.
December 18, 2013
5 BIG money mistakes and what you can learn from them
Five mistakes that American investors have made that investors in India can learn from.
December 17, 2013
7 ways to protect yourself in a bad economy
Falling economic growth, fewer job opportunities call for a smart response to handle your finances well. Here's how you can make a small beginning.
December 16, 2013
Chat@3: How to manage your debt smartly in 2014
Here's your chance to get rid of your debt in the New Year! In an online chat between 3 pm and 4 pm, December 16, Harshala Chandorkar of CIBIL will guide you on how to manage your debt smartly. How to save money on your home loan
Tips to help you save money before, while and after taking the loan
December 13, 2013
How to make merry and claim tax benefits
Travelling on holiday is not only good for your health and fun but can also help you claim real tax benefits
December 11, 2013
How to earn returns better than your savings account
Tax advantage, absence of huge interest rate risks and better returns makes investing in liquid mutual funds a viable option to park your spare cash.
December 10, 2013
Burdened with too much debt? 9 things to do
How to lessen your debt without getting bogged down!
December 07, 2013
Study abroad: 3 smart decisions that'll help you save money
Making the right choices about where and what to study can be crucial and influence your education budget.
December 06, 2013
How to pick WINNING stocks
Value investing works like clockwork, but your clock has to be really slow.
December 05, 2013
Is your bank GUILTY?
Read on fore the most common problems people faced while pulling out their credit report and how to solve them!
December 04, 2013
How your credit card can ruin your chances of buying a home
Wondering what's the connection? Here goes...
December 02, 2013
Why credit card companies love you!
Paying only minimum amount due on your outstanding credit card balance? You are just made for credit card companies!
November 28, 2013
How to achieve your financial goals
In an online chat with Get Ahead readers, Sailesh Multani of Edelweiss Financial Planning answered queries on building a successful financial plan. How to avoid being a loser in the stock market
Emotional imbalance, lack of knowledge and a short-term view of the market has often proved disastrous for investors
November 27, 2013
Investing in MFs? Don't get swayed by past performances
Past performance is undoubtedly very luring, but should you rely on it?
November 26, 2013
How to get best rates on education loan
Comparing six factors mentioned here will help you get an education loan without burning a big hole in your pocket.
November 25, 2013
How to use your credit card smartly
In an online chat with Get Ahead readers on November 25, Harshala Chandorkar of CIBIL answered queries on various aspects of using credit cards, payment defaults and how it affects your credit score. Applying for a home loan? 5 things you must know
First time borrower of home loan? A quick checklist to get you going.
November 22, 2013
How the 'sure shot stock market investment tips' SCAM works!
Your greed and the desire to make quick money make these frauds successful
November 21, 2013
Don't use your credit card to withdraw cash
Withdrawing cash through credit cards is a very convenient option in an emergency but it turns out be very costly if it is not repaid back quickly.
November 20, 2013
Mistakes to avoid while investing in shares
Every so often, it's worth reviewing each stock in your portfolio to make sure the reasons you bought it in the first place are intact.
November 19, 2013
10 reasons why you should not borrow money
Not borrowing money can give you peace of mind. So go and get peace of mind instead of consumer debt.
November 18, 2013
This chat is over now: Are personal loans cheaper than credit card loans?
Harshala Chandorkar of CIBIL will answer your queries on personal loans in an online chat between 3 pm and 4 pm on November 18.
November 15, 2013
Applying for a home loan? A five-point checklist
Homework you must do before approaching a bank
November 14, 2013
Here's why your loan was probably rejected!
3 ways banks use to decide your loan eligibility
November 13, 2013
What EXACTLY happens with the money you invest in mutual funds
The journey that your money undergoes from the time of investment in an MF scheme till redemption.
November 12, 2013
Here's what those taxes on your restaurant bill mean
Just so that you don't pay extra!
November 11, 2013
How to lodge a complaint against your bank
A five-point guide to redress your banking woes Risks of being a loan guarantor
Harshala Chandorkar of CIBIL answered readers' queries on the risks associated with guaranteeing loans.
November 08, 2013
Investing in stocks is NOT the same as gambling
Investments made on the basis of half-knowledge always result in financial losses
November 07, 2013
5 popular credit score myths debunked
There is a fair amount of half-baked knowledge and myths propagated that makes people wary about how credit bureaus function and credit rating takes place.
November 06, 2013
'Don't let money be the reason to enter designing'
Here's everything you wanted to know about becoming an art director in films. Defaulted on your tax dues? Face these consequences
Find out if you are an 'assessee in default' and how it affects you.
November 05, 2013
How to spend your credit reward points wisely
Learn to become a smart shopper and save money by using credit card reward points!
November 01, 2013
Credit card debt settlement doesn't end your woes!
Settlement promises to trim your debt but going for a settlement isn't really a good idea. Find out why!
October 31, 2013
Smart, practical gifts for your loved ones this Diwali
Surprise your loved ones with unique gifts. How the new insurance rules will benefit you
Anil Rego of Right Horizons explains how the new insurance rules will help policy buyers.
October 30, 2013
7 smart ways to spend your Diwali BONUS!
For those of you who don't have a clear plan, here are some of things that you can do with your Diwali bonus.
October 28, 2013
Chat@1: How to get the best life insurance policy
Ashish Vohra, Senior Director and Chief Distribution Officer with Max Life Insurance will answer all your life insurance queries in an online chat on October 29, between 3 pm and 4 pm.
October 25, 2013
Chat@3: Why banks reject your loan application
Harshal Chandorkar of CIBIL will answer your queries on understanding credit report in an online chat with readers between 3 pm and 4 pm on October 28.
October 24, 2013
What does the letter 'Q' in NASDAQ stand for?
Take this quiz to test your finance gyaan.
October 23, 2013
Why you MUST have a personal accident insurance policy
Though unpopular, a personal accident policy is an important cover and comes cheap. Add this cover and keep the risk of loss of income due to disability at bay.
October 22, 2013
10 things every homebuyer should know
Make a decision only after you have carefully studied these 10 points.
October 21, 2013
How to get best interest rate for home loans
Harshala Chandorkar of CIBIL answered readers' queries on home loan on Monday, October 21.
October 18, 2013
Credit score vs credit report: Do you know the difference?
To most of us they are one and the same and are often used interchangeably in conversation. But they are not the same thing.
October 17, 2013
How to make the most of your fixed deposits
Rakesh Makkar, President & CDO, DHFL answered your queries on fixed deposits in an online chat with Get Ahead readers on October 17.
October 16, 2013
6 checks to get the best credit card in town
While some cards look exactly the same and some sound too good to be true, picking the card to suit you is the most crucial factor. Here's a simple checklist to help you clear the confusion and get the best deal.
October 15, 2013
Here's how you can outsmart credit card thieves
Credit card thieves are getting smarter with the help of sophisticated machines and cameras. But have you become smarter and more cautious?
October 14, 2013
How to get a good credit score this Diwali
In an online chat with Get Ahead readers on October 14 Harshala Chandorkar, senior vice president, consumer relations, CIBIL, answered readers' queries on how they can improve their credit scores.
October 11, 2013
The magic formula for creating long-term wealth
Sound Investment Principles + Right Investment Decisions = Long Term Wealth
October 10, 2013
How to get hassle-free education loan
Neeraj Saxena of Avanse Education Loans will answer your queries between 2 pm and 3 pm on Thursday, October 10.
October 09, 2013
Live chat: Basics of futures and options trading
Nithin Kamath, CEO Zerodha, will help you understand the basics of futures & options in an online chat between 12 and 1 pm on October 9. Your credit card purchases are insured too!
Are you repenting not covering valuables you purchased using credit card? Fret not!
October 08, 2013
How to get back on track after a financial setback
Whether it is your financial misstep or a financial disaster, there are ways to get back on track.
October 07, 2013
Why no 0% EMI scheme this festive season is good for YOU!
Harshala Chandorkar of CIBIL offers tips on how to keep your finances intact and shop smart this festive season.
October 04, 2013
How to retire sooner and richer
Do you often ponder over this question without getting any definite answer? Here's a sincere attempt!
October 03, 2013
Zero per cent EMI schemes: Here's the catch!
The zero per cent EMI option helps the bank and the manufacturer more than the consumer. This is what the catch is!
October 01, 2013
Why Indian mutual funds don't have 'star managers'
Fund companies deny the existence of 'star managers' to understate key man-risk; investors on their part, must evaluate if the fund remains as good a bet, sans its 'star'.
September 30, 2013
Investment tips to make you wealthy
With these tips to build a solid investment portfolio you can plan and achieve your financial goals. Here's how you can get the best auto loan
In an online chat with Get Ahead readers on September 30, Harshal Chandorkar of CIBIL answered their auto loan queries.
September 27, 2013
Cash back credit cards: Are they worth it?
This latest credit card product is a double-edged sword. Beware before you get ensnared!
September 25, 2013
7 habits to achieve financial success
While these habits definitely apply to the general areas of life they can be actively used in our financial life to achieve success.
September 24, 2013
How to create wealth in the long term
Anil Rego, CEO and founder, Right Horizons answered queries on how to generate wealth.
September 20, 2013
TIPS: How to retire RICH
Ashish Vohra, Senior Director and Chief Distribution Officer with Max Life Insurance answered readers' queries on retirement planning. Student credit cards: What you must know
If used well, it can bring a host of benefits.
September 19, 2013
For young Indians, time for retirement planning is now!
With over 50 per cent of its current population under 25 years of age, India's great demographic "dividend" needs to change a few habits-immediately -- or it may be too late.
September 17, 2013
Are debt funds REALLY risk-free?
Three risks associated with investing in debt funds and how they impact their returns.
September 16, 2013
Guaranteeing a friend's loan? Watch out!
While we must always help our friends and relatives at the time of need, it is equally important for us to know the impact of such favours on our financials.
September 13, 2013
Six ways to generate steady income
In uncertain economic times, these can help you add to your monthly income.
September 12, 2013
5 money management tips to survive the downturn
An economic downturn is a testing time for individuals. While you cannot influence the environment, you can certainly do your bit to fortify your finances.
August 29, 2013
6 SMART ways to manage your credit card debt
Have you reached a stage where you cannot even pay minimum amount due? You need some smart help to get that debt burden off you.
August 28, 2013
How to save BIG money on your home loan
Choosing to partially pay your loan can vastly reduce your interest burden. Find out how!
August 26, 2013
Can you get interest-free education loan? Find out
In an online chat with readers, Harshala Chandorkar of CIBIL answered their queries on education loans.
August 22, 2013
How to spend less on auto insurance
Three ways that will help to reduce your auto insurance premium.
August 21, 2013
BEWARE! 7 really ridiculous insurance myths
You've heard of them, surely. But don't EVER fall for them. Money is the new caste in India
Investigating the modern Indian marriage mart, Amit Ahuja discovers that Indians are willing to overlook caste differences if the incentives are right.
August 20, 2013
A seven-point checklist to make money in MFs
Now that the stock markets are in a treacherous arena these pointers will help you keep your head above the water.
August 19, 2013
Top eight reasons to have a credit card
Credit cards have their advantages. Find out what they are. How multiple credit cards affect your credit score
Harshala Chandorkar of CIBIL will answer your queries on how to read a credit report between 3 pm and 4 pm on Monday, August 19.
August 14, 2013
QUIZ: Test your gyaan on delayed TAX returns!
Find out the implications of filing tax returns after the deadline fixed by the Income Tax Department.
August 13, 2013
Money talk: How to retire early
In an online chat with Get Ahead readers on August 12, Sanjay Tripathy of HDFC Life answered their queries about pension plans and retirement.
August 12, 2013
Tips to improve your credit history
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited (CIBIL), on Monday, August 12, to get answer to all your queries. DON'T WORRY: YOU can still file your income tax returns!
Surprised? Don't be for you still have time till March 31, 2014 to file your income tax return for the financial year 2012-13.
August 11, 2013
Tell people what to eat AND make money off it
This field positively impacts the health, fitness and the well being of millions of people, everyday...
August 07, 2013
When to sell a mutual fund? 6 SIGNS
Some situations almost demand that you hit the sell button.
August 06, 2013
Cheated by your insurance agent? What you must do
Yashish Dahiya, CEO and co-founder Policybazaar.com, tells readers what steps they can take if an insurance agent cheats them. Pay credit card dues even if you DON'T get bills on time
Remember, the obligation lies with YOU. Not the credit card company.
August 05, 2013
How to increase your CIBIL Score from 570 to 750
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited will answer questions related to your home loans and CIBIL Credit Score on Monday, August 5 between 3 pm and 4 pm.
August 02, 2013
Health insurance: 9 most commonly asked questions
With all those intricate terms and jargons, health insurance is anything but simple. Here are answers to the nine most frequently asked questions.
August 01, 2013
How to save and invest money smartly
Simple tips to achieve your life's financial goals
July 29, 2013
How to generate your CIBIL credit report
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited (CIBIL), answers your credit card queries. Mistakes to avoid while e-filing your tax returns
You have just three days left now for filing your income tax returns and avoid being penalised. Please avoid these 10 mistakes if you ae filing your returns online.
July 26, 2013
Need money to start a business? Is THIS your best loan option?
Loan against your property is the best loan for a large cash requirement and a long tenure.
July 25, 2013
How this mutual fund is beating its peers
An algorithm, instead of the fund manager, decides which stocks are attractive and give returns to beat the market.
July 24, 2013
7 ways to make your kids money-savvy
This is how you must introduce money to your children.
July 23, 2013
A 5-point investment strategy when stock markets are choppy
Challenging market conditions are testing the resolve of investors. We present a checklist of dos and don'ts to help investors ride out the present environment.
July 22, 2013
Going for credit card debt settlement? Beware!
If you're considering settlement as a solution to end your debt problems, take a step back and consider the risks associated with such settlements.
July 19, 2013
Most potent tax-saving option for the salaried
This is what taxpayers must know about mutual fund equity-linked saving schemes
July 18, 2013
6 CREDIT CARD charges you can avoid
Most of the fees that a credit card company charges can be avoided. Here is a list of few.
July 17, 2013
5 smart ways to save money on smartphones
Be aware of the marketing gimmicks and ensure you do not become financially un-smart here.
July 16, 2013
9 PRACTICAL financial tips for MBA students!
One of them being: MBA went completely out of fashion in 2008.
July 15, 2013
5 must-have insurance covers
These policies can help you protect against the risk of financial loss.
July 12, 2013
Taking a student loan? Watch out for these 9 things
A simple checklist for all those students who plan to go for an education loan.
July 11, 2013
How to file income tax return with multiple Form 16s
Taxpayers often get confused regarding how to file their income tax return with multiple Form 16s. Here's some help.
July 10, 2013
Owning your dream car is now very easy!
Based on certain conditions, banks in India are more than willing to extend a car loan to finance the major share of the car's cost.
July 09, 2013
Virtual Credit Cards: Four things you MUST know!
Here's a crash course on what you need to understand about VCCs.
July 08, 2013
Is closing your credit card good or bad for YOU?
Here's clearing this credit card misconception floating around in India
July 05, 2013
Buying travel insurance? Read this first
A dummy's guide to buying travel insurance
July 04, 2013
9 health insurance mistakes to avoid
If you can manage to avoid them, you are sure to end up with a right health plan that ensures a fast, hassle-free claim settlement while minimising out of pocket expenses.
July 03, 2013
All you wanted to know about the New Pension Scheme
Read this to find if you will be investing in the NPS for your retirement needs.
July 01, 2013
Filing income tax for the FIRST TIME? Things you must know
Most important thing to know is even if you do not have taxable income you may still have to file your income tax return.
June 28, 2013
6 GOOD reasons why you must have a credit card
Surprised? Here's how a credit can benefit you.
June 27, 2013
11 SIMPLE tips to SAVE money
A dummy's guide to help you become rich. Simple, but effective.
June 26, 2013
5 reasons why people BORROW money
There is no research in India done on topics like why people borrow, or how people invest. Here is an attempt at guessing.
June 25, 2013
How to get out of a multiple loan debt trap
Three simple ways to reduce your loan burden.
June 24, 2013
'I had no money for school fees, but my son is going to IIT'
Students from underprivileged families crack the IIT-JEE Advanced thanks to Anand Kumar's Super 30 educational programme. 3 insurance policies YOU must have!
These 3 insurances people think they don't need, but actually do!
June 23, 2013
Planning a baby? 10 money tips for YOU
Apart from being physically and psychologically prepared for the new role you must be financially ready as well. Before you plunge into parenthood, the good idea is planning the finances.
June 22, 2013
9 SIGNS to tell you are living beyond your means!
If you show one or more of these signs, you need to set your financial house in order. TODAY.
June 21, 2013
Top 10 tips for buying a car
Follow these expert tips and advice to get the best deal.
June 20, 2013
6 ways insurers pick out FALSE claims
From mining through claimants' social media updates to performing a background check, insurance companies have their own set of measures to sniff out whether the statements of the claimant are true or not. Beware!
June 19, 2013
How to deal with investment risks you can't control
In the concluding part of this series on managing investment risks, Sanjiv Singhal explains how to handle investment risks that are beyond your control.
June 18, 2013
Study Abroad: How a falling rupee hurts Indian students
With the Indian rupee falling almost 7 per cent against the US dollar since January 2013, Indian students in universities abroad or those planning to go abroad this year will have to increase their budget by at least 10 per cent compared to what it would have been late last year.
June 17, 2013
Should you ask for your future partner's credit score?
Whether you like it or not, money does play a huge role in deciding your future spouse.
June 14, 2013
How to deal with credit report errors
These three steps will help you set the record straight.
June 13, 2013
Five must-knows about a CAR LOAN
The excitement to drive your new car is no doubt exhilarating, but before you actually buy a car it is important to understand the terms and conditions of an auto loan.
June 11, 2013
Debt: Your best friend or worst enemy?
Debt is a two edged sword. Make it work for you by using it wisely.
June 10, 2013
How to get your auto insurance claim APPROVED!
A quick guide to getting an auto insurance claim.
June 06, 2013
How to improve your chances of getting a loan
Whether it is a home loan, a personal loan or a credit card, lenders are increasingly relying on credit scores to determine credit approvals and offer better rates.
June 04, 2013
Why you MUST diversify your investments
Avoid losing your money and make the most of your investments. Read on to know more.
May 31, 2013
How to find the BEST diversified equity mutual funds
Six parameters to help you to find the winners.
May 30, 2013
3 ways to maximise your GAINS from ULIPs
ULIPs are not a curse on investors. You can reap more benefits from ULIPs by following these strategies.
May 29, 2013
How your Employee Provident Fund benefits YOU
Did you know that your EPF contribution also goes towards insuring you, giving you and your spouse a pension apart from giving you a lump sum amount after retirement?
May 27, 2013
Own a credit card that earns reward points? BEWARE!
Points to watch out for when you swipe a credit card to earn reward points.
May 24, 2013
How to manage loans when you lose your job
Sell unwanted assets, get out of costly loans, get out of assets generating low returns and negotiate with your bank, says experts.
May 23, 2013
This is how a bank lends money to YOU
Ever wondered how a bank decides how much amount to lend to you?
May 21, 2013
How to pick the right MF investment company
5 steps to find out which mutual fund company you should trust your money with.
May 20, 2013
How to manage your credit card debt
Important points to remember when you think of transferring your credit card balance.
May 17, 2013
4 ways to increase your home loan eligibility
Simple to follow, these tips can go a long way in increasing how much home loan you can get.
May 16, 2013
How much do you know your insurance BONUS?
Your insurance policy is just not for saving tax. The bonus that accrues on your policy can also help you maximise your wealth.
May 15, 2013
A dummy's guide to creating virtual credit cards
Easy to create and convenient to use, virtual credit cards also offer superior safety against frauds and misuse in online transactions.
May 14, 2013
Top 5 life insurance myths
Though very popular, these harm the policyholder's long-term insurance objectives
May 13, 2013
7 reasons you must buy gold this Akshaya Tritiya
These are golden lessons learned from our elders over the years, says Sumit Rajwade.
May 10, 2013
Have you protected your credit card against fraud?
If not, then do it now. Buy a credit protection plan. Depending on the plan you buy such programmes protect you for up to a maximum of Rs 25 lakh in the event of misuse.
May 08, 2013
5 reasons why insurance claims get rejected
Avoid these pitfalls to ensure your family's financial security.
May 07, 2013
How to WIN the mutual fund game
Invest money to meet your goals, not to meet the salesperson's targets
May 06, 2013
Card frauds: Protect yourself now!
Plastic counterfeiting and frauds have increased at an alarming rate. So how do you protect yours from being misused?
May 03, 2013
How to get the most out of your fixed deposits
Company fixed deposits offer many advantages over the traditional FDs
May 02, 2013
Have you cancelled your credit card correctly?
Watch out what you do with that piece of plastic
April 30, 2013
4 steps to build a solid financial plan
These basic things if not done properly can shatter your financial goals.
April 29, 2013
This credit card can boost your bad credit history
Secured credit cards linked to your deposit account is a good way to boost your bad credit history.
April 26, 2013
Dummies' guide to STOP insurance mis-selling
Turn the table on unscrupulous agents selling policies you don't need.
April 25, 2013
Applying for a loan? 5 things you must know
These pointers will help ease your home loan hunt
April 24, 2013
Five steps to get your finances in order
A simple checklist at the beginning of the new financial year
April 22, 2013
Are credit card loans better than personal loans?
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
April 20, 2013
How to assess and manage investment risk
If you do these tasks well you can achieve your financial goals easily
April 19, 2013
Can SEBI stop mis-selling of mutual funds?
The stock market regulator's move to label fund schemes of different risk profiles with discerning colours could be simple but powerful communication. But how much would risk differentiation help?
April 17, 2013
Prepaying home loan can HARM your credit score
Sometimes being a good borrower and repaying your loans before time can also lead to a drop in your credit score
April 16, 2013
A financial planner for education
Interest cost variation can also be a burden when planning for higher studies
April 15, 2013
How to choose a mutual fund agent
Check out your agent's credentials; s/he should not charge you any fees as well
April 11, 2013
Why home loan customers are happy this Gudi Padwa!
With banks offering competitive interest rates, no processing fees, EMI waive offs, cash backs and an additional deduction of Rs 1 lakh on interest amount, home loan customers need to make merry
April 10, 2013
Shopping for home loan can hurt you!
How and why too many credit inquiries can hurt your CIBIL score and hence make lenders wary of lending to you
April 09, 2013
10 things you must know about PPF
A comprehensive look at one of the most-preferred tax-saving investment option for the salaried class
April 08, 2013
Stocks Corner: 4 BIG BETS in the IT sector
These can give decent profits to investors in the next six months, says stock market expert Narendar Lokwani.
April 05, 2013
Four steps to becoming a millionaire
A professional speaker and self-made millionaire reveals four secrets to become a millionaire
April 04, 2013
5 smart ways to use your BONUS
Got a decent bonus after appraisals or expecting one? 5 smart things you need to know NOW!
April 03, 2013
How to manage financial risks
There is no foolproof formula but if you plan your financial goals carefully the chance is you will fulfil them.
April 02, 2013
Want loans at cheaper rates? Read this
Only a good credit history can help you avail loans at competitive rates. Here are two ways to jumpstart your credit history.
April 01, 2013
Stocks Corner: 4 must-buy pharma stocks
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
March 21, 2013
Home buying tips for women
Here are a few takeaways from some successful women investors...
March 20, 2013
5 money management tips for the youth
Young and confused about money matters? Don't worry, help is at hand. We present five money management tips for young investors.
March 19, 2013
Tax planning tips to help you save money
A tax plan is not just to save taxes, but should also assist in achieving other financial goals such as buying a home, a car, children's education, retirement, etc
March 18, 2013
Why multi-currency cards are better than credit cards
Travellers, here are 8 solid reasons you should prefer to use a multi-currency card than a credit card when you travel abroad
March 15, 2013
Prepare for your home loan balance transfer NOW!
Paying higher EMIs on your home loan? Don't fret. Here's a simple way to get lower interest rate on your home loan.
March 14, 2013
5 HIDDEN GEMS for your mutual fund portfolio
These equity mutual funds may have fewer assets under management than their more known peers but are our analysts' favourites.
March 13, 2013
Five reasons to invest your money in debt funds
Here are five simple situations when prudent investors can use debt funds.
March 12, 2013
Stocks Corner: 4 BIG BETS for investors
RIL, ICICI Bank, Tata Motors and Punj Lloyd can give decent returns in the next six months, says Narendar Lokwani.
March 11, 2013
How credit card payments affect your home loans
Harshala Chandorkar of CIBIL on why you must not delay your credit card payments
March 08, 2013
5-step financial planning for women
On the occasion of International Women's Day, Vibha Padalkar, ED and CFO, HDFC Life, offers a five-step plan for urban women to attain financial freedom.
March 07, 2013
Dow hits record HIGH! Should YOU be WORRIED?
One of the world's most-watched index reached a record high yesterday. Here are some key takeaways for investors.
March 06, 2013
Stocks Corner: Alok Ind, NMDC, IVRCL and more
Narendar Lokwani answers readers' stock maket queries. Delayed flights? 3 things you must know to avoid trouble!
While this is definitely not an all exhaustive guide on the issue, it is a start enough to acquaint you with the basics when faced with the delayed flight crisis.
March 05, 2013
How to save tax post Budget
A checklist that will help you save taxes in financial year 2013-14 which begins April 1, 2013 and ends March 31, 2014.
March 01, 2013
Budget 2013: What's in it for YOU!
Good news for the first-time homebuyer, stock market investor and individuals wanting to buy insurance in the Union Budget 2013-14, opines Rajiv Raj of CreditVidya.com
February 27, 2013
Budget 2013: How you will get affected!
Let's have a look at the key expectations from the budget and how our wallet and stock investments could be affected. Dear FM, please HIKE 80C exemption to Rs 3 lakh!
And here's why P Chidambaram must do it, argues Alok Patnia of TaxMantra.com 7 safe investment options for beginners
With these you can rest assured that your investment amount is not washed away
February 26, 2013
6 ways to lower your credit card interest payment
Here are some simple tips that can save you a great deal of money and reduce financial stress.
February 25, 2013
Budget 2013: An entrepreneur's open letter to the FM
Time has now come for a pathbreaking 'Entrepreneurship Bill' pleads venture capitalist Soumitra Sharma. Stocks Corner: How to make money in Options Trading
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
February 24, 2013
How to make money after retirement
Home owners can go for reverse mortgage of their homes to make some money after they retire.
February 22, 2013
Borrowers, here's why you must REJOICE!
CIBIL's new scoring system to rate borrowers keeping in mind the current trends and changes in the consumer profiles and credit data
February 21, 2013
The RISKS of buying an under-construction home
There are advantages too. But BUYERS BEWARE! LIVE Chat: Protect yourself from credit card frauds!
Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.
February 20, 2013
8 investing GEMS from Warren Buffet
This is what makes the legendary investor's investing philosophy a WINNER.
February 19, 2013
How to prevent MISUSE of your credit card
What to keep in mind before you swipe your credit cards at foreign locations and three things you must do before leaving for your journey
February 18, 2013
Stocks Corner: A GUIDE to intra-day TRADING
Narendar Lokwani of StockFundoo answers readers' any and every query about investing in the stock markets.
February 15, 2013
Is a top-up home loan right for you?
Top-up loans may be the best choice available if you want to raise some cash for personal purposes. Do explore it before looking into other expensive options.
February 14, 2013
4 stocks to buy this Valentine's Day
These stocks can move up and make good money for you.
February 13, 2013
Protect yourself from online and credit card fraudsters
Basic precautionary tips to save you from online and credir card fraudsters
February 12, 2013
3 ways to AVOID Internet Banking Frauds
Your vigilance is the only hope and this is one area where prevention is not just better, but probably the only cure.
February 11, 2013
How does a HOUSEWIFE make money in stock markets?
Narendar Lokwani of StockFundoo answers readers' stock market queries.
February 10, 2013
Going for home equity loan? Check THIS out!
Important factors to be carefully evaluated before taking a home equity loan
February 07, 2013
Home loan chat: How to get the best rates
Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol. Buying a new home? Read THIS first
Choose from these two options and save a great deal of money and effort.
February 06, 2013
How to get the BEST Credit Score and loan rates
And get lenders offer you the best possible interest rates on home, personal and car loans.
February 04, 2013
Stocks Corner: What to BUY, what to SELL!
Response to readers' queries on stocks they want to buy, sell or hold.
February 03, 2013
3 things you must know about health insurance
A lowdown on some salient points that you must keep in mind when opting for a health insurance.
February 01, 2013
8 investing blunders that can bring financial RUIN
Here are some common mistakes most individuals make when investing.
January 30, 2013
How to get the best home loan rate
Will your home loan rates drop now that the RBI has signalled the onset of lower interest rates after 0.25 per cent cut in repo rate and CRR? Defaulted on a car loan? Here's what can go WRONG!
What constitutes a loan default and what happens when a borrower defaults on a car loan? Read on to find out
January 29, 2013
5 ways to increase your home loan eligibility
Home loan lenders not giving you enough loan to buy a home? Here's how you can make them increase your home loan eligibilty. Five ways to become a SMART MF investor
Follow these to see how you make more money out of your investments Live Chat: How will RBI rate cuts affect home loans?
Join Rajiv Raj of Credit Vidya on how RBI's rate cut will affect your dream of buying a home.
January 28, 2013
Stocks Corner: What to BUY, what to SELL!
We asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 26, 2013
Travelling abroad? Read THIS first
We bring you a lowdown on some crucial 'whys' and 'hows' of travel insurance
January 25, 2013
6 facts you must know about wealth tax
Here are some facts about wealth tax that all taxpayers should know...
January 22, 2013
Banks charging more on home loans? Blame your credit card
Partial credit card payments, high credit card debt and defaults on previous loans make lenders charge you more on home loans.
January 21, 2013
Investing in mutual funds? 5 TRAPS to avoid
Here are five red flags that should prompt you to look beyond a mutual fund's five-star rating.
January 19, 2013
Expert's take on your TAX WOES!
Tax expert Mahesh Padmanabhan answered readers' tax queries in an online chat on January 18.
January 18, 2013
Why YOU must pay off your education loan quickly
The fate of all your future loan applications lies hugely on how you service your education loans.
January 17, 2013
Stocks: Buy, sell or hold? HCL Info, RCom and more
Expert advice on what you should do with these stocks
January 16, 2013
Little-known mutual fund GEMS for 2013
These MFs are relatively unknown names, but have immense potential.
January 15, 2013
Best stocks to BUY in 2013
We list out five businesses you can look to buy in 2013
January 14, 2013
5 MYTHS about your credit scores debunked
Loan defaults are not the only reason why you get a low credit score. Rajiv Raj of CreditVidya.com debunks five popular credit score-myths.
January 13, 2013
10 rupee notes to soon become history!
Seems it is time that like 10 paise coin and 'chawanni' (25 paise coin) and that good old one rupee note, your friendly 10 rupee note may soon become history!
January 11, 2013
Need FAST cash? Get a loan against your car
This loan costs you less than personal loans and credit card advances and you can avail of it even when your credit history is not exemplary.
January 10, 2013
Should you BUY these stocks in 2013?
Last week we asked readers to mail their queries about stocks they want to buy, sell or hold. Here's the response to their queries.
January 09, 2013
How your insurance agent can dupe YOU
And what you must do to prevent from getting duped
January 08, 2013
Tax planning tips for working women
The key to being a good tax planner is correct financial knowledge followed by smart strategies.
January 07, 2013
Five promising mutual funds for 2013
A look at five consistently performing equity mutual funds which look promising to perform well in the New Year.
January 04, 2013
15 mantras to WIN the stock market
Morningstar's Chief Equity Strategist Paul Larson outlines the stock-investing principles that guide his investment strategy.
January 03, 2013
Stocks corner: What to BUY, what to SELL!
Have a query related to Indian stock markets and investing? Every week our stock market expert Narendar Lokwani will answer your stock queries. This is the first set of queries sent by readers.
January 02, 2013
Top MFs of 2012 and how they will perform in 2013
As the New Year begins here's taking a look at the best mutual funds of 2012 and what you should do with them in 2013.
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