A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
Municipal corporations penalise late property tax payments. 'Penalties can include attachment of properties, bank accounts, rent and other movable assets," says Anand Moorthy, co-founder, Square Yards.
Personal loans offer more flexibility in usage but may come with higher interest rates and shorter repayment terms. It is important for individuals to evaluate their needs, financial situation, and future goals before deciding between the two loan options.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
Dr Minish Jain, director of medical oncology, Ruby Hall Clinic highlights the need and importance of early screening to detect and prevent cancer.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
Picture this: A cozy, candlelit evening where it is just your sweetheart and you, with no annoying notifications crashing the party or stealing your attention.
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
Like last year, IISc Bangalore, Delhi University and five Indian Institutes of Technology -- Bombay, Delhi, Madras, Kharagpur, Kanpur -- have secured positions in the elite top 100 institutes in Asia.
Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
Keep revising the sum insured at the time of renewal to keep it in line with inflation.
'Clients deemed higher-risk are required to update their KYC more frequently.'
How we communicate with each other is what truly keeps a relationship alive. Every partner wants to feel, heard and seen. Yet, when we have the love of our lives by our side, we sometimes tend to take them for granted and forget how to nurture our relationship on a daily basis, notes relationship expert Shahzeen Shivdasani.
What many don't realise is that including their spouse and children in their tax planning can enable them to reduce their tax burden legally.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Screen time, referring to the time children spend watching television or playing computer games, was found to impact the development of executive functions of brain such as working memory, planning and responding flexibly to changing situations.
As many as 38,800 teachers will be hired for Ekalavya Model Residential Schools, Finance Minister Nirmala Sitharaman said on Wednesday. Presenting the last last full Budget of the second term of the BJP-led NDA government ahead of the general elections in 2024, she said a national digital library for children and adolescents will be set up for facilitating quality books.
RediffGURU Mihir Tanna broadly lists the ITRs to be filled by individuals having income from salary, house property, capital gain, business and other sources.
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
According to experts, one of the primary causes of toxic behaviour is a lack of adulting in men and women.
What should investors do when markets hit an all-time high, and we have seen five new all-time highs in 2023? Dwaipayan Bose has some answers.
Through a revised return, you can make changes to your ITR and even end up paying lower tax.
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
Since MAAFs invest across multiple asset classes, they offer diversification.
A taxpayer paying rent to his/her spouse is entitled to claim HRA benefit under relevant sections and within prescribed limits.
Learning will become genuinely global as a result of immersive experiences. Edtech advances will increase engagement, enhance knowledge and dissolve geographical barriers, says Anant Bengani, director, Zell Education.
A new schedule has been added to report income from cryptocurrencies and other Virtual Digital Assets.
The government on Wednesday said there won't be any capital gain tax if physical gold is converted to an electronic gold receipt and vice versa.
So how do you rate the Modi government's 11th budget?
Finance Minister Nirmala Sitharaman on Wednesday announced a 66 per cent hike in the Pradhan Mantri Aawas Yojana (PMAY) outlay to Rs 79,000 crore.
The world has recognised India as a bright star as the country is recording healthy economic growth despite global uncertainties, finance minister Nirmala Sitharaman said on Wednesday. India's growth at 7 per cent in the current fiscal is the highest among major economies and the Indian economy is on the right track, she said in her Budget speech.
Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
Nominations and addresses are of paramount importance in bank accounts, insurance policies, mutual funds, etc.
For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
Active largecap funds, which have the toughest job in terms of outperforming the benchmark, did better in 2023 as their bets in the mid and smallcap stocks paid off.
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