The gold loan portfolio across the system has nearly doubled to Rs 15.6 lakh crore in two years to November 2025, as a spike in prices of the precious commodity encouraged lenders to increase their exposures to the safer segment, a report said on Wednesday.
Banks are witnessing a surge in hiring for sales staff in secured segments such as home, vehicle and gold loans as compared to the recovery category, driven by a boost in business growth, and a host of regulatory measures aimed at improving ease of doing business, according to industry experts.
An 18-year-old girl from Gujarat, a victim of suspected honor killing, has cracked the National Eligibility cum Entrance Test (NEET). She was allegedly killed by her father and uncles for being in a live-in relationship.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as loan closures or repayments, and deliver a superior consumer experience, Deputy Governor of the Reserve Bank of India (RBI), M Rajeshwar Rao said on Wednesday.
'Both Shahid and Ishaan are over-thinkers and I'm constantly telling them to lighten up, chill.'
'Does 99 percent guarantee character and capacity for an independent awareness of life or does it make you -- barring exceptions -- a compliant careerist beholden to governments and corporations?' 'What kind of political and social choices would such minds make?' asks Shyam G Menon.
The celebration of this historic feat was not yet over when Indian shuttlers scripted yet another jaw-dropping show in Birmingham, returning with six medals, including three golds, a silver and two bronze medals in August.
The asset quality of microfinance portfolios worsened in the quarter ending June 2024 due to the impact of heatwaves on borrowers' incomes and collections, coupled with rumours of loan waivers, according to Sa-Dhan. Jiji Mammen, executive director and chief executive officer of Sa-Dhan, said loans with 90+ days past due (dpd) rose to 1.2 per cent in June 2024, compared to 0.9 per cent in June 2023. The 90+ dpd also increased from 1.16 per cent in March 2024.
Manu Bhaker and Jaspal Rana are chalk and cheese when it comes to their individual personalities
The Centre said the data analytics of results of NEET-UG 2024 show the marks distribution follows the bell-shaped curve that is witnessed in any large-scale examination indicating no abnormality.
While United States President Barack Obama and his Cabinet received mixed reviews in a new opinion poll, the first lady Michelle Obama and Secretary of State Hillary Clinton have scored high marks for their performance.
NEET is a court-ordered examination, supposedly aimed at meritocracy. However, over the past years when the incumbent Narendra Modi government at the Centre began implementing it, it took on political and casteist colours, observes N Sathiya Moorthy.
'In the history of India this kind of scores and ranks has never happened in exams.'
On Wednesday, October 18, 2023, US President Joe Biden visited Tel Aviv to express support for Israel in public and persuade Prime Minister Benjamin Netanyahu and the Israeli war cabinet in private to allow humanitarian assistance to the Palestinians in Gaza.
'Indian universities are giving out PhDs without adequate evaluation,' charges Dr Satya Narain Jatiya, MP.
Alizeh demonstrates smarts as sharp as her cheekbones and a restless fire in her eyes raging to conquer the world.
He may have spent his entire adult life in diplomacy, but doctorate in nuclear physics Subrahmanyam Jaishankar's face betrays both fusion and fission of his moods.
'My friend scored higher than me in the 12th exam, but he could not clear NEET because his parents could not pay the fees for private coaching.'
Air Commodore Nitin Sathe (retd) helps you shake off the last-minute jitters as you prepare for the UPSC National Defence Academy exam.
'Sooner or later the right kind of guy will come along, who likes you for who you are, not based on the clothes you wear,' says Love Guru.
The Sapporo Challenge Half Marathon 2021 was held on Wednesday as a dress rehearsal for the marquee Olympic event
'I have always believed that life doesn't get easier or more forgiving; we only get stronger and more resilient.'
A vast majority of borrowers are in the essential services' supply chain with tiny and micro businesses, and this has sprung back.
Did you know that 17% seats are reserved for girl students in every branch of engineering?
Mithileysh Sathiyanarayanan, 29, research scientist from London, UK tells us about his first salary.
Rediff reader Heera Nawaz, 59 shares an incident from her childhood about her elder brother Munna Nawaz, 60.
Pakistan Air Force closed the Lahore-Pakistan motorway on Thursday to let it practice landing jets on the road, in what it said was routine training not related to heightened tension with India after a deadly attack in the disputed Kashmir region.
Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
The annual Cities Survey, reveals how global travellers view key tourist cities around the world.
In the wake of Fathima Lateef's tragic suicide at IIT-Madras, A Ganesh Nadar/Rediff.com speaks to students and professors to find out if one of India's leading educational institutions has a dark side to it.
With the mercury hitting new highs, Marks & Spencer's Spring/Summer 2015 Collection seems like something to look forward to.
Govt has taken corrective steps to revitalise investor enthusiasm, spur growth, and tame spending.
The US dollar surged to fresh one-year high after the Fed chief's testimony to the US Senate on Wednesday bolstered the expectations of interest rate hikes, though gradually.
The squatted there, raised slogans against the National Eligibility-cum-Entrance Test and demanded justice for Anitha, a Dalit medical aspirant and anti-NEET court petitioner who committed suicide on Friday.
With Sheikh Hasina as Bangladesh prime minister, all is well with the world of India-Bangladesh relations, says Ambassador T P Sreenivasan.
Swadesh Kumar Kesarwani, 67, from Hyderabad, shares his life lesson.
The head of a United Nations agency mandated to defend freedom of expression has called on Indian authorities to investigate the mysterious death of TV reporter Akshay Singh while covering the Vyapam scam in Madhya Pradesh, saying crimes against journalists must not go unpunished.
'Whether she pursued academics or art, there was one sort of tyranny she'd probably never escape -- her father's,' says Geetanjali Krishna.
Notwithstanding high marks for his just announced Af-Pak policy, the approval rating of the US President Barack Obama has dropped below the 50 percent mark, the first time since he entered the White House.
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