Most first-time investors may be better served by diversified options such as flexicap or multi-cap funds, which already hold pharma and healthcare stocks.
rediffGURU Anu Krishna explains how to accept the normal course of a relationship and keep it alive.
The recent correction suggests that while precious metals hedge geopolitical tension and inflation, they are not immune to sharp short-term corrections and profit-booking.
Overlap refers to the same stocks appearing across fund portfolios.
'Long-term investors seeking sustainable gains from resilient, fundamentally strong companies may go for these funds.'
Taxpayers should consider ITR-U if they omitted income, wrongly claimed deductions or exemptions, or made reporting errors that led to a shortfall in tax payment.
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Flexicap fund performance depends heavily on the fund manager's decisions.
rediffGURUS Dr Chandrakant Lahariya, Komal Jethmalani, Dr Karthiyayini Mahadevan and Pushpa R will answer your diabetes-related questions.
Let's Make Savings As Exciting As Spending. This World Savings Day, rediffGURUS Nitin Narkhede, Milind Vadjikar and Ramalingam Kalirajan are all set to answer your queries on savings and investments.
'Stay invested but progressively reduce risk. Beyond a point, the objective should shift from maximising returns to avoiding unpleasant surprises.'
The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
rediffGURUS and CAT experts Aashish Sood and Patrick Dsouza tell you how to boost your confidence and performance in the final weeks leading to the exam.
Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
Investors encountering underperformance must be patient.
While EPF rewards patience and compounds your money, inflation decides how far your money really goes.
Filing a belated return is far better than not filing at all.
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
'Exiting during corrections tends to lock in losses. Patient investors have benefited from holding through similar drawdowns in past cycles.'
rediffGURUS and CAT experts -- Aashish Sood, an alumnus of IIM Lucknow and Patrick Dsouza, founder of Patrick 100, that trains aspirants for management exams -- have been counselling students about their CAT 2025 preparation.
How do you stay calm, relaxed and focus on the important things that matter in the countdown to your special day? Get expert advice from rediffGURUS.
'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'
Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
Don't skip the test. Do sectional tests instead. Or give half, advises CAT expert Aashish Sood.
Before booking a flat, buyers should confirm that the project is registered with the state's Rera portal.
'First-time or conservative investors should avoid narrow sectoral funds.'
Algo trading should be segregated in a separate account with only risk capital deployed.
Lawful possession means having both actual control over a property and a valid legal right to keep it, usually based on a registered sale deed, lease agreement, or lawful allotment.
EPF doesn't just build your retirement fund -- it also provides free life insurance up to Rs 7 lakh under the EDLI scheme.
In the final part of Rediff's MBA series, CAT expert Aashish Sood shares a list of crucial dos and don'ts to follow ahead of the big day.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
In Week 10 of Rediff's MBA preparation series, CAT expert Aashish Sood explains how to solve mocks, revise and optimise your time for better results.
Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
For homebuyers, the OC is not just an administrative formality but the very basis of lawful possession. Without it, the property is deemed unauthorised, exposing buyers to risks such as eviction, denial of utilities, or even demolition.
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
The income tax department will allow people to file 'belated return' until December 31.
Quoting an incorrect PAN during property registration can invite penalties and prosecution.
Have income tax-related questions? Ask rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego.
