EPF nominations decide inheritance -- here's what happens if you don't file.
Investors having a moderate-risk profile can use these funds in their retirement portfolios.
The income tax department will allow people to file 'belated return' until December 31.
Every 1 per cent per annum of investment costs is a matter of life or death, points out Avinash Luthria.
Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.
Loan against fixed deposit is cheaper and comes with fewer charges.
Have income tax-related questions? Ask rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego.
EPFO has simplified PF withdrawals -- fewer rules, faster access, and more flexibility -- while introducing safeguards that make it harder to drain your retirement savings too early.
Your EPF isn't just a retirement pot. It's a financial safety net you can dip into for life's biggest needs. Here's how these one-time advances work and when to use them wisely.
How do you stay calm, relaxed and focus on the important things that matter in the countdown to your special day? Get expert advice from rediffGURUS.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
Who pays what into EPF, EPS, and EDLI -- the 12% math explained.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
Certain everyday habits -- like poor sleep, stress and multitasking -- can quietly weaken your brain. Making simple lifestyle can help protect your mental health.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
Investors may wait for six months and then take another look at the stock.
Here's unlocking the real story behind your EPF's 8.25% interest and what it truly means for your retirement kitty.
Let's decode how EPS works, who qualifies, and how pensions are calculated, using simple examples for different salary levels.
A 10-part series that explains all you want to know about how India's EPF turns a slice of your monthly salary into long-term savings, pension, and life insurance.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
IIM-Kozhikode will conduct Common Admission Test (CAT 2025) examination on Sunday, November 30, 2025.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
As Tata Consultancy Services (TCS), gets ready to lay off about 12,261 employees from its global workforce this year, here's what it means for your career.
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
Dr Ganesh Natarajan will answer your questions as a Special Guru on rediffGURUS from May 26 to June 1. All you need to do is create your account on rediffGURUS and ask him what you want to know.
'Begin with a small investment, observe performance, then scale up gradually.'
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
Health experts advise young working professionals, especially those in high-stress sectors like IT, to adopt healthier lifestyles from an early age and undergo regular preventive health check-ups.
Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego and Mahesh Padmanabhan your I-T related questions.
'Active funds have the ability to manage downside risk.'
Conservative investors seeking equity-like tax benefits with low risk may go for them.
Many buyers skip or misread critical provisions in builder-buyer agreements.
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