'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
When addressing issues, it's crucial to focus on specific behaviours rather than personal characteristics to maintain objectivity and reduce personal offence, suggests Sonica Aron, founder, Marching Sheep.
Teaching your son about healthy boundaries requires helping him understand that it's okay to express emotions, says mental health coach Kiara Jain.
A toxic friend is always complaining, or finding fault and creating drama to prove that something that happened is your fault.
Jobs requiring AI skills carry a significant wage premium, with some roles offering up to a 25 per cent increase in wages, notes Manoj Nagpal, vice president, professional services, OpenText, an information management company.
It is advisable to file your ITR right away and not rely on potential extensions.
According to sales coach, trainer and entrepreneur Gaurav Bhagat -- who has been setting goals for himself since he was 16 -- having 'specific and measurable goals' is very important.
Only borrow an amount that can be repaid comfortably. The ratio of total EMI to take-home salary should not exceed 40 per cent.
Let's explore five transformative yoga asanas designed to fortify your back, neck and shoulders, ensuring you stand tall and strong, just like a tree rooted firmly in the ground.
The Indian Institutes of Science Education and Research, Bhopal (IISER) is inviting applications from science students for its 5-year BS-MS programme and 4-year BS in Engineering Sciences and Economic Sciences.
Micromanagers feel the need to be involved in every decision, hence they will avoid delegating tasks and spend a lot of time focusing on minor details rather than the bigger picture, says Sonica Aron, founder of the HR consultancy firm, Marching Sheep.
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
Many senior citizens 'underestimate the impact of inflation, taxation, health-related expenses, and the heavy premium they will have to pay on health insurance.'
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
A taxpayer who does not revise their return within the stipulated deadline would be stuck with the original return, including its errors.
Any persistent pain or change in the regular functioning of the body should not be ignored. Any unexplained weight loss and chronic fatigue could also be a warning sign of cancer, alerts Dr Karishma Kirti.
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
'Compare the new slabs with the previous years to understand if your tax liability will increase or decrease after the Budget.'
All investors should ideally have a 10 to 15 per cent allocation to gold. Whether they invest in gold ETFs or SGBs should depend on their investment horizon.
Heart conditions may be hereditary, and knowing your family's health background can help you understand the risk your might face, says consultant cardio-thoracic surgeon Dr Gulshan Rohra.
Pratham Barot, CEO and co-founder, Zell Education, explains how specialised courses in finance can help you earn a cushy six-figure salary.
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
Failure in examinations, the inability to get an expected score or admission to an educational institution of one's choice often precipitates distress in students and may increase the risk of suicide, warns Dr Rakesh K Chadda.
Make minimum payments on all debts, then use extra funds to tackle the smallest debt first.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
For every rupee in the government coffer, the biggest pie of 63 paise will come from direct and indirect taxes, according to the Union Budget 2024-25 documents.
In a falling market, the value of your investment keeps going down. However, the reduction in value is purely a notional loss if you remain invested. When you redeem in a falling market, the notional loss becomes a permanent loss, explains Anamika Pareek.
Bullied children could show a sudden reluctance to go to school. Pay attention to any changes in their social dynamics such as avoiding certain friends or becoming increasingly isolated, says Dr Maithili Tambe.
'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts and mistakenly use family accounts or invest in a relative's name.' 'Many are unaware of tax implications.'
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
Keeping surplus money in a bank account has become perilous, alerts Harsh Roongta.
How does the Union Budget 2024-25 impact taxpayers, investors and traders?
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
Investors keen on mid and smallcap stocks but wary of volatility should consider multicap equity schemes over standalone midcap or smallcap schemes.
It's important to take breaks, spend time with loved ones and engage in activities like yoga or meditation to help relax and relieve stress.
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
The selected students (20 seats are available) will undergo coursework followed by research leading to a doctoral thesis under the mentorship of a faculty.
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