June 13, 2016Lending to friends and family can be risky
You can, however, stick to certain principles to avoid confrontations.
Small tax hikes? Impact is big
When the Centre collects money through cess, it can retain the entire fund for the particular scheme.
May 23, 2016Should you opt for National Pension System?
On maturity, 40 per cent of the accumulated corpus can be withdrawn tax-free.
May 16, 2016How to avoid TDS on your investments
Use Forms 15G or 15H, depending on age, to avoid tax deduction at source if you don't have taxable income
May 04, 2016Analysts see more gains for auto stocks as sales rev up
Implementation of the Seventh Pay Commission recommendations, One Rank, One Pension are the other triggers going ahead, analysts say
April 26, 2016Is your pension fund regulated?
Ask your HR department for details about the fund, trustees and returns
Is robust hiring in the offing?
As of now, 12 million Indians join the workforce every year.
April 25, 2016Prepaid forex cards the best way to carry money abroad
Some banks might charge you a nominal amount of Rs 100-150 for issuing the card.
Your retirement is closer than it appears
The whole idea is to have a balance between long-term and short-term goals.
April 18, 2016Health insurance for your parents: Myth and reality
Follow these steps diligently to ensure that there isn't any hardship when your parents fall ill
Foreign e-commerce sites can be cheap but risky
Be extra careful while using credit cards because there is a risk of misuse
April 04, 2016Golden tips to manage your money this new financial year
If new goals have emerged, this is the time to make fresh investments.
March 31, 2016Home, car loans to change from April 1
While existing base rates and loans linked to it will continue, new loans will be linked to the MCLR, which is likely to be lower
March 29, 2016How NRIs should manage finances on homecoming
When an NRI returns to India, he should be aware of his tax residency status.
Why you MUST buy home insurance
With natural and man-made calamities posing a risk to your home, it makes sense to buy home insurance
March 28, 2016Golden investment tips that you just can't miss
Go for high quality and low-to-medium-duration funds in your debt portfolio
India's super rich now have a new toy to play with
Stressed asset funds could offer higher returns than traditional fixed-income funds, but holding period will be longer due to the risky underlying assets
March 25, 2016Company FDs require extra due diligence
Keep regular track of financials, including cash flow and management changes
March 24, 2016Good time to dabble in cement, steel and construction stocks
These three industries might offer a roller-coaster ride and stocks would have to be held for a significant time.
March 22, 2016Are some of the new features in your health plan worth paying for?
While the benefits offered by the new-generation products are alluring, choose a plan that offers features you may actually need in the future
March 21, 2016Tax planning: Time to rush
An Aadhaar card can fast-track the KYC procedure for some instruments.
March 18, 2016Have you been served an I-T notice?
A normal assessment notice is served under Section 148.
March 14, 2016NPS and EPF should get same tax benefits
The 40 per cent exemption benefit is applicable only for employees.
We are moving closer to a cashless society
Things are expected to change dramatically in a few years for urban consumers.
March 07, 2016What to do when the taxman pops up online
Any company resident in a country has to pay both indirect taxes as well as Income Tax.
March 02, 2016Deduction on home loans: How helpful is it?
The proportion in which a joint home loan is taken is important.
March 01, 2016Tax on pension corpus: Jaitley just shrank your retirement kitty
Withdrawals from EPF and NPS to have same tax rates.
February 16, 20167 tips to survive the stock market downturn
Only tactical investors lose money in a downturn due to their short investment horizon
January 22, 2016Why you must be very careful before buying cheap stocks
There cannot be value in every stock, whether large cap or otherwise. Thus buying a stock cheap does not always translate into value buying
January 04, 2016Claiming insurance for damages caused by flood? 4 golden rules
Insurers have eased the documentation process to file claims so that they can be settled faster
January 03, 2016How to choose the right financial planner
Look for one with the right mix of qualification, experience, ethics knowledge, and communication skills
December 28, 2015Why tax sops under Section 54 are money-launderer's delight
Section 54 provides a tax-free method to convert unaccounted money into accounted money, says Harsh Roongta.
Why 2015 has been unhappy for investors
Fund managers weren't too worried in 2014, as it was a year of positive surprises.
December 21, 2015Happily ever after, financially
A new couple's financial situation changes from their bachelor days.
December 14, 2015Financial overhaul? Few circumstances you must consider
Every financial plan needs to be tweaked periodically.
Looking for an under-construction property? You must know pros and cons
As under-construction properties turn riskier, due to slowing sales, a buyer needs to protect his interest in the property.
December 11, 2015Pending insurance claims at ombudsman office is now a thing of the past
One may now not have to wait to get their insurance claims redressed.
December 08, 2015Gift an 'experience' this wedding season
You can gift a day at a spa, a curated gourmet meal at a pool side or an offbeat travel trip.
Why investing in IPOs may not always be a great idea
Financial planners also believe that retail investors should avoid the IPOs or direct stock route because it is too risky for them.
December 07, 2015Now, use your house as a tax haven: Here's how!
Long-term tax on capital gains arising from selling a house can be invested in another property under Section 54.
Planning a world tour? Read this!
These trips can be as short as a month to 45 days.
December 01, 2015How do whole life insurance policies work?
Deciding whether a whole life insurance plan is a smart option or not hinges on the financial situation of the insurance buyer
November 30, 2015Retirement homes? You must read this!
These projects are targeted at financially well-off and upwardly mobile Indians.
November 23, 2015Want to retire at 45? Here's your action plan
Perils of retiring at 45 His goals include retirement by 45, after which he would pursue his passion for golf, travel and music.
November 03, 2015Investing across multiple MF schemes? Here's how to go about it
With a common account number, you can use the MF Utilities platform to invest in any fund house's scheme.
October 12, 2015Unless unique, avoid investing in IPOs
Unless unique, avoid investing in IPOs.
September 29, 2015Gold investment: ETFs can be a better option than bonds
The government has also built in mechanism to protect investors from price fluctuation.
September 22, 2015Investing in tax-free bonds? Here's a checklist
Rates on tax-free bonds are linked to government securities.
September 01, 20155 stocks that can give amazing returns even in a dull market
After last Monday's massive fall in the Indian markets, a lot of quality stocks have fallen significantly.
August 20, 2015Telco shares likely to perform well, time to go bottom-up
Telecom companies (Airtel, Vodafone, ABNL-via Idea Cellular), which enjoy larger reach, appear to be better placed among the key companies bagging payments bank licences.
Not filed I-T returns yet? A checklist of dos and don'ts
Avoid common mistakes, figure out how to file returns if you invest in stocks and other concerns
Should you file tax return even without taxable income?
Yes, if you are planning to apply for a loan or want to claim refund
August 17, 2015Right time to invest in banking stocks? Here are few expert tips
Laggards yet, a number of smaller PSBs in the category have balance sheets which do not give much comfort.
Why bank stocks may be a good bet
Laggards yet, a number of smaller PSBs in the category have balance sheets which do not give much comfort.
August 14, 2015Invested in mutual funds? You must know how the industry fared
Mutual fund houses do have several challenges ahead to win more investors.
August 03, 2015Legal heirs need to file returns for deceased
Any income earned after the date of death is taxable.
Spend a little money, improve the value of your property
Launches and sales of house property have seen a continuous drop.
July 23, 2015Smaller cities, lower medical premiums
Some insurance companies offer zone-based pricing.
July 20, 2015If you are a victim of banking fraud, here's what you can do
For online fraud, approach cyber cell and file a complaint.
July 14, 2015Don't fret over your China-focused funds
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
July 13, 2015Here's a brief guide to calculate your tax liability
Calculate the tax already paid via TDS, and accordingly arrive at your tax liability for the year.
July 10, 2015Investing in an IPO may get you good returns but tread with caution
About 55 per cent of the public offers that hit the market since 2008 are still trading below their issue price.
July 08, 2015Now, you can make 'will' online
The only caveat is that your will should be a simple one.
July 07, 2015Should you invest in govt securities? Certainly, say financial planners
Gilt funds make sense only if you want to take a tactical view on interest rates and are looking for a short-term duration.
July 06, 2015Want to protect your bank deposits? Here's how
Your money is protected by the Deposit Insurance and Credit Guarantee Corporation.
June 17, 2015Few investment options at a time when gold outlook appears bleak
Risk-averse investors can hold up to 10 per cent of their portfolio in gold, while aggressive ones can keep five per cent.
June 16, 2015Read your insurance policy document thoroughly, here's why
It is important to preserve copies of benefit illustration and product features.
June 15, 2015Don't bet on value funds in a rising market
In a growth market, these funds should not form more than 10-15% of your portfolio. Invest with a horizon of at least 5 years
June 04, 2015Will the gold for cash scheme pay off?
Gold schemes are offering attractive returns to investors.
June 01, 2015Try these tips to get maximum benefits from your insurance policy
Its not so tough to improve insurance coverage at nominal cost.
May 28, 2015Keen to invest in equities? These stocks will give you good returns
Most stocks get included in the model indices after their growth story becomes successful or evident.
May 26, 2015Want to make more money? These tips could be of help
Retail investors should not invest for bonus or dividend because in order to make money over the long term.
May 20, 2015Benefits you can avail if gold monetisation scheme becomes a reality
Gold monetisation scheme will help unlock value of gold.
May 18, 2015How does a falling rupee affect you?
There are some advantages of a falling rupee.
May 16, 2015Investors' handbook on demat, universal KYC
KYC done while opening a bank account can be used to open a mutual fund account.
All you need to know about contactless debit and credit cards
Contactless denit and credit cards increases the ease and convenience of transactions.
May 07, 2015Buying a household insurance cover? Read this!
The Nepal earthquake has driven home the importance of home insurance. What are the factors you need to keep in mind before insuring your property? Indrani Roy offers a checklist.
May 05, 2015Should you sell stocks in May?
Since its peak, the S&P BSE Sensex has dropped nearly 3,000 points.
May 04, 2015Why you should deduct tax at source while buying property
This taxation applies to all types of transfer of property.
April 30, 2015Looking to make a will? This is what you should know
For ageing parents it is crucial to make a water-tight will.
April 29, 2015Gift your parents a property
Individual should be extra careful when taking money from parents or relatives to buy a property
April 28, 2015Nepal earthquake a lesson: Insure your property NOW!
The cover will pay only for the construction cost of the building.
April 26, 2015Don't miss retirement goals for children's higher education
Parens must start preparing to save fortheir children's higher education at an early stage.
April 20, 2015Buying gold this Akshaya Tritiya? Think again
Returns on godl have depleted in past few years,
April 13, 2015Seeking alimony? Here's what you need to do!
About 90% of divorce cases end as a fight about alimony.
April 07, 2015Now, get higher returns from your EPF
EPFO may start investing up to five per cent of its incremental corpus in the equity market.
April 06, 2015How to make the most of falling interest rates
Most bankers say they will look at reducing deposit rates from April.
March 31, 2015Should you buy mid-cap and small-cap stocks?
Real test of the rally in this segment will be the upcoming result season.
March 23, 2015The cost of filing belated tax returns
Returns for income earned till FY12-13 can be filed till March 31.
March 17, 2015International funds: Invest with caution
In these times of global uncertainty, be cautious in selecting the right market and fund.
March 16, 2015Buying and selling a property? Here are a few useful tips
Right steps you can considerably reduce the tax outgo.
March 15, 2015Spouse's credit score can hurt your loan prospects
Each partner should discuss retirement accounts, property owned prior to marriage.
March 11, 2015Saddled with unsolicited loans, cards? Here's help!
In July 2013, RBI warned banks against sending unsolicited cards.
March 09, 2015Is your broker misleading you?
How both brokers and NSEL misled the investors.
40 years ago...And now: Can't retire with a crore any more
Inflation and asset prices have eroded the value of money.
March 05, 2015How useful are the new medical insurance limits?
The higher limit will be useful for senior citizens in particular
February 08, 2015Five reasons to buy whole-life plans
A whole-life policy can also be a source of credit for other purposes.
February 04, 2015Stock market investor? Be disciplined to get attractive returns
According to Rahul Rege, business head (retail) at Emkay Global Financial Services, it is difficult to track more than 10 stocks.
January 06, 2015Buying retirement plans? These options can be of great help
Insurance firms have designed amazing retirment plans to lure more customers.
January 05, 2015Filing returns? Check your tax office jurisdiction
A huge cadre restructuring in the I-T department, with the creation of over 20,700 posts recently, has brought about a number of changes in the existing jurisdictions of assessing officers of the department across the country.
December 31, 2014Victim of online fraud? Here's what you can do
The most difficult case for the consumer is when your card is cloned and used online.
December 12, 2014Golden tips to invest wisely and save tax
Few options that can help you plan taxes wisely.
December 02, 2014I-T returns filing is incomplete if you don't send ITR-V
If you are one of those who are relying solely on your chartered account friend for all income tax assessment submissions, make sure to check for the ITR-V submission to avoid any problem in the future.
December 01, 2014Beware of get-rich-quick tips
The stock exchange does not store and display the numbers of investors. That would be like a bank publishing the details of its customers for everyone to see.
November 28, 2014Balanced funds can work wonders for first time investors
Balanced funds may be a good option for first-time investors.
November 27, 2014Guaranteed plans will give lower returns than FDs, debt
Life insurers are launching these again. Invest if you are conservative.
November 18, 2014Don't miss Nov 30 deadline for sending tax returns verification
Not mailing ITR-V on time has many negatives. You might be fined Rs 5,000 a return for failing to file returns by the end of the assessment year.
November 10, 2014Golden tips to maximise returns on investments
Subramaniam feels it does make sense to have some overlay in lump sum if one has the cash to do so.
November 05, 2014Why you should choose a young nominee for your investments
A charitable organisation supporting a cause close to the investor's heart can also be a nominee.
November 03, 2014Golden tips to build an emergency fund
An emergency fund, as the name suggests, is one in which you have three months to six months' salary.
October 30, 2014How poor health can impact your long term savings
Experts have been talking about the perils of being uninsured or underinsured.
October 28, 2014Things you should know before buying a health policy
Health insurance has almost 23 per cent market share in the general insurance space.
Keep these factors in mind before investing in mutual funds
Ask about the fund house's other schemes and how these have performed over time.
October 23, 2014How to maintain a good credit score
Each enquiry could pull down the credit score by 5-10 points.
October 14, 2014Real estate sector has little to cheer this festive season
Delayed project delivery and unrealistically high real estate prices, which developers are unwilling to lower despite piled up inventories, have adversely hit the sector.
October 13, 2014Stay invested in the markets to make money
A 'timing plus SIP' method could match the commitment of x in ordinary months and commit say, 2x or 3x in months where there has been a big correction.
October 12, 2014Why it's good time to buy commercial property
With a stable government at the Centre and the a renewed sense of confidence among the industry, there is expectation that there will be more demand for office space.
October 07, 2014The new Insurance Bill will breathe life into the ailing sector
The new Insurance Bill will boost investment in the sector
October 03, 201410 mid-cap stocks that can give you attractive returns
More, many market gurus expect the Sensex to reach 30,000 levels by December and 40,000-45,000 in three to four years.
October 02, 2014Stock pick: How to benefit from India's e-commerce boom
These stocks are overvalued and, therefore, one should not adopt a buy and hold strategy.
October 01, 2014Fixed deposits may not give you higher returns in future
Slow credit off-take to put pressure on margins
September 30, 2014Which one to opt for: Consumer or credit card loan?
A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges.
September 26, 2014Applying for a home construction loan? Some important tips
The estimated cost breakdown is one of the most important forms in the construction loan package.
September 25, 2014Balanced funds can give you attractive returns
Investors with moderate risk profile and investment horizon of over three years could look at investing in balanced funds.
September 19, 2014Kashmir floods: An eye opener for buying travel policies
The shortest duration for which one can buy travel insurance is seven days.
September 15, 2014Are realty investments in smaller cities profitable?
An analysis of the National Housing Bank's Residex shows from 2007 to now, almost all tier-II cities have seen their residential property prices appreciate by 45-120 per cent.
September 11, 2014Benefits of buying insurance policy at an early age
Most policies have a 30-90 days waiting period, during which you will not be able to claim any hospitalisation expense, except in case of accidents.
September 09, 2014Does paying rent means wasting your hard earned money?
Contrary to popular belief, it does make sense to live on rent in your dream house, and own a smaller property, says Manish Shah
How to give your child a head start
The hard truth is that unless you start investing for your children in advance, in appropriate investment avenues, you are risking their future aspirations.
Ensure that your TDS reaches the Income Tax department
If not, an assessee might be charged interest for not paying TDS on time.
September 08, 2014Fixed-rate home loans are back -- should you take them?
Despite intermittent attempts by lenders to come out with fixed rate home loan products, the high interest rates (as compared to floating rate home loans) ensured that they were not considered as a real option by consumers.
New PF rule may lower take-home pay
But increase in the statutory contribution will boost retirement corpus
Why FDs are still the most popular saving options
The interest rate on FDs hasn't changed much over the years.
September 04, 2014Don't let your insurance policy lapse
Now insurance companies will train agents not only to get new business but retain existing customers.
6 investment mistakes you should avoid
Investors should diversify their portfolio to reduce risks.
September 03, 2014Want to make money in the stock markets? Here's how!
Market experts say booking profits could be unwise. If you are nervous, go for dividend-yield stocks.
September 02, 2014Going abroad? Don't forget your travel card
Travel cards are like debits cards-loaded with the currency of your choice or which the lenders offer.
Is this good time to invest in gold?
Gold prices have eased off in recent months after the formation of a new government bringing in positive sentiment back to the stock market.
August 28, 2014Five best personal finance tools
Online and mobile based personal finance applications have gained importance over the past few years.
August 26, 2014Don't do systematic investment in short-term debt funds
This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced.
August 25, 2014India once had one of the highest income tax rates in the world
Forty years ago, an individual in the highest tax bracket (above Rs 70,000 per annum) had to pay 70 per cent income tax.
August 21, 2014158 stocks have zoomed over 50% since poll results
25 stocks have more than doubled their value and 133 have risen between 50 per cent and 100 per cent.
August 19, 2014Should you pay to withdraw your own money?
These include all kinds of ATM transactions. In short, you will be allowed eight free transactions, after which there would be a levy, which should suffice for most people.
August 18, 2014Construction delayed? Builder must return money on demand
Builders will have to suffer the consequences of illegally holding on to a consumer's money and refusing to refund it.
August 11, 2014Why it's good time to scout for property
With prices unlikely to run up sharply, genuine buyers can start readying deals before the festival season starts.
PPF still the best among tax-exempt instruments
PPF still stands out as one of the best among the instruments giving exempt-exempt-exempt (EEE) benefits, which makes it one of the most popular investment products say financial planners.
Want to save more? Smart tips to make you richer
Look at savings as a percentage of income rather than a fixed amount. Both should rise in the same proportion.
August 06, 2014Key questions you must ask your agent before buying a policy
If it is about saving tax and you don't have a policy already, there is a case for buying.
Stocks that could be the next big hit
Incremental FII flows will now target quality mid-cap companies, with good earnings visibility.
August 05, 2014It's time to invest in stocks, not to withdraw
High-frequency macroeconomic data suggests that worst is behind us and the economic cycle is turning.
August 04, 2014Is it right to phase out insurance plans?
It is advisable to convert all investment plans into a paid-up one.
Why systematic investments in top equities make sense
It's also important to understand the rationale behind choosing particular stocks and when to sell.
August 01, 2014Moving jobs? Furnish tax statement
Since employers can't furnish Form 16 in the middle of the year, they give Tax Computation Statement.
July 31, 2014Don't shift to online health plans to save costs
Savings on premium are as high as 50%; things might get complicated if your health deteriorates.
July 30, 2014Should you bet big on these PSU stocks?
Stocks of government probables for divestment or stake sale such as Steel Authority of India (SAIL), Mahanagar Telephone Nigam (MTNL), National Aluminium Company (Nalco) and Container Corporation (Concor) have outperformed the markets in the past one year.
July 28, 2014Filing tax returns? Avoid these errors
With July 31 just around the corner, everyone must be busy with their income tax returns. Filing returns has become convenient since it can now be done electronically.
July 25, 2014Should you roll over your FMPs for 3 years?
One should base the decision on one's potential liability under the new tax rules.
Invest in infrastructure to get good returns
The infra sector broadly includes real estate, steel and cement companies.
July 22, 2014Delay in filing income tax returns may hurt your financials
It is always adivsable to file income tax returns on time.
July 17, 2014Home loans up to Rs 50 lakh to get cheaper
The Reserve Bank has paved the path for increasing the liquidity for banks, enabling several positive steps in the real estate sector.
Want to make money? Go for these 11 stocks
11 top defensive stocks in the information technology (IT), pharmaceutical and fast moving consumer goods (FMCG) sectors made a new all-time high, while cyclical stocks saw a sell-off.
July 16, 2014Affordable housing to become cheaper!
The Reserve Bank of India (RBI)'s move to bring housing loans of up to Rs 50 lakh under priority sector lending, against loans of up to Rs 25 lakh currently, is expected to provide a boost to home loan borrowers and real estate companies.
5 stocks that can make you richer
Despite largely being ignored by market participants, these are worth considering.
July 15, 201415 stocks that promise high returns
Here are 15 companies that research houses believe could see significant impact due to the Budget proposals.
July 10, 2014Budget 2014 offers Income Tax savings up to Rs 36,000
Investment in Public Provident Fund up to Rs 150,000 would now be exempt from tax.
July 03, 2014These investment plans will offer you 27% returns
Investors can take exposure in such schemes. Selection of funds, however, is very important
July 01, 2014How to make money from stocks
History has shown that cyclical stocks (capital goods, metals, banking, infrastructure, etc) are some of the best performing stocks in an up-cycle.
June 26, 2014How to avoid late fees on credit card dues
According to data provided by Bankbazaar.com, for most banks, late payment fees range from Rs 100 to Rs 1,000, depending on the dues.
June 24, 2014Should you opt for a high-value health cover?
Typically, an individual buys a health cover between Rs 3 lakh and Rs 5 lakh.
Retail investors can now buy shares of listed companies
Don't count too much on the anchor investor quota, as it will provide stability to the stock for only a short period
June 19, 2014No medical test sought? Your insurance claims may be rejected
For online plans, the drop-out rate for policy buyers increases if there are too many questions.
June 18, 2014New gold ETF norms may make investment risky
Provision to invest in gold deposit schemes introduces credit risk to such funds
June 17, 2014High growth stocks at reasonable prices
Though the stock markets have gone up, many offer good potential for returns.
June 11, 2014How automated trading has driven the Sensex
Share of volumes through computer-generated algorithmic orders rising fast, but smaller players still trying to catch up in technology stakes.
June 10, 2014Why India can't do away with taxes
the BJP is pitching for major reforms in the 'taxation regime' in its current form in India.
June 09, 2014I-T laws that complicate your life
Many direct taxation rules lack clarity and the rulings on these also differ from case to case.
June 06, 2014Sensex to touch 100,000 by 2020? A reality check
From a low of 7,697 in October 2008, Sensex tripled to its current 25,000 during one of the most trying times.
June 04, 20143 handy tips to gain maximum tax benefits
Always remember to check whether the recipient of the charity has valid 80G approval
Tips to help you select best stocks
Apart from the individual company performance, it is also important to look at the sector's performance.
June 01, 2014People put two-thirds of their savings in houses, gold
In 2012-13, financial assets, including banks deposits, mutual funds, equity, bonds, and pension and insurance funds, accounted for only a third of all household savings, down from nearly half in 2006-07.
May 30, 20143 useful tips to choose the right insurance policy
One should choose a suitable insurance policy which does not disturb lifestyle.
May 29, 20145 riders you should consider while buying a policy
There may be situations when a general life insurance policy may not be adequate to cover certain life uncertainties.
May 27, 2014Modi effect: 172 stocks zoom by 100%
These include Adani Enterprises, BEML, TVS Motor, KEC International, Sintex Industries, Ceat and Suzlon Energy.
May 22, 2014When should you transfer your existing home loan?
The interest rate difference should be at least 25 bps. If the existing lender gives the same rate for a fee, it may be more convenient.
How to exploit a possible bounce in the dollar
In the past two months, FIIs have pumped over Rs 18,000 crore into Indian equity. The Nifty is up by 8% over that time period, as a result. The rupee is also up 2.5 per cent versus the dollar
Should you invest in gold now?
If you have a short-term horizon, it might be better to wait for a while, say analysts.
12 stocks that can offer high returns to investors
Rising risk appetite amid higher confidence and attractive valuations favours these counters, apart from their performance.
May 21, 2014Cashless motor insurance has limited benefits
Hurdles such as approvals for repair and fixed rates can make the process time-consuming.
May 19, 2014Market rally: These stocks can offer high returns
The recent rally has seen investors' preference shift to high-beta and policy reform-driven sectors like capital goods, banking, power, infrastructure and oil and gas.
May 15, 2014Good time to invest in small- and mid-caps
Emerging business theme-based funds basically invest into mid and small-cap stocks, which normally have the potential to grow faster.
May 12, 20143 smart important money lessons for your kids
It is never too early to start teaching children the value of money and the importance of finance planning.
What should you do with your investments on May 16?
As investors brace for the announcement of election results, the Volatility Index is surging. Here's how to negotiate the turbulence.
May 09, 2014It's good time to buy beaten-down shares
One in five stocks from the BS
E-500 index has underperformed the market and recorded losses.
Do you have an inoperative bank account?
The Reserve Bank of India has told banks not to levy penal charges for non-maintenance of minimum balances in any inoperative account.
May 08, 2014Azim Premji, Narayan Murthy manage wealth with family offices
Family office basically caters to the investment - financial and non-financial - needs of a family and its members.
Five things bank will check before approving your loan
Usually, banks will offer a lower credit limit to a first-time borrower and subsequently increase it as the borrower builds a repayment track record.
May 05, 2014Be careful with the 'no-interest' offer on credit cards
The option to carry forward the outstanding amount without any interest could lead the card holder to use the card recklessly and spend too much.
May 02, 2014Investing in stocks: Take the plunge now or wait?
As day of poll result nears, rise in market volatility making things more difficult
May 01, 2014Real estate fund managers scout for good assets
According to Cushman & Wakefield, the total value of investments in the residential segment for 2013 was recorded at Rs 4,050 crore ($650 million).
All about an SIP that provides dollar hedge
Such schemes need 3-5 yrs to take advantage of dollar and market risk.
April 30, 2014Manic May: Should you sell stocks or wait it out?
The air of expectancy around the election outcome has kept things heated.
April 28, 2014Tax-saving investment can be done within calendar month
Taxpayers need not invest proceeds from sale of property strictly within 180 days from date of sale to get exemption under Section 54EC.
Why real estate will mirror stock market's bull run
Given its risky profile, the realty sector could collapse if the bull run fails to take off
April 25, 2014Investing: Should you go for stocks or gold?
Stocks continue to outshine gold and silver when it comes to adding to investors' wealth by giving 8 per cent return so far this year.
April 24, 20145 reasons why investors are shying away from gold ETFs
According to the latest statistics from the Association of Mutual Funds of India, gold ETFs have lost 18 per cent of their investor base since May.
April 21, 2014This is the best time to gain maximum from small-cap stocks
For now, small-caps are still reasonably priced and have lower valuations than large-caps.
Letting out your apartment as hostel or serviced flat? Read this!
Though you will see a good jump in rent, you have to incur a high cost for providing various facilities and ensuring good maintenance.
April 18, 2014Can you invest and grow rich like Warren Buffett?
He invests like an owner and keeps himself aware of his own weaknesses.
April 17, 2014How to make money once election results are out
A month from now, once election results are out, prices could move with dizzying rapidity.
April 14, 2014Guard your tax papers, an identity thief can steal them
Sensitive information such as PAN data can be misused to claim a fraudulent tax refund or obtain a credit card or a loan.
April 10, 2014Elections: How to protect your portfolio from a market crash
One possibility is to completely ignore the political situation and keep systematically investing in whatever he fancies.
Golden tips to plan tax investment wisely
Don't plan investment at the eleventh hour.
April 07, 2014Should you play the pre-election rally?
You can start an SIP but don't overhaul the portfolio.
April 04, 20145 stocks that can give you HIGH returns
They are large-caps, leaders in their business and have good brand value.
April 03, 2014Axis Bank offers home loans for below Rs 10,000 earners
Private sector lender Axis Bank has launched a home loan product for households earning as low as Rs 8,000 a month, targeting disbursals of up to Rs 1,000 crore (Rs 10 billion) in a year's time, a senior bank official said.
March 31, 2014When to go for online insurance plans
Having an agent can help in the case of older consumers with pre-existing diseases or if there is a break in policy. Otherwise, online is cheaper and there is help, too
March 28, 2014Splitting stock pays rich dividends
A sub-division in the face value of equity shares -- from a higher to a lower denomination
Why it makes little sense to buy child plans
Parents should opt for a combination of mutual funds and fixed deposits.
March 27, 2014How will IT companies perform in Q4?
Wipro, TechM and HCL to lead sector growth in Q4, while Infosys to report soft quarter.
March 21, 2014Check out insurance plans designed for working women
According to a recent survey conducted by Nielsen across a few cities in India showed that over 23 percent of the working women now take their own financial decisions.
March 18, 2014Want tax benefits? Your relatives can be of help
Claim these last-minute tax savers and get better after-tax returns.
March 14, 20144 infra stocks that have become darlings of D-street
L&T, Engineers India, IRB Infra & VA Tech Wabag have strong balance sheets, beside good earnings visibility. And this makes them a favourite amongst the trader community.
March 13, 2014Why is Dalal steet influenced by upcoming elections?
Marketmen want to make the most of volatility caused due to elections.
March 11, 2014Investing in stocks? Be smart, be safe!
Don't rush to buy or sell aggressively. At best, exit stocks and mutual funds performing badly if there are profits.
Is the tide turning for cyclical stocks?
Analysts expect momentum to continue but say a progressive govt will be key
March 06, 2014Buying a home? Beware of fancy claims the agent makes
While buying a property, never trust an estate agent fully. Be doubly sure of the amenities before making any down payment.
March 05, 2014Catch them young: Four money saving habits you should teach your kids
Parents should more often talk about financial planning with their children. This will boost saving habit in them at an early age.
Haven't filed tax returns? You still have time
If belated returns are not filed till March 2014 and there is no outstanding tax, you can be charged a penalty of Rs 5,000.
March 04, 2014Should investors expect optimism on D-Street before elections
If the outcome of the elections is as expected, markets, which have lost hope on the government, will start discounting a brighter future
March 03, 2014These are the benefits of keeping your bank account active
An employee should always keep his bank account active inorder to claim PPF after he joins a new office.
February 27, 2014Buying Life insurance policies to save tax? Read this!
People in their quest to save tax usually end up buying a lot of unwanted insurance products.
Online card transactions: Top 10 safety tips
Be it an e-commerce transaction, booking tickets online or availing a service, online transactions has its intrinsic advantages of saving time and convenience.
February 24, 2014Personal loans: Should you go to banks or NBFCs?
With the difference between lending rates of banks and NBFCs narrowing, base your choice on urgency of requirement.
February 19, 2014Child's education: How much should you save every month?
Many of us would agree that parenting is a tricky job. Even trickier is planning for your children's higher education.
February 03, 2014How to make a will that is tamper-proof
Here are ways to ensure your children and other legal heirs don't tear at each other when you're gone
January 29, 2014When cheques bounce, banks charge double penalty
Banks charge double penalty - where the cheque is issued & where it is deposited.
January 28, 2014Things to check before building your house
You are likely to face legal problems and cost escalation, if these issues aren't nipped in the bud.
Online versus offline trading: What you must know
Offline brokers usually incur much higher costs than online brokers.
January 22, 2014What to do when you get an Income Tax notice?
The details that you file regarding your income, investments and tax exemptions are verified by the Income Tax department with the details obtained as per your Permanent Account Number records.
January 21, 2014These small, mid-cap stocks are FIIs' favourites
Stakes raised significantly in select companies during Dec quarter, pushing sectoral indices up more than larger peers.
How not to lose money in the stock market
Data show that the chances of loss lessen with more time spent in the market
January 20, 2014Why new flat for your old one needs a lot of homework
Changes in policies and increase in applicable rates are leading to delays in redevelopment. Residents should know how to avoid the pitfalls
Beware! Ignorance can damage your credit history
There are organisations who help individuals to improve their credit health.
Financial blunders to avoid in a marriage!
There are a lot of things that a couple must clarify right at the onset of their marriage such as life goals and financial aims.
January 14, 2014Is it time to raise your contribution to EPF?
As long as a provident fund continues to be exempt from tax at all stages, it is the best option to build a retirement corpus.
January 03, 2014Key stocks to pick for great returns in 2014
Two major events, the general elections and the impact of US tapering, will dictate the direction of the Indian markets.
The smartphone investor connects with the D-Street
Stock market transactions through mobile phones doubled in 2013
December 31, 2013Are low personal loan rates really cheap?
Processing fees, pre-payment charges add to expenses; also low rates not for all
December 30, 2013Be brave: Go for equities, shun gold
Experts advise getting back to equities, as the outlook on the yellow metal and real estate is weak.
December 27, 2013Should you invest in banking funds?
As these have been the most volatile during the past year, limit your exposure in 2014
December 26, 2013India's real estate sector rebound is on shaky ground
For the real estate sector, Diwali was the worst period after the global recession struck in 2008-09.
December 20, 2013Investing in real estate? Be cautious!
A number of things need checking and for good reason. Read on to know why, so that you don't have regrets later.
Reduce choppiness in debt funds with SIPs
In the last few months, the 10-year G-Sec has been gyrating sharply and has crossed the 9-per cent-yield mark four times.
December 16, 2013Five inbuilt free or cheap insurance covers
From online frauds to LPG cylinder accidents, manufacturers and service providers give a host of covers.
Should you buy online term plans with high claim rejection rates?
Online policies are cheap because there is no agent's fee involved, other administrative costs of the insurance company are lower and, most importantly, these use the latest statistics for calculating premia.
Where can you stay after retirement?
The hectic pace of life in metros might be fine while you are working. But a smaller town that offers the same facilities with a relaxed lifestyle is better.
December 10, 2013Buy travel policies with wide coverage
Just having a basic cover that provides medical insurance can hurt
December 09, 2013Keep cash in hand ahead of elections, Budget
These events can change your financial planning due to unexpected policy changes
December 06, 2013Why you should check your insurance returns
Insurers tout 12-15 per cent of the sum assured as the annual rate of return in money-back policies. But, the actual numbers are much lower
December 03, 2013Keep a lower exposure to the banking sector
While stocks are at cheap valuations, the volatility can be unnerving.
December 02, 2013Does real estate give spectacular returns?
What most real estate investors forget is that over long periods it is not the high returns but the power of compounding that is producing the huge sale price.
November 29, 2013Will December see a Santa Claus rally?
December is packed with key economic and political events, both at the domestic and the global level, which will decide how foreign institutional investors (FIIs) fine tune their investment strategies
Lodha in mega realty deal in London
The other bidders included some West Asian and Russian hotel chains.
5 reasons corporates are exiting the new bank licence race
Applicants have also in the past expressed fear about higher capital requirements, stringent priority sector lending norms and rules on promoter shareholding as key deterrents.
November 28, 2013Should you opt for the new retirement funds?
Between the new schemes and existing pension funds from mutual fund houses, the latter seems like a better option for conservative investors
November 26, 2013Lessons to be learnt from the Campa Cola crisis
An errant builder doesn't lose anything but the property buyer could lose everything.
November 25, 2013Your wait for that big I-T refund just got longer
If you are expecting a huge income-tax (I-T) refund, you may have to wait a bit longer than you earlier thought.
November 22, 2013Why you shouldn't invest lump sum before elections
With just six months to go for the general elections, market participants are waiting with bated breath for this major event to get over.
November 21, 2013Why you must include PPF, tax-free bonds in portfolio
The season of tax-free bonds is on.
November 19, 2013Is this a good time to invest in stocks?
When it comes to financial markets, fear and greed play a large component in determining market prices.
Don't trust stocks experts! Here's how to do your own research
An investor cannot use the same multiple to reach on the fair value of the stock. Every industry is judged by different parameters.
November 18, 2013Keep records of transactions or face penalty
It is the duty of a tax payer to record all his/her transactions, to explain sources of payments made by him/her and to declare the true income in the returns of income filed every year.
How to keep health insurance premiums low
Is the cost of medical cover too high? Opt for co-payments or deductible plans. Here's more on when they work the best.
November 14, 2013How to keep your retirement corpus intact
With EPFO capping the contributions to your pension scheme, you could look at other pension plans.
November 12, 2013Should you SELL or BUY more stocks now?
October finished with a Sensex reading of 21,164, a new closing high for the index.
November 11, 2013How to get more from your health insurance
With the regulator changing the claims processing rules, policyholders can now settle their claims quicker and keep premium costs lower.
How to prepare your child for education loan
This is perhaps the first time your child is taking a loan. Here's how you can guide her to use it wisely.
November 07, 2013Home and auto loans get DEARER
State Bank of India (SBI), the country's largest lender, has decided to increase its base rate or minimum lending rate by 20 basis points (bps) from Thursday, to 10 per cent from the present 9.8 per cent.
Skewed taxation rules a spoiler for REIT investors
Investors in Reit would like some favourable tax treatment so that this remains an attractive route for them to put money as compared to other options present in the market.
November 06, 2013How retail investors can make a fortune
Exit from equities if your investment was goal-linked or if you urgently need cash. Else, stay; rebalance your portfolio by picking attractively valued and some better-performing stocks
November 04, 2013Where to INVEST in Samvat 2070?
It has been a choppy Samvat 2069 for the global markets.
November 01, 2013Sensex at 21K: 5 reasons why we can't cheer this bull run
Unlike the previous rallies of 2007 and 2009, this time the rise in the market is not supported by a robust economy.
October 29, 2013Small investors to get inflation-linked savings scheme soon
RBI wants to introduce these as an alternative to gold.
October 28, 2013Why you should CHOOSE silver OVER gold this Diwali
Given prices of the latter are at an all-time high, it makes sense to opt for cheaper precious metals.
October 21, 2013A few popular alternatives to personal loans!
What if you could have an option apart from personal loan in times of crisis?
Know the tax benefits of house rent
Rent paid to one's wife is eligible for exemption if property, home loan are in her name.
Cash back or reward points -- which one to choose?
Credit cards prove useful when making high value transactions.
Here's how to stay away from loan defaults!
Often loan defaults occur when one takes on too many debts simultaneously and then find it difficult to manage.
October 15, 2013Taking a home loan? Here are a few tips!
You must remember to choose the right home loan if you do not want to face the hassles in the process.
October 08, 2013How lazy investors can make money
Fund houses offer certain all-encompassing schemes which, for practical reasons, should have little place in your portfolio.
October 05, 20135 reasons why rupee recovery may NOT last
Rupee has strengthened but is this sustainable.Or are we staring at a slip very soon.
October 02, 2013Why defaults on second home loans ARE INCREASING
High interest, inflation and grim job scenario result in repayment hurdles.
September 30, 2013Women get upper hand in property DISPUTES
A resolution depends on the the kind of property held jointly and the ownership pattern
September 26, 2013Ban on zero-interest schemes, a boon for customers
The apex bank is taking away the 'psychological hook' that schemes with zero interest have on consumers.
September 19, 2013How to build your wealth in simple steps!
Building wealth is a topic often spoken about by many, but followed by very few. The reason for this is that wealth creation involves time and a lot of effort.
September 18, 2013A few useful tips to avoid financial crunches
Managing your finances efficiently is extremely critical in financial planning.
September 17, 20135 reasons why stock markets think Modi is good for them
CEOs have voted for a strong leadership, intent, decision and action, which Modi has demonstrated in Gujarat.
September 16, 2013Risk-free returns aren't enough
Indian households put bulk of savings in bank deposits and insurance; the returns are minimal. If you're part of this, change.
September 12, 20137 SAFE stocks when the markets are volatile
Their positioning and prospects in the respective sectors should help these companies generate steady cash flows. That they have low debt and are available at reasonable valuations is a bonus.
September 11, 2013Travel insurance segment feels the pinch of rupee fall
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment.
Why insurers don't want to cover weight-loss surgery
While there has been a rise in obesity reduction surgeries, it may still take time before health insurance cover is made available for these.
September 05, 201310 things you wanted to know about the new pension bill
Under the NPS, every subscriber will have an individual pension account, which will be portable across job changes.
September 03, 2013Why you should not buy insurance before October
The new-look traditional products will have higher surrender value and lower commission.
August 30, 2013What if your employer does not deposit EPF money
EPF subscribers whose accounts have not been credited with deducted money can complain to EPFO or labour ministry.
August 29, 2013How savvy D-Street traders doubled money in August
Two categories of market participants seem to have made a lot of money in the past couple of weeks, short-sellers and volatility traders.
August 28, 2013Is it a good time to enter the equity markets?
For stock market investors, things have turned worse.
August 26, 2013Do your homework before approaching an insurance agent
Research reports say insurance agents are likely to sell you unsuitable products. So, you should know your requirements and premium paying ability.
Should you sell gold now or wait?
While choosing this, approach local jewellers to avoid high deductions by branded jewellers.
August 23, 2013Why it's important to maintain a healthy credit record
If you score well in your credit report with anything between 700 and 900 points, your demand will be easily processed and approved.
Dull market? Agents make crores selling mutual funds
Despite dull market, more individuals make crores by selling mutual funds.
Bad news: Home, auto loans to get COSTLIER
Leading financial institutions ICICI Bank and HDFC have raised their benchmark lending rates by 0.25 per cent, making home and auto loans costlier.
Weak rupee: The top 5 gainers and losers
A long term solution to arrest the rupee slide is growth.
August 21, 2013All you wanted to know about CAD, but were afraid to ask
When the outflows are more than the inflows, a deficit occurs in the current account of the nation, which is widely known as the Current Account Deficit.
August 20, 2013Market mayhem: 6 questions you really want answered
So what are the reasons for the bloodbath in the markets? And how it affects you.
August 16, 2013Is your builder a DEFAULTER?
To ensure the property right is not contested, one has to take various steps, including getting a bank NoC.
August 12, 2013Invest wisely and lead a happy retired life
Rising trend of nuclear families, increasing cost of healthcare, and inflation make it necessary for an individual to plan for retirement.
August 06, 2013Don't forget to file Income Tax returns
Not doing so might mean a penalty, not being able to revise returns or carry forward losses and forfeiture of interest on refund
August 05, 2013How to claim tax refunds
It is easiest to claim refund while filing returns. But if you have not done so, use Form 30
July 29, 2013Why one shouldn't delay EPF withdrawal
If your account is idle for over five years, there could be issues with acquiring EPF details.
July 22, 2013When is the right time to go for your credit health check up?
Checking your credit report is the easiest way out to check your credit health.
July 19, 2013Address your tax grievances the traditional way
I-T dept will soon issue a unique number to address your refunds and grievances. But the traditional route is still better.
July 16, 2013What to do when you inherit a tax mess
Tax problems that may occur after death run the gamut.
July 15, 2013Cherry picking: Why it is a good time to invest in IT stocks
The 20-stock index is up about 20 per cent in the past year - it has done much better than the Nifty's 12.5 per cent.
Rupee fall: How NRIs can get richer
NRIs can lock into NRE/NRO fixed deposits, buy real estate and invest in long-term equity investments.
How to tackle high home loan rate
Discrimination between old and new customers have come down after base rate.
July 10, 2013Lessons for stock market investors
Experts say retail investor does not need to look at the indices on a daily or even monthly basis and should invest regularly.
July 08, 2013How to file income tax returns
Even if your only source of income is salary and the tax has been deducted at source, you need to file returns.
Changing jobs? Declare past income to new employer
Ensure you don't get benefits that get reversed, while filing returns.
July 04, 2013Have mutual funds been a success?
During these two decades, the total assets managed by the industry has grown from two per cent to eight per cent of the gross domestic product (GDP).
Don't depend on health cover by your employer
Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage.
July 02, 2013Save smart and retire rich: Here are a few tips!
On an average approximately 4 to 5 million new professionals below 25 years of age join the workforce in India every year.
How to manage education loan repayment
When you have a new job, it is tempting to splurge. But always remember your loan repayment comes first.
July 01, 2013NEVER dip into retirement funds for other needs
The funds earmarked for other goals of lower priority, like holidays, holiday home, vacation abroad and so on should be used - not the retirement corpus.
How to make the most of your money!
Some important savings and investment tips.
They are good enough to die for us but...
Banking system has placed our soldiers in the lowest hierarchy of the new 'caste' system that has been created.
Planning to study abroad? Tackle the rupee fall first
Students going abroad could look at options like paying tuition fee in one go, as that can get discounts.
June 28, 2013A health cover for diabetics
Group policies are more suitable for diabetics; these are negotiable & flexible.
June 27, 2013How inflation eats away all your savings
Tips to maintain your present lifestyle post retirement.
June 26, 2013Travel insurance: Handy during natural calamities
In addition to hospitalisation charges, it will cover expenses like transfer to hospital in of an accident.
I-T dept tightens rules for issuance of PAN card
Verification process to be made robust after detection of frauds
June 25, 2013No catastrophe insurance cover yet
In the wake of the natural disaster in Uttarakhand, the proposal for 'catastrophe insurance' is in spotlight.
June 24, 2013Looking at MNC stocks? Think again
If you are not happy with the price offered at buybacks, you could be in for a long haul.
Sell your house, don't go for reverse mortgage
You will have to adjust to a new area and place but it will be financially more prudent.
June 20, 2013Indian hedge funds seek foreign money
With response tepid so far from domestic investors, these funds might soon approach FIPB for approvals.
June 12, 2013Fewer customers revolving their credit card dues
Awareness about need to have good credit record prompts users to pay on time.
June 11, 2013Inflation-indexed bonds are disappointing
Debt returns are always negative for investors in India, unless they are willing to take huge risk
Extend your insurance cover on paid-up policies
After the policy gets paid up, opt for ETI plan if you wish to extend your life cover or take the reduced paid-up if you need cash in hand
June 06, 2013How buyers will get a BETTER deal from developers
The new Real Estate Bill will allay buyers' fears and concerns, and speedily redress grievances.
June 04, 2013Why over-diversification of portfolio isn't good
While putting money across asset classes is a must, there should be some balance.
May 29, 2013All you wanted to know about Exchange Traded Funds
ETFs are like stocks as they trade on the stock exchan#8805 but they are shares of a portfolio, not of a company.
Why you should NOT borrow against gold now
As RBI curbs lending against gold, it's now harder to raise loans against the yellow metal.
10 mid-cap stocks to INVEST in before the next rally
As macroeconomic fundamentals improve, Sensex will make new highs. Here're stocks that can give good returns.
May 28, 2013Tips to REGULARISE your debt
If you have too many loans, here's how to get rid of them smartly.
May 27, 20135 basic RULES of mutual fund investment
Here's how you can get the best out of your mutual fund investment.
May 24, 2013Is this a good time to BUY stocks?
Global equity and bond markets, especially in Japan, were spooked on Thursday post the US Federal Reserve's comments on the third round of bond buying programme, commonly known as quantitative easing (QE3).
May 22, 2013Affordable houses, but FOR WHOM?
The new launches in the affordable category could just be another marketing gimmick to push sales and mop up money.
May 20, 2013TIPS: How to SELECT stocks to get good returns
There is no sure-shot formula to succeed in the stock market.
Taking a HOME LOAN? Points to remember
Analyse your financial situation before deciding on amount; compare tenure, interest rate and penalty before finalising the lender.
May 18, 2013How the salaried are getting tax relief
The Income Tax return form seeks wealth information from professionals; experts feel the salaried should have been included.
May 13, 2013Old and at home, but not so ALONE
Builders are coming up with retirement home colonies that offer a number of services. The payment options include outright buys, deposit models and lifetime lease.
NO need to get aggressive on GOLD this Akshaya Tritiya
If you want to celebrate the festival, buy only a little as token.
May 11, 2013Invest for your children, get tax BENEFITS
Most of these investments fall under the ambit of Sec 80C within the Rs 100,000 limit.
May 10, 2013The four BIG stock BETS of Rakesh Jhunjhunwala
The ace investor has gone ahead and selectively raised stake in some of these.
May 09, 2013Strapped for cash? AVOID these debt TRAPS
Cash on credit card and upfront money in exchange for future pension might sound tempting, but they carry enormous interest rates.
May 07, 2013Cheaper ways to COVER your loan: A few tips
When one applies for a loan, he/she is almost immediately offered an insurance policy to cover it. These are called Mortgage Redemption Schemes or Loan Protection Covers.
May 02, 2013Why critical illness policies are VITAL
Though costlier and fewer illnesses are covered, the breadwinner should have one with high sum assured.
April 30, 2013Get ready to file TAX returns
Though the government is yet to notify the new form, begin with collating documents, checking interest certificates and tallying form 26AS.
April 24, 2013Planning to BUY insurance this year?
Wait till these are refiled as it will give you added benefits.
April 23, 2013Now, HEART patients can GET a health insurance
Chennai-based Star Health and Allied Insurance has launched Cardiac Care, a unique policy that covers people with heart ailments.
April 19, 2013Has the time come to REVISIT your gold investment?
Indian gold prices have slipped below Rs 30,000 and still counting on the lower side.
Apply online for PF transfer, withdrawals from July 1
Over 50 million subscribers of the retirement fund body EPFO will be able to apply online for transfer and withdrawal of their provident fund from July 1, a move aimed at speedy settlement of claims.
April 16, 2013Renting out your house? Here's a CHECKLIST
Considering the increasing property values, renting out a place and staying on rent could both help save big sums of money.
April 10, 2013Credit cards: CASH back vs. REWARD points
It makes sense to go for a cash back card only if you are a big spender, otherwise the benefits are almost equal.
April 09, 2013How salary hike AFFECTS your tax outgo
If your salary structure is heavy on reimbursements, it will increase your net salary and reduce the tax burden.
April 03, 2013What you need to know about LTA
If you don't use the two LTA exemptions by December 2013, one can be availed of in 2014-17.
How to SAVE more, invest wisely this financial year
Steps like depositing the entire PPF amount before April 5 or preparing a household budget will ensure this financial year goes well.
April 01, 2013images: How to ensure good resale value of flat
Potential buyers appreciate basic furniture fixtures in the kitchen and living room and are likely to pay a premium for such ready-to-use services.
January - March 2013
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