December 10, 2013Buy travel policies with wide coverage
Just having a basic cover that provides medical insurance can hurt
December 09, 2013Keep cash in hand ahead of elections, Budget
These events can change your financial planning due to unexpected policy changes
December 06, 2013Why you should check your insurance returns
Insurers tout 12-15 per cent of the sum assured as the annual rate of return in money-back policies. But, the actual numbers are much lower
December 03, 2013Keep a lower exposure to the banking sector
While stocks are at cheap valuations, the volatility can be unnerving.
December 02, 2013Does real estate give spectacular returns?
What most real estate investors forget is that over long periods it is not the high returns but the power of compounding that is producing the huge sale price.
November 29, 2013Will December see a Santa Claus rally?
December is packed with key economic and political events, both at the domestic and the global level, which will decide how foreign institutional investors (FIIs) fine tune their investment strategies
Lodha in mega realty deal in London
The other bidders included some West Asian and Russian hotel chains.
5 reasons corporates are exiting the new bank licence race
Applicants have also in the past expressed fear about higher capital requirements, stringent priority sector lending norms and rules on promoter shareholding as key deterrents.
November 28, 2013Should you opt for the new retirement funds?
Between the new schemes and existing pension funds from mutual fund houses, the latter seems like a better option for conservative investors
November 26, 2013Lessons to be learnt from the Campa Cola crisis
An errant builder doesn't lose anything but the property buyer could lose everything.
November 25, 2013Your wait for that big I-T refund just got longer
If you are expecting a huge income-tax (I-T) refund, you may have to wait a bit longer than you earlier thought.
November 22, 2013Why you shouldn't invest lump sum before elections
With just six months to go for the general elections, market participants are waiting with bated breath for this major event to get over.
November 21, 2013Why you must include PPF, tax-free bonds in portfolio
The season of tax-free bonds is on.
November 19, 2013Is this a good time to invest in stocks?
When it comes to financial markets, fear and greed play a large component in determining market prices.
Don't trust stocks experts! Here's how to do your own research
An investor cannot use the same multiple to reach on the fair value of the stock. Every industry is judged by different parameters.
November 18, 2013Keep records of transactions or face penalty
It is the duty of a tax payer to record all his/her transactions, to explain sources of payments made by him/her and to declare the true income in the returns of income filed every year.
How to keep health insurance premiums low
Is the cost of medical cover too high? Opt for co-payments or deductible plans. Here's more on when they work the best.
November 14, 2013How to keep your retirement corpus intact
With EPFO capping the contributions to your pension scheme, you could look at other pension plans.
November 12, 2013Should you SELL or BUY more stocks now?
October finished with a Sensex reading of 21,164, a new closing high for the index.
November 11, 2013How to get more from your health insurance
With the regulator changing the claims processing rules, policyholders can now settle their claims quicker and keep premium costs lower.
How to prepare your child for education loan
This is perhaps the first time your child is taking a loan. Here's how you can guide her to use it wisely.
November 07, 2013Home and auto loans get DEARER
State Bank of India (SBI), the country's largest lender, has decided to increase its base rate or minimum lending rate by 20 basis points (bps) from Thursday, to 10 per cent from the present 9.8 per cent.
Skewed taxation rules a spoiler for REIT investors
Investors in Reit would like some favourable tax treatment so that this remains an attractive route for them to put money as compared to other options present in the market.
November 06, 2013How retail investors can make a fortune
Exit from equities if your investment was goal-linked or if you urgently need cash. Else, stay; rebalance your portfolio by picking attractively valued and some better-performing stocks
November 04, 2013Where to INVEST in Samvat 2070?
It has been a choppy Samvat 2069 for the global markets.
November 01, 2013Sensex at 21K: 5 reasons why we can't cheer this bull run
Unlike the previous rallies of 2007 and 2009, this time the rise in the market is not supported by a robust economy.
October 29, 2013Small investors to get inflation-linked savings scheme soon
RBI wants to introduce these as an alternative to gold.
October 28, 2013Why you should CHOOSE silver OVER gold this Diwali
Given prices of the latter are at an all-time high, it makes sense to opt for cheaper precious metals.
October 21, 2013A few popular alternatives to personal loans!
What if you could have an option apart from personal loan in times of crisis?
Know the tax benefits of house rent
Rent paid to one's wife is eligible for exemption if property, home loan are in her name.
Cash back or reward points -- which one to choose?
Credit cards prove useful when making high value transactions.
Here's how to stay away from loan defaults!
Often loan defaults occur when one takes on too many debts simultaneously and then find it difficult to manage.
October 15, 2013Taking a home loan? Here are a few tips!
You must remember to choose the right home loan if you do not want to face the hassles in the process.
October 08, 2013How lazy investors can make money
Fund houses offer certain all-encompassing schemes which, for practical reasons, should have little place in your portfolio.
October 05, 20135 reasons why rupee recovery may NOT last
Rupee has strengthened but is this sustainable.Or are we staring at a slip very soon.
October 02, 2013Why defaults on second home loans ARE INCREASING
High interest, inflation and grim job scenario result in repayment hurdles.
September 30, 2013Women get upper hand in property DISPUTES
A resolution depends on the the kind of property held jointly and the ownership pattern
September 26, 2013Ban on zero-interest schemes, a boon for customers
The apex bank is taking away the 'psychological hook' that schemes with zero interest have on consumers.
September 19, 2013How to build your wealth in simple steps!
Building wealth is a topic often spoken about by many, but followed by very few. The reason for this is that wealth creation involves time and a lot of effort.
September 18, 2013A few useful tips to avoid financial crunches
Managing your finances efficiently is extremely critical in financial planning.
September 17, 20135 reasons why stock markets think Modi is good for them
CEOs have voted for a strong leadership, intent, decision and action, which Modi has demonstrated in Gujarat.
September 16, 2013Risk-free returns aren't enough
Indian households put bulk of savings in bank deposits and insurance; the returns are minimal. If you're part of this, change.
September 12, 20137 SAFE stocks when the markets are volatile
Their positioning and prospects in the respective sectors should help these companies generate steady cash flows. That they have low debt and are available at reasonable valuations is a bonus.
September 11, 2013Travel insurance segment feels the pinch of rupee fall
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment.
Why insurers don't want to cover weight-loss surgery
While there has been a rise in obesity reduction surgeries, it may still take time before health insurance cover is made available for these.
September 05, 201310 things you wanted to know about the new pension bill
Under the NPS, every subscriber will have an individual pension account, which will be portable across job changes.
September 03, 2013Why you should not buy insurance before October
The new-look traditional products will have higher surrender value and lower commission.
August 30, 2013What if your employer does not deposit EPF money
EPF subscribers whose accounts have not been credited with deducted money can complain to EPFO or labour ministry.
August 29, 2013How savvy D-Street traders doubled money in August
Two categories of market participants seem to have made a lot of money in the past couple of weeks, short-sellers and volatility traders.
August 28, 2013Is it a good time to enter the equity markets?
For stock market investors, things have turned worse.
August 26, 2013Do your homework before approaching an insurance agent
Research reports say insurance agents are likely to sell you unsuitable products. So, you should know your requirements and premium paying ability.
Should you sell gold now or wait?
While choosing this, approach local jewellers to avoid high deductions by branded jewellers.
August 23, 2013Why it's important to maintain a healthy credit record
If you score well in your credit report with anything between 700 and 900 points, your demand will be easily processed and approved.
Dull market? Agents make crores selling mutual funds
Despite dull market, more individuals make crores by selling mutual funds.
Bad news: Home, auto loans to get COSTLIER
Leading financial institutions ICICI Bank and HDFC have raised their benchmark lending rates by 0.25 per cent, making home and auto loans costlier.
Weak rupee: The top 5 gainers and losers
A long term solution to arrest the rupee slide is growth.
August 21, 2013All you wanted to know about CAD, but were afraid to ask
When the outflows are more than the inflows, a deficit occurs in the current account of the nation, which is widely known as the Current Account Deficit.
August 20, 2013Market mayhem: 6 questions you really want answered
So what are the reasons for the bloodbath in the markets? And how it affects you.
August 16, 2013Is your builder a DEFAULTER?
To ensure the property right is not contested, one has to take various steps, including getting a bank NoC.
August 12, 2013Invest wisely and lead a happy retired life
Rising trend of nuclear families, increasing cost of healthcare, and inflation make it necessary for an individual to plan for retirement.
August 06, 2013Don't forget to file Income Tax returns
Not doing so might mean a penalty, not being able to revise returns or carry forward losses and forfeiture of interest on refund
August 05, 2013How to claim tax refunds
It is easiest to claim refund while filing returns. But if you have not done so, use Form 30
July 29, 2013Why one shouldn't delay EPF withdrawal
If your account is idle for over five years, there could be issues with acquiring EPF details.
July 22, 2013When is the right time to go for your credit health check up?
Checking your credit report is the easiest way out to check your credit health.
July 19, 2013Address your tax grievances the traditional way
I-T dept will soon issue a unique number to address your refunds and grievances. But the traditional route is still better.
July 16, 2013What to do when you inherit a tax mess
Tax problems that may occur after death run the gamut.
July 15, 2013Cherry picking: Why it is a good time to invest in IT stocks
The 20-stock index is up about 20 per cent in the past year - it has done much better than the Nifty's 12.5 per cent.
Rupee fall: How NRIs can get richer
NRIs can lock into NRE/NRO fixed deposits, buy real estate and invest in long-term equity investments.
How to tackle high home loan rate
Discrimination between old and new customers have come down after base rate.
July 10, 2013Lessons for stock market investors
Experts say retail investor does not need to look at the indices on a daily or even monthly basis and should invest regularly.
July 08, 2013How to file income tax returns
Even if your only source of income is salary and the tax has been deducted at source, you need to file returns.
Changing jobs? Declare past income to new employer
Ensure you don't get benefits that get reversed, while filing returns.
July 04, 2013Have mutual funds been a success?
During these two decades, the total assets managed by the industry has grown from two per cent to eight per cent of the gross domestic product (GDP).
Don't depend on health cover by your employer
Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage.
July 02, 2013Save smart and retire rich: Here are a few tips!
On an average approximately 4 to 5 million new professionals below 25 years of age join the workforce in India every year.
How to manage education loan repayment
When you have a new job, it is tempting to splurge. But always remember your loan repayment comes first.
July 01, 2013NEVER dip into retirement funds for other needs
The funds earmarked for other goals of lower priority, like holidays, holiday home, vacation abroad and so on should be used - not the retirement corpus.
How to make the most of your money!
Some important savings and investment tips.
They are good enough to die for us but...
Banking system has placed our soldiers in the lowest hierarchy of the new 'caste' system that has been created.
Planning to study abroad? Tackle the rupee fall first
Students going abroad could look at options like paying tuition fee in one go, as that can get discounts.
June 28, 2013A health cover for diabetics
Group policies are more suitable for diabetics; these are negotiable & flexible.
June 27, 2013How inflation eats away all your savings
Tips to maintain your present lifestyle post retirement.
June 26, 2013Travel insurance: Handy during natural calamities
In addition to hospitalisation charges, it will cover expenses like transfer to hospital in of an accident.
I-T dept tightens rules for issuance of PAN card
Verification process to be made robust after detection of frauds
June 25, 2013No catastrophe insurance cover yet
In the wake of the natural disaster in Uttarakhand, the proposal for 'catastrophe insurance' is in spotlight.
June 24, 2013Looking at MNC stocks? Think again
If you are not happy with the price offered at buybacks, you could be in for a long haul.
Sell your house, don't go for reverse mortgage
You will have to adjust to a new area and place but it will be financially more prudent.
June 20, 2013Indian hedge funds seek foreign money
With response tepid so far from domestic investors, these funds might soon approach FIPB for approvals.
June 12, 2013Fewer customers revolving their credit card dues
Awareness about need to have good credit record prompts users to pay on time.
June 11, 2013Inflation-indexed bonds are disappointing
Debt returns are always negative for investors in India, unless they are willing to take huge risk
Extend your insurance cover on paid-up policies
After the policy gets paid up, opt for ETI plan if you wish to extend your life cover or take the reduced paid-up if you need cash in hand
June 06, 2013How buyers will get a BETTER deal from developers
The new Real Estate Bill will allay buyers' fears and concerns, and speedily redress grievances.
June 04, 2013Why over-diversification of portfolio isn't good
While putting money across asset classes is a must, there should be some balance.
May 29, 2013All you wanted to know about Exchange Traded Funds
ETFs are like stocks as they trade on the stock exchan#8805 but they are shares of a portfolio, not of a company.
Why you should NOT borrow against gold now
As RBI curbs lending against gold, it's now harder to raise loans against the yellow metal.
10 mid-cap stocks to INVEST in before the next rally
As macroeconomic fundamentals improve, Sensex will make new highs. Here're stocks that can give good returns.
May 28, 2013Tips to REGULARISE your debt
If you have too many loans, here's how to get rid of them smartly.
May 27, 20135 basic RULES of mutual fund investment
Here's how you can get the best out of your mutual fund investment.
May 24, 2013Is this a good time to BUY stocks?
Global equity and bond markets, especially in Japan, were spooked on Thursday post the US Federal Reserve's comments on the third round of bond buying programme, commonly known as quantitative easing (QE3).
May 22, 2013Affordable houses, but FOR WHOM?
The new launches in the affordable category could just be another marketing gimmick to push sales and mop up money.
May 20, 2013TIPS: How to SELECT stocks to get good returns
There is no sure-shot formula to succeed in the stock market.
Taking a HOME LOAN? Points to remember
Analyse your financial situation before deciding on amount; compare tenure, interest rate and penalty before finalising the lender.
May 18, 2013How the salaried are getting tax relief
The Income Tax return form seeks wealth information from professionals; experts feel the salaried should have been included.
May 13, 2013Old and at home, but not so ALONE
Builders are coming up with retirement home colonies that offer a number of services. The payment options include outright buys, deposit models and lifetime lease.
NO need to get aggressive on GOLD this Akshaya Tritiya
If you want to celebrate the festival, buy only a little as token.
May 11, 2013Invest for your children, get tax BENEFITS
Most of these investments fall under the ambit of Sec 80C within the Rs 100,000 limit.
May 10, 2013The four BIG stock BETS of Rakesh Jhunjhunwala
The ace investor has gone ahead and selectively raised stake in some of these.
May 09, 2013Strapped for cash? AVOID these debt TRAPS
Cash on credit card and upfront money in exchange for future pension might sound tempting, but they carry enormous interest rates.
May 07, 2013Cheaper ways to COVER your loan: A few tips
When one applies for a loan, he/she is almost immediately offered an insurance policy to cover it. These are called Mortgage Redemption Schemes or Loan Protection Covers.
May 02, 2013Why critical illness policies are VITAL
Though costlier and fewer illnesses are covered, the breadwinner should have one with high sum assured.
April 30, 2013Get ready to file TAX returns
Though the government is yet to notify the new form, begin with collating documents, checking interest certificates and tallying form 26AS.
April 24, 2013Planning to BUY insurance this year?
Wait till these are refiled as it will give you added benefits.
April 23, 2013Now, HEART patients can GET a health insurance
Chennai-based Star Health and Allied Insurance has launched Cardiac Care, a unique policy that covers people with heart ailments.
April 19, 2013Has the time come to REVISIT your gold investment?
Indian gold prices have slipped below Rs 30,000 and still counting on the lower side.
Apply online for PF transfer, withdrawals from July 1
Over 50 million subscribers of the retirement fund body EPFO will be able to apply online for transfer and withdrawal of their provident fund from July 1, a move aimed at speedy settlement of claims.
April 16, 2013Renting out your house? Here's a CHECKLIST
Considering the increasing property values, renting out a place and staying on rent could both help save big sums of money.
April 10, 2013Credit cards: CASH back vs. REWARD points
It makes sense to go for a cash back card only if you are a big spender, otherwise the benefits are almost equal.
April 09, 2013How salary hike AFFECTS your tax outgo
If your salary structure is heavy on reimbursements, it will increase your net salary and reduce the tax burden.
April 03, 2013What you need to know about LTA
If you don't use the two LTA exemptions by December 2013, one can be availed of in 2014-17.
How to SAVE more, invest wisely this financial year
Steps like depositing the entire PPF amount before April 5 or preparing a household budget will ensure this financial year goes well.
April 01, 2013images: How to ensure good resale value of flat
Potential buyers appreciate basic furniture fixtures in the kitchen and living room and are likely to pay a premium for such ready-to-use services.
January - March 2013
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| May - August 2012
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| August - December 2011
| May - July 2011
| January - April 2011
| August - December 2010
| April - July 2010
| February -March 2010