5 reasons why rupee recovery may NOT last
Rupee has strengthened but is this sustainable.Or are we staring at a slip very soon. Why defaults on second home loans ARE INCREASING
High interest, inflation and grim job scenario result in repayment hurdles. Women get upper hand in property DISPUTES
A resolution depends on the the kind of property held jointly and the ownership pattern Ban on zero-interest schemes, a boon for customers
The apex bank is taking away the 'psychological hook' that schemes with zero interest have on consumers. How to build your wealth in simple steps!
Building wealth is a topic often spoken about by many, but followed by very few. The reason for this is that wealth creation involves time and a lot of effort. A few useful tips to avoid financial crunches
Managing your finances efficiently is extremely critical in financial planning. 5 reasons why stock markets think Modi is good for them
CEOs have voted for a strong leadership, intent, decision and action, which Modi has demonstrated in Gujarat. Risk-free returns aren't enough
Indian households put bulk of savings in bank deposits and insurance; the returns are minimal. If you're part of this, change. 7 SAFE stocks when the markets are volatile
Their positioning and prospects in the respective sectors should help these companies generate steady cash flows. That they have low debt and are available at reasonable valuations is a bonus. Travel insurance segment feels the pinch of rupee fall
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment. Why insurers don't want to cover weight-loss surgery
While there has been a rise in obesity reduction surgeries, it may still take time before health insurance cover is made available for these. 10 things you wanted to know about the new pension bill
Under the NPS, every subscriber will have an individual pension account, which will be portable across job changes. Why you should not buy insurance before October
The new-look traditional products will have higher surrender value and lower commission. What if your employer does not deposit EPF money
EPF subscribers whose accounts have not been credited with deducted money can complain to EPFO or labour ministry. How savvy D-Street traders doubled money in August
Two categories of market participants seem to have made a lot of money in the past couple of weeks, short-sellers and volatility traders. Is it a good time to enter the equity markets?
For stock market investors, things have turned worse. Do your homework before approaching an insurance agent
Research reports say insurance agents are likely to sell you unsuitable products. So, you should know your requirements and premium paying ability. Should you sell gold now or wait?
While choosing this, approach local jewellers to avoid high deductions by branded jewellers. Why it's important to maintain a healthy credit record
If you score well in your credit report with anything between 700 and 900 points, your demand will be easily processed and approved. Dull market? Agents make crores selling mutual funds
Despite dull market, more individuals make crores by selling mutual funds. Bad news: Home, auto loans to get COSTLIER
Leading financial institutions ICICI Bank and HDFC have raised their benchmark lending rates by 0.25 per cent, making home and auto loans costlier. Weak rupee: The top 5 gainers and losers
A long term solution to arrest the rupee slide is growth. All you wanted to know about CAD, but were afraid to ask
When the outflows are more than the inflows, a deficit occurs in the current account of the nation, which is widely known as the Current Account Deficit. Market mayhem: 6 questions you really want answered
So what are the reasons for the bloodbath in the markets? And how it affects you. Is your builder a DEFAULTER?
To ensure the property right is not contested, one has to take various steps, including getting a bank NoC. Invest wisely and lead a happy retired life
Rising trend of nuclear families, increasing cost of healthcare, and inflation make it necessary for an individual to plan for retirement. Don't forget to file Income Tax returns
Not doing so might mean a penalty, not being able to revise returns or carry forward losses and forfeiture of interest on refund How to claim tax refunds
It is easiest to claim refund while filing returns. But if you have not done so, use Form 30 Why one shouldn't delay EPF withdrawal
If your account is idle for over five years, there could be issues with acquiring EPF details. When is the right time to go for your credit health check up?
Checking your credit report is the easiest way out to check your credit health. Address your tax grievances the traditional way
I-T dept will soon issue a unique number to address your refunds and grievances. But the traditional route is still better. What to do when you inherit a tax mess
Tax problems that may occur after death run the gamut. Cherry picking: Why it is a good time to invest in IT stocks
The 20-stock index is up about 20 per cent in the past year - it has done much better than the Nifty's 12.5 per cent. Rupee fall: How NRIs can get richer
NRIs can lock into NRE/NRO fixed deposits, buy real estate and invest in long-term equity investments. How to tackle high home loan rate
Discrimination between old and new customers have come down after base rate. Lessons for stock market investors
Experts say retail investor does not need to look at the indices on a daily or even monthly basis and should invest regularly. How to file income tax returns
Even if your only source of income is salary and the tax has been deducted at source, you need to file returns. Changing jobs? Declare past income to new employer
Ensure you don't get benefits that get reversed, while filing returns. Have mutual funds been a success?
During these two decades, the total assets managed by the industry has grown from two per cent to eight per cent of the gross domestic product (GDP). Don't depend on health cover by your employer
Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage. Save smart and retire rich: Here are a few tips!
On an average approximately 4 to 5 million new professionals below 25 years of age join the workforce in India every year. How to manage education loan repayment
When you have a new job, it is tempting to splurge. But always remember your loan repayment comes first. NEVER dip into retirement funds for other needs
The funds earmarked for other goals of lower priority, like holidays, holiday home, vacation abroad and so on should be used - not the retirement corpus. How to make the most of your money!
Some important savings and investment tips. They are good enough to die for us but...
Banking system has placed our soldiers in the lowest hierarchy of the new 'caste' system that has been created. Planning to study abroad? Tackle the rupee fall first
Students going abroad could look at options like paying tuition fee in one go, as that can get discounts. A health cover for diabetics
Group policies are more suitable for diabetics; these are negotiable & flexible. How inflation eats away all your savings
Tips to maintain your present lifestyle post retirement. Travel insurance: Handy during natural calamities
In addition to hospitalisation charges, it will cover expenses like transfer to hospital in of an accident. I-T dept tightens rules for issuance of PAN card
Verification process to be made robust after detection of frauds No catastrophe insurance cover yet
In the wake of the natural disaster in Uttarakhand, the proposal for 'catastrophe insurance' is in spotlight. Looking at MNC stocks? Think again
If you are not happy with the price offered at buybacks, you could be in for a long haul. Sell your house, don't go for reverse mortgage
You will have to adjust to a new area and place but it will be financially more prudent. Indian hedge funds seek foreign money
With response tepid so far from domestic investors, these funds might soon approach FIPB for approvals. Fewer customers revolving their credit card dues
Awareness about need to have good credit record prompts users to pay on time. Inflation-indexed bonds are disappointing
Debt returns are always negative for investors in India, unless they are willing to take huge risk Extend your insurance cover on paid-up policies
After the policy gets paid up, opt for ETI plan if you wish to extend your life cover or take the reduced paid-up if you need cash in hand How buyers will get a BETTER deal from developers
The new Real Estate Bill will allay buyers' fears and concerns, and speedily redress grievances. Why over-diversification of portfolio isn't good
While putting money across asset classes is a must, there should be some balance. All you wanted to know about Exchange Traded Funds
ETFs are like stocks as they trade on the stock exchan#8805 but they are shares of a portfolio, not of a company. Why you should NOT borrow against gold now
As RBI curbs lending against gold, it's now harder to raise loans against the yellow metal. 10 mid-cap stocks to INVEST in before the next rally
As macroeconomic fundamentals improve, Sensex will make new highs. Here're stocks that can give good returns. Tips to REGULARISE your debt
If you have too many loans, here's how to get rid of them smartly. 5 basic RULES of mutual fund investment
Here's how you can get the best out of your mutual fund investment. Is this a good time to BUY stocks?
Global equity and bond markets, especially in Japan, were spooked on Thursday post the US Federal Reserve's comments on the third round of bond buying programme, commonly known as quantitative easing (QE3). Affordable houses, but FOR WHOM?
The new launches in the affordable category could just be another marketing gimmick to push sales and mop up money. TIPS: How to SELECT stocks to get good returns
There is no sure-shot formula to succeed in the stock market. Taking a HOME LOAN? Points to remember
Analyse your financial situation before deciding on amount; compare tenure, interest rate and penalty before finalising the lender. How the salaried are getting tax relief
The Income Tax return form seeks wealth information from professionals; experts feel the salaried should have been included. Old and at home, but not so ALONE
Builders are coming up with retirement home colonies that offer a number of services. The payment options include outright buys, deposit models and lifetime lease. NO need to get aggressive on GOLD this Akshaya Tritiya
If you want to celebrate the festival, buy only a little as token. Invest for your children, get tax BENEFITS
Most of these investments fall under the ambit of Sec 80C within the Rs 100,000 limit. The four BIG stock BETS of Rakesh Jhunjhunwala
The ace investor has gone ahead and selectively raised stake in some of these. Strapped for cash? AVOID these debt TRAPS
Cash on credit card and upfront money in exchange for future pension might sound tempting, but they carry enormous interest rates. Cheaper ways to COVER your loan: A few tips
When one applies for a loan, he/she is almost immediately offered an insurance policy to cover it. These are called Mortgage Redemption Schemes or Loan Protection Covers. Why critical illness policies are VITAL
Though costlier and fewer illnesses are covered, the breadwinner should have one with high sum assured. Get ready to file TAX returns
Though the government is yet to notify the new form, begin with collating documents, checking interest certificates and tallying form 26AS. Planning to BUY insurance this year?
Wait till these are refiled as it will give you added benefits. Now, HEART patients can GET a health insurance
Chennai-based Star Health and Allied Insurance has launched Cardiac Care, a unique policy that covers people with heart ailments. Has the time come to REVISIT your gold investment?
Indian gold prices have slipped below Rs 30,000 and still counting on the lower side. Apply online for PF transfer, withdrawals from July 1
Over 50 million subscribers of the retirement fund body EPFO will be able to apply online for transfer and withdrawal of their provident fund from July 1, a move aimed at speedy settlement of claims. Renting out your house? Here's a CHECKLIST
Considering the increasing property values, renting out a place and staying on rent could both help save big sums of money. Credit cards: CASH back vs. REWARD points
It makes sense to go for a cash back card only if you are a big spender, otherwise the benefits are almost equal. How salary hike AFFECTS your tax outgo
If your salary structure is heavy on reimbursements, it will increase your net salary and reduce the tax burden. What you need to know about LTA
If you don't use the two LTA exemptions by December 2013, one can be availed of in 2014-17. How to SAVE more, invest wisely this financial year
Steps like depositing the entire PPF amount before April 5 or preparing a household budget will ensure this financial year goes well. images: How to ensure good resale value of flat
Potential buyers appreciate basic furniture fixtures in the kitchen and living room and are likely to pay a premium for such ready-to-use services. January - March 2013 | September - December 2012 | May - August 2012 | January - April 2012 | August - December 2011 | May - July 2011 | January - April 2011 | August - December 2010 | April - July 2010 | February -March 2010