It's not about how much you earn -- it's about how you borrow and repay.
For millions of Indians, this number has become one of the most important financial indicators. It can influence not only whether a bank approves a loan but also the interest rate you pay, the credit limit you receive and, in some cases, how quickly your application is processed.
'Users should protect their savings goals before allocating money to discretionary expenditure.'
'First-time applicants may witness longer approval times or higher rejection rates and requests for more documentation.'
TRAU FC and NEROCA FC played out a goalless draw in a high-intensity Imphal Derby during the Durand Cup. Both teams created numerous scoring opportunities, with goalkeepers making crucial saves. TRAU FC finished the match with ten men after Adriko Rogers received a red card, but NEROCA FC failed to capitalise on their numerical advantage.
The most financially successful borrowers will not necessarily be those who have the easiest access to credit. They will be the ones who understand how to manage it wisely
Over the past three years, the appointments of 20 candidates selected through the Institute of Banking Personnel Selection were cancelled or offers were withdrawn due to poor credit history.
Spain face Belgium on Friday in a World Cup quarterfinal that pits one of the tournament's smoothest operators against a side emboldened by a thunderous 4-1 win over the United States that followed one of football's most bizarre political interventions.
France's World Cup campaign ended in a 'devastating' 2-0 semi-final defeat to Spain, with coach Didier Deschamps admitting his team was 'technically, second best' and star players like Michael Olise failing to perform.
India may still have two ODIs remaining against Afghanistan, but conversations about the future are never far away when it comes to Rohit Sharma and Virat Kohli.
At Kolga Aabla, the closest beach to her grandmother's home, at the edge of a birch forest, we immersed her balance ashes. It was a sombre, precious day for both of us. But a day that also brought long-needed closure. My mother's spirit, chained for so many years in a Parkinson's-locked body, was free. But my father came back from the beach a visibly older man.
Indian Grandmaster R Praggnanandhaa defeated Javokhir Sindarov in the second round of the Super Chess Classics. Other results from the round include victories for Maxime Vachier-Lagrave and Vincent Keymer, while Fabiano Caruana and Wesley So drew their respective matches.
Gokulam Kerala and Aizawl FC played to a 2-2 draw in a crucial I-League relegation stage match. The draw ensures Aizawl FC's safety from relegation, while Gokulam Kerala remains in the relegation zone.
Rory McIlroy overcame a shaky start to secure his second consecutive Masters title, joining an elite group of golfers who have achieved this feat. His victory came after a tense final round where he held off a strong challenge from Scottie Scheffler.
After a star turn at the ICC U-19 World Cup 2026, India star Vaibhav Suryavanshi shifts focus to Class 10 board exams, balancing cricketing glory with academics.
Real Madrid squeezed past Atletico in a pulsating Madrid derby while Inter were held, keeping Serie A title race alive.
A penalty from Kylian Mbappe in the 10th minute of stoppage time rescued Real Madrid, giving them an agonising 2-1 victory over local rivals Rayo Vallecano in LaLiga.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
'There is a challenge in repositioning yourself, maybe reinventing yourself.'
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
'Despite acting in some 100 films and television plays, people still remember the daadi of Hum Log.'
'Lack of self-control over spending leads to a credit card debt trap.' 'People think they have money and spend using a credit card, but when it's time to pay, they realise they don't have the money.'
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
A round-up of Tuesday's action in the UEFA Champions League.
Despite often flying under the radar in discussions about India's all-round options, Axar Patel brings a rare skill set -- a spinner, who bashes spin with his bat, while being a reliable left-arm spinner.
Jasprit Bumrah emerged as the lone bright spot with a record haul of 32 wickets.
'This helps the consumers secure more favourable terms from CIs.'
Sujata Ahlawat, Senior Vice President and Head of Direct-to-Consumer Interactive, TransUnion CIBIL, offers a quick glimpse into what a CIBIL Score is, the factors that impact it, and tips for maintaining a healthy score.
A Chennai-based software development company Arrowpoint Technologies Pvt Ltd has developed Enterprise Strategy Ware, a balanced scorecard product, which is a Harvard business school concept that provides complete business solutions to improve operati
Aiden Markram himself knows what he is capable of -- and how to express it on a cricket field. And South Africa will be the biggest beneficiary in the coming years.
Across five fiercely contested Tests, more than 7,000 runs were scored, including a record-equalling 21 individual centuries. Every match stretched into a gripping fifth day. The sun shone, the stands were full, and the cricket -- emotional, enthralling, and endlessly unpredictable -- captured imaginations around the world.
In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.
Reddy bowled 26.5 overs in the two 'Tests' against England Lions and Morkel has 'challenged' his ward to bowl more.
Make minimum payments on all debts, then use extra funds to tackle the smallest debt first.
'You should be able to juggle them, extract the most rewards out of them, and most importantly, be able to repay your dues on time.' 'However, you shouldn't try to get multiple cards at once,' advises Adhil Shetty, CEO, BankBazaar.com.
On paper, the squad may not create too much optimism among fans but it still has a balanced look with a good mix of young players and experienced international names.
A round-up of the UEFA Champions League last-16 first leg matches played on Tuesday.
Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.
