Review your family emergency fund and replenish it if needed. Revisit financial goals to see if there is any change in timeline or the corpus required.
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
The department notified ITR 1-Sahaj and ITR 4-Sugam in January against the usual practice of notifying returns in April, with disclosure requirements related to cash deposits, spending on foreign travel, and electricity. The notification of the returns followed Budget announcements making income-tax return filing mandatory for certain persons even if their income was below the taxable limit.
While basic policies focus on structural damage, comprehensive ones extend to household contents like furniture, electronics, clothing, and other personal belongings.
The ideal time to invest in sector funds, is during a downturn so that investors can capitalise on a turnaround in 1.5 to 2 years.
Goldman Sachs expects gold to reach $3,150 per ounce in the international market by December 2025, up around 19.1 per cent from its current level of $2,645, according to a recent report in Business Standard. Domestically, gold is trading at Rs 76,018 per 10 grams after delivering a remarkable 21.9 per cent return in the past year.
New investors should gradually build a 5 to 10 per cent allocation to gold.
The forms for simplified income tax returns are anything but Saral, Sahaj and Sugam: for many readers these would have a familiar ring particularly in the month of July.
The Income Tax Department has notified ITR forms 1 and 4, which are filed by individuals and entities with annual total income of up to Rs 50 lakh for FY 2023-24 (AY 2024-25). Individuals, besides Hindu Undivided Families (HUFs), firms having income up to Rs 50 lakh and those having earnings from business and profession in the current fiscal (April 2023-March 2024) can start filing returns for the income earned this financial year.
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a conservative short-term bond fund when rates rise.'
A month after Parineeti Chopra's wedding to Raghav Chadha on September 25, unseen pictures are still dropping on social media!
Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
'Splitting must result in tangible benefits for the customer, otherwise it will only mean more work for them in maintaining the policy and for their nominees.'
The Income Tax department on Friday said it has notified I-T return forms 2, 3 and 5 for filing tax returns for assessment year 2024-25. The ITR-1, which is filed by individuals having a total income of up to Rs 50 lakh, and ITR-6 for companies were notified earlier in December 2023, and January 2024, respectively.
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
After getting married fairy-tale style in Udaipur, Parineeti Chopra and AAP MP Raghav Chadha returned to the latter's home in New Delhi.
'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'
'Those trying to use these funds for quick gains should avoid them due to risk of being late to the party.'
Weeks after her destination wedding on September 24, Parineeti Chopra posted pictures of her haldi ceremony on social media.
Do not, however, enter expecting quick returns.
The stars Rediff.com Contributing Photographer Pradeep Bandekar sighted on Wednesday.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.
Parineeti Chopra gives us glimpses into her engagement ceremony to Aam Aadmi Party MP Raghav Chadha.
rediffGURUS Hardik Parikh, Tejas Chokshi, Mihir Tanna and Sanjeev Govila answer your tax related queries.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
When stars travel, they make lovely pictures on social media.
Boman shares a BTS from Chandigarh... Amitabh supports a young talent... Hina leaves New York...
When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
Look at the sanctioned plan to know the exact carpet area you will get and pay a law firm to conduct a thorough title check.
However, the department has not changed ITRs significantly, considering Covid-19 crisis.
Neha is off to the Maldives... Parineeti tucks in momos... Esha goes to Venice...
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
When stars travel, they make lovely pictures on social media.
Failure to disclose any income can lead to penalties and legal issues.
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