'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
The income tax department has notified all seven income tax return forms for assessment year 2025-26. While ITR forms 1 and 4, which are filed by small and medium taxpayers, were notified on April 29; ITR-7, filed by trusts and charitable institutions, was notified on May 11.
Until now, salaried individuals having income under the head LTCG were required to file Form ITR-2.
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
The Delhi lad drew with Jekhongir Vakhidov of Uzbekistan in the 11th and final round to emerge triumphant in the World Youth Chess Championships.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
Only a limited set of investors should invest directly in corporate bonds.
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
The department notified ITR 1-Sahaj and ITR 4-Sugam in January against the usual practice of notifying returns in April, with disclosure requirements related to cash deposits, spending on foreign travel, and electricity. The notification of the returns followed Budget announcements making income-tax return filing mandatory for certain persons even if their income was below the taxable limit.
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
One should avoid keeping excessive funds in one's savings account.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Review your family emergency fund and replenish it if needed. Revisit financial goals to see if there is any change in timeline or the corpus required.
The forms for simplified income tax returns are anything but Saral, Sahaj and Sugam: for many readers these would have a familiar ring particularly in the month of July.
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
While basic policies focus on structural damage, comprehensive ones extend to household contents like furniture, electronics, clothing, and other personal belongings.
The ideal time to invest in sector funds, is during a downturn so that investors can capitalise on a turnaround in 1.5 to 2 years.
The Income Tax Department has notified ITR forms 1 and 4, which are filed by individuals and entities with annual total income of up to Rs 50 lakh for FY 2023-24 (AY 2024-25). Individuals, besides Hindu Undivided Families (HUFs), firms having income up to Rs 50 lakh and those having earnings from business and profession in the current fiscal (April 2023-March 2024) can start filing returns for the income earned this financial year.
Goldman Sachs expects gold to reach $3,150 per ounce in the international market by December 2025, up around 19.1 per cent from its current level of $2,645, according to a recent report in Business Standard. Domestically, gold is trading at Rs 76,018 per 10 grams after delivering a remarkable 21.9 per cent return in the past year.
New investors should gradually build a 5 to 10 per cent allocation to gold.
A month after Parineeti Chopra's wedding to Raghav Chadha on September 25, unseen pictures are still dropping on social media!
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a conservative short-term bond fund when rates rise.'
Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
'Splitting must result in tangible benefits for the customer, otherwise it will only mean more work for them in maintaining the policy and for their nominees.'
After getting married fairy-tale style in Udaipur, Parineeti Chopra and AAP MP Raghav Chadha returned to the latter's home in New Delhi.
The Income Tax department on Friday said it has notified I-T return forms 2, 3 and 5 for filing tax returns for assessment year 2024-25. The ITR-1, which is filed by individuals having a total income of up to Rs 50 lakh, and ITR-6 for companies were notified earlier in December 2023, and January 2024, respectively.
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'
Weeks after her destination wedding on September 24, Parineeti Chopra posted pictures of her haldi ceremony on social media.
'Those trying to use these funds for quick gains should avoid them due to risk of being late to the party.'
The stars Rediff.com Contributing Photographer Pradeep Bandekar sighted on Wednesday.
Do not, however, enter expecting quick returns.
Parineeti Chopra gives us glimpses into her engagement ceremony to Aam Aadmi Party MP Raghav Chadha.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
