The EPF should remain a retirement nest egg, not be turned into an emergency fund.
The Income Tax department has enabled online filing for ITR-1 (Sahaj) and ITR-4 (Sugam) for the Assessment Year 2026-27, allowing small and medium taxpayers to file returns for income earned in the 2025-26 fiscal year.
An Home Loan Protection Plan repays the outstanding loan if the borrower dies or suffers a covered disability.
Life cycle funds may suit people who are starting their investing journey. They may suit those who do not want to monitor their investments frequently. Busy professionals, beginners and delegators, who lack the time, information or interest to manage asset allocation actively, may find these funds useful.
Algo strategies must be registered with stock exchanges.
The case for long-term investment in gold, however, remains intact.
Students and families must stress test repayment capacity based on Indian salary standards.
"Taxpayers with income from shares, mutual funds, crypto, ESOPs, or derivatives often incorrectly use ITR-1 instead of ITR-2 or ITR-3."
The Income Tax Department has released all income tax return (ITR) forms for the assessment year 2026-27, enabling individuals, businesses, and other entities to begin filing their returns for the financial year 2025-26.
RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age 60, which gradually reduces. Between ages 75 and 85, it remains constant at 10 per cent.
Investors can begin investing in mutual funds with as little as Rs 100.
Young buyers often underestimate future health risks.
Buyers should understand the distinction between the losses the policy covers, those that need add-ons, and those it excludes.
Bitcoin has fallen from its peak of $1,26,251.3 on October 6, 2025, to $65,405.5, a decline of 48.2 per cent. Investors must recognise that sharp volatility is inherent to Bitcoin and avoid kneejerk reactions.
Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned.
Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned.
The recent correction suggests that while precious metals hedge geopolitical tension and inflation, they are not immune to sharp short-term corrections and profit-booking.
'Stay invested but progressively reduce risk. Beyond a point, the objective should shift from maximising returns to avoiding unpleasant surprises.'
The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.
'...a mix of asset classes.' 'Include equities for growth (across market caps), debt for stability and liquidity, gold as a hedge against macro and currency risk, and global assets for geographical and economic diversification.'
Uzbekistan's Javokhir Sindarov beat China's Wei Yi to win the FIDE World Cup in Panaji on Wednesday, becoming, at 19, the youngest ever player to achieve the feat.
With winter holidays approaching, some Indian travellers will venture abroad. Many will be underprepared for medical and other travel-related risks. Trip disruptions, missed connections, and steep medical costs in developed countries can leave travellers exposed if they underestimate the coverage they need.
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
'Exiting during corrections tends to lock in losses. Patient investors have benefited from holding through similar drawdowns in past cycles.'
'Reviewing terms such as war, invasion, acts of foreign enemies or hostilities, which often appear in industry exclusion lists, can help avoid surprises at the time of claim.'
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.
Investors can meet cash needs without selling their securities.
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
The income tax department has notified ITR forms 1 and 4 for assessment year (AY) 2025-26 that are to be filed by individuals and entities with total income of up to Rs 50 lakh a year. Now individuals having long-term capital gains of up to Rs 1.25 lakh in a fiscal year can also file ITR-1.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
Former under-10 World champion Sahaj Grover became India's youngest International Master after winning the final round game against the higher-rated Nicolas Clery to finish fifth in the International Open Chess tournament in Le Touquet, France.
The income tax department has notified all seven income tax return forms for assessment year 2025-26. While ITR forms 1 and 4, which are filed by small and medium taxpayers, were notified on April 29; ITR-7, filed by trusts and charitable institutions, was notified on May 11.
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
Former under-10 world champion Sahaj Grover completed the formalities to become a Grandmaster defeating Jorge Cori of Peru in the ninth round of the World Junior Chess Championship in Athens, Greece.
Until now, salaried individuals having income under the head LTCG were required to file Form ITR-2.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
Only a limited set of investors should invest directly in corporate bonds.
