Understand the finer points before signing on the dotted line as a guarantor
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
How to use the credit card is more important that the credit limit of the cards or how many you possess.
There are organisations who help individuals to improve their credit health.
A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
Top four consequences for you to keep in mind before you miss a mortgage payment
Each enquiry could pull down the credit score by 5-10 points.
Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.
In an online chat with readers January 24, Rajeev Mahajan of Antworks answered queries on personal loans and peer to peer lending.
Why various loans are disbursed differently...
A top-up loan could come to your rescue in an emergency. Here's why
If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
Sharing your credit card with the spouse has it perks. Read on to find out more!
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.
A primer on how to choose correctly between swiping your card and applying for a loan...
Rishi Mehra explains the pros and cons of buying a used car on either car loan or personal loan
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
There is no overnight solution and it requires plenty of patience and discipline to set it right
Too much unsecured loan can harm your CIBIL rating.
Because a settled account will do more damage to your credit history than you can imagine.
Lenders get a clear idea about your financial health, risk profile and personality trait
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
Answers to six commonly asked questions about CIBIL score that will help clear your confusions
There's only a slim chance of a substantial drop.
Any saving on the car loan EMI can translate into major savings.
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL
By consolidating borrowings, the total EMI burden and interest cost can be reduced.
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
Each problem is discussed in detail and appropriate remedies are mentioned along with it.
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
If you opt for a petrol variant, you will need to reapply for loan.
SBI had a tough journey in the last 40 years.
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj
The online world is driven by convenience, simplicity and speed.
Son of a Madurai farmer, Dr Vijayaragavan Vishwanathan has built a unique device for agriculture that can save water as well as electricity. Ironically, Vijay got support for his project from different international bodies but is still looking to get support from Indian government organisations when the product was specifically made for India.
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