Individuals applying for a home loan get upset when their applications are turned down. Of course, there are reasons for the same, but they are not adequately conveyed to the individual.
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
Here's why it happens and how you should avoid it.
A six-point checklist to follow when lenders reject your home loan application.
We must work in the direction of an innovation and technology driven economy which could boost up creation of jobs and open advanced and newer avenues of employment within the country.
If convicted, each defendant faces a maximum penalty of 30 years.
When opting for any loan, make sure you read the terms and conditions carefully, and understand the 'other charges' to avoid any disappointment at a later stage.
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript
Stop indulging in these before it derails your financial future
Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.
Applying for a home loan may seem like an Herculean task, but it need not be so. We list six easy steps on how to go about applying for a home loan.
She played a high-profile role in the battle to end white-minority rule. However, her place in history was also stained by controversy.
The Congress has made lack of jobs, along with agrarian distress, its key election plank in the run-up to the December 7 assembly polls.
While Raghunathan is a named accused in the CBI's case registered in October last year, Nedungadi had resigned recently from the post of CFO of the UB group.
Five simple tips to help the youth kick-start their financial education
The RBI has this year cut interest rates by 110 basis points in four instalments but banks have passed only a part of it to borrowers. Before the last reduction earlier this month of 35 basis points, the bank on an average had passed only 29 basis points out of 75 basis points cut affected during 2019.
If your answer is yes, this is just what your need to read today.
SBI blamed poor coal prices for the decision to turn down the loan request.
Tokenisation acts as an additional layer of security as it masks sensitive card data such as the 16-digit account number, expiry date and security code. However, the security level of the app and the customer's mobile itself also needs to be taken into consideration, say experts. Nikhat Hetavkar explains the whole idea of tokenisation, how it is enabled, its impact on card transactions and related security guidelines.
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Officials of 17 banks which gave loan to Kingfisher Airlines and UB Group are also under the agency's scanner
Private banks and start-ups offer instant loans on apps as well as through ATMs.
Here are some pointers that should serve as red flags for you
Manjeet Bawa, 46, of New York and other co-defendants contracted to buy homes in Nassau and Suffolk Counties from innocent sellers at market prices.
Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
Following are certain important things that lenders consider while processing loans to self-employed...
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
In 2010, ministry told its officers nominated on PSB boards to stay away from big-loan panels; central bank followed suit.
Short-term loans from NBFCs can be more convenient but come at higher cost
Sidbi acquires Ahmedabad-based start-up at hefty premium; founders deny link to govt.
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
Technical, legal, valuation fees could offset the benefit.
Yes, you need to be safe when dealing with third party agents who act as intermediaries between you and the lending institutes.
'You should be able to juggle them, extract the most rewards out of them, and most importantly, be able to repay your dues on time.' 'However, you shouldn't try to get multiple cards at once,' advises Adhil Shetty, CEO, BankBazaar.com.
Taking a home loan is a long journey, which involves many stages. The key to getting your home loan in a smooth way is being familiar with the entire home loan process
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