Want a stress free vacation? Amar Pandit tells you what you need to keep in mind.
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Banking as we know it will stand on its head in the next 10 years.
You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.
There were fewer Series-B deals this year versus last, but more money was raised
'People can start making a safety net, and that safety net should be at least three months of your monthly salary.' 'If somebody is earning Rs 25,000 then s/he should have at least Rs 75,000 in her/his bank account, so that if anything like this (lockdowns) happens in the future, they are not struggling.'
Poor quality of education is one of the most important reasons for high unemployment in India, says Kavita Nigam.
Is the SBI chairman leaving the bank in a stronger and better position than what it was? Abhijit Lele finds out.
With more and more youngsters preferring to shop online, the credit appetite has surged.
'No analogy is perfect, but a better liquid to liken data to is water, with the global internet like a great borderless ocean of currents and tides,' Facebook's vice-president, global affairs and communications, Nick Clegg, said in New Delhi.
While most banks in India store all this data on Indian servers in their core banking systems, the current directive addresses new-age payment and fintech companies operating in the space
There is no reason for a child with no dependents to have insurance because insurance is put in place to provide for the child in the event of a parent's untimely death and not the other way around, says Amar Pandit.
The project is supported by the Department of Jobs through IDA Ireland.
The company was awaiting clarification from the Reserve Bank of India on data storage before it took a final call on data localisation.
India needs to follow countries such as Singapore who have and are further bolstering their cyber security apparatus.
A platform that helps retailers reduce failed transactions while keeping the cost down, Innoviti is all set for India's digital payments revolution.
While industry is upbeat, start-ups in the space sector are finding it difficult to cater to the demand due to a lack of funding, issues related to policy like foreign funding, intellectual property, etc, and a lack of support in testing.
While most others have not been able to replicate the WeChat model successfully, experts expect Jio to be able to score on its 300 million plus new mobile phone users.
'If you go on with your start up ensure that you put all your might behind it.' 'Ensure that you talk to a lot of people and bounce off your ideas before you go out and make a pitch.'
Priyadarshini Maji evaluates the impact that payment banks are likely to have on your financial life.
Hedgeloop, Accuracap and other entities are pioneering a growing market and attracting much interest from businesses by using software to make informed decisions in this area
Seven students were made international offers.
Or it could lose you one, says Samali Basu Guha.
Interoperability with other insurance companies - apart from banks, medical centres, among others - would be the eventual goal
Give them up post haste and make a rocking beginning to the New Year.
New offerings by banks are changing the way you transact.
'What made him different was that he was not a banker at all by temperament.' 'He was a businessman, a typical lalaji at that.' 'He had to win at any cost.'
Financial planning advisor Amar Pandit explains the most important steps for accumulating a contingency fund but cautions that this money should be spent wisely.
Take an education loan. Encourage them to freelance while studying.
IIM-A saw 36 per cent jump in maximum domestic salary in 2018 placements this year.
Pointing out to the 133-acre Dhirubhai Ambani Knowledge City on the outskirts of the financial capital, he said there is huge realty play opportunity that RCom's erstwhile corporate headquarters possesses, and pegged the potential value creation at the site at Rs 25,000 crore.
'Artificial intelligence works best on unstructured data. And no other country has the amount of unstructured data like India has.'
For financial institutions, it will be an opportunity to provide better lending options. For instance, customers who pay their overdrafts on time will get access to more credit and probably at a cheaper rate.
Help came from Sanjeev Bikchandani, founder and executive vice-chairman of Info Edge, the main investor in Zomato.
Ashish Mehrotra, MD and CEO, Max Bupa Health Insurance, explains the changes we can expect in health insurance this year.
Private banks and start-ups offer instant loans on apps as well as through ATMs.
The last few months have been hard on digital wallets which had a short-lived dream run post-demonetisation.
Experts contend that this setback, even if temporary, could put the company at a disadvantage to its competitors in acquiring new customers.
There's a long way to go before human beings are replaced by machines -- in banks at least.
Walmart is rumoured to be looking to listing Flipkart in a few years. At that stage, we'll get a better sense of what's going on in retail, says Devangshu Datta.
N Sundaresha Subramanian digs deeper into what Catalyst, an Indo-US project, brings to the payments ecosystem.
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