The majority of investors fail to reach their financial goals, even if they started with a well-defined financial strategy. This isn't just about market volatility; it's a complex interaction of factors that include human psychology, inconsistent habits and lack of proper monitoring.
'Once the market decides it wants to go up, it goes up -- no amount of bad news can really hold it back.'
The majority of investors fail to reach their financial goals, even if they started with a well-defined financial strategy. This isn't just about market volatility; it's a complex interaction of factors that include human psychology, inconsistent habits and lack of proper monitoring.
Younger investors with long investment horizons may continue their SIPs.
'In a volatile global market, India is pursuing a low-risk, low-return policy, akin to a SIP -- slow, steady investment.' 'Pakistan is following a high-risk, high-return policy.'
While being in an air-conditioned room can make you feel pleasant and comfortable, it also has its disadvantages, says Dr Manjusha Agarwal, consultant-internal medicine at Gleneagles Hospital, Mumbai.
Deferred payment plans may come with a cost, which may not be immediately visible.
If Valentine's is for couples, Galentine Day's is for the girls who make life actually fun.
Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.
'Even last year, when India bought gold, the physical quantity was much less than the previous years.'
The highlight in January, with no surprise, has been flows into gold and silver ETFs.
'Every year we import approximately $70 billion worth of gold -- closer to $72 billion in 2025-2026, an all-time record.' 'There is no parallel for this anywhere in the world. And this love for gold will not disappear overnight.'
Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) are very crucial. Here, we will help you understand how these tools can pave the way for a stress-free retirement.
Her remarks come after 84 former bureaucrats, 116 veterans, and four lawyers wrote an open letter asking Rahul Gandhi to apologise over an incident in which he had tea and biscuits at the Makar Dwar entrance of Parliament.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
MS Dhoni's journey from a tea stall in Kharagpur to global cricket icon is a story of humility and loyalty, as he continues to support those from his early days.
'Regardless of whether you invest Rs 100 or Rs 1 crore per month, risk is inevitable.' 'Positive returns at the end of the year can never be guaranteed.' 'This is a fundamental truth every SIP investor must grasp.'
Fuelled by rising disposable incomes and growing awareness about disciplined investing, monthly SIP inflows across the mutual fund industry could scale up to Rs 40,000 crore over the next 18-?24 months, according to Madhu Nair, CEO of Union Asset Management Company (AMC). SIP inflows stood at Rs 25,925 crore in March, although the industry has witnessed a declining trend over the past four months amid heightened market volatility triggered by frequent US tariff changes.
The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan
A systematic withdrawal plan doesn't drain wealth, poor planning does. Ramalingam Kalirajan explains the truth behind systematic withdrawal plans
'Long-term investors seeking sustainable gains from resilient, fundamentally strong companies may go for these funds.'
Domestic institutional investors, on the other hand, made a net investment of Rs 1.13 trillion during this period.
Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Singer Jasmine Sandlas paused her concert at Jawaharlal Nehru Stadium after noticing women being harassed, drawing praise for prioritizing their safety.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart compounding blueprint for young earners
Colonel Sonam Wangchuk, a decorated Kargil War hero known as the 'Lion of Ladakh' and recipient of the Maha Vir Chakra, has passed away. He was celebrated for his gallantry and leadership in securing the Chorbat-La in the Batalik sub-sector during Operation Vijay in 1999.
At Border Pillar 609 at Babliyan near Jaisalmer, the one thing that dominates the landscape is something entirely different, something central to our identity -- the Tiranga -- flying boldly above the blazing desert.
2025 marked a shift in investor preference when it comes to MF schemes.
Sebi Chairman Tuhin Kanta Pandey announced intensified surveillance and technology-driven enforcement to combat pre-investment scams targeting retail investors, who are increasingly being lured by fake trading apps and promises of high returns.
Foreign investors pulled out Rs 21,000 crore (around $2.3 billion) from Indian equities over the last four trading sessions amid deteriorating global risk sentiment triggered by the West Asia crisis.
A Singapore coroner's inquest has officially ruled the death of Indian singer Zubeen Garg as an accidental drowning, concluding a thorough investigation that found no evidence of foul play and highlighting the role of alcohol intoxication.
You can compound money. You cannot compound being young and stupidly in love. So? 'Don't Play Small' this Valentine's Day
What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan
'We are profoundly energy-dependent on the Gulf. That dependency must now be redirected towards the United States, because we require American permission to procure oil.' 'We additionally require Iranian permission to acquire oil from that source. So India now has to seek two separate permissions merely to secure its energy supply.' 'Should we be compelled to source from America, or from Venezuela -- which is, in effect, American-controlled supply -- that will inevitably carry a price premium, an elevated shipping cost, and a considerably extended delivery timeline, given the distances involved.'
Explore the enduring appeal of Akshaye Khanna, the actor who, despite a quiet persona and unconventional career choices, continues to captivate audiences and critics alike, recently gaining viral recognition for his role in Dhurandhar.
'Ideally, one should not time SIPs.' 'If people churn their SIP portfolios, then they are equating the concept of SIPs to lump sums.'
