'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'
Most first-time investors may be better served by diversified options such as flexicap or multi-cap funds, which already hold pharma and healthcare stocks.
The post-Covid euphoria surrounding direct equity investing has ebbed in 2025. Individual investors have turned net sellers in the domestic equity market, pulling out about 8,461 crore so far this year - a sharp reversal from the record purchases seen in 2024, according to a report by the National Stock Exchange of India (NSE).
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
As he chases Grand Slam success, Alexander Zverev describes the unseen routines and discipline behind playing tennis with type 1 diabetes.
New investors should enter gradually and with a long horizon. 'Staggered investment through systematic purchase plans is advisable rather than lump-sum buying.'
Equity mutual funds attracted Rs 29,911 crore in November, marking a 21 per cent increase from the preceding month, according to data released by industry body Amfi on Thursday. This rise in inflows comes after three consecutive months of decline, signalling an improvement in investor sentiment.
The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan
As per www.rethinksugarydrink.org.au, this is the sugar content in your fave drinks...
Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan
'...a mix of asset classes.' 'Include equities for growth (across market caps), debt for stability and liquidity, gold as a hedge against macro and currency risk, and global assets for geographical and economic diversification.'
The continued MF buying has pushed the equity holding of MFs to over Rs 50 trillion for the first time.
Sometimes, the most powerful Budgets whisper and the wisest investors listen, notes Ramalingam Kalirajan.
The country's primary capital markets delivered a robust performance in FY26, emerging as a global leader in initial public offerings (IPOs) despite an uncertain environment, the Economic Survey said on Thursday.
'The day is not too far when the share of MFs alone will be greater than that of foreign institutional investors.'
'For the initial decade, I consistently advise young professionals to prioritise career development and income growth rather than market analysis.'
Just where are the stars welcoming the New Year?
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
The most common mistake is investing without assessing suitability and long-term implications.
Rediff explains why the system, not the Budget, is the problem.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
December is all about embracing the chill, sipping on hot chocolate, and escaping to beautiful getaways before ringing in the New Year in style. And that's exactly what our stars are doing.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan
Coconut water is a lovely light, refreshing drink with a delicate hint of nuttiness, while remaining naturally low in both sugars and calories and full of nutrients.
Stay somewhere that's as memorable as your destination, and India's got plenty of surprises!
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
The average ticket size for a systematic investment plan (SIP) is edging up, even as the pace of new account openings remains strong. SIP ticket sizes had been shrinking in recent years, as mutual fund (MF) penetration grew. However, the average ticket size has started to climb again after a steep drop in the post-pandemic period, as the industry has doubled its investor base in the past four years.
Popular Indian singer-songwriter Zubeen Garg drowned off Lazarus Island in Singapore after declining a life jacket while severely intoxicated, a coroner's court heard.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'Ideally, one should not time SIPs.' 'If people churn their SIP portfolios, then they are equating the concept of SIPs to lump sums.'
Delhi recorded its coldest January morning in three years with the minimum temperature dropping to 3 degrees Celsius. Cold wave conditions are expected to persist, and air quality has deteriorated to the 'very poor' category.
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold in 2026 still sensible?
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
Foreign investors fled Indian equities in 2025 at a scale never seen before, pulling out a record Rs 1.6 lakh crore (USD 18 billion) as volatile currency movements, global trade tensions, especially potential US tariffs, and stretched valuations eroded risk appetite, though flows are expected to turn sustainably positive in 2026.
Long-term investors should never stop their SIPs during market corrections.
