Investors should match their investment horizon with the fund's portfolio duration.
If you already hold significant amounts of equity in your portfolio, avoid MAAFs with over 60 per cent equity. But if you lack equity exposure, an aggressive MAAF may be appropriate.
Divya Nair/Rediff.com speaks to students and experts to find out whether it is better to study management in India or try for an international MBA.
The purpose of the internship is to create interest in legislative drafting as a profession.
The GyanDhan scholarship is a one-time award that will be given to an Indian student at the beginning of the academic year to pursue a postgraduate programme internationally.
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
Selected students will receive a scholarship amount of Rs 2,00,000 for two years of a full-time MBA course (Rs 1 lakh per year, subject to terms and conditions).
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a conservative short-term bond fund when rates rise.'
MNC funds invest in companies where foreign promoters have more than 50 per cent shareholding.
'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
On World Mental Health Day, October 10, you can post your questions to rediffGURUS Anu Krishna, Kanchan Rai and Pushpa R.
Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.
'Ensure that all property-related documents are up-to-date.' 'Relying on outdated documents can create legal complications.'
'Retail investors, who had not seen such a massive correction in the SMID universe since COVID-19, are witnessing something like this for the first time. Panic profit booking may continue.'
Invest with a 5 to 7 year horizon so that you are able to ride out price volatility and benefit from the long-term trends of demand and macroeconomic shifts.
Indian students are looking at destinations that offer quality education coupled with unique cultural and career experiences, often at more affordable costs, says Gaurav Batra, CEO, Infinite Group.
Raghav Himatsingka, co-founder, Raising Superstars, explains how simple activities can help improve your child's cognitive skills and critical thinking.
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.
In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
55% Indians fear that their skills could become partially or fully obsolete within the next five years.
If you're looking to transition into a committed relationship, it's important to establish clear boundaries. Define what you need, how you want to spend time together, and what you won't tolerate, suggests relationship expert Shahzeen Shivdasani.
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
By acting now, you can step into 2025 with your finances in order and without unnecessary penalties.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
Normal blood sugar levels typically should be less than 100 mg/dL. Average blood sugar before meals should be 70-130 mg/dL. Your blood sugar levels after one to two hours after a meal should be less than 180 mg/dL.
Changes in hormone levels often result in mood swings, anxiety and/or depression, causing erosion in self-esteem, body image perception and a general disinterest in sex in most women, says Dr Gandhali Deorukhkar, consultant-obstetrics and gynaecology, Wockhardt Hospitals, Mumbai.
The registration process for CAT 2024 will begin 10 am onwards on August 1.
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
While festive offers can reduce costs, borrowers should also consider the lender's transparency and service quality. Customers need to be mindful of their repayment capacity.
New investors should gradually build a 5 to 10 per cent allocation to gold.
Instead of repeating the same study patterns, focus on creating a more efficient schedule that prioritises building a strong foundation in maths, physics and chemistry, advises Rohit Gupta, COO, College Vidya.
The growing decline of MTech applicants in Indian colleges is due to multiple factors, including outdated curricula, poor return on investment and lucrative non-engineering alternatives, say experts.
Certain foods can help prevent flare-ups by reducing the production of stomach acid and soothing the digestive system, says Dr Gaurav Kumar Patil.
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
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