Loan against fixed deposit is cheaper and comes with fewer charges.
FC Goa defeated Sporting Club Delhi 1-0 in the Indian Super League, with Dejan Drazic scoring the decisive goal. FC Goa climbed to the top of the table with the win.
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Though some ingredients such as mild odours or silicones might not be actually harmful, others such as sulphates, parabens or formaldehyde releasers can result in skin irritation, hormonal imbalances and skin barrier damage, advises Dr Ameesha Mahajan.
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rediffGURU T S Khurana answers readers' personal income tax queries.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
rediffGURU T S Khurana answers readers' personal income tax queries.
The Telangana Cyber Security Bureau (TGCSB) foiled a digital arrest extortion attempt, rescuing an 80-year-old doctor and his family from cyber fraudsters posing as CBI officials.
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The systematic withdrawal plan stands out as a superior option, providing steady income despite market fluctuations and inflation, says Ramalingam Kalirajan.
Growth accelerated for Zomato operator Eternal in the second quarter of financial year 2026 (Q2FY26). Zomato's business to commerce (B2C) operations delivered a strong 57 per cent year-on-year (Y-o-Y) rise in net order value (NOV) to Rs 23,164 crore while consolidated revenue soared 183 per cent Y-o-Y (90 per cent Q-o-Q) to Rs 13,590 crore during the period, with like-for-like (LFL) growth of 65 per cent, and acceleration in the quick commerce (QC) segment, which recorded NOV growth of 137 per cent Y-o-Y (27 per cent Q-o-Q).
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FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.
The fear of losing purchasing power due to inflation and low-interest rates has led many to explore safe alternatives to fixed deposits with high returns
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You don't need a six-figure salary to build wealth -- you need discipline and a smart plan, says Ramalingam Kalirajan. and shows you how
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Do not keep a large portion of your long-term portfolio in FDs.
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Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
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Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
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Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
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Organise your PAN, Form 16, Form 26AS, AIS, and all other proofs before e-filing.
Cross-check key documents, maximise your deductions, avoid errors, and ensure you get your refund smoothly.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Saurav Ghosh's step-by-step guide will help you understand what bonds are, how they help investors make money, how much money they make and which bonds to invest in.
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