After the NHB asked housing finance cos to desist from offering interest subvention schemes, disbursement of loans are likely to get delayed, points out Tinesh Bhasin.
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
And if there are so many opportunities, why haven't they invested in them, asks Debashis Basu.
The law does not permit a builder to handover possession under any situation, not even for 'fitout' unless the building completion certificate is obtained, points out Jehangir B Gai.
'A 25 year old buying a high-value policy now will be well covered even in his 40s.'
To select the right platform, get the opinions of a few existing users or browse online for feedback. Select a platform that offers a seamless experience. Check that the platform you are going with is a regulated entity, suggests Sanjay Kumar Singh.
'We will have to get together internally and figure how this will happen.' 'Suffice to say, it is feasible and will be done in a logical way.'
People living in Mumbai paid an average of 18% more for renting their homes last year. Rents rose on average by 15% in Chennai and 14% in Bengaluru last year.
An income tax tribunal held that the PoA could not be construed as an instrument of transfer concerning any right, title, or interest in the immovable property.
Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.
The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.
'The decline was inevitable as one-year returns have been negative.'
Interest rate and tenure are not the only two factors to consider.
Amid slowing growth and low interest rates, investors will need to focus on stock-picking, suggests John Remmert.
Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.
While using the family to save tax is legal and smart, ensure you use the ones where clubbing income laws isn't a concern, advises Bindisha Sarang.
'The velocity of the market correction in September was so fierce that 9 stocks declined for every one that advanced,' reveals Samie Modak.
Buying a used vehicle is a lot more complicated. Not only do you have to worry about its condition, you also have to think about whether the price you are offering is anywhere close to its true value, reveals Sanjay Kumar Singh.
Long-term investors should consider moving into smaller stocks. Rather than try to pick stocks, it makes sense to build a diversified portfolio by exposure across midcap and small caps funds, suggests Devangshu Datta.
High networth individuals selling stocks to buy real estate is among the key risks for the Indian markets.
Investors sinking lump sum money in equities seem to have applied the brakes.
'When a gift is received in cash, it is likely to be questioned, and your father may need to explain its source.'
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.
'People who have unaccounted money often park it in unregulated deposit schemes.' 'Curbing illegal deposit-raising activity will also carry forward the government's drive against black money.'
A Codicil is a document created by the testator to make changes to an existing will, points out Sarbajeet K Sen.
The amount you can raise via a gold loan is higher than you can get via a personal loan.
'Investors need to find out how the FMP's assets are distributed and ensure the investments are in high-quality names.'
Even investors with sums as low as Rs 1,000 per month can start their investment journey.
'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'
'Investors need to understand that these schemes may not do well in the market that is in a bull run, but quality stocks would protect the downside.'
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
'This is for the first time home loan rates have dropped below 7 per cent,' notes Tamal Bandyopadhyay.
With the stock coming under pressure, the MF holding value could have dropped to Rs 50 billion, back-of-the-envelope calculations show.
If you are merely letting out the property and enjoying the rent as an individual or as a company, in most cases, you will need to mention rental income under the head 'income from house property' in the income-tax return form, points out Tinesh Bhasin.
The Indian Post Payments Bank will be a boon to Indians who live in rural areas. India has 154,000 post offices, of which 139,000 are rural.
During the fourth quarter (January-March), banks step up the activity to meet annual targets. This leads to a race to raise funds from markets often by jacking up deposit rates. This time around, the market has not seen such trend yet.
Investment in market leaders with a safety-first approach could yield reasonable returns across sectors.
Most borrowers may not be aware, but quite a few banks already offer external benchmark linked home loans to favoured borrowers, says Harsh Roongta.
Due to the prevailing uncertainty, the risk of loans going bad has certainly increased. This may result in lenders following risk-based pricing more diligently, notes Naveen Kukreja, CEO, Paisabazaar.com
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