K G Krishnamoorthy Rao, managing director and CEO, Future Generali India Insurance, answers insurance queries.
Contrary to popular perception, health insurance is rarely expensive and claims are usually paid by the insurers.
Shares of rate-sensitive realty, bank and auto sectors were on buyer's radar on Wednesday.
Have a question about insurance?
'It is important to ensure that the person driving the car has a valid driving licence, is in a stable mental condition and is not under any heavy medication or influence of alcohol,' says K G Krishnamoorthy Rao, MD and CEO, Future Generali India Insurance.
The landmark bill to liberalise the insurance industry, which marks Prime Minister Narendra Modi's first stab at legislative reforms, will now go to a parliamentary committee, which will submit a report later this year.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves
First-time buyers advised to take offline route, so are those looking for specific feature or higher cover.
The S&P BSE Sensex ended 80 points up at 23,789 while the Nifty50 closed at 7,235, up 24 points.
Apart from rail mishaps, the coverage would take care of terrorist attacks and accidental fall of a passenger from a train and normal accidents, riots, robbery and dacoity
Commercial papers, certificates of deposit also dry up
But much depends on govt action & global economy; Sensex gains in 2070 the biggest in five years
The film hits theatres tomorrow, July 25.
Irdai's push will make insurance cheaper for consumers and enable a consolidated view of all policies.
Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.
The RBI cited lower-than-expected inflation, weak crude prices and weak demand, as well as the government's commitment to sticking to a fiscal deficit target as reasons.
Europe's discordant leaders snatched a deal on Monday that might just avert Greece's euro exit, but global investors' faith in the durability of the single currency has been tested yet again.
The biggest surprise for customers, at the time of claiming, is the fact that they will get only depreciated value of the product.
The industry's reactions to the Budget have been mixed.
Many people struggle to claim or liquidate investments and insurance policies due to procedural issues.
What is it about Arohan that puts it in the top league of microfinance institutions in the country?
Experts hail Budget 2015 as a progressive, growth oriented one.
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