Understand the finer points before signing on the dotted line as a guarantor
The Credit Bureau of India (Cibil) is set to launch a credit score database that will reflect the creditworthiness of every borrower in the country.
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.
The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
Here are 5 ways you can get a credit card even if you do not have a job.
After showing a consistent rise in the previous 4 quarters, gross NPAs of 40 listed bank declined to Rs 10.03 trillion at the end of June 2018, from Rs 10.25 trillion in the previous quarter.
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
Top four consequences for you to keep in mind before you miss a mortgage payment
Each enquiry could pull down the credit score by 5-10 points.
The more you know about using a new credit card, the more you reap!
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj
Consumer loans or personal continue to record the highest fraud incidence.
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
Read on to understand the pros and cons of higher credit limit
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
A six-point checklist to follow when lenders reject your home loan application.
Here's why it happens and how you should avoid it.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...
A top-up loan could come to your rescue in an emergency. Here's why
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
Couples, who plan money together, stay together and get rich together!
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
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