Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
Your credit score is more than just a number. Here's how you can read and understand its importance.
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
Do you know what is 'credit repair'? And how to go about it?
Let's see how you can use the approach of superheroes to manage money better
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Some simple tips can help you in better understanding of your CIBIL Report.
Here's the formula and it is not too difficult to implement.
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Too much unsecured loan can harm your CIBIL rating.
Gold loans are a quick, easy and low-cost way to meet your immediate and emergency financing needs, but do ensure that you entrust your gold in safe hands after thorough due diligence, suggests Gaurav Gupta, founder and CEO, MyLoanCare.in.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
Because a settled account will do more damage to your credit history than you can imagine.
Here's a dummy's guide to the home loan fee maze
Lenders get a clear idea about your financial health, risk profile and personality trait
While we have our wish lists ready, it's only on February 28 that the verdict will be out. We do hope the FM plays Santa and brings some good cheer in this financial year. Meanwhile let's take a moment and list our expectations.
Handle cards like you would handle cash.
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
Work hard, earn more, save well, invest wisely and love your money. But, love yourself first!
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
Here are some pointers that should serve as red flags for you
You don't need to be intimidated by the thought of filing tax returns
We have compiled a list of key factors which led to Warren Buffett's coveted success.
Worried about your financial future? Lord Ganesha has some tips for you.
A woman can do many wonderful things if she wishes to, and one of them is to grow her money.
Whatever your income, we show you how to live the rich life.
You are already a superwoman! Now add another feather to your cap by driving your own financial planning.
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!
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