Add-ons such as critical illness or disability due to accident are available on payment of a little extra money, and they can take care of any unforeseen, unfortunate developments, says Santosh Agarwal
Planning to buy a child insurance plan? Know these myths to make an informed decision, says Yashish Dahiya
Experts suggest that it's best to go for the bundled product that has only one-year own damage cover.
Don't sidestep the idea of investing in term insurance. Here's why.
Ways on how consumers can maximise benefits.
It might not offer adequate cover for all the costs you incur during delivery, but will give protection against unforeseen complications, says Yashish Dahiya, co-founder and CEO, Policybazaar.com
Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.
Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
With mobile data getting cheaper, insurers are introducing technologies that eases buying and lodging claims.
If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh
Don't go for family floater plans; though convenient they cost you more.
Critical illness plans can be bought both as a benefit cover and an indemnity cover, say experts.
Priya Nair tells you how you can use technology to invest better and maximise returns.
Sanjay Kumar Singh draws up a mediclaim policy checklist.
Flooding this monsoon underscores the need to buy home insurance, says Tarun Mathur.
Combination of term plans and mutual funds will provide the same benefits.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
Some insurance companies offer zone-based pricing.
The Nepal earthquake has driven home the importance of home insurance. What are the factors you need to keep in mind before insuring your property? Indrani Roy offers a checklist.