Most traditional health insurance plans didn't cover the cost of such treatments earlier, but several recently launched policies do offer such coverage -- some as a rider, and a few as standalone covers, points out Sarbajeet K Sen.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
Tier-II, Tier-III, and rural regions accounted for 62 per cent of all new health insurance policies sold by insurers so far in 2025-26 (FY26), according to a Policybazaar report. These regions are also witnessing a rise in the sum assured opted by customers.
The number of suspected typhoid infections linked to a water pipeline leak in Gandhinagar has risen to 108. Authorities are working to resolve the issue and provide treatment.
On stage, Sing And Tonic comes across as effortless with tight harmonies, confident vocals and a chemistry that feels instinctive. What the audience doesn't immediately see is that, once the lights go off, the band members step back into lives that are just as demanding.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
Now a multi-dimensional rate structure has been created for CGHS cardholders in all categories based on four different parameters, with semi-private rooms forming the base for package rates.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
'Accidents are unpredictable, whether it's a mishap during Diwali, a fracture during travel, or a fall in the bathroom.'
Apollo DKV's Maxima and ICICI Lombard's Health Advantage Plus come at a fixed annual premium of Rs 13,000 and Rs 15,000, respectively. Unlike other medical insurance policies -- which require a minimum 24-hour hospitalisation -- the sum assured is linked to the age of the policyholder.
Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.
Most people do not know how to use it. At best, it provides tax benefit.
Cases linked to surgery among those considered.
Healthcare services remained affected at state-run hospitals in West Bengal as junior doctors continued their cease-work protest.
A rider is a supplementary cover which can be purchased with the base policy by paying an additional premium.
The government has proposed to encourage setting up of stand-alone health insurance companies, which could provide cover even for routine OPD treatment in hospitals and nursing homes without getting admitted.
Ending the logjam persisting for 42 days in the wake of the rape and murder of a young doctor at RG Kar hospital, the agitating medics withdrew the 'cease work' after holding a march to the Central Bureau of Investigation (CBI) office in Salt Lake in Kolkata from the state health department's headquarters, where they had been demonstrating for over a week.
'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'
Insurers say they will have to study the available data to work out by how much premiums will have to go up to be able to cover mental illnesses as well
Agitating junior doctors in West Bengal resumed their indefinite 'total cease work' on Tuesday to press for various demands, including ensuring their safety and security at all medical establishments.
'A mid-year review makes the end-of-year financial review manageable and less stressful.'
The court directed the Kolkata Police to hand over the case diary to the central probe agency by Tuesday evening, and all other documents by 10 am on Wednesday.
Purchase health insurance at an early age, before you incur a disease, as this makes access to health insurance difficult and raises the premium significantly.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
'While many policies say that they will cover mental illnesses, the wordings of a few still have mental illness as a permanent exclusion.' 'After the new IRDAI circular, such exclusions should go away.'
Policy owners need to avoid errors on their part to prevent claims from being denied.
Cardiac patients whose proposals for a regular health insurance plan get turned down should apply for a cardiac-specific plan.
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health and auto insurance related queries.
Anik Jain, founder and CEO at Symbo, will answer your questions on insurance -- life, health, motor, travel, etc -- on a weekly basis.
Talking to reporters, state medical education minister Girish Mahajan said he has asked resident doctors to engage in a dialogue and urged them not to stretch the matter further.
While the benefits offered by the new-generation products are alluring, choose a plan that offers features you may actually need in the future
Femina magazine salutes the indomitable spirit and selfless service of 15 women who have contributed to fighting the deadly pandemic.
Make sure that the waiting period on pre-existing diseases does not exceed two years. Avoid policies that come with room rent and ICU capping, suggests Sanjay Kumar Singh.
Do you know the most common exclusions in a mediclaim plan? Or, why your base premium keeps increasing over a period of time?
A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago but would be inadequate today, especially for people living in metros, points out Sanjay Kumar Singh.
Many insurers either do not cover consumables like PPE kits, gloves, etc at all or cover up to a certain limit, warns Amit Chhhabra.
Amid increasing cases of monkeypox being reported in non-endemic countries, the government on Tuesday issued guidelines directing district surveillance units to consider even one such case as an outbreak and initiating a detailed investigation through the Integrated Disease Surveillance Programme.
Naval Goel explains the importance of day-care health insurance
Mahavir Chopra explains the pitfalls one may face after buying a day care insurance policy
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