rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Among the 30 Sensex firms, Bajaj Finserv, IndusInd Bank, Tech Mahindra, Bajaj Finance, Kotak Mahindra Bank, Axis Bank, NTPC, and Sun Pharma were the major gainers. On the other hand, Bharti Airtel, ITC, Adani Ports, JSW Steel and Tata Motors were among the laggards.
Returns of liquid funds are meant only for the short term and don't help investors create wealth over the long term, as equity funds do.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
'JD-U wants to emerge as the single largest party in Bihar after the next assembly polls by contesting more seats than the BJP.'
Mid-cap and small-cap mutual fund schemes have continued to attract strong investor interest, garnering nearly Rs 30,350 crore in inflows during the April-September period of the current financial year, driven by impressive returns delivered by these segments. In comparison, the cumulative inflow into mid-cap and small-cap funds stood at Rs 32,924 crore during the same period last year, according to data from the Association of Mutual Funds in India (Amfi).
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
Despite uncertain times and market volatility ahead, investors should continue with their disciplined investing via SIPs.
MNC funds invest in companies where foreign promoters have more than 50 per cent shareholding.
So unless you are convinced of getting your market timing absolutely bang on everytime, opting for SIPs is more realistic from a logistical and psychological standpoint, says Larissa Fernand
'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
A comprehensive look into what this scheme is all about and why as an investor one should not go for this scheme.
Follow these simple steps if you want to create a solid retirement corpus and retire young, says Anamika Pareek.
'Indian investors have always been debt-heavy but with growing financial awareness they are getting comfortable with equities.'
Given gains in equity prices, it is not surprising that the earnings of asset management companies (AMCs) are growing quicker. The earnings momentum looks set to continue. Good fund performances have thus led to AMC earnings upgrades although valuations are high. Recent market performance and net flow trends have led to earnings upgrades by between 3-8 per cent for FY25-27.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
Morgan came in for some criticism for the celebration, with England international Lianne Sanderson describing it as 'distasteful'.
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
Literally new to the market, VIP is available only with Benchmark MF.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.
'The political situation in the country will depend on the electoral outcome in Maharashtra.'
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
rediffGURU Vivek Lala answers your income tax and personal finance queries.
In this article, we list the wrong reasons for investing through SIPs and cite instances when SIPs may not deliver.
Who knew Egg + Coffee would make such a stunning pairing!
Investors often mistake SIPs as an investment avenue rather than a mode of investing in mutual funds
Investors should ideally invest via SIPs over at least 2-3 years.
While investing in a low priced micro-SIP may seem like a good idea, one must read the fine print before jumping in.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
One of the biggest advantages of index funds and ETFs is their low cost, points out Sarbajeet K Sen.
Mutual funds' equity buying remained elevated for the fifth consecutive month in December, taking the net equity purchase past Rs 1.7 trillion in 2023. The aggressive buying in December indicates that flows into equity funds are likely to have remained unaffected by the sharp run-up in the market last month. Mutual funds (MFs) bought equities worth Rs 23,000 crore last month (until December 28) compared to Rs 18,000 crore in November, shows data from the Securities and Exchange Board of India (Sebi).
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
'I've never done anything cliche and I've never got anything cliche.'
'In the short term you keep your return expectations very, very low; in the medium term be prepared to invest and in the long term growth will come and your returns from stocks will be high.'
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