'In the short term you keep your return expectations very, very low; in the medium term be prepared to invest and in the long term growth will come and your returns from stocks will be high.'
The SIP is simply an investment mode i.e. a means to invest in mutual funds and not an investment avenue.
A buoyant equity market, coupled with an improved performance of mutual funds (MFs) on the returns chart, has heightened retail investors' appetite for equities. In the past few months, equity MF schemes have seen a surge in fresh investments through both lump sum (one-time investments) and systematic investment plan (SIP) routes. During the August-September 2023 period, equity MF schemes recorded net lump sum investments of Rs 35,270 crore, compared to just Rs 5,550 crore in the previous three months, according to data from the Association of Mutual Funds in India (Amfi).
Out of 3,871 recovery certificates issued by the regulator in various cases, 807 have been certified as difficult to recover.
One can equate SIPs to the recurring deposit.
Inflows into equity mutual funds (MFs) continued their strong momentum in July, despite the market volatility triggered by the Union Budget.
We do what the boss wants us to. And we do not mind putting body and soul on the line, notes Suveen Sinha.
These commodities must be purchased in units, where a single unit may be equal to a gram (gold), 100 grams (silver) or a kilogram for the other three commodities. For trading, you must open a separate demat account with a broker registered with NSE.
In the last few months, the 10-year G-Sec has been gyrating sharply and has crossed the 9-per cent-yield mark four times.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
'If individual stocks start falling 25% to 30% or more, then I doubt how many of them will be able to withstand that (kind of selloff). That is when you'll see panic coming in.'
Roundup of matches across the country in the ongoing BCCI Ranji Trophy
Smallcap mutual funds recorded net outflows for the first time in 30 months in March as investors pulled out money after the markets regulator, the Securities and Exchange Board of India (Sebi), warned against "froth" in the mid and smallcap space. Active equity mutual fund (MF) schemes raked in Rs 22,600 crore in March. The March inflow is 16 per cent lower than the two-year high inflow of Rs 26,860 crore in February, shows data from the Association of MFs in India (Amfi).
Celebs who will inspire you to embrace the golden hour but also teach you a trick or two on how to capture that perfect Kodak moment.
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
Returns in Systematic Transfer Plan are consistent as money invested in debt mutual fund schemes earns interest till the time the whole amount is fully transferred to equity fund, says Vishwajeet Parashar, Sr VP and Group Head -- Marketing, Bajaj Capital
With a stellar record of 398 runs, featuring two centuries and two fifties in just six appearances, can Agarwal return to the Indian team?
Build a portfolio diversified across market caps, investment styles, and geographies.
rediffGURU Ulhas Joshi answers readers' mutual fund queries
rediffGURU Kirtan A Shah answers your personal finance queries.
rediffGURU Ulhas Joshi answers your mutual fund queries.
For building long-term wealth, financial planners always advise that the systematic investment plans (SIPs) in equity funds is the best way.
'We called him Sher-e-Kashmir but we realised he was no lion but a pussycat who surrendered.'
Even if you get a bit late in buying things you need, it is always better to avoid debt traps, advises Vishwajeet parashar
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
Dr Ramakanta Panda, one of the world's leading heart surgeons and the chairman and chief cardiac surgeon at Mumbai's Asian Heart Institute, recommends simple things you can do every day to keep your heart healthy.
'For experienced and risk-taking investors, now may be the time to go all in.' 'By 'experienced and risk-taking', I refer to those who remained net buyers in equities during the early stages of the 2020 pandemic.' 'On the other hand, those who exited the markets during the pandemic may go the SIP way.'
'This is the first time we will see how SIP investors react to market correction.'
'IPOs have performed exceptionally well, with a notable increase in average ticket size from Rs 800 crore in the last financial year to around Rs 1,300 crore in this financial year.'
The mutual fund industry's assets under management (AUM) have likely breached the Rs 50 trillion mark following a rally in domestic equities this month. The industry's average AUM stood at almost Rs 48 trillion at the end of October. In November, the Nifty50 index has gained about 4 per cent so far, while smallcap and midcap indices have rallied close to 8 per cent.
'We expect the bull-market phase to still persist, but now led by large-caps which offer better valuation and benefit from FII inflows.'
'We expect continued pressure on midcaps, but any sharp correction looks unlikely from here on.'
Defending champions Mumbai got their Ranji Trophy campaign back on track with an emphatic nine-wicket win over Maharashtra in their second group A league game in Mumbai on Monday, offsetting the heavy loss to Baroda in the opening game.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
Discover our country through great Indian rail trips!
SIPs can give better returns in a volatile market because they gather more units over time, says Arnav Pandya.
Due to tax associations with the fiscal-ending, April is a month of SIP renewal. So, the April numbers will be important and may perhaps, mark a change in retail attitude.
'Sell part of your portfolio where you're making good money, especially in small caps and mid caps.' 'The money which you take home is yours. The money which is there on paper is not yours.
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances