'This is an area where good lending can happen, and that is one of the priorities for the next quarter.'
'I will not be surprised if there is a 7 per cent handle in front of the decimal place for the full financial year.'
'The government is putting insurance in the same category as food, which is essential for life.' 'Now this is an opportunity for the sector to focus on the consumer.'
'An asset must generate income. Equities yield dividends, bonds pay coupons, deposits give interest, and real estate earns rent.' 'Gold, silver, and even Bitcoin produce no income, they merely store value. So, they should not be compared to productive assets.'
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
: Build lasting wealth via disciplined, long-term mutual fund investing in India's compounding marathon, Shanaihi, Shanaihi, says Ramalingam Kalirajan
rediffGURU Dr Nidhi Gupta, a physiotherapist and the founder of Merahki Holistic Wellness Company explains why it's important to correct your posture while sitting or working.
rediffGURU T S Khurana answers readers' personal income tax queries.
rediffGURU Anu Krishna shares expert advice on how to deal with a monotonous relationship.
Do not argue, debate or dispute on any topic with someone who may be contemplating suicide or self harm, warns psychologist Dr Sahir Jamati.
Public-sector banks (PSBs) are attracting the attention of investors and the PSU Bank Index has gained nearly 10 per cent in the past month. PSBs have seen return on assets (RoA) climbing to 1 per cent in 2024-2025 (FY25) and margins are believed to have moved up further in the first half of this financial year (H1FY26) with asset quality remaining stable.
rediffGURU Ravi Mittal, CEO, Quack Quack, explains how to deal with an unromantic partner in an arranged marriage.
rediffGURU Dr Upneet Kaur suggests how to resolve differences when your marriage is in trouble.
Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).
rediffGURU Ravi Mittal, CEO, Quack Quack, an online dating app suggests how to handle trust issues while dealing with your partner's painful past.
'As the team builds, each of them will bring in a different perspective, new thinking.'
The exit of Larsen & Toubro (L&T) from the Hyderabad Metro is a long-term positive for the stock. It could be a bullish trigger, alongside higher international orders, and new opportunities in segments like defence and data centres.
Anu Krishna, mind coach and relationship expert, co-founder of Unfear Changemakers, reaches out to young women and parents, urging them to seek help at the appropriate time and start a healthy conversation.
Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.
The Supreme Court has sought the Centre's response on a plea seeking the implementation of the 2023 Nari Shakti Vandan Act, which reserves one-third of seats for women in the Lok Sabha and state assemblies.
rediffGURU Kanchan Rai, a relationship coach and founder, Let Us Talk Foundation tells you how to manage your emotions when a workplace relationship turns into something more.
Consent, Comfort and Trust are non-negotiables in a relationship, explains rediffGURU Ravi Mittal, CEO, Quack Quack, an online dating Website.
'After tobacco, the next most common cause for oral cancer is alcohol.'
rediffGURU Dr Upneet Kaur explains how to deal with a partner who casually flirts and dismisses your feelings as jealousy and highlights why it's important to have certain boundaries in love.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
The big red flag is not asking you for your opinion on anything, warns rediffGURU Anu Krishna.
rediffGURU Dr Karan Gupta, an overseas education expert, suggests how to pick the right course and country to study abroad.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
rediffGURU Anu Krishna, mind coach and co-founder Unfear Changemakers, tells you how to deal with unwanted attention and protect your friendship.
rediffGURU Dr Shakeeb Ahmed Khan, a senior physiotherapist, offers advice to patients dealing with various long-term illness.
'The world is heading into a period of serious problems, and gold and silver are among the few ways to protect oneself.'
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
rediffGURU Ravi Mittal, CEO, Quack Quack tells you how to handle emotional manipulation and identify red flags in a relationship.
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
rediffGURU Radheshyam Zanwar, founder of Zanwar Classes, guides students on how to prepare for engineering entrance exams and secure engineering admissions.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
With the price of gold entering a strong bull run, gold-loan non-banking financial companies (NBFCs) are under the spotlight, even though their performance is not directly linked to gold price. Muthoot Finance outperformed in the April-June quarter (Q1) of 2025-26 (FY26), with its assets under management (AUM) growing 10 per cent quarter-on-quarter (Q-o-Q) and 42 per cent year-on-year (Y-o-Y), an improvement of 88 basis points (bps) Q-o-Q in net interest margin (NIM), and a fall in credit cost. Gold AUM rose 40 per cent Y-o-Y and 10 per cent Q-o-Q. The company recorded recoveries of 350 crore, including 100 crore from an asset reconstruction company (ARC), resulting in a 100-bp Q-o-Q yield increase.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
Health experts advise young working professionals, especially those in high-stress sectors like IT, to adopt healthier lifestyles from an early age and undergo regular preventive health check-ups.
