Smallcap mutual funds recorded net outflows for the first time in 30 months in March as investors pulled out money after the markets regulator, the Securities and Exchange Board of India (Sebi), warned against "froth" in the mid and smallcap space. Active equity mutual fund (MF) schemes raked in Rs 22,600 crore in March. The March inflow is 16 per cent lower than the two-year high inflow of Rs 26,860 crore in February, shows data from the Association of MFs in India (Amfi).
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.
Build a portfolio diversified across market caps, investment styles, and geographies.
So unless you are convinced of getting your market timing absolutely bang on everytime, opting for SIPs is more realistic from a logistical and psychological standpoint, says Larissa Fernand
A buoyant equity market, coupled with an improved performance of mutual funds (MFs) on the returns chart, has heightened retail investors' appetite for equities. In the past few months, equity MF schemes have seen a surge in fresh investments through both lump sum (one-time investments) and systematic investment plan (SIP) routes. During the August-September 2023 period, equity MF schemes recorded net lump sum investments of Rs 35,270 crore, compared to just Rs 5,550 crore in the previous three months, according to data from the Association of Mutual Funds in India (Amfi).
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
'If individual stocks start falling 25% to 30% or more, then I doubt how many of them will be able to withstand that (kind of selloff). That is when you'll see panic coming in.'
'For experienced and risk-taking investors, now may be the time to go all in.' 'By 'experienced and risk-taking', I refer to those who remained net buyers in equities during the early stages of the 2020 pandemic.' 'On the other hand, those who exited the markets during the pandemic may go the SIP way.'
A comprehensive look into what this scheme is all about and why as an investor one should not go for this scheme.
With a stellar record of 398 runs, featuring two centuries and two fifties in just six appearances, can Agarwal return to the Indian team?
Mongolia can take a lifetime to happen but rewards the intrepid traveller with enduring memories of a surreal, delightful land.
Images from the US Open men's singles semi-finals at Flushing Meadows, New York, on Friday.
Nikhat Zareen bowed out of the Olympics after a heartbreaking 0-5 loss to China's Wu Yu on Thursday.
Morgan came in for some criticism for the celebration, with England international Lianne Sanderson describing it as 'distasteful'.
rediffGURU Ulhas Joshi answers readers' mutual fund queries
One of the biggest advantages of index funds and ETFs is their low cost, points out Sarbajeet K Sen.
rediffGURU Kirtan A Shah answers your personal finance queries.
rediffGURU Ulhas Joshi answers your mutual fund queries.
'We expect the bull-market phase to still persist, but now led by large-caps which offer better valuation and benefit from FII inflows.'
'We expect continued pressure on midcaps, but any sharp correction looks unlikely from here on.'
Literally new to the market, VIP is available only with Benchmark MF.
Images from the men's singles action at the US Open on Sunday.
From jetting off to quick holidays to dipping in the pool, Namrata Thakker shows us how stars are chilling and beating the summer blues!
Investors keen on mid and smallcap stocks but wary of volatility should consider multicap equity schemes over standalone midcap or smallcap schemes.
'The structural story of India is a multi-decadal story.' 'One should stay invested in that story and avoid reacting to what is happening globally.'
The mutual fund industry's assets under management (AUM) have likely breached the Rs 50 trillion mark following a rally in domestic equities this month. The industry's average AUM stood at almost Rs 48 trillion at the end of October. In November, the Nifty50 index has gained about 4 per cent so far, while smallcap and midcap indices have rallied close to 8 per cent.
In a dazzling showcase at Apple Park, Apple on Monday introduced its latest technological marvels, including the much-anticipated iPhone 16 lineup. The event, held at the newly inaugurated Observatory building, featured an array of exciting updates that promise to redefine the smartphone experience.
'Sell part of your portfolio where you're making good money, especially in small caps and mid caps.' 'The money which you take home is yours. The money which is there on paper is not yours.
In this article, we list the wrong reasons for investing through SIPs and cite instances when SIPs may not deliver.
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
Investors often mistake SIPs as an investment avenue rather than a mode of investing in mutual funds
Investors should ideally invest via SIPs over at least 2-3 years.
While investing in a low priced micro-SIP may seem like a good idea, one must read the fine print before jumping in.
'The youth is stressed and students are depressed.'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'All through the making of Dil Daulat Aur Duniya, Rajesh Khanna never acknowledged me.' 'Dev Anand couldn't carry off a dhoti in Insaaniyat. He told me that he would never wear one again.' 'Shammi Kapoor and I began on an icy note during Raajkumar, but once the cold vibes thawed, we became the best of buddies.'
Continuing our series on how to achieve Financial Independence and Retire Rarly (FIRE), Vatsal Ramaiya emphasises the importance of planning for retirement.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
51 Muslim couples took their wedding vows at a mass marriage ceremony in Agripada, south central Mumbai, on Sunday. Thousands gathered to witness the event.