News for 'personal-finance'

5 tips to avoid credit card debt trap this festive season

5 tips to avoid credit card debt trap this festive season

Rediff.com4 Oct 2016

There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj

6 useful tips to avoid credit card debt traps

6 useful tips to avoid credit card debt traps

Rediff.com23 Sep 2014

Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!

Money tips for your children

Money tips for your children

Rediff.com9 Jan 2015

Sanjay Matai, a financial adviser and author, penned this advice for his son when he got his first job and first paycheque.

7 money lessons your children must learn

7 money lessons your children must learn

Rediff.com14 Nov 2017

This Children's Day, groom your child to be financially responsible, says Arun Thukral, MD & CEO, Axis Securities.

Revealed: Government to bear cost of Modi's sandalwood and ghee gifts to Nepal temple

Revealed: Government to bear cost of Modi's sandalwood and ghee gifts to Nepal temple

Rediff.com6 Aug 2014

The prime minister's gifts to the temple are estimated to cost Rs 4.09 crores!

Guaranteeing a home loan can land you in trouble

Guaranteeing a home loan can land you in trouble

Rediff.com2 Aug 2016

Understand the finer points before signing on the dotted line as a guarantor

Snapdeal acquires majority stake in RupeePower

Snapdeal acquires majority stake in RupeePower

Rediff.com31 Mar 2015

RupeePower aims to become the No 1 originator of financial products.

How to read your CIBIL Report!

How to read your CIBIL Report!

Rediff.com31 Oct 2016

And why Diwali is a great time to do so

3 money lessons from Ramzan

3 money lessons from Ramzan

Rediff.com5 Jul 2016

The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.

Top four reasons to reject a store credit card offer

Top four reasons to reject a store credit card offer

Rediff.com3 Jul 2016

Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.

4 easy ways to increase your credit card limit

4 easy ways to increase your credit card limit

Rediff.com13 Jun 2016

While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.

India, world's 7th most economically confident country

India, world's 7th most economically confident country

Rediff.com7 Dec 2013

Buoyed by healthy farm output and narrowing current account deficit, India is the seventh most economically confident country in the world, a study by global research firm Ipsos has said.

Tips for grads to build a good credit score

Tips for grads to build a good credit score

Rediff.com7 Jun 2016

Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.

5 tips to make the most of your credit card

5 tips to make the most of your credit card

Rediff.com30 May 2016

Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.

Get a credit card this Onam!

Get a credit card this Onam!

Rediff.com13 Sep 2016

Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj

5 mantras to mint a fortune from stocks

5 mantras to mint a fortune from stocks

Rediff.com14 Jan 2015

Staying invested for a long time and making money in the process requires patience, strategy and discipline.

How to get a credit card without a job

How to get a credit card without a job

Rediff.com9 May 2016

Here are 5 ways you can get a credit card even if you do not have a job.

How you can live your retirement in style

How you can live your retirement in style

Rediff.com10 Jul 2015

Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj

VVIP chopper scam: ED seeks assets details from MoD, income tax department

VVIP chopper scam: ED seeks assets details from MoD, income tax department

Rediff.com5 May 2016

Officials said the agency has sought property details on ten serving and retired officials of the ministry of defence and the IAF.

What are affluent Indians doing with their money?

What are affluent Indians doing with their money?

Rediff.com2 Jul 2015

The good folks at Visa have just released their most recent Visa Asia Pacific Affluent Study. And this is what we have learnt from it about affluent Indians.

5 home loan mistakes you must avoid

5 home loan mistakes you must avoid

Rediff.com24 Apr 2016

Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.

Go electronic to pay credit card bills, save money

Go electronic to pay credit card bills, save money

Rediff.com9 Aug 2017

Banks have started charging customers for payment of credit card bills through cheque and so paying online makes more sense.

95% of middle-class Indians do not have adequate health insurance

95% of middle-class Indians do not have adequate health insurance

Rediff.com25 Nov 2015

Health care costs are rising exponentially and most people are under-insured.

Ready to take a home loan? Improve your CIBIL score first!

Ready to take a home loan? Improve your CIBIL score first!

Rediff.com30 Jul 2016

Do you know that your application can get rejected on account of a not so perfect CIBIL score?

What are contactless credit cards?

What are contactless credit cards?

Rediff.com5 Apr 2016

Here's a simple guide...

Claiming LTA? Be ready for a QnA with your employer

Claiming LTA? Be ready for a QnA with your employer

Rediff.com24 Jan 2017

The government has made employers responsible for verifying whether the claims filed are according to the law. Earlier, companies went only by self-declaration of employees.

4 golden rules to get higher credit card limit

4 golden rules to get higher credit card limit

Rediff.com25 Jul 2016

Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.

Enjoy the monsoon with these credit card tips

Enjoy the monsoon with these credit card tips

Rediff.com11 Jul 2016

If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj

5 hacks for saving tax!

5 hacks for saving tax!

Rediff.com27 Oct 2015

The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.

10 skills that'll help you earn more money

10 skills that'll help you earn more money

Rediff.com10 Oct 2016

If not a full time career, learning some of these skills will help you create additional sources of income along with a regular job.

Beware of the 'Big Billion' sale wars this festive season!

Beware of the 'Big Billion' sale wars this festive season!

Rediff.com14 Oct 2015

Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!

How to improve your credit score this Eid

How to improve your credit score this Eid

Rediff.com12 Sep 2016

Sacrifice these common misconceptions to improve your credit score this Eid

Should you go for higher credit limit?

Should you go for higher credit limit?

Rediff.com31 May 2016

Read on to understand the pros and cons of higher credit limit

4 money lessons from Lord Ganesh

4 money lessons from Lord Ganesh

Rediff.com4 Sep 2016

While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj

How to pay off your car loan faster

How to pay off your car loan faster

Rediff.com22 Jan 2016

Four pointers that can help

Top 7 tips to increase your loan eligibility

Top 7 tips to increase your loan eligibility

Rediff.com17 Aug 2015

A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.

What to do if your digital payments go wrong

What to do if your digital payments go wrong

Rediff.com17 Jan 2017

Electronic transactions are rising fast, so are cases of payment failure and delayed settlement. One needs to be proactive.

Just got your new credit card? Here's what to do!

Just got your new credit card? Here's what to do!

Rediff.com7 Aug 2015

The more you know about using a new credit card, the more you reap!

Three SHOCKING money mistakes!

Three SHOCKING money mistakes!

Rediff.com26 Oct 2014

Make these and they will ensure you will NEVER GET RICH!

Is having debt good for your credit score?

Is having debt good for your credit score?

Rediff.com5 Feb 2015

In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.