Many buyers skip or misread critical provisions in builder-buyer agreements.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
'Begin with a small investment, observe performance, then scale up gradually.'
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Understand policy inclusions and exclusions to avoid surprises during claims.
Despite recent underperformance, MNC funds have delivered over longer time frames.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
In a pump and dump operation, fraudsters artificially inflate the price of a stock by spreading misleading or false information, creating a frenzy among unsuspecting retail investors.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
There is need for buyers to understand cancellation rules before entering into a purchase agreement with a developer.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Such issues need to be addressed quickly to ensure your retirement savings are not affected.
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
Analysts expect Nifty to rise up by to 6 per cent in six months, with intermittent corrections likely due to global factors.
Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.
Education loan growth is set to halve this fiscal (FY26) because disbursements for the US decelerate following a raft of policy changes there.
If nominees pass away, distribution is governed by succession laws of insured's religion.
Only a limited set of investors should invest directly in corporate bonds.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
The top 20 fund houses held 6.8 per cent of their portfolios in cash as of May 31, down from a record high of 7.2 per cent in April 2025.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
They don't just want better returns -- they're looking for global opportunities, more variety and smarter ways to grow their money, says Soubho Moulik, CEO, Appreciate.
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
Saurav Ghosh's step-by-step guide will help you understand what bonds are, how they help investors make money, how much money they make and which bonds to invest in.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
Some individuals opt for the new regime without a comparative analysis of the tax liability under the two regimes.
Deductions missed in Form 16 can still be claimed while filing ITR.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
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