rediffGURU Ramalingam Kalirajan answers your personal finance queries.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Feature for feature, bank FDs are indeed better than debt funds today, mainly thanks to Ms Sitharaman, notes Debashis Basu.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
'If you invest in sovereign gold bond, you are going to get the price rise of gold over an eight year period.' 'You're also going to get that two-and-a-half percent which the Government of India is willing to give you, treating the money that you've invested in the sovereign gold bond as a kind of a FD or a deposit.' 'That kind of return you can never get anywhere else.'
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.
Total scam in collusion with middlemen is estimated at over Rs 700 crore. Probe is on in 10 more cases.
rediffGURU Sunil Lala answers your personal finance-related queries.
rediffGURU Samkit Maniar answers readers' personal income tax queries
A fixed deposit probably ranks as the most conventional investment avenue for domestic investors. More importantly, given its offering, it makes an apt choice for risk-averse investors.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
In its reply to the Securities Appellate Tribunal (SAT), the Securities and Exchange Board of India (Sebi) said urgent action was warranted against the promoters of Zee Entertainment Enterprises Limited (ZEEL) in the alleged fund diversion case to safeguard the management and protect investors and other stakeholders. It termed the applications made by Essel Group Chairman Subhash Chandra and ZEEL managing director (MD) and Chief Executive Officer (CEO) Punit Goenka as "completely false and misleading" in its response submitted to SAT on June 17. "We have a situation before us where the chairman emeritus and the MD and CEO of this large listed company are involved in a myriad of different schemes and transactions through which vast amounts of public money belonging to listed companies are diverted to private entities owned and controlled by these persons.
With the revised interest rates, the one-year fixed deposit will attract an interest rate of 6.75 per cent as against the 7 per cent earlier
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.
If you don't have a specific goal, but want intermittent liquidity, then ladder your FDs, that is, invest in FDs of varying maturities, such as one, two, three, five or even 10 years. Laddering ensures FDs mature at regular intervals.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Improved credit profile may make you eligible to transfer your existing home loan to another lender at a much lower rate.
The Securities and Exchange Board of India (Sebi) has proposed measures mandating daily upstreaming of all investor funds from stockbrokers to clearing corporations (CCs). The step, aimed at reducing risk on client funds, will further deplete brokers' revenues as they will lose interest income with transfers being done daily. At present, stockbrokers convert the surplus funds into bank guarantees (BG) or fixed deposit (FD) receipts which earns them extra income.
'FDs should hold your emergency funds, equivalent to around 6-12 times your monthly expenses.'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Markets regulator Sebi on Monday barred Essel Group chairman Subhash Chandra and Zee Entertainment Enterprises Ltd (ZEEL) MD and CEO Punit Goenka from holding the position of a director or key managerial personnel in any listed company for siphoning off funds of the media firm. The case pertains to Chandra, who was also the chairman of ZEEL during the alleged violation, and Goenka having abused their position as directors or KMPs of a listed company for siphoning off funds for their own benefit. In its interim order, Sebi noted that Chandra and Goenka alienated the assets of ZEEL and other listed companies of Essel Group for the benefit of associate entities, which are owned and controlled by them.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Among index funds, the most popular products are funds tracking the Nifty 50 and Sensex, says Dwaipayan Bose, and explains the finer points of selecting the right index mutual fund.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.
rediffGURU Mihir Tanna answers your income tax queries.
rediffGURU Sunil Lala answers your MF-related queries.
Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks
Heed your liquidity needs before investing in an FMP.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
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