News for 'emi'

FA Cup: Rashford brace fires Aston Villa into semis

FA Cup: Rashford brace fires Aston Villa into semis

Rediff.com30 Mar 2025

Aston Villa striker Marcus Rashford scored twice in a 3-0 defeat of second-tier Preston North End in their FA Cup quarter-final at Deepdale on Sunday to earn a Wembley semi-final against fellow Premier League team Crystal Palace.

'Withdrew PF. Zero Savings. How To Rebuild My Life?'

'Withdrew PF. Zero Savings. How To Rebuild My Life?'

Rediff.com24 Apr 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Rahul's Payback: Statement Knock And A Cold Handshake

Rahul's Payback: Statement Knock And A Cold Handshake

Rediff.com23 Apr 2025

Goenka approached Rahul after the match to congratulate, only to receive what looked like a cold, disinterested handshake. No words, no eye contact. Just quiet closure and a telling payback.

'Help! Employer Rejected My PF Pension Request'

'Help! Employer Rejected My PF Pension Request'

Rediff.com25 Feb 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Buying Under-Construction Property? Read This!

Buying Under-Construction Property? Read This!

Rediff.com11 Mar 2025

The biggest risk in under-construction projects is delay and non-completion.

How To Buy A Home And Repay EMI Quickly

How To Buy A Home And Repay EMI Quickly

Rediff.com20 Jun 2022

Home First Finance will be answering readers' home loan queries. Mail your queries to getahead@rediff.co.in with the subject line 'Home Loan Query' and we will have your queries answered by Home First Finance.

'With 1 Cr At 32, Can I Retire By 50?'

'With 1 Cr At 32, Can I Retire By 50?'

Rediff.com3 Mar 2025

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

EPL PIX: Everton hold Arsenal, give Liverpool a boost

EPL PIX: Everton hold Arsenal, give Liverpool a boost

Rediff.com6 Apr 2025

A round-up of Saturday's action in the Premier League.

Coop Bank Faces RBI Curbs, Depositors Panic

Coop Bank Faces RBI Curbs, Depositors Panic

Rediff.com14 Feb 2025

'We deposited money just yesterday, but they did not say anything...'

Beware of EMI moratorium frauds!

Beware of EMI moratorium frauds!

Rediff.com9 Apr 2020

In such frauds customers get calls asking them to share their OTP in order to postpone their loan EMIs. Once the OTP is shared the amount is immediately siphoned away by fraudsters.

'A Great Retirement Product For Every Indian Is...'

'A Great Retirement Product For Every Indian Is...'

Rediff.com4 Apr 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

'Help! I'm Stuck In Rs 15 Lakh Debt'

'Help! I'm Stuck In Rs 15 Lakh Debt'

Rediff.com12 Mar 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

'Can I Earn Rs 30k Monthly On Rs 50L?'

'Can I Earn Rs 30k Monthly On Rs 50L?'

Rediff.com10 Apr 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

How To Make Best Use Of Festive Offers

How To Make Best Use Of Festive Offers

Rediff.com16 Oct 2024

While festive offers can reduce costs, borrowers should also consider the lender's transparency and service quality. Customers need to be mindful of their repayment capacity.

Shadow bank risks persist despite RBI relief

Shadow bank risks persist despite RBI relief

Rediff.com18 Mar 2025

Towards the end of February, the Reserve Bank of India (RBI) restored the risk weighting on banks loans to non-banking financial companies (NBFCs; including to microfinance institutions, or MFIs) to 100 - back to its November 2023 position - from 125. It is only a partial relief though. "Higher risk weighting on unsecured lending continues to be in place while the same on bank funding to NBFCs has been done away with. "This is a positive step by RBI," says Rajiv Sabharwal, managing director (MD) and chief executive officer (CEO), Tata Capital.

What Type Of Personal Loan Could You Opt For?

What Type Of Personal Loan Could You Opt For?

Rediff.com25 Nov 2024

In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.

'Retirement Goal: Rs 2 Cr. Possible?

'Retirement Goal: Rs 2 Cr. Possible?

Rediff.com10 Jan 2025

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

A Financial Plan For Young Indian Family

A Financial Plan For Young Indian Family

Rediff.com12 Feb 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

EMI Pinch: Explore Home Loan Transfer

EMI Pinch: Explore Home Loan Transfer

Rediff.com22 Feb 2023

While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.

How To Use Your Credit Card Wisely

How To Use Your Credit Card Wisely

Rediff.com7 Oct 2024

'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'

Budget plans to complete 1 lakh homes in stalled projects

Budget plans to complete 1 lakh homes in stalled projects

Rediff.com2 Feb 2025

Union Finance Minister Nirmala Sitharaman on Saturday announced a fresh Rs 15,000 crore 'SWAMIH Fund' for completion of 1 lakh units in stalled housing projects across various cities, a move aimed at providing relief to distressed homebuyers whose investments are stuck. In November 2019, the Centre announced a stress fund named 'Special Window for Affordable and Mid-Income Housing' (SWAMIH), to complete stalled housing projects across India.

Want To Buy A Mercedes? A BMW? An Audi?

Want To Buy A Mercedes? A BMW? An Audi?

Rediff.com30 Sep 2024

From attractive EMIs to assured buyback guarantees, luxury carmakers have lined up a slew of offers to woo customers this festival season to address dwindling sales amid rising inventories.

PICS: Villa dump Spurs out of FA Cup

PICS: Villa dump Spurs out of FA Cup

Rediff.com10 Feb 2025

Reach fifth round for first time in 10 years

Harassed homebuyers stop paying EMIs

Harassed homebuyers stop paying EMIs

Rediff.com9 Oct 2017

Experts say the move will make matters worse for buyers, reports Karan Choudhury.

EPL PICS: Chelsea clobber Southampton, rise to fourth

EPL PICS: Chelsea clobber Southampton, rise to fourth

Rediff.com26 Feb 2025

A round-up of Tuesday's action in the Premier League.

How To Be Free From Home Loan Debt

How To Be Free From Home Loan Debt

Rediff.com13 Sep 2024

Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can conquer your home loan debt and unlock a world of financial freedom and peace of mind.

Review: EMI

Review: EMI

Rediff.com7 Nov 2008

A silly plot, long and winding narrative and mediocre acting makes EMI a torture to sit through. The only silver lining in this debale is Sanjay Dutt.

'How Can I Save Tax If I Earn Less Than Rs 10L?'

'How Can I Save Tax If I Earn Less Than Rs 10L?'

Rediff.com28 Jan 2025

rediffGURU T S Khurana answers readers' personal income tax queries.

HDFC raises lending rate by 50 bps; EMIs to increase

HDFC raises lending rate by 50 bps; EMIs to increase

Rediff.com30 Sep 2022

Mortgage lender HDFC Ltd on Friday hiked its lending rate by 50 basis points hours after the Reserve Bank raised the benchmark interest rate to tame inflation. The move would increase EMIs for housing loans by the firm. "HDFC increases its Retail Prime Lending Rate (RPLR) on Housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 50 basis points, with effect from October 1, 2022," the country's biggest housing finance company said in a statement.

'When the rates of interest fall, EMIs will come down'

'When the rates of interest fall, EMIs will come down'

Rediff.com26 Oct 2022

'Marginal rates will definitely affect the consumer's decision in entering a new transaction, but in reality, they don't affect much because banks/financial institutions have come up with step-up EMIs: 50% of home loans which exceed 15 years in India are prepaid, within 7-8 years.' 'This doesn't happen anywhere in the world.'

Govt should give cheaper loans to spur affordable home sales: Naredco prez

Govt should give cheaper loans to spur affordable home sales: Naredco prez

Rediff.com28 Aug 2024

The government should provide home loan up to 25 lakh at a lower interest rate of 5 per cent to the people of the middle class, a prominent realtors' body appealed to the government against the backdrop of soaring home prices. G Hari Babu, president of the National Real Estate Development Council (Naredco), in an online interaction with Business Standard, said that the middle class in India accounts for roughly 30 per cent of the total population and is dependent on rental accommodation.

Should you opt for the 3-month EMI moratorium?

Should you opt for the 3-month EMI moratorium?

Rediff.com13 Apr 2020

Don't opt for the moratorium unless critical, advises Charlie Lee, founder and CEO, True Balance.

'Create Million To Impact Billion Lives'

'Create Million To Impact Billion Lives'

Rediff.com24 Jan 2025

'Can we give young India the tools to solve the problems the country or society faces and uplift the community?'

Is This A Good Time To Buy A House?

Is This A Good Time To Buy A House?

Rediff.com23 Sep 2024

Experts say you should be certain of living in a city and locality for a long time before purchasing a home.

'Can I Retire At 45 With 3L Per Month?'

'Can I Retire At 45 With 3L Per Month?'

Rediff.com14 Jan 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

SBI hikes lending rate by 0.1%, EMIs to go up

SBI hikes lending rate by 0.1%, EMIs to go up

Rediff.com16 May 2022

The country's largest lender State Bank of India has raised its marginal cost of funds based lending rate by 10 basis points or 0.1 per cent across all tenures, a move that will lead to an increase in EMIs for borrowers. This is the second hike in a month raising the cost by 0.2 per cent with the two consecutive increases. The revision follows an off-cycle rate increase by the Reserve Bank earlier this month. The central bank hiked the repo rate -- at which it lends short term money to banks -- by 0.40 per cent to 4.40 per cent.

Is This Right Time To Buy A Home?

Is This Right Time To Buy A Home?

Rediff.com18 Oct 2024

For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.

Tata Motors offers 6-month EMI holiday on select models

Tata Motors offers 6-month EMI holiday on select models

Rediff.com9 Jul 2020

Under the scheme, customers can now make zero down payment, avail a six-month EMI holiday (only interest needs to be serviced monthly) and access up to 100 per cent on-road funding for a loan tenure of five years, Tata Motors said in a statement.

'Portfolios Need To Be Balanced This Year'

'Portfolios Need To Be Balanced This Year'

Rediff.com6 Feb 2025

'Consider 40% to 50% in equities, 10% in gold as a hedge, and the remaining 30% to 40% split between multi-asset funds and hybrid funds.'

Understanding EMI

Understanding EMI

Rediff.com25 Jul 2006