Buying or selling securities based on rumours about expected changes in tax rates or sectoral sops can backfire, advises Sarbajeet K Sen.
'Continue with your SIPs to get the benefit of lower average prices in this challenging market environment.'
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
'Do some profit booking and bring your equity allocation back to its original level.'
'Investors should hold equity assets for 3 to 5 years.'
'We suggest investors with suitable risk appetite to consider allocating 40-50 per cent in large-caps, 25-30 per cent of funds in quality mid and small-caps and the rest in debt and high yield products.'
The surge in volatility across the globe sparked by Russian invasion of Ukraine has led to an increase in prices of gold and silver - considered to be safe-haven investment bets. In the past month, silver funds have delivered returns of 7.34 per cent, while gold funds on an average have risen around 6 per cent. In comparison, the benchmark Nifty has declined 4 per cent. Fund managers say precious commodities act as a good hedge against inflation and phases of geopolitical uncertainty.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'
Even if the bull run may continue, most experts say some profit booking is called for, points out Sanjay Kumar Singh.
Nikunj Saraf, Vice President Choice Wealth, answers your mutual fund queries.
Despite its recent underperformance, gold must be a part of your portfolio.
Many retail investors, who are experiencing their first bear market, are shocked at the erosion in the value of their mutual fund (MF) portfolios. The pain is especially acute for those who had taken excessive exposure to sector/thematic and small-cap funds. Even international diversification has failed to stanch the bleed in this downturn.
'It will be best for investors to have a systematic investment plan in mid-cap and small-cap funds with a three-/five-year horizon.'
Asset allocation is a difficult job that most people cannot get right. Here's why and how you should correct the flaws.
Now govt employees to enjoy greater say in how their NPS corpus is invested. Younger employees should raise their allocation to equities in this very long-term investment instrument
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
A lot of mid and small-caps are in the bubble zone and command high valuation and have corrected sharply.
Young investors could allocate in the proportion of 70:20:10 to equity, debt and gold.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
'Our advice is to put money into equities now rather than staying away.'
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Do a proper asset allocation and invest through systematic investment plans where one can benefit.
Investment experts said the key to generating superior returns was "asset allocation" and taking money out of the table from themes that have performed well and into themes that are available at a discount.
Asset allocation, is actually both an art and a science. Here's how to make the most out of your asset allocations to various sectors.
Financial wealth in India grew 11 per cent to $3.4 trillion in 2020 despite the coronavirus pandemic, a global consultancy estimated on Tuesday. The 11 per cent growth in financial wealth was at par with the compounded annual growth rate for the five years to 2020, the report by BCG said. Financial wealth is defined as the total wealth excluding real assets and liabilities held by adult individuals.
Senior citizens and others depending upon income from bank fixed deposit (FD) schemes will be at the receiving end with the retail inflation exceeding the interest rates. The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the current financial year. Last week, the RBI said that the Consumer Price Index (CPI)-based inflation is now projected to be at 5.3 per cent for 2021-22 with risks evenly balanced.
Don't focus on market or product returns -- focus on your target rate of return, and then choose an investment.
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
Foreign institutional investors (FIIs) are back in droves.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Nikunj Saraf, Vice President Choice Wealth, answers your queries
Investors with high risk appetite must stay invested while risk-averse investors can consider profit booking.
IT and ITeS companies accounted for $28.1 billion of the total investment pie during the first nine months of 2021.
Instead of getting swayed by market gyrations, investors must stay invested for the long term, advises Sarbajeet K Sen.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
This is aimed at improving liquidity in all schemes and would help them to meet sudden redemption pressures, said Sebi chairman Ajay Tyagi.
Functional asset allocation recognises that there are three basic asset allocation categories.
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
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