News for 'EMI'

Move Over Messi, Argentina Has A New Hero

Move Over Messi, Argentina Has A New Hero

Rediff.com10 Dec 2022

The Aston Villa 'keeper saved three penalties in the 2021 Copa America semi-final and Argentina went on to lift the trophy. Now he's stopped two more in a World Cup quarter-final and this could just be a good omen for Messi!

The Big Bollywood Challenge Quiz

The Big Bollywood Challenge Quiz

Rediff.com1 Dec 2022

Sukanya Verma quizzes you to find out just how much you know about the movies.

HDFC hikes home loan rate; PNB ups MCLR

HDFC hikes home loan rate; PNB ups MCLR

Rediff.com1 Jun 2022

Mortgage lender HDFC Ltd on Wednesday announced an increase in its benchmark lending rate by 5 basis points (bps), a move that will make loans dearer for both existing and new borrowers. This is the third hike effected by HDFC in the last one month. "HDFC increases its Retail Prime Lending Rate (RPLR) on housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 5 basis points, with effect from June 1, 2022," the housing finance company said in a statement.

Your Home Loan Queries Answered

Your Home Loan Queries Answered

Rediff.com14 Oct 2022

Gaurav Mohta, chief marketing officer, Home First Finance Company, answers home loan queries.

Insurance for Millennials: Why YOU Must Start Early

Insurance for Millennials: Why YOU Must Start Early

Rediff.com1 Jan 2024

For long-term financial security, millennials must not only provide social security for their young families but also ensure that their financial burdens are not passed down to their families, says Casparus Kromhout.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

The EMI generation

The EMI generation

Rediff.com21 Mar 2006

EPL PIX: Arsenal's win reshuffles top three

EPL PIX: Arsenal's win reshuffles top three

Rediff.com17 Dec 2023

A summary of Sunday's action in the English Premier League.

Argentina cap Asian tour with win

Argentina cap Asian tour with win

Rediff.com20 Jun 2023

Argentina clinched a comfortable win in a friendly against Indonesia, making it two wins from two for the world champions on their short tour of Asia.

Money Tips For The Young In 2023

Money Tips For The Young In 2023

Rediff.com9 Jan 2023

'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'

For homebuyers, affordability has become a BIG issue

For homebuyers, affordability has become a BIG issue

Rediff.com12 Oct 2022

The real estate market has seen a decline in affordability due to the recent rise in median loan rates as a result of the 50 basis points (bps) hike in repo rates by the Reserve Bank of India (RBI). A cumulative increase of 0.95 per cent in median home loan rate has impacted the purchase affordability and purchase decisions of homebuyers, according to the Affordability Index by Knight Frank. The Affordability Index tracks the EMI (equated-monthly instalment) to income ratio for an average household.

'I've Rs 5 lakh to invest. Buy MFs Or Stocks?'

'I've Rs 5 lakh to invest. Buy MFs Or Stocks?'

Rediff.com22 Jan 2024

rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.

Are These The Right Mutual Fund Investments?

Are These The Right Mutual Fund Investments?

Rediff.com26 Oct 2023

rediffGURU Vivek Lala answers your income tax and personal finance queries.

Know About Loan Closure Process

Know About Loan Closure Process

Rediff.com3 Oct 2023

While the RBI's guidelines aim to streamline the loan closure process, borrowers must remain proactive.

'Films offer you life lessons'

'Films offer you life lessons'

Rediff.com21 Feb 2024

'If someone were to ask you if you want to die tomorrow, no matter what problems you are grappling with, you would be hesitant, right?'

Want To Buy A New Home? Read This

Want To Buy A New Home? Read This

Rediff.com20 Oct 2023

Look at the sanctioned plan to know the exact carpet area you will get and pay a law firm to conduct a thorough title check.

Smartphones: Apple Ahead Of Samsung

Smartphones: Apple Ahead Of Samsung

Rediff.com17 May 2023

Whoever can make acquiring smartphones more affordable will win the sales game.

PROTECT Your Money From Rising Prices!

PROTECT Your Money From Rising Prices!

Rediff.com10 Jul 2023

Rishi Piparaiya lists three simple steps to manage the impact of rising prices and protect your financial future

With Rents Surging, Opt For Longer Lease

With Rents Surging, Opt For Longer Lease

Rediff.com5 May 2023

'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'

Taking a personal loan? Read this first!

Taking a personal loan? Read this first!

Rediff.com29 Aug 2019

Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.

Where Will You Invest This Year?

Where Will You Invest This Year?

Rediff.com19 Apr 2023

Avoid discontinuing your SIPs. Persist for at least 7-10 years.

E-motorcycles: Bhavish Aggarwal Riding High

E-motorcycles: Bhavish Aggarwal Riding High

Rediff.com6 Oct 2023

Can Bhavish Aggarwal upend the electric two-wheeler market, which is now overwhelmingly in favour of scooters?

Mercedes-Benz to increase prices by Rs 2-12 lakh across models from Apr 1

Mercedes-Benz to increase prices by Rs 2-12 lakh across models from Apr 1

Rediff.com9 Mar 2023

Luxury carmaker Mercedes-Benz India on Thursday said it will increase prices of its vehicles ranging between Rs 2 lakh to Rs 12 lakh across different models from April 1, to offset rising input costs specially the adverse impact of foreign exchange. This will be the second time in three months that the company is increasing prices of its vehicles. The ex-showroom price of the company's model range will increase by up to 5 per cent from April 1, 2023, the company said.

'Huge demand for life insurance products in India'

'Huge demand for life insurance products in India'

Rediff.com1 Jan 2024

'As our per capita income increases and various demographic segments emerge, the need for various kinds of protection and risk covers will become even more explicit.'

HDFC Bank offers loan deferment option to customers

HDFC Bank offers loan deferment option to customers

Rediff.com2 Apr 2020

Its debit card holders can now withdraw cash from any ATM without charges till June 30.

Your home loan queries answered!

Your home loan queries answered!

Rediff.com24 Dec 2019

Chartered accountant and Sebi registered investment advisor, Harsh Vardhan Roongta, answers your home loan queries

Weakening Rupee And Student Loans: What You Need To Know

Weakening Rupee And Student Loans: What You Need To Know

Rediff.com27 Jun 2022

The depreciation in rupee may pose a problem for students who have taken loans from Indian lenders.

What To Do With Investments In FY24

What To Do With Investments In FY24

Rediff.com12 Apr 2023

Avoid discontinuing your SIPs. Persist for at least 7-10 years.

DISGUSTING Argentine Goalie Martinez!

DISGUSTING Argentine Goalie Martinez!

Rediff.com21 Dec 2022

By winning the World Cup on Sunday, the Argentine football team asserted its ability, but Martinez also proved that the Argentines can be bad sportsmen.

Now, loans for all your lifestyle needs

Now, loans for all your lifestyle needs

Rediff.com4 Dec 2019

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

Tighter dud-loan norms: Shadow banks brace for headwinds

Tighter dud-loan norms: Shadow banks brace for headwinds

Rediff.com7 Feb 2022

On November 12, 2021, the Reserve Bank of India (RBI) decided to ring in uniformity in asset classification and income recognition across all lending institutions. Shadow banks, or non-banking financial companies (NBFCs), like commercial banks, are to test non-performing assets (NPAs) on a daily basis and upgrade them to "standard assets" only when interest and principal arrears are settled by borrowers. This is going to create all manner of headaches for shadow banks and their clientele. Says Y S Chakravarti, managing director and chief executive officer (CEO), Shriram City Union Finance: "NPA levels will go up, especially of small borrowers.

Plan to take a home loan in 2022?

Plan to take a home loan in 2022?

Rediff.com27 Jan 2022

A home loan is a long-term contract, so do shop around before signing on the dotted line, advises Sarbajeet K Sen.

RBI's 0.25% interest rate cut may lead to lower EMIs

RBI's 0.25% interest rate cut may lead to lower EMIs

Rediff.com7 Feb 2019

With Deputy Governor Viral Acharya and another member Chetan Ghate voting for a status quo, RBI governor Shaktikanta Das and three others outvoted them for reduction in repo rate to 6.25 per cent from the existing 6.50 per cent.

EPL PIX: City held again in six-goal Spurs thriller, Liverpool move second

EPL PIX: City held again in six-goal Spurs thriller, Liverpool move second

Rediff.com4 Dec 2023

Images from the English Premier League matches played on Sunday night.

HDFC Bank offers sops to push digital banking

HDFC Bank offers sops to push digital banking

Rediff.com30 Oct 2020

A merchant using the bank's merchant App, QR code, PoS or Payment gateways, across all segments, including electronics, apparel, grocery, stand to win assured cashback and prizes on volume build-up, EMI or digital transactions.

Mundra port drugs case: NIA nabs Afghan national from Delhi

Mundra port drugs case: NIA nabs Afghan national from Delhi

Rediff.com14 Dec 2021

The National Investigation Agency arrested an Afghan national in connection with the seizure of 2,988 kg of heroin at Mundra port in Gujarat, an official said on Tuesday.

Paying higher EMI? Read this!

Paying higher EMI? Read this!

Rediff.com8 Feb 2008

Rising EMIs owe their origin to the 'floating' benchmarks to which banks peg home loan rates. The lack of transparency in these benchmarks is now under scrutiny. What to do while the regulators fix it.

How Amazon Works With Indian Railways

How Amazon Works With Indian Railways

Rediff.com13 Oct 2023

'Building a whole product with the railways was challenging; we had to figure out how to load and unload a train when it stops for only about five minutes at a station.' 'We also helped them understand the revenues this would generate for them.'

Moratorium period on loan repayment extendable, SC told

Moratorium period on loan repayment extendable, SC told

Rediff.com1 Sep 2020

The apex court had earlier asked the Centre and the RBI to review the move to charge interest on deferred EMIs during the moratorium period.

Get your chopper on EMIs

Get your chopper on EMIs

Rediff.com12 Feb 2007

Eurocopter to emulate luxury car makers