The regulator is also planning to widen the ambit of 'deemed fraudulent activities'.
Close to 29 per cent of all complaints received from customers is related to ATM, debit card and credit card payments
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
You would find NBFCs more willing to lend even if you have a poor credit score, says Adhil Shetty
Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
There is no overnight solution and it requires plenty of patience and discipline to set it right
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
A woman can do many wonderful things if she wishes to, and one of them is to grow her money.
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
If you default, the bad behaviour stays in your credit report for a very long time
If your are hassled with too many EMIs, bring them all under one umbrella and pay a single amount
Rajiv Raj tells you about some easy financing options to deck up your home
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.
Some experts says that the high net-worth requirement of Rs 50 crore for setting up an IU is a deterrent.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
To facilitate such restrictions on entities found to have 'wilfully' defaulted on bank loans, the Reserve Bank is exploring ways to share details of these defaulters with Sebi on a real time basis.
Swiping your credit card to take that dream vacation? Beware, says Harshala Chandorkar, Senior Vice President -- Consumer Services and Communications!
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems.
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Here are 5 ways you can get a credit card even if you do not have a job.
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
If you score well in your credit report with anything between 700 and 900 points, your demand will be easily processed and approved.
Banks create a credit profile of every person who approaches them for a loan. This is a very vital part of any loan application process and banks do consider it very seriously before sanctioning any kind of loan.
It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
Buying an auto insurance cover? Beware of these myths
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
A top-up loan could come to your rescue in an emergency. Here's why
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...
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