By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.
Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
Here are some very important credit gyaan you wish you had got from your parents
Making an informed choice will help you save money and some hassles too.
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...
There are other charges too that you need to budget for
If you choose to be a stay-at-home mom, it definitely does not mean that you are losing a grip over your finances. In fact, there is a lot you can do for yourself and your family.
One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj
and three times when you should actually use them
Yes, it is possible to turn your dreams into reality.
Not all NPAs are treated as wilful defaulters.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
We hope this information can help you save and trigger more money saving ideas in your mind.
These tips will keep you away from dark nights after Diwali
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
Friendships bring joy. And if you have friends who are smart about managing their money, then it shall bring you riches too.
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?
Wilful defaulters will not be allowed to take up board positions in any company.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
Let's see how you can use the approach of superheroes to manage money better
Here's a dummy's guide to the home loan fee maze
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
While we have our wish lists ready, it's only on February 28 that the verdict will be out. We do hope the FM plays Santa and brings some good cheer in this financial year. Meanwhile let's take a moment and list our expectations.
You don't need to be intimidated by the thought of filing tax returns
Work hard, earn more, save well, invest wisely and love your money. But, love yourself first!
We have compiled a list of key factors which led to Warren Buffett's coveted success.
Whatever your income, we show you how to live the rich life.
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
You are already a superwoman! Now add another feather to your cap by driving your own financial planning.
But do not expect the finance minister to fulfil all these wishes
Worried about your financial future? Lord Ganesha has some tips for you.
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!
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