Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
Real estate developers are hoping that the slew of tax concessions announced in Union Budget 2025, set to take effect this financial year, will spur demand for affordable and mid-segment housing, even as the broader housing market shows signs of fatigue.
Indian Navy's destroyer INS Kochi responded following the attack on the vessel, MV Andromeda Star, on April 26, officials said, adding all the crew members are safe.
While festive offers can reduce costs, borrowers should also consider the lender's transparency and service quality. Customers need to be mindful of their repayment capacity.
Sushant Singh Rajput passed away on June 14, 2020.
'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'
While the RBI's guidelines aim to streamline the loan closure process, borrowers must remain proactive.
'Building a credit history is a gradual process that requires at least 6-12 months of consistent credit activity.'
The Reserve Bank is likely to maintain status-quo on the key interest rates for the third time in a row in its upcoming bi-monthly policy review despite the US Federal Reserve and the European Central Bank hiking benchmark rates, as domestic inflation is within the RBI's comfort zone, say experts. The borrowing cost which started rising in May last year has stabilised with RBI keeping the repo rate unchanged at 6.5 per cent since February when it was raised from 6.25 per cent. In the previous two bi-monthly policy reviews in April and June the benchmark rate was retained.
Ultimately, the choice between no-cost EMI and BNPL depends on an individual's financial situation, preferences, and ability to manage repayments responsibly.
While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.
Going through the credit report regularly will make you aware of a number of issues. One is identity theft.
The RBI's rate-setting panel MPC on Monday began its three-day deliberation amid expectations of another round of hike in benchmark interest rates to contain inflation that continues to remain above the central bank's upper tolerance level. RBI Governor Shaktikanta Das will announce the decision of the Monetary Policy Committee after deliberations on Wednesday. Das has already indicated that there may another hike in the repo rate, though he refrained from quantifying it.
The Reserve Bank's rate-setting panel will start its 3-day deliberations on Wednesday amid expectations of yet another rate hike of 50 basis points to check high inflation, in line with similar actions taken by other major central banks, including the US Fed. Based on the recommendations of the Monetary Policy Committee (MPC), the RBI had effected 50 basis points increase in repo rate each in June and August after raising the short-term lending rate by 40 basis points in an off-cycle decision in May. The MPC, headed by RBI Governor Shaktikanta Das, is scheduled to meet during September 28-30.
Taapsee holidays in Russia...Sara remembers Sushant...
Borrowers should be careful if the app promises too-quick disbursal, and doesn't provide adequate information on the terms of the loan, such as interest rate, repayment schedule, etc.
The astrophotography community in India is a fast-growing one.
Sushant once shared his dreams with the world. While he managed to fulfill some, he had wanted to do so much more.
India's residential market is expected to sustain demand momentum despite rise in mortgage and property rates as sales this year across the top 7 cities are likely to breach pre-pandemic level of 2.62 lakh units, industry players said. After braving four back-to-back disruptions in form of demonetisation, RERA, GST and COVID-19 in the last 6 years, industry experts feel the housing market is going through a lot of structural changes and is now at the start of a long-term upcycle. Homebuyers body FPCE gives credit to the Real Estate Regulatory Authority (RERA) under the Real Estate (Regulation & Development) Act, 2016 for this improved buying sentiment.
The Reserve Bank's rate-setting panel began its three-day deliberations on Monday to decide the next monetary policy amid expectations that the central bank will maintain status quo on the benchmark interest rate in the backdrop of global scare due to the new coronavirus variant Omicron. Reserve Bank Governor Shaktikanta Das headed six-member Monetary Policy Committee (MPC) is scheduled to announce the policy resolution on Wednesday. If the RBI maintains status quo in policy rates on Wednesday, it would be the ninth consecutive time since the rate remains unchanged.
If you want to look at nice space pictures, then we'd highly recommend the Astronomy Photographer of the Year competition. The UK's Royal Observatory Greenwich has chosen the winners of its 2018 Astronomy Photographer of the Year competition, which honours photography of the cosmos across multiple categories, such as "People and Space," "Aurorae," and "Galaxies." The top prize was awarded to American photographer Brad Goldpaint, whose photo "Transport the Soul" captures Moab, Utah, with a photographer, rock formations, Andromeda and the Milky Way. This year's competition received over 4,200 entries from 91 countries around the world.
Astronomers have discovered a new 'super-Jupiter' planet, 13 times bigger than Jupiter, the largest planet in our own solar system. The planet orbits a star called Kappa Andromedae that is 2.5 times the mass of the Sun and is located 170 light-years away from the earth.
If you want a reminder of just how gorgeous our universe is, then take some time to browse the winners of the 2020 Insight Investment Astronomy Photographer of the Year competition. French photographer Nicolas Lefaudeux took the top prize with a tilt-shift perspective on the Andromeda Galaxy. The winning images are part of an exhibition opening on October 23 at the National Maritime Museum in London and have been collected into a book. Cue some truly innovative an unexpected captures of galaxies, nebulae, planets, the Moon and even SpaceX satellites.
The scorching temperature of exoplanet, WASP-33b also known as HD15082, is explained by its close orbit around its star, itself one of the hottest planet-hosting stars at 7,160C; it's 380 light years away in the constellation of Andromeda, the Daily Mail reported.
Born in Chicago on October 23, 1942, Crichton was the author of best-selling novels like Jurassic Park, The Andromeda Strain, Congo, The Terminal Man, Prey and State of Fear among others.
Andromeda Marketing Pvt Ltd and Orange are looking for Assistant Managers and Sales Executives.
'Tens of millions will be working from home for months at a time, which means the smartest brains in business will be focussed on creating more efficient WFH processes,' predicts Devangshu Datta.
'You have to understand the realities of Tamil Nadu politics before you decide if you want to be a politician,' A Ganesh Nadar advises the actor.
To celebrate the 25th anniversary of the Hubble Space Telescope's lift-off from Earth on April 24, here are some of the cosmic wonders it has captured over its lifetime.
Ramesh Srivats, IIT-M, IIM-A, and a serial entrepreneur, is back in the game with Fandromeda.com, a gaming platform.
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