Tinesh Bhasin explains the pros and cons of trading in gold 'options', which were introduced in India this Dhanteras
Consumers can easily file cases against e-tailers now.
Diamond prices vary purely on demand and supply. You can make extraordinary returns within six months or it can even take years.
At face value of Rs 2,893 and interest payout of 2.5 per cent, sovereign gold bonds offer best route to invest in yellow metal, says Tinesh Bhasin
BBPS allows you to pay electricity, telephone, water supply, gas and DTH bills. Its scope will be expanded to include other payments like school and university fees, government taxes, insurance premiums, mutual fund investments, even credit card bills.
The I-T department's app is useful for those looking for information, grievance redress, and resolving PAN- or TAN-related issues.
It's better to inform your new employer about income earned and deduction availed with the previous one.
Investors can earn risk-free income of 6% to 8% annually by lending stocks.
CAs not sure if individuals declaring unaccounted money will get immunity from reassessment as these provisions are not covered in the Bill.
New borrowers should go for banks over housing finance companies as the new benchmark -- MCLR -- is more transparent.
Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.
'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'
Don't forget to ask for quarterly audited statement of transactions in your account. This will make it easier for you to calculate your tax liability and pay it on time.
Did you know that your home insurance covers valuables in bank locker?
Don't invest more than 5 per cent of your portfolio in bitcoin. The virtual currency's price has run up very fast and experts feel a correction may be around the corner.
While a wallet is convenient, payments bank offers interest on deposits and ATM facility.
Taxation has played spoilsport despite double digit returns.
Don't share information over phone with anyone. Use only official apps. Keep Aadhaar locked unless needed.
A combination of ELSS or PPF with a term plan offers better coverage and returns
If you are making any drastic changes, make sure there is adequate documentation
It's best to avoid deals that sound too good to be true.
'Some brands only lend their names to the property and take a royalty.' 'The developer only needs to adhere to the terms and conditions of the contracts.' 'But branded apartments from Trump are particular about every small detail.'
How can you access the bank account of an incapacitated person?
'To save the LTCG, it's always better that the owner of the property that was sold also becomes the title holder in the new one.'
NRIs could run into difficulties if they possess discontinued currency notes amounting to a high value.
Based on the holding period, the profit you make is liable to short-term or long-term capital gains tax, experts tell Tinesh Bhasin.
Goods and services provided without any consideration are out of ambit of Consumer Protection Act; investors, too, cannot approach a forum. Tinesh Bhasin reports
Investing in start-ups can be highly rewarding, but direct investing is not meant for everyone. For the majority of wealthy investors, taking the private-equity route could still be the better option.
Using a Living Will, individuals can specify that they don't want any resuscitation if the death is apparent.
For investors, every cost-saving means higher returns.
Deals from online travel portals, in partnership with credit cards, are good.
Private banks and start-ups offer instant loans on apps as well as through ATMs.
Monsoon delay? Claiming compensation from an airline isn't easy.
Miss the March 31, 2018 deadline to file belated tax return for FY16, and risk an I-T notice and a hefty fine.
If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.
UTI Mutual Fund has launched UTI-FAMILY (that allows investors to buy mutual fund units in their name, but the returns go straight to a parent's bank account.
Chirag Gupta, who trades in futures & options, had made a profit of Rs 6 lakh, but...
Experts say it could make divorces amicable and help reduce court cases.
An investor would pay much less when he invests through a registered investment advisor than a distributor.