"I believe it is important for an investor to not put all their eggs in one basket, and also diversify in terms of asset class," says Sanjeev Aggarwal.
Those willing to take a higher risk for higher returns can look at AAA-rated non-convertible debentures from reputed issuers.
'There is a long-term bull market that commodities will witness. This can take 2-3 years to start. There have been some large moves in foreign exchange. We have seen the pound depreciate by 25 per cent against dollar. We have seen the yen appreciate against the dollar. When the markets start stabilising, these trends will reverse. This will give good trading opportunity. But it is not clear whether any one should do anything yet,' says Robert Morrice, MD, Barclays Wealth.
While retaining the basic exemption limits at Rs 1.6 lakh (for individuals), Rs 1.9 lakh (for women) and Rs 2.4 lakh (for the retired), the slabs have been hiked substantially.
Rate cut, increase in limit, withdrawal of processing charges are some of the pluses.
In fact, the current market scenario provides more value investment opportunities. So, it is positive for mutual funds.
Install a security software that has an app advisor function, advises Tinesh Bhasin.
There are judicial precedents where it has been held that if payment is made for temporary disablement, it would be taxable, points out Tinesh Bhasin.
After the NHB asked housing finance cos to desist from offering interest subvention schemes, disbursement of loans are likely to get delayed, points out Tinesh Bhasin.
That's the government's goal for the Unified Payment Interface by March. Are they close? A P Hota, the man at the helm, answers.
Selling property below market value can lead to litigation. Tinesh Bhasin offers tips on how to avoid it.
Each financial product is governed by a different regulator and the rules for gifting vary, points out Tinesh Bhasin.
Interest rate and tenure are not the only two factors to consider.
Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.
Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.
'Investors should allocate about 5% to 10% to such funds.'
Analysts say investors should increase their exposure to gold up to 10% of their portfolio, depending on their comfort with a 2-year horizon. But avoid investing in physical gold or deposit schemes run by jewellers
An income tax tribunal held that the PoA could not be construed as an instrument of transfer concerning any right, title, or interest in the immovable property.
When submitting house rent allowance receipts, claiming that you pay rent to a close relative like parents, siblings or spouse, ensure that you have supporting documents to substantiate it.
'Investors need to understand that these schemes may not do well in the market that is in a bull run, but quality stocks would protect the downside.'
If you are merely letting out the property and enjoying the rent as an individual or as a company, in most cases, you will need to mention rental income under the head 'income from house property' in the income-tax return form, points out Tinesh Bhasin.
Sooner the investors shift, the better it is as a majority of equity funds have single-digit returns since January 31.
General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.
'I will not bog down with the setbacks. I am going to republish the book. All the copyrights rest with me,' former executive director of Air India Jitendra Bhargave tells Tinesh Bhasin about Praful Patel's pressure to withdraw his book.
If you miss the July 31 deadline, there is a late filing fee of up to Rs 10,000. Also, you cannot file returns beyond March 31, 2019.
Experts tell Tinesh Bhasin how to pick one to save money as well as some troubles later
'Our pet insurance policy is similar to the health insurance for humans.'
For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.
If you have been planning to buy a house, don't postpone your purchase. Developers are offering discounts, freebies and attractive payment plans.
SBI has twice hiked interest rates on fixed deposits within a month, but an investor still gets better returns at the post office.
If you are in credit opportunity funds, income funds or dynamic bond funds for a long-term goal, stay put.
Investors across age groups and risk appetite can invest in these schemes.
Now you can check your Aadhaar authentication history online to track if anyone misused your unique identity.
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
UPI transactions are growing faster, but wallets remain relevant for those without a bank account and seeking cashbacks.
Those earning over Rs 50 lakh a year need to disclose all jewellery and cash in their returns, says Tinesh Bhasin.
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
If your equity gains are less than Rs100,000 in a financial year, you can breathe easy.
For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%. For two-wheelers, the cost can rise by 1% to 1.5%
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances