With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
Putting up an all-round show, Karnataka defeated Mumbai by 5 wickets in their Elite Group B Ranji Trophy game in Mumbai on Sunday, inside two-and-half days. This was Mumbai's second consecutive loss at home, following their defeat against Railways.
This Durga Puja, the world's largest Durga idol will be installed at Deshapriya Park in south Kolkata.
'If an investor wants to clone an ace investor's portfolio, s/he will be better off cloning the entire portfolio rather than cherry picking stocks selectively.'
Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
'Even if your phone goes missing for 15 minutes, be warned.' With e-wallets playing a larger role in transactions, these precautions are a must.
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh
Even in times of disaster and distress, caste tensions continue to stay afloat at relief camps for flood victims in Bihar with reports coming in about Dalits at the Bihar Vidhyapeet Bhawan and B N collegiate camps in Patna being abused, humiliated and deprived of relief by some upper caste men, a district official said on Wednesday.
'By entering at an early age, they stand a better chance of developing into skilled investors.'
Customers should be fully aware of what their policy covers and should follow claim procedures meticulously, says Sanjay Kumar Singh.
Son's offer to supply free power after 25 years is based on the idea that the cost of running a solar plant would progressively decline while its efficiency would increase.
After an invitation to him to attend an Allahabad university function stoked controversy, Aditynath has been 'advised' against entering the district and may face 'legal action' if he does not comply.
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.
A radiation scare at Delhi's Indira Gandhi International Airport forced the suspension of cargo operations, but nuclear regulator and Delhi authorities said there was no leak of radioactive substance from a consignment unloaded from a Turkish Airlines plane.
If you default, it will affect your credit score and your career.
'In restaurants, the waiter takes your card and then comes back with the machine. Don't allow that.' 'Let him come to you with the machine and then enter the card and the PIN yourself.'
China, France and Spain are emerging as hotspots for Indian students.
One of the best stories coming out of Bihar is about a place where Chandragupta Maurya, Buddha, Ashoka, Sher Shah Suri and India's Mona Lisa meet.
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
The Uttarakhand government on Tuesday put the number of missing people in last month's tragedy at 5,360 and announced that pilgrimage to Badrinath, Gangotri and Yamunotri shrines will resume by September 30 even as fresh rains pounded several parts of the state and claimed 11 lives.
Why the case for investing in passive funds is becoming stronger.
Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.
Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
The two were being taken to Gaya central jail for interrogation, Magadh Zone Deputy Inspector General Saurabh Kumar said.
When looking at fund returns, avoid looking at just the past 12 months' performance, says Sanjay Kumar Singh
Three key instruments that can help you meet your financial goals, while also allowing you to enjoy tax deductions are ELSS, term cover and health cover.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
These funds carry low risk and should be able to beat the returns from fixed deposits.
An eyewitness said some people in a minibus and private cars were trapped.
When selecting a liquid fund, stick to schemes with an AUM of above Rs 1,000 crore.
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
Ponzi schemes have characteristics that the informed investor can spot easily.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
How investors can tweak their fixed income investments to earn more in the current environment.
The statements made by the opposition parties after the preemptive air strike on terror camps have made only people of Pakistan happy, he claimed.
Over the past 25 years the MF industry has come a long way. Geographic reach has increased, many more customers have been added, more channels have been opened up and the product basket is full.
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
Given that the ETF has given exceptional returns over the past year, start small and buy more in a staggered manner.
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