Even if the bull run may continue, most experts say some profit booking is called for, points out Sanjay Kumar Singh.
'A 25 year old buying a high-value policy now will be well covered even in his 40s.'
To overcome your fear of the property being taken over, draw an ironclad agreement with a good lawyer's help, recommends Sanjay Kumar Singh.
Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.
If a retail investor wants exposure to a healthcare ETF, it should be a part of his satellite portfolio, suggests Sanjay Kumar Singh.
Treat silver as part of the procyclical or growth assets in your portfolio, advises Sanjay Kumar Singh.
The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.
'It is a good match for those aged 25-30, who have just started working and need a basic product.'
Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.
These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.
Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.
'Do some profit booking and bring your equity allocation back to its original level.'
Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.
At the outset, decide whether you want to be a trader or an investor, suggest Sarbajeet K Sen and Sanjay Kumar Singh.
Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.
Investing in the US market provides Indian investors a hedge against the rupee's long-term tendency to depreciate against the dollar.
Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.
Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.
When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.
The first and most important check you must run is to see if you have adequate life cover.
Experts say this is a good time to buy a house for self-use, points out Sanjay Kumar Singh.
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.
With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.
A local court in Muzaffarpur ordered an inquiry into the reported comments of Maharashtra Navnirman Sena chief Raj Thackeray blaming north Indian migrants for spurt in crime rate in Mumbai.
The sub-group constituted by the Supreme Court to audit oxygen consumption in hospitals in the national capital during the second wave said the Delhi government "exaggerated" the consumption of oxygen and made a claim of 1,140 MT, four times higher than the formula for bed capacity requirement of 289 MT.
In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
Four Bihar military police jawans were killed and another was seriously injured when Maoists spayed bullets on a police patrol in Bihar's Aurangabad district on Monday, the police said.
Apparently unable to bear the ignominy of conviction in a case of massacre of eight Rashtriya Janata Dal workers, a former Congress minister collapsed after stepping out from the court on Tuesday and died an hour later.The former minister, Sanjay Kumar Singh, was taken to a hospital where he breathed his last.An FIR was lodged against Additional District Judge S C Srivastava after Singh's lawyers alleged that the court did not pay any heed to their repeated request.
Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse
The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.
Keep your mobile number and e-mail updated. When you receive the weekly report on cash holdings, check to ensure there is no discrepancy between the amount you have kept with the broker and what the latter has reported, advises Sanjay Kumar Singh.
While it may be justifiable to pay a higher expense ratio in a fund that outperforms, you should definitely exit one whose performance is below par, says Sanjay Kumar Singh
The Election Commission has reduced maximum number of campaigners for the recognised parties to 30 while for the unrecognised parties it would be not more than 20 in view of coronavirus pandemic, Additional Chief Electoral Officer (ACEO) Sanjay Kumar Singh said on Friday. The maximum number was earlier fixed at 40 for everybody.
The pandemic should force you to take a hard look at the downside risks that could jeopardise your finances.
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'
Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.
Hundreds of people are still seen attending the rallies without wearing face masks and pushing and shoving each other for space.
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