Cover the spouse under the same policy. A joint life plan offers assurance that one will continue to receive the same financial care in case of an unforeseen loss of a partner, advises Pankaj Razdan.
The branch managers have come out of their glass cabins and the sellers' market has transformed into a buyers' market, but there is no end to the harassment of customers, asserts Tamal Bandyopadhyay.
Term insurance policy premiums are set to rise by 25 to 30 per cent with Munich Re, the largest reinsurer for the Indian insurance market, increasing its rates for underwriting portfolios of pure protection plans by up to 40 per cent. According to a senior executive of a private life insurance company, the global reinsurer has communicated its decision about increasing rates. About 8-10 insurance companies have been informed about the move, sources said.
Unlike other health insurance policies, which mostly covers hospitalisation expenses alone, the specialised cover is likely to include the cost of treatment during quarantine and payment of cash for incidental expenses.
New Irda rules open the way, with 5 entities getting okay to set up as repositories; firms preparing structures for switch
Make sure that the waiting period on pre-existing diseases does not exceed two years. Avoid policies that come with room rent and ICU capping, suggests Sanjay Kumar Singh.
'Throw away all perishable foods that have been left at room temperature for more than two hours,' suggests dietician Komal Jethmalani.
Read the fine print and avoid potential losses, says Naval Goel
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Wednesday, October 7.
Your insurance policy document will become digital and paperless like shares. Here's what you must know to save the hassles.
Indrani was spiritedly telegraphing details of the jewellery from the back of the court...
Although insurers feel loss ratios in the health segment may get impacted, and profitability will take a hit, capital erosion will not take place, at least for the large entities.
The policy features a combined death benefit to be paid upon the death of the single insured that more than doubles the previous record, Guinness said in a statement.
Don't sidestep the idea of investing in term insurance. Here's why.
There may be situations when a general life insurance policy may not be adequate to cover certain life uncertainties.
The online channel has only been successful in making inroads in metro cities.
Anik Jain, founder and CEO at Symbo, will answer your questions on insurance -- life, health, motor, travel, etc -- on a weekly basis.
Taking health insurance is part of going abroad, but watch when you choose to make small claims, says Arnav Pandya.
'It is important to ensure that the person driving the car has a valid driving licence, is in a stable mental condition and is not under any heavy medication or influence of alcohol,' says K G Krishnamoorthy Rao, MD and CEO, Future Generali India Insurance.
Go for it! Buying insurance online is a cost-effective way that will save you both money and time.
Buying a wrong insurance policy can give you nightmares when it comes to settling claims. Then there are other issues like cost, riders etc. Here's a seven-point checklist to help you buy an insurance policy that YOU need.
The insurance regulator is likely to confine the portability of health insurance policies to non-life insurance companies.
Health insurance policy holders, feeling let down due to poor services, will have the choice to switch over to another company with the same conditions under the insurers portability option to be formulated by regulator Irda next month.
Take these factors into consideration before buying a healthcare policy
The Life Insurance Corporation of India will soon file a special leave petition before the Supreme Court to prevent trading in life insurance policies.
'Our pet insurance policy is similar to the health insurance for humans.'
Roopam Asthana, CEO and whole time director, Liberty General Insurance, answers readers health insurance queries.
Is there any use of a policy for which you keep paying premiums for 20 to 30 years and in the end your claim gets rejected? Harjot Singh Narula offers advice on how not to get your claim rejected
Takes care of expensive medical treatment at affordable cost even as you get quality treatment and tax benefit out of it, says Naval Goel
Having an agent can help in the case of older consumers with pre-existing diseases or if there is a break in policy. Otherwise, online is cheaper and there is help, too
Though COVID-19 will wreak more damage to the finances of the Indian population, the insurance sector is unlikely to get hurt.
Buy comprehensive motor insurance policy to guard against natural calamities.
Apart from traditional factors, some new parameters have also been introduced into auto insurance agreements, which can prove to be a boon for the policyholders and can lower their premiums.
The first T20 international between India and South Africa was abandoned in Dharamsala on Sunday, without a ball being bowled because of heavy rain.
There are judicial precedents where it has been held that if payment is made for temporary disablement, it would be taxable, points out Tinesh Bhasin.
Keep these in mind to gain maximum benefit from your life insurance policies that you may already have or are planning to buy
Wimbledon, which was initially scheduled for June 29-July 12, was cancelled for the first time since World War Two due to the COVID-19 pandemic which has killed more than 44,000 people in the United Kingdom.
A quick snapshot about the fundamentals of the concept of life insurance.
Postpone the purchase of big-ticket consumer durable items, recreational spending on holidays, and other such expenses unless your financial position is very secure, advises Sarbajeet K Sen.
Turn the table on unscrupulous agents selling policies you don't need.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances